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Saqifah: Jurnal Hukum Ekonomi Syariah
Published by Universitas Islam Negeri Imam Bonjol Padang
ISSN : 25484974     EISSN : 30482844     DOI : https://doi.org/10.15548/sqf
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Saqifah: Jurnal Hukum Ekonomi Syariah with registered number ISSN 2548-4974 (print) 3048-2844 (online) published by the Sharia Economic Law Study Program, Faculty of Sharia, UIN Imam Bonjol Padang as an information media and discussion forum for the study of sharia economic law. It contains concise writings on research results, hypotheses, surveys and other academic works. The editor invites experts, scholars and practitioners to discuss and write freely and creatively while communicating with the wider academic community. The editors may shorten and improve the article without changing its purpose and content. The articles do not reflect the views of the institution that publishes this journal, all of them are the views of the authors themselves. Saqifah: Jurnal Hukum Ekonomi Syariah is published twice a year (June and December). It was first published in 2016 (print edition). Then it gradually migrated to an electronic journal system in 2021 (Open Access). Now the journal is fully online, and available in Indonesian version starting Vol. 6 No. 2 (2021).
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Articles 72 Documents
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Bayt Mal and The Real Sector in The View Of Islamic Putra Halomoan Hsb; Erwin Pane
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 1 (2024): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v9i1.416

Abstract

Utilizing a mixed-methods approach, This study explores the role of Bayt Mal (Islamic treasury) in fostering the real sector within an Islamic economic framework. The research integrates qualitative and quantitative methodologies to provide a comprehensive analysis. Qualitative data were gathered through in-depth interviews with Islamic finance experts, scholars, and practitioners, providing insights into the operational mechanisms and challenges faced by Bayt Mal in modern economic contexts. Quantitative data were derived from financial reports and economic indicators to assess the impact of Bayt Mal on various sectors, including agriculture, trade, and manufacturing. The findings reveal that Bayt Mal is crucial in resource mobilization and distribution, promoting economic justice and social welfare. However, regulatory constraints, lack of awareness, and inefficient management practices hinder its potential. The study concludes with recommendations for enhancing the effectiveness of Bayt Mal, emphasizing the need for robust governance structures, increased public awareness, and integration with contemporary financial systems to optimize its contribution to the real sector and achieve sustainable economic development in line with Islamic principles.
Empowerment of Productive Waqf Funds for Stunting Prevention from the Perspective of Sharia Economics A'inil Fadli; Regina Marcella; Fadhil Ahmad Alkarimi
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 2 (2024): Saqifah:Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v9i2.639

Abstract

Stunting is a serious health problem in Indonesia, characterized by stunted physical growth in children due to prolonged malnutrition. One way to overcome this problem is to strengthen productive waqf funds for stunting prevention. For this reason, we first need to understand what is the concept of productive waqf; then what is the strategy in empowering waqf funds; and how is the implementation of waqf programs in stunting prevention; and how Sharia economics views productive waqf empowerment for stunting prevention. In order to answer this question, the researcher conducted a legal research method that uses several approaches to draw conclusions based on the historical, comparative and conceptual aspects of this research. In the end, it can be concluded that Waqf, as an Islamic economic instrument, has great potential to support stunting prevention programs by improving the welfare of the community through Waqf asset management, which aims to generate income that can be used for social and economic purposes. In the context of stunting prevention, waqf funds can be used for programs that improve families' access to nutritious food, education, health, and increased family income.
PROBLEMATIKA PENENTUAN BAIK DAN BURUK Fauzi Yati
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 8, No 1 (2023): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v8i1.397

Abstract

In general, 'good' has the meaning of value which refers to happiness, satisfaction, enjoyment, valuable and useful for human life. Whereas 'bad' means actions, actions, attitudes, and behaviors that are hated by everyone; rejected by common sense and conscience; and declared disabled by a clear and clear mind. There are several understandings in determining good and bad. Socialism standardizes customs, hedonism is based on delicacy, enjoyment and biological lust, intuitionism refers to inner instincts, utilitarianism is guided by whether an action is useful or not, while religiousism is a measure of God's will and evolutionism is based on development from mediocre to perfection. Regarding reason and revelation, it can be drawn a common thread that reason is knowledge or knowledge that is obtained after going through a thought process. Whereas revelation is something that God has revealed to humans through the intermediary of the Prophet as a source of Shari'a. The Mu'tazilites prioritized reason over revelation. While Asy'ariyah otherwise.
Sharia Green Economy in Response to Flood Disasters in Sumatra: An Analysis of Maqashid Al-Sharia and Fiqh Bi'ah Fathiya Nursaldi az-zahrah; Dita Indah Sari Hazuwar; Amirul Hakim
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 2 (2025): SAQIFAH: JURNAL HUKUM EKONOMI SYARIAH
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v10i2.919

Abstract

This paper examines the role of Maqasid al-Sharia as an ethical and moral framework for developing green economic policies to enhance community and ecosystem resilience to flood disasters in Sumatra. Through literature review and conceptual analysis, this study integrates the principles of Maqashid al-Syariah, particularly hifdz al-din, al-nafs, al-aql, al-nasl, al-mal, and al-bi'ah, with the pillars of green economy, such as resource efficiency, low carbon, and social inclusiveness. It was found that Maqasid al-Shariah provides a robust theological foundation for responsible environmental management and sustainable economic practices, both essential to disaster resilience. This article also identifies Islamic financial instruments, such as Green Sukuk, as a potential financing mechanism for flood-mitigation and adaptation projects. Policy recommendations include strengthening Sharia-based regulations, enhancing environmental education, and strengthening multi-stakeholder collaboration to achieve a more resilient and sustainable Sumatra.
Apakah Bank Syari’ah Sudah Syari’ah? Pengalaman Budaya Organisasi di BPR Syariah Adam Bengkulu, Indonesia Ihsan Rahmat; Satiana Rafita Lestari; Rodiyah Rodiyah
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 7, No 2 (2022): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v7i2.415

Abstract

Sharia banks in Indonesia are growing and developing significantly. Meanwhile, previous studies have found many work practices that have not demonstrated sharia principles. This study explains the internalization of Islam into the organizational culture in Islamic banks. Bank Pembiayaan Rakyat Syariah (BPRS) Adam in Bengkulu City was appointed as a single case study. A semi-structured interview technique has been used, in addition to direct observation and several document collections such as bank profiles, meeting minutes, photos of activities, and monthly work recaps. All data were grouped, while interviews and observations were transcribed, coding, and categorized keywords. This article shows that the internalization of Islam in organizations is carried out simultaneously through written administrative regulations. The activities carried out are congregational prayers at Zuhr time, reading several hadiths after prayer, weekly recitations in the office, reading of Yasin's letter every Friday morning, and monthly recitations, which are carried out alternately at employees' homes. In addition, several forms of Islamic values are also reflected in many practices: greeting, greeting, and smiling to customers, speaking according to etiquette to coworkers, and wearing clothes that conform to Islamic standards. However, this was done before BPRS Adam transformed into a sharia bank. This study has shown that Islamic organizational culture in Islamic banks can be codified and implemented when the organization pays special attention to it. This, at the same time, rejects the findings of previous studies that Islamic organizations do not necessarily apply Islamic principles.
Agama, Negara,Ekonomi Dan Kesejahteraan: Pemikiran Sjafruddin Prawiranegara (1911-1989) Supardi Dwimaputra
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 6, No 2 (2021): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v6i2.233

Abstract

Tulisan adalah penelitian tokoh yang berusaha mengungkap dan mengkaji pemikiran seorang tokoh tentang hubungan agama negara ekonomi dan kesejahteraan, yaitu: Sjafruddin Prawiranegara. Difokuskan kajian dalam beberapa aspek di atas adalah lebih disebabkan karena beberapa alasan, pertama; setelah ditelaah tulisan-tulisan yang dituangkan oleh Sjafruddin dalam berbagai tempat dapat disimpulkan bahwa, topik pembahasannya ada dalam dua aspek, yaitu; aspek ekonomi dan aspek politik. Kedua; oleh karena semasa hidup beliau banyak berkecimpung dalam masalah perjuangan kemerdekaan dan setelah merdeka menduduki jabatan penting dalam pemerintahan dan ketatanegaraan. Dalam karyanya Sjafruddin lebih mendasarkan semua aktifitasnya dengan konsep-konsep agama yang dianutnya (Islam), misalnya dalam masalah politik, pemerintahan serta kebijakan-kebijakan pemerintahan dalam bidang ekonomi dan pembangunan bangsa. Metode analisa data yang akan dipakai dalam tulisan ini adalah deskriptif-analisis serta komparatif, yaitu mendeskripsikan pokok-pokok pikiran Sjafruddin Prawiranegara tentang Agama, Negara, ekonomi dan kesejahteraan sosial. Dari penelitian dapat disimpulkan bahwa Pertama, Sjafruddin adalah seorang yang fanatis terhadap syariat Islam sekaligus moderat dalam memandang realitas kehidupan. Kedua dalam hal agama dan negara, Syafruddin berpendapat bahwa agama dan negara bersifat integralistik dan tidak bisa dipisahkan satu-sama lain, Ketiga, Sjafruddin berkomitmen kuat terhadap ajaran agama dan kemajuan bangsa, sehingga rela mengorbankan jiwa dan hartanya untuk kepentingan bangsa dan negara. Berdasarkan itulah Sjafruddin menyarankan konsep utama dalam usaha negara untuk mewujudkan stabilan ekonomi yaitu dengan ekonomi Islam, dengan menjaga pilar-pilar penting ekonomi dalam sebuaah negara yaitu, bank, uang dan mengurangi modal dan investasi asing dalam pembangunan.
STUDI AYAT-AYAT ZAKAT PROFESI SEBAGAI KAJIAN DALAM EKONOMI ISLAM Johari Jamal
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 7, No 1 (2022): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v7i1.389

Abstract

Zakat merupakan rukun Islam keempat bagi umat Islam, dan merupakan salah satu kajian keuangan sosial dalam ekonomi Islam. Dalam Al-Quran kata 'zakat' disebutkan berulang kali, dan selalu diikuti dengan kata 'shalat'. Hal ini menunjukkan bahwa umat Islam memiliki kewajiban tidak hanya sebatas shalat, tetapi juga zakat. Bahkan Allah Swt dengan tegas mengatakan bahwa kita akan menjadi muslim yang baik apakah kita telah memenuhi kewajiban kita seperti shalat dan zakat. Zakat terdiri dari dua kategori, yaitu zakat fitrah dan zakat maal (harta). Ada banyak perdebatan tentang zakat fitrah dan zakat mal yang berkaitan dengan masalah hukum dan jumlahnya, zakat profesi ada dalam bagian itu. namun banyak perbedaan pendapat mengenai zakat profesi tersebut sehingga perlu dilakukan penelitian mengenai topik ini. Berdasarkan pembahasan dalam artikel ini, dapat disimpulkan bahwa zakat profesi adalah ciri khusus dari tujuan ayat “....kebaikan yang kamu usahakan...” (Al-Baqarah: 267) dan “Bersedekah kekayaan mereka....” (At-Taubah: 103). Secara garis besarnya QS. Al-Baqarah: 267 “...dan dari apa yang Kami turunkan untukmu dari bumi....”. 
Sharia-Compliant Payment Preferences in TikTok Shop E-Commerce: Consumer Behavior in Silaut District Oktavia Berliana Veronika; Niken Miranda Oktavia
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 2 (2025): SAQIFAH: JURNAL HUKUM EKONOMI SYARIAH
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v10i2.735

Abstract

This study explores consumer payment preferences on TikTok Shop. It evaluates the extent to which these payment methods align with sharia-compliant principles, focusing on user experiences in Silaut District. The research aims to identify the dominant payment choices, understand the factors influencing these choices, and assess their compliance with Islamic economic ethics. Data were collected through in-depth interviews with active TikTok Shop users, allowing the researchers to capture personal experiences, financial capabilities, and perceptions regarding trust and convenience in online transactions. The findings reveal that Cash on Delivery is the most preferred payment method due to its flexibility, ease of preparation, and the sense of security it provides, especially for users with irregular income or limited digital wallet access. Meanwhile, transfer payments using OVO and DANA are used when required by sellers or when users have a sufficient balance. Both payment methods fulfill sharia principles of mutual consent, fairness, and transparency, and are free from elements of riba, gharar, and maysir. The study concludes that TikTok Shop accommodates rural consumer needs while maintaining sharia-compliant transaction standards, offering valuable insights into digital commerce behavior in Muslim-majority rural communities.
Hyperrealitas Iklan Perspektif Hukum Ekonomi Islam Mursal Mursal; Neza Tessya Inggrit
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 8, No 2 (2023): Saqifah: Jurnal Hukum Ekonomi Syariah
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v8i2.409

Abstract

Advertising is not just conveying information about a product (ideas, services and "goods"), but advertising also has the nature of "encouraging" and "persuading people to like, choose, then buy which is then very related to a theory of Baudrillard's hyperreality. The purpose of this study is to determine the hyperreality of shampoo advertisements in the perspective of Islamic economic law. The research method used is qualitative research. The results showed that Islamic principles must be upheld, including in terms of advertising, which must not ignore the norms of Islamic law, including those related to making false reality in an advertisement..
Jua Basambuik Pohon Kelapa Ditinjau Dari Hukum Islam (Studi Analisis di Kenagarian Gunung Padang Alai Kec. V Koto Timur Kab. Padang Pariaman) Rizda Octaviani; Adi Prawira
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 6, No 2 (2021): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v6i2.228

Abstract

To examine the views of Islamic law on the implementation of the coconut tree basambuik in Kenagarian Gunung Padang Alai. To discuss the problem above, the writer uses field research. Field research by observing and collecting materials from various sources related to this problem, namely by observing the symptoms studied to get an overview of the implementation of exploring juabasambuik and conducting interviews with land owners and tenants who were sampled in this study as well as various parties involved information needed. This research is a qualitative research, after the data is collected, based on the results of the analysis obtained, it was concluded that the implementation of coconut tree basambuik in Nagari Gunung Padang Alai was canceled because the pillars and conditions of ijarah were not fulfilled. The pillars and conditions that are not fulfilled are: first, the benefits that are the object of the ijarah must be fully known so that there will be no disputes in the future, both in terms of the type, nature and conditions of the goods to be rented or the work to be carried out. Second, sighat in the contract is very important because it is from the clarity of sighat that it becomes an understanding of the implementation of the ijarah, because sighat is a form of agreement from both parties to carry out the ijarah. Meanwhile, in the implementation of sighat coconut tree basambuik carried out by land owners and tenants it is not clear, the existence of gharar, namely uncertainty about the consequences of a case/transaction or, ambiguity between good and bad, for example a coconut tree falls due to lightning, it will harm the tenant while the tenant must receive compensation. profit doubled from the sale of coconut fruit, if it does not get double the profit then it is extended for one harvest and the fruit of the coconut tree as the benefit is not fully known so that disputes arise in the future.

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