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INDONESIA
Jurnal Sosial, Ekonomi Dan Bisnis
Published by Universitas Nahdlatul Ulama Nusa Tenggara Barat
ISSN : -     EISSN : 27766403     DOI : https://doi.org/10.69503/econetica.v7i1
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Econetica adalah sebuah jurnal publikasi ilmiah yang di dalamnya mencakup permasalahan sosial, ekonomi,dan bisnis, sebagai upaya untuk membuat sebuah wadah yang terintegrasi dengan ilmu pengetahuan khusunya bidang ekonomi dan bisnis
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 95 Documents
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Islamic Sharecropping and Farmer Welfare: An Analysis of the Muzara‘ah System in West Lombok, Indonesia Sindi Apriani; Habibul Umam Taqiuddin; Muhammad Yakub
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.537

Abstract

This study investigates the implementation of the muzara‘ah profit-sharing system and its impact on farmer welfare in West Lombok, Indonesia, through the lens of Islamic economics. Using a qualitative descriptive approach, the research examines how Islamic sharecropping arrangements between landowners and tenant farmers influence income distribution, productivity, and social cohesion within rural communities. Data were collected through in-depth interviews, field observation, and documentation involving both landowners and sharecroppers in Bagik Polak Village, Labuapi District. The findings reveal that the muzara‘ah contract, conducted orally based on mutual trust and kinship, reflects key Islamic ethical principles such as amanah (trust), ‘adl (justice), and ta‘awun (mutual cooperation). The typical profit-sharing ratios—½:½ for rice and ⅓:⅔ for horticultural crops—provide equitable returns that enhance household income and strengthen community solidarity. Despite the absence of written agreements, the practice remains sharia-compliant, as it fulfills the essential requirements of muzara‘ah. However, sustainability challenges persist, including limited access to capital, the absence of formal documentation, and vulnerability to crop failure. The study concludes that the muzara‘ah system not only functions as an agricultural financing mechanism but also embodies a moral economy model that promotes fairness, productivity, and welfare within Islamic rural society.
Strategies for Handling Non-Performing Qardhul Hasan Financing in Islamic Cooperatives: A Case Study of Baituttamkin Sharia Cooperative, Kediri Unit Baiq Suhaera; Habibul Taqiuddin; Muhammad Yakub
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.540

Abstract

This study investigates the causes and management strategies of non-performing Qardhul Hasan financing at the Baituttamkin Sharia Cooperative, Kediri Unit. The Qardhul Hasan scheme represents a non-profit, collateral-free financing model where members repay only the principal amount without profit sharing or service fees. However, its implementation frequently faces repayment problems due to members’ inability to fulfill obligations. Using a qualitative field research approach, data were collected through observation, interviews, and documentation, then analyzed using Miles and Huberman’s interactive model. The findings reveal two major factors contributing to non-performing financing: internal weaknesses, such as insufficient monitoring and weak assessment of member character, and external factors, including adverse economic conditions, business failure, and deliberate non-compliance by members. The cooperative’s handling strategies include home visits, friendly dispute resolution through musyawarah (deliberation), motivation and business mentoring, rescheduling, and recovery measures. These results emphasize that improving internal governance, member monitoring, and financial literacy can strengthen cooperative resilience and minimize future defaults.
Developing Community-Based Halal Tourism through Digital Promotion: A Case Study of Taman Surga Rinjani, Sembalun, Lombok, Indonesia Hasbiatun Hasbiatun; Habibul Umam Taqiuddin; Muhammad Yakub
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.541

Abstract

This study explores the development of community-based halal tourism through digital promotion at Taman Surga Rinjani, located in Sembalun, East Lombok, Indonesia. As part of Lombok’s emerging halal tourism initiatives, this destination demonstrates how local communities integrate Islamic values with creative economic practices to enhance both spirituality and livelihood. Using a qualitative descriptive approach, data were collected through interviews, observation, and documentation involving local tourism managers, community members, and visitors. The analysis, guided by the Miles and Huberman framework, revealed that Taman Surga Rinjani applies a dual promotion strategy combining offline methods—such as local festivals, brochures, and school visits—with online marketing through social media platforms including Facebook, Instagram, and TikTok. These strategies have significantly increased tourist visits, stimulated local entrepreneurship, and created new employment opportunities. Moreover, the tourism model reflects Islamic ethical principles of halalan tayyiban (permissible and good), amanah (trust), and ukhuwah islamiyah (social solidarity). Despite notable progress, challenges remain in terms of digital marketing capacity, partnership development, and limited institutional policy support. The study concludes that sustainable halal tourism requires continuous collaboration between government agencies, local communities, and digital innovators. This research contributes to the growing discourse on Islamic tourism by demonstrating how digital engagement and community participation can transform peripheral destinations into inclusive and ethically grounded tourism ecosystems.
The Role of Islamic Boarding Schools in Community Economic Empowerment: A Case Study of Mertak Tombok Village, Central Lombok, Indonesia Baiq Muniah; Habibul Umam Taqiuddin; Muhammad Yakub
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.543

Abstract

This study explores the role of Islamic boarding schools (pondok pesantren) in fostering community-based economic empowerment in rural Indonesia. The research focuses on Mertak Tombok Village, Central Lombok, where the Pondok Pesantren serves as both a religious institution and an agent of socio-economic transformation. Using a qualitative descriptive approach, data were collected through interviews, observation, and documentation involving kiai (religious leaders), students, and local residents. The findings indicate that the pondok pesantren plays a pivotal role in developing community entrepreneurship through education, social training, and the establishment of productive enterprises such as agriculture, livestock, and handicraft cooperatives. Its leadership model—anchored in Islamic ethical values—has fostered a culture of self-reliance and collaboration among local residents. Nevertheless, challenges remain in managerial capacity, market access, and the integration of modern business practices. The study concludes that the effectiveness of pesantren-based empowerment depends on three critical factors: institutional leadership, socio-religious legitimacy, and the synergy between religious education and local economic initiatives. These findings contribute to the broader discourse on Islamic social entrepreneurship and sustainable community development in developing regions.
Empowering the Islamic Creative Economy through Traditional Weaving Enterprises: A Case Study of Community Welfare Development in Central Lombok, Indonesia Bathin Bathin; Mashur Mashur
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.547

Abstract

This study explores the empowerment strategies of the creative economy sector through traditional weaving enterprises in Pujut District, Central Lombok, Indonesia, from the perspective of Islamic economics. Using a qualitative descriptive approach, the research aims to analyze how weaving artisans, supported by local community networks and religious values, contribute to improving household welfare. Data were collected through interviews, observation, and documentation involving community leaders, weaving artisans, and cooperative members. The findings reveal that empowerment occurs through capacity building, mutual cooperation, and digital marketing adaptation. Islamic ethical principles such as amanah (trustworthiness), ta’awun (mutual help), and halal livelihood guide artisans’ behavior and production processes. Despite facing challenges such as limited capital, raw material scarcity, and low technological literacy, the weaving community exhibits strong resilience grounded in faith-based motivation and social solidarity. The study concludes that the integration of Islamic moral economy and creative entrepreneurship fosters inclusive, sustainable welfare for rural communities. This research contributes to the discourse on Islamic creative economy development and highlights the role of traditional crafts as vehicles for spiritual and economic empowerment.
The Influence of Product Quality, Price, and Halal Label on Consumer Purchasing Decisions on Wardah Cosmetics Hamzan Wadi; Baiq Solatiyah
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.548

Abstract

Women have different needs from men, therefore women are a very potential market segmentation for various needs, one of which is cosmetics. Women are very concerned about their appearance, in contrast to men who are more likely to ignore appearance if they don't want to going out, but women pay attention to appearance both in a state of wanting to going out or in a state of not wanting to going out. Companies must be able to compete in the current era so that companies must innovate, promote, and evaluate so that companies can know the desires of the changing market. The purpose of this study was to find out whether product quality, price and halal labels affect consumer purchasing decisions on Wardah cosmetics. This research is a research with a quantitative approach with survey methods. The population in this study is consumers of Wardah cosmetics in the city of Mataram whose population number is not counted so that the population number is not known with certainty. The sampling technique uses purposive sampling with respondents in this study are 100 people. The data collection technique in this study is by using a questionnaire with the help of google from then processed using SPSS 16.0. The analysis methods used are validity and reliability tests, classical assumption tests, multiple linear regression tests, hypothesis tests through t tests and f tests, and determination coefficient tests (R2). The results showed that: (1) there was no partial influence of product quality variables on purchasing decisions as evidenced by the tcount < ttable (-1.383 < 1.988). (2) There is a partial influence of price variables on purchasing decisions as evidenced by the tcount > ttable (14,869 > 1,988). (3) There is no influence of halal label variables on purchasing decisions as evidenced by the tcount <ttable (-1.847 < 1,988). Keywords: Product Quality, Halal Label, Price, Purchasing Decision Women have different needs from men, therefore women are a very potential market segmentation for various needs, one of which is cosmetics. Women are very concerned about their appearance, in contrast to men who are more likely to ignore appearance if they don't want to going out, but women pay attention to appearance both in a state of wanting to going out or in a state of not wanting to going out. Companies must be able to compete in the current era so that companies must innovate, promote, and evaluate so that companies can know the desires of the changing market. The purpose of this study was to find out whether product quality, price and halal labels affect consumer purchasing decisions on Wardah cosmetics. This research is a research with a quantitative approach with survey methods. The population in this study is consumers of Wardah cosmetics in the city of Mataram whose population number is not counted so that the population number is not known with certainty. The sampling technique uses purposive sampling with respondents in this study are 100 people. The data collection technique in this study is by using a questionnaire with the help of google from then processed using SPSS 16.0. The analysis methods used are validity and reliability tests, classical assumption tests, multiple linear regression tests, hypothesis tests through t tests and f tests, and determination coefficient tests (R2). The results showed that: (1) there was no partial influence of product quality variables on purchasing decisions as evidenced by the tcount < ttable (-1.383 < 1.988). (2) There is a partial influence of price variables on purchasing decisions as evidenced by the tcount > ttable (14,869 > 1,988). (3) There is no influence of halal label variables on purchasing decisions as evidenced by the tcount <ttable (-1.847 < 1,988).
Tourism Development and Community Welfare: A Case Study of Local Entrepreneurs around Selong Belanak Beach, Central Lombok, Indonesia Ruslan Jayadi; Baiq Solatiyah
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.549

Abstract

This study investigates the impact of tourism development on community welfare among local entrepreneurs operating around Selong Belanak Beach, Central Lombok, Indonesia. Using a qualitative descriptive approach, the research aims to understand how tourism growth influences socio-economic conditions, employment opportunities, and local business sustainability. Data were collected through interviews, observation, and documentation involving small business owners, local residents, and tourism stakeholders. The findings reveal that tourism development has significantly improved household income, increased employment, and encouraged the establishment of micro-enterprises such as food stalls, lodging, and handicraft shops. The multiplier effect of tourism has strengthened local entrepreneurship and reduced rural poverty. However, the study also identifies challenges, including environmental degradation, increased cost of living, and unequal participation between local and external actors. The results suggest that tourism should be managed through participatory and sustainable frameworks that integrate community involvement, environmental awareness, and local economic empowerment. By highlighting both positive and negative dimensions, this study provides insights for policymakers and practitioners to promote inclusive and sustainable tourism development that enhances community well-being.
Implementation of Green Banking Practices among State-Owned Banks in Indonesia: Toward Sustainable and Ethical Financial Transformation Anggita Mulia Pangesti; Fauzatul Laily Nisa
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 6 No. 2 (2024): November 2024
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v6i2.560

Abstract

This study examines the implementation of green banking practices among Indonesia’s state-owned banks (Bank BUMN) and their contribution to sustainable and ethical financial transformation. As part of the global shift toward environmentally responsible finance, green banking has emerged as a critical framework for integrating ecological considerations into banking operations, investment decisions, and corporate governance. Using a qualitative descriptive approach supported by secondary data and document analysis, this research explores how state-owned banks apply sustainable finance principles in alignment with national regulations, including OJK Regulation No. 51/POJK.03/2017 on Sustainable Finance and Law No. 32/2009 on Environmental Protection and Management. The findings reveal that the implementation of green banking within Indonesia’s BUMN banks has reached a maturity level of nearly 100 percent compliance with sustainable finance indicators, as reflected in policy integration, sustainable lending programs, and environmentally friendly internal operations. These practices have reduced carbon dependency, enhanced energy efficiency, and positioned banks as key enablers of Indonesia’s low-carbon economic transition. However, challenges remain in the form of limited human resource capacity, inconsistent managerial commitment, and complex regulatory harmonization. The study concludes that the long-term success of green banking requires continuous institutional support, technological innovation, and cross-sectoral collaboration. It contributes to the broader discourse on sustainable finance by highlighting the strategic role of public banks in balancing economic growth, environmental stewardship, and ethical responsibility within emerging economies.
The Existence of Mediation in Divorce Petition Cases from the Perspective of Islamic Law: An Empirical Study at the Religious Court of Gorontalo Lisa Akhzan; Supiandi Supiandi
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 6 No. 2 (2024): November 2024
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v6i2.563

Abstract

This study examines the existence and practical implementation of mediation in divorce petition cases (cerai talak) from the perspective of Islamic law, using empirical evidence from the. Religious Court of Gorontalo, Indonesia. Mediation serves as a mandatory procedural step in religious court proceedings, intended to reconcile disputing spouses before a formal divorce decree is issued. However, its practical effectiveness in achieving reconciliation remains questionable. Using a qualitative empirical approach, data were collected through interviews with judges, mediators, and litigants, along with direct observations of mediation sessions. The findings reveal that mediation in divorce petitions is often conducted merely as a procedural formality to fulfill administrative requirements, rather than as a substantive effort to restore marital harmony. This condition arises due to several factors, including limited mediator engagement, insufficient understanding of Islamic reconciliation principles (al-ṣulḥ and iṣlāḥ), and a lack of emotional readiness among disputing parties. From the perspective of Islamic law, mediation is an embodiment of the Qur’anic injunctions in Surah An-Nisa (4:35), which emphasize peaceful settlement through arbitration and goodwill. The study highlights the need to strengthen the role of mediators as agents of reconciliation by integrating Islamic ethical and spiritual dimensions into the mediation process. It concludes that a reform of mediation practices in religious courts—through enhanced training, religious awareness, and procedural refinement—is essential to uphold the essence of islah as envisioned in Islamic jurisprudence
Membangun Kepercayaan Konsumen: Live Streaming dan Real Picture Product sebagai Kunci Menuju Konversi Penjualan Ade Farin; Tsabitah Rahmahdiyyah; Nurul Lailiyah; Yolanda Irma Zunita; Bella May Ranti Putri; Rizal Idul Fitrianto; Alfath Fabian Adinata; Afifatus Sholichah
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 7 No. 1 (2025): Mei 2025
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v7i1.647

Abstract

The aim of this research is to find out whether live streaming and real product pictures can build consumer trust and can be the key to sales conversion. The research method used is quantitative and for data collection using a questionnaire and the data analysis technique in this research uses PLS. Conclusions describe the answer to the hypothesis and/or research objectives or scientific findings obtained. The conclusion does not contain a repetition of the results and discussion, but rather a summary of the findings as expected in the objective or hypothesis.

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