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Journal of Management and Business Innovation (JOMBINOV)
Published by CV. Vocezmi Learnov
ISSN : -     EISSN : 31236464     DOI : -
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
The Journal of Management and Business Innovation (JOMBINOV) is a scientific journal published by CV. Vocezmi Learnov. JOMBINOV focuses on the development of knowledge and professional practices in the field of management and business. This journal serves as a publication platform for academics, researchers, and practitioners to disseminate research, theoretical studies, and innovations relevant to modern business development. The scope of JOMBINOV includes modern management, business innovation, digital marketing, digital finance, e-commerce, human resource management, entrepreneurship, MSME development, and technologies that support business transformation. JOMBINOV employs a multidisciplinary approach to foster the advancement of science, technology, and management practices in the digital era. JOMBINOV uses double-blind peer review, is published four times a year (March, June, September, and December), and uses an open access system. Each article is checked with Mendeley and Turnitin to ensure originality and academic integrity. This journal accepts manuscripts in English and provides writing templates through its official website.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 15 Documents
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The Dynamics of Millennial Consumer Behavior in Online Shopping Decision-Making on the Shopee Marketplace with Scarcity Perception as a Moderating Variable Irience R. A. Manongga; Yanti S. Giri
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 01, No 01, December 2025
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v1i01.3

Abstract

In recent years, online shopping activity among millennials has shown a very significant increase. The development of digital technology, the intensification of promotional strategies, and lifestyle trends demanding convenience and speed have also contributed to the dominance of this group as active users of various e-commerce platforms, including Shopee. This condition underscores the importance of an in-depth study of the determinants influencing purchasing decisions within this consumer segment. This study aims to analyze the influence of the millennial generation lifestyle on purchasing decisions, with scarcity perception acting as a moderating variable. A total of 96 respondents were involved in this study using the Lemeshow technique and purposive sampling. Data analysis was performed using simple regression and multiple regression analysis (MRA). The research findings indicate that lifestyle has a positive and significant influence on Shopee users' purchase decisions in Kupang City (b = 0.759; p = 0.000; R = 0.724). On the other hand, the moderation test of scarcity perception yielded a negative and non-significant effect (b = -0.001; p = 0.087). However, an R² value of 0.733 indicates that the presence of the moderating variable still contributes to strengthening the relationship between lifestyle and purchase decisions.
Causal Model of Emotional Intelligence, Digital Literacy, and Employee Work Productivity of Banking Staff in Kupang: A Structural Equation Modeling Approach Moni Y. Siahaan; Klaasvakumok J. Kamuri
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 01, No 01, December 2025
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v1i01.25

Abstract

The ongoing transformation of the workplace, driven by the Industrial Revolution 4.0 and the paradigm of Society 5.0, has intensified the demand for human resources equipped with advanced emotional and digital capabilities. This study develops a comprehensive causal framework that examines the interrelationships among emotional intelligence, digital literacy, and employee productivity using a Structural Equation Modeling (SEM) approach. The empirical evidence demonstrates that emotional intelligence significantly enhances productivity by fostering stronger emotional regulation, adaptive responses to organizational change, and effective interpersonal collaboration. Digital literacy is likewise a crucial determinant of productivity, enabling employees to utilize digital technologies more efficiently to achieve performance targets. Furthermore, the results indicate that emotional intelligence positively contributes to the development of digital literacy, suggesting that emotionally competent individuals exhibit greater openness and motivation toward technological adaptation. Importantly, digital literacy acts as a significant mediating mechanism linking emotional intelligence to productivity, emphasizing the need for organizations to strategically cultivate both competencies in synergy. The study advances the theoretical discourse on employee productivity by conceptualizing the integrated roles of emotional and digital competencies and provides actionable insights for organizations to design holistic human resource development initiatives that align with the rapidly digitalized and dynamic characteristics of contemporary work environments.
Digital Payment: Driven Digital Transformation and Its Impact on Culinary Business Development in Kendari City Dahniar; Hasriani; Ardiansyah
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 01, No 01, December 2025
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v1i01.27

Abstract

This study aims to analyze the impact of e-payment on the development of culinary businesses in Kendari City. This research employs a qualitative descriptive approach, with a specific focus on the use of QRIS as a non-cash transaction tool. Data were collected through observation, interviews, and documentation. The data analysis technique applied in this study follows Miles and Huberman’s interactive model, which consists of data reduction, data presentation, and conclusion drawing. The findings indicate that e-payment contributes significantly to the advancement of culinary businesses in Kendari City and generates positive outcomes. The use of QRIS greatly facilitates transactions between business owners and consumers, as it requires only a single barcode for scanning, making the process more practical and time-efficient. In addition to simplifying transactions, QRIS also supports business owners in recording daily revenues and quickly identifying the products sold.
Exploring the Relationship Between Financial Literacy and Financial Capability Among Micro, Small, and Medium Enterprises in Kupang City Yuri S. Fa'ah; Dominikus Kopong T. Aman
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 01, No 01, December 2025
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v1i01.28

Abstract

The Micro, Small, and Medium Enterprises (MSME) sector in Kupang City has experienced substantial growth in recent years and has increasingly become a central pillar supporting regional economic development. Despite this progress, numerous studies consistently indicate that MSME actors continue to face significant challenges in managing their business finances, including unsystematic record-keeping, insufficient budgeting practices, and limited access to formal financial services. These persistent constraints often result in restricted working capital, unstable cash flows, and reduced business resilience in responding to market dynamics. In response to these issues, this study aims to examine the relationship between the core dimensions of financial literacy—namely financial behavior, financial attitudes, financial knowledge, and financial capability—among MSME actors in Kupang City. Drawing on the active MSME population in 2022, a final sample of 173 respondents was selected using the Slovin formula, and data were gathered through a structured questionnaire survey. Multiple regression analysis, conducted using SPSS version 25, was employed to assess the extent to which each dimension of financial literacy influences financial capability. The findings demonstrate that financial behavior and financial attitudes exert a positive and statistically significant effect on financial capability, while financial knowledge shows a more varied and less consistent relationship. These results underscore the need for financial education initiatives that not only enhance cognitive understanding but also foster sound financial behaviors and attitudes. Furthermore, the study highlights the importance of comprehensive MSME empowerment strategies aimed at strengthening financial resilience and promoting long-term business sustainability in Kupang City.
How Do Traders in Padang City Allocate Their Assets? Jayaputra Trihamadhi
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 01, No 01, December 2025
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v1i01.29

Abstract

Monetary policy does not always operate smoothly or effectively, as it is influenced by societal patterns and behavior in asset allocation. The findings of this study, using a quota sampling approach, reveal that monetary assets—such as savings in formal financial institutions—are preferred by 74.80% of traders in Padang City, followed by savings in non-formal financial institutions and insurance products. The study further identifies that none of the traders allocate their assets in the form of bonds. In terms of physical assets, land becomes the primary option, preferred by approximately 30.08% of traders. Other forms of physical assets include buildings, gold, and livestock. Additionally, 86% of respondents reported having no awareness of monetary variables, such as interest rates and inflation. For traders in Padang City, interest rates do not serve as a consideration in their asset placement decisions. Consequently, monetary policy instruments relying on interest rate adjustments to regulate economic liquidity tend to be ineffective.
An Integrated Innovation DiffusionTrust-Building Framework for Understanding Mobile Payment Adoption in Indonesia’s Cross-Border Regions Klaasvakumok J. Kamuri; Andrias U. T. Anabuni
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 01, No 01, December 2025
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v1i01.30

Abstract

Mobile payment adoption in Indonesia has expanded rapidly; however, its diffusion in cross-border regions remains limited due to infrastructural inadequacies, heightened cross-border transaction risks, and low levels of trust in digital financial platforms. These regions—marked by high population mobility, informal economic activity, and uncertain regulatory oversight—create a unique context in which conventional technology adoption models may not fully capture user behaviour. This study introduces an integrated framework that combines Innovation Diffusion Theory and Trust-Building Theory to investigate how mobility, customization, security, and reputation shape trust and influence mobile payment adoption in Indonesia’s international border areas. The framework further examines the role of trust in mitigating perceived risk and strengthening continuance usage intention, while also assessing gender as a moderating variable. Data were obtained from 225 mobile payment users residing in major border gateways between Indonesia and Malaysia, Timor-Leste, and Papua New Guinea. Using partial least squares structural equation modelling (PLS-SEM), the results indicate that security, customization, and reputation significantly enhance trust, whereas mobility does not exert a meaningful effect within the border context. Trust substantially increases continuance usage intention and reduces perceived risk; however, perceived risk does not significantly influence continuance intention. Gender is also found to have no moderating effect on any of the hypothesized relationships. This study contributes to the mobile payment literature by providing a contextualized understanding of user behaviour in high-risk, infrastructure-constrained environments. It also offers practical implications for policymakers and fintech providers aiming to expand digital financial inclusion and strengthen trust-based payment ecosystems in Indonesia’s cross-border regions.
Environmental Attitude as a Mediator Between Consumer Innovativeness and Purchase Intention: An Empirical Investigation Diah Hermawati
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 01, No 01, December 2025
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v1i01.31

Abstract

This study examines the direct and indirect effects of consumer innovativeness on purchase intention. As a key contribution, the study incorporates environmental attitude as a mediating variable. A quantitative approach was employed, using an online questionnaire distributed to 160 respondents. The sampling technique applied was purposive sampling, targeting university students across Indonesia who met predefined criteria. Prior to hypothesis testing, data quality was assessed through validity and reliability tests. Structural equation modeling using SmartPLS was then utilized to evaluate the proposed hypotheses. The findings indicate that consumer innovativeness has a significant direct effect on purchase intention, suggesting that higher levels of innovativeness correspond to stronger purchase intentions. Moreover, environmental attitude is confirmed to mediate the relationship between consumer innovativeness and purchase intention. Future studies are recommended to incorporate moderating variables such as gender and age to yield deeper insights.
Artificial Intelligence and the Ethical Boundaries of Managerial Judgment: Insights from a Systematic Literature Review Irience R. A. Manongga; Andrias U. T. Anabuni
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 02, No 01, March 2026
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v2i01.33

Abstract

This research aims to systematically analyze the utilization of Artificial Intelligence (AI) in various Human Resource Management (HRM) functions, evaluate the theoretical foundations used in previous studies, summarize key empirical findings, and identify research gaps and emerging ethical-managerial implications. The research uses a Systematic Literature Review (SLR) design with a PRISMA approach. Data was collected from the Scopus, Web of Science, and Google Scholar databases for reputable journal articles published between 2015 and 2025. The selection process was conducted through the stages of identification, screening, and eligibility based on strict inclusion and exclusion criteria, resulting in 52 articles that were analyzed using thematic analysis and conceptual synthesis. Theoretically, this research enriches the technology-based HRM literature by presenting a typology of AI utilization in HRM functions and revealing the limitations of the theoretical framework, which is still partial and fragmented in previous studies. The research findings have strategic implications for practitioners and policymakers in ethically, responsibly, and sustainably integrating AI into HRM practices, particularly in the context of recruitment and selection, performance analytics, talent management, and data-driven HR decision-making. The limitations of this study lie in its reliance on secondary data sources and the dominance of studies focused on developed country contexts. This situation opens opportunities for further research that is empirical, longitudinal, and contextual, particularly in developing countries.
From Intellectual Capital to Value Creation: Innovation Orientation and Financial Capital Innovation as Strategic Mediators Arif Widodo
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 02, No 01, March 2026
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v2i01.34

Abstract

This study aims to examine how intellectual capital contributes to firm value creation by investigating the mediating roles of innovation orientation and financial capital innovation in manufacturing firms. It seeks to move beyond a linear view of intellectual capital by explicating the mechanisms through which knowledge-based resources are transformed into economic value. The study adopts a quantitative explanatory design using secondary data from manufacturing firms operating in Central Java. The proposed conceptual model is tested using Partial Least Squares–Structural Equation Modeling (PLS-SEM) to examine both direct and indirect relationships among intellectual capital, innovation orientation, financial capital innovation, and value creation. This research advances the intellectual capital literature by offering a process-oriented explanation of value creation. It extends resource-based and dynamic capabilities perspectives by positioning financial capital innovation as a critical yet underexplored mediating mechanism alongside innovation orientation in translating intellectual capital into firm value. The findings suggest that managers should not only invest in intellectual capital but also actively foster innovation-oriented strategies and innovative financial practices to realize sustainable value creation. For policymakers, the results highlight the importance of supporting innovation ecosystems and financial flexibility, particularly in manufacturing sectors operating under resource constraints. This study is limited by its reliance on secondary data and a cross-sectional design, which may not fully capture the dynamic evolution of intellectual capital and innovation over time. Future research is encouraged to employ longitudinal or mixed-method approaches and to test the proposed model across different industries and institutional contexts.
Digital Work Resources and Innovative Work Behaviour in Small and Medium-Sized Enterprises: The Mediating Role of Digital Engagement Haryadi Sumarsono; Rosyana Nashir; Taufiq Sugiarto
Journal of Management and Business Innovation Journal of Management and Business Innovation (JOMBINOV): Volume 02, No 01, March 2026
Publisher : CV. Vocezmi Learnov

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65792/jombinov.v2i01.35

Abstract

This study investigates the relationship between digital work resources and innovative work behaviour in small and medium-sized enterprises (SMEs), examining the mediating role of digital engagement. Using a quantitative approach, data were collected from 60 SME owners and employees actively using digital technologies in East Java. Partial Least Squares–Structural Equation Modelling (PLS-SEM) was applied using SmartPLS and SPSS. The study reveals that digital work resources do not directly influence innovative work behaviour. Instead, digital engagement fully mediates this relationship, extending SME and digital work literature by emphasising engagement as a critical mechanism through which digital resources translate into innovation. The findings highlight that investments in digital technologies must be accompanied by strategies that enhance digital engagement, such as capability development and participative digital practices, to foster innovation in SMEs. The limited sample size and regional focus constrain generalisability. Future research should adopt broader samples, comparative settings, or longitudinal designs to further examine digital engagement dynamics in SMEs.

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