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M MUNIM
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Journal of Islamic Banking
Published by Universitas Al-Hikmah Indonesia
ISSN : 27237907     EISSN : 27237885     DOI : 10.35896
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Islamic Banking is a periodical scientific journal managed and published by Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia This journal specializes in the study of Islamic banking The manager welcomes contributions in the form of articles from scientists scholars professionals and researchers related to Islamic Banking studies The article will be published after going through the mechanism of selection of the manuscript review of free partners and editing process All articles published are the views and are the responsibility of the author and do not represent this journal or the authors affiliated body The Journal of Islamic Banking is published twice a year in June and December
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 60 Documents
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JUAL BELI BITCOIN DALAM PERSPEKTIF EKONOMI ISLAM Moch Zaenal Azis Muctharom; Moh. Agus Sifa'
Journal of Islamic Banking Vol. 3 No. 2 (2022): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

Bitcoin is one of several digital currencies that first appeared in 2008 which was introduced by Satoshi Nakamoto as a currency based on cryptography. Bitcoin is a payment network based on peer-to-peer technology. Peer-to-peer network is a network that acts as a server as well as a client. Every Bitcoin transaction is stored in the database of the Bitcoin network. When a transaction occurs with Bitcoin, buyers and sellers will automatically be recorded in the Bitcoin database network. Bitcoin has advantages and disadvantages. The advantage of Bitcoin is that it is safe because every currency transaction is governed by a cryptography algorithm so that there is no possibility for counterfeiting currency balances. The drawback is that the Bitcoin system is anonymous, making Bitcoin vulnerable to cybercrime, if Bitcoin is lost, you cannot be insured because Bitcoin is not bound by any institution or law. Bitcoin as a means of payment transactions. This is because Bitcoin does not meet several elements and criteria as a valid currency, especially in the principles of Islamic Economics. In the context of digital money, there is no underlying, that is, assets are used as the basis for transactions. In this case, two things can be concluded. First, digital money is not currency. Second, there is an element of ambiguity (Gharar). n this case Bitcoin has no Underlying Assets, prices do not represent Underlying Assets, prices are out of control and the function of this digital currency has developed from being a medium of exchange to an investment commodity.
TINJAUAN PENGUMPULAN ZAKAT DI LAZISNU SINGGAHAN TUBAN Heri Kuncoro Putro; Agus Wahyu Irawan; Moh. Agus Sifa'
Journal of Islamic Banking Vol. 4 No. 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

The problem of povertyis still a classic problem in this country that still cannot be resolved. Poverty is increasingly coming to the fore, especially in various regions in Indonesia as a result of the economic downturn. Thus, of course, a precise and accurate formulation is needed to minimize the poverty rate. Zakat is one instrument to make it happen. The research that the researcher did was included in descriptive research with a qualitative approach. The results showed that zakat management efforts at LAZISNU Singgahan were carried out through ball pick-up services, promotions, account transfers, and establishing emotional relationships with the community.However, in the management of zakat there are obstacles that make the management of zakat at LAZISNU Singgahan not maximal in its implementation, including the human resources working at LAZISNU Singgahan where mustahiq are less active in participating in programs held by LAZISNU Singgahan and their assistance is lessthan optimal, causing a lack of understanding community towards the program run by LAZISNU Singgahan.
Pengaruh Kualitas Pelayanan Terhadap Minat Menabung Nasabah Pada Bank BSI (Bank Syariah Indonesia) Cabang Serang Banten Nur Falih Anwar; Indah Cahyani Kartika; Della Wati; Henny Saraswati; Wahyu Hidayat; Budi Sudrajat
Journal of Islamic Banking Vol. 4 No. 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

This study was carried out to evaluate the level of customer satisfaction and saving intentions at Bank Syariah Indonesia (BSI). This study employed a quantitative survey method as its methodology. Up to 30 students from UIN SMH BANTEN's Faculty of Islamic Economics and Business have respondents to the survey. Statistical techniques for descriptive and inferential analysis were used to examine the acquired data. The aim of this study is to comprehend how customer interest in saving at Bank Syariah Indonesia (BSI) is influenced by service quality. The study's findings demonstrate that customer interest in saving with Bank Syariah Indonesia (BSI) is positively and significantly impacted by service quality. The association between the client's interest in saving money and the quality of the services provided is moderate, which implies that it is neither too strong nor too weak but nonetheless substantial. Customers' interest in saving at Bank Syariah Indonesia (BSI) is affected by other variables in 71.5% of the variable, with the remaining 28.5% coming from the service quality variable.
The Pengaruh Promosi Terhadap Minat Masyarakat Tangerang Menjadi Nasabah Bank Syariah Putri Yana Deswita Salwa; Putri Septiani; Dina Restiani; Mkhlisotul Jannah; Wahyu Hidayat
Journal of Islamic Banking Vol. 5 No. 1 (2024): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

Perkembangan bank syariah merupakan jawaban untuk menghindari praktik riba yang selama ini dilakukan oleh bank konvensional. Salah satu tindakan yang dilakukan oleh bank syariah adalah melakukan kegiatan promosi dalam rangka memperkenalkan bank syariah kepada masyarakat dan menarik minat mereka untuk menjadi nasabah. Oleh karena itu, penulis melakukan penelitian tambahan mengenai pengaruh promosi terhadap minat masyarakat Tangerang menjadi nasabah bank syariah. data yang digunakan adalah data primer yang diambil melalui survei yang sesuai dengan responden. Pendekatan penelitian kuantitatif digunakan dalam penelitian ini. Penelitian ini dilakukan untuk mengetahui apakah promosi berpengaruh terhadap minat masyarakat Tangerang menjadi nasabah bank syariah. Kata kunci: Promosi, minat, bank syariah ABSTRACT The development of Islamic banks is the answer to avoid usury practices that have been carried out by conventional banks. One of the actions taken by Islamic banks is to carry out promotional activities in order to introduce Islamic banks to the public and attract their interest in becoming customers. Therefore, the authors conducted additional research regarding the effect of promotion on the interest of the Tangerang people to become customers of Islamic banks. the data used is primary data taken through surveys according to the respondents. Quantitative research approach is used in this research. This research was conducted to find out whether promotions affect the interest of the people of Tangerang to become customers of Islamic banks. Key word: promotion, interest, Islamic bank
The Pengaruh Promosi Terhadap Minat Masyarakat Tangerang Menjadi Nasabah Bank Syariah Putri Yana Deswita Salwa; Putri Septiani; Dina Restiani; Mukhlisotul Jannah; Wahyu Hidayat
Journal of Islamic Banking Vol. 5 No. 1 (2024): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

ABSTRAK Perkembangan bank syariah merupakan jawaban untuk menghindari praktik riba yang selama ini dilakukan oleh bank konvensional. Salah satu tindakan yang dilakukan oleh bank syariah adalah melakukan kegiatan promosi dalam rangka memperkenalkan bank syariah kepada masyarakat dan menarik minat mereka untuk menjadi nasabah. Oleh karena itu, penulis melakukan penelitian tambahan mengenai pengaruh promosi terhadap minat masyarakat Tangerang menjadi nasabah bank syariah. Data yang digunakan adalah data primer yang diambil melalui survei yang sesuai dengan responden. Pendekatan penelitian kuantitatif digunakan dalam penelitian ini. Penelitian ini dilakukan untuk mengetahui apakah promosi berpengaruh terhadap minat masyarakat Tangerang menjadi nasabah bank syariah. Kata kunci: Promosi, Minat, Bank Syariah ABSTRACT The development of Islamic banks is the answer to avoid usury practices that have been carried out by conventional banks. One of the actions taken by Islamic banks is to carry out promotional activities in order to introduce Islamic banks to the public and attract their interest in becoming customers. Therefore, the authors conducted additional research regarding the effect of promotion on the interest of the Tangerang people to become customers of Islamic banks. the data used is primary data taken through surveys according to the respondents. Quantitative research approach is used in this research. This research was conducted to find out whether promotions affect the interest of the people of Tangerang to become customers of Islamic banks. Key word: Promotion, Interest, Islamic Bank
PEMASARAN HOLISTIK UNTUK JANGKA PANJANG PERUSAHAAN Nia Kurniah
Journal of Islamic Banking Vol. 4 No. 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

Holistic marketing is integrated or comprehensive marketing. The company considers that all departments within the company are the most important part in achieving company goals. The holistic marketing concept includes relationship marketing, integrated marketing, internal marketing and performance marketing. The purpose of the marketing concept is to help companies achieve their goals, namely achieving maximum profits. One of the efforts to achieve company goals, companies must pay attention to trends in marketing practices. In addition to achieving maximum profit, holistic marketing also influences the company's image. To produce a good image, the company conducts marketing by carrying out social activities such as CSR (Corporate Social Responsibility).
Kesadaran Perpajakan dan Sosialisasi Perpajakan terhadap Kepatuhan Wajib Pajak Pelaku UMKM (Sebuah Studi Literatur) Jalilut Jabar
Journal of Islamic Banking Vol. 4 No. 2 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

The literature review article on Tax Awareness and Tax Dissemination of Taxpayer Compliance with MSME Actors (A Literature Study) is an academic paper. The aim is to formulate a research hypothesis about the influence between variables, which can be used for further research. How to write this literature review article: Using library research methods sourced from online media such as Google Scholar, Mendeley, and other online scientific media. The results of this literature review article 1. Tax awareness influences MSME tax compliance; 2. Tax socialization affects MSME tax compliance.
Kesadaran Perpajakan dan Sosialisasi Perpajakan terhadap Kepatuhan Wajib Pajak Pelaku UMKM (Sebuah Studi Literatur) Fahmi Alif Aldianto; Jalilut Jabar; Binti Nur Asiyah
Journal of Islamic Banking Vol. 4 No. 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

The literature review article on Tax Awareness and Tax Dissemination of Taxpayer Compliance with MSME Actors (A Literature Study) is an academic paper. The aim is to formulate a research hypothesis about the influence between variables, which can be used for further research. How to write this literature review article: Using library research methods sourced from online media such as Google Scholar, Mendeley, and other online scientific media. The results of this literature review article 1. Tax awareness influences MSME tax compliance; 2. Tax socialization affects MSME tax compliance.
Implementasi Pembiayaan Ultra Mikro Dalam Pengembangan Usaha Mikro Kecil Menengah Dikecamatan Dawe Kudus (Studi Kasus Pada Kspps Artha Bahana Syariah Cabang Dawe Kudus) Hana Zarima; Wafa Ariska Rahmadiani
Journal of Islamic Banking Vol. 4 No. 2 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

The purpose of this is to analyze ultra micro financing in MSME in the Dawe sub-district. This research is a qualitative research by conducting direct interviews with the object of research, namely the manager of KSPPS Artha Bahana Syariah Dawe Kudus branch and members of ultramicro financing. Data collection techniques in the form of interviews, observation and documentation of the data analysis technique used is the observation method. The results of this study are the condition of ultra-micro financing which is in great demand by the Dawe community and it can be said that the distribution of ultra-micro financing is good and appropriate. Ultra-micro financing really supports the economy around the area and really helps MSME actors there. Where the distribution of ultra-micro financing funds is evenly distributed around the KSPPS Artha Bahana Dawe branch area.
PENGELOLAAN WISATA PANTAI BALONGAN DALAM UPAYA PENDISTRIBUSIAN PENDAPATAN MASYARAKAT Muhammad Munim; Heri Kuncoro Putro; Agus Wahyu Irawan
Journal of Islamic Banking Vol. 4 No. 2 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

This research aims to determine the process and role of managing Balongan beach tourism potential towards equal distribution of community income in Balongmulyo Village, Kragan subdistrict. How is the management process carried out so that the process can achieve the targets desired by various stakeholders. The method used in this research is descriptive qualitative. The methods used in collecting data in this research were interviews, observation and documentation. The research results show that Balongan beach tourism uses a form of community-based tourism management or Community Based Tourism (CBT). This form of management prioritizes the concept of harmony between stakeholders, namely the community, government and private sector (investors). To achieve this management requires a long process, namely from the planning, implementation to maintenance stages. Then the role of managing Balongan beach tourism potential is the economic impact that is most recognized by the people of Balongmulyo, namely the equal distribution of income for the people of Balongmulyo. Because the management of Balongan beach tourism can open up employment opportunities for the people of Balongmulyo and the surrounding community by selling or as builders and increasing people's income.

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