Saqifah: Jurnal Hukum Ekonomi Syariah
Saqifah: Jurnal Hukum Ekonomi Syariah with registered number ISSN 2548-4974 (print) 3048-2844 (online) published by the Sharia Economic Law Study Program, Faculty of Sharia, UIN Imam Bonjol Padang as an information media and discussion forum for the study of sharia economic law. It contains concise writings on research results, hypotheses, surveys and other academic works. The editor invites experts, scholars and practitioners to discuss and write freely and creatively while communicating with the wider academic community. The editors may shorten and improve the article without changing its purpose and content. The articles do not reflect the views of the institution that publishes this journal, all of them are the views of the authors themselves. Saqifah: Jurnal Hukum Ekonomi Syariah is published twice a year (June and December). It was first published in 2016 (print edition). Then it gradually migrated to an electronic journal system in 2021 (Open Access). Now the journal is fully online, and available in Indonesian version starting Vol. 6 No. 2 (2021).
Articles
72 Documents
<![CDATA[Online Buying and Selling on Shopee in the Perspective of Sharia Economic Law: An Analysis of Contracts and Transaction Principles ]]>
<![CDATA[Tri Widia Wati]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 2 (2024): Saqifah:Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v9i2.606
<![CDATA[Online buying and selling transactions through marketplace platforms such as Shopee have become a rapidly growing global phenomenon, including among the Indonesian Muslim community. This article aims to analyze the suitability of buying and selling transactions on Shopee with the principles of Sharia Economic Law, especially related to contracts and transaction principles. In the Sharia perspective, a transaction is considered valid if it meets the principles and conditions of the contract, namely the existence of the contracting party (seller and buyer), the object of the transaction, and clear ijab and qabul. This research uses a qualitative method with a normative-juridical approach, through the analysis of literature, fatwas, and regulations related to electronic transactions. The results of the study show that most transactions on Shopee are in accordance with the basic principles of contracts in Sharia Economic Law, such as the disclosure of information on goods and prices. However, there are several potential violations of sharia, especially related to the use of certain payment methods such as installments with interest and the risk of gharar (ambiguity) in product descriptions. Therefore, a deeper understanding of Islamic transactions is needed from Muslim users in order to be able to transact in accordance with Islamic values. This article provides recommendations for the development of more sharia-friendly marketplace features.]]>
<![CDATA[KEBIJAKAN MAKRO EKONOMI PADA SISTEM PEREKONOMIAN GLOBAL ]]>
<![CDATA[Fawza Rahmat]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 7, No 1 (2022): Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v7i1.384
<![CDATA[Discussions on the exchange rate system are often trapped in generalizations without looking at the exact economic conditions of the country concerned. There are five prepositions expressed in the exchange rate system, namely: (1) a country seeks to increase the flexibility of its currency exchange rate; (2) all countries prepare institutions that support a fixed exchange rate system (such as Argentina and Hong Kong) that adhere to the currency board system; (3) the exchange rate system of a country by moving to one of the exchange rate system groups, namely free floating or fixed, while the choice of a system between the two (intermediate regime) such as the target zone is increasingly difficult to maintain; (4) prediction that the world will be divided into several strong currency blocks such as countries using the Euro and American countries using the United States dollar. (5) The fifth preposition emphasizes the importance of creating stability in the exchange rates of the three major world currencies, namely the US dollar, the Euro and the Yen. The macroeconomic discussion talks more about the expansion of global economic development by taking into account all the lines outlined in strategic policies.]]>
<![CDATA[Zakat Compliance among Citrus Farmers: Legal Awareness in Nagari Koto Tangah, West Pasaman Regency ]]>
<![CDATA[Elnita Elnita]]>;
<![CDATA[Duhriah Duhriah]]>;
<![CDATA[Fauzi Yati]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 1 (2025): Saqifah:Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v10i1.690
<![CDATA[The legal awareness of the community in paying zakat, especially on citrus agricultural products, is an important aspect in supporting social welfare and economic justice. The purpose of this study is to analyze the level of legal awareness of the community in paying zakat on oranges. The study uses a qualitative approach. Primary data was obtained through interviews and secondary data was obtained from journals, books, research results and a number of literature or academic studies. The results of this study are that the background of farmers not paying zakat on oranges is. First, the community considers that zakat on oranges cannot be paid because of the large number of expenses for their living needs and the zakat that is usually paid is zakat on rice, while no community pays zakat on oranges so they are also reluctant to pay zakat on oranges because of the community's habits. Second, the legal awareness of orange farmers in Nagari Persiapan Koto Tangah is relatively low due to the lack of knowledge and understanding of the law which has an impact on the behavior of orange farmers, namely the zakat that is paid, but not in accordance with the provisions.]]>
<![CDATA[PEMBERIAN HADIAH IKOY-IKOYAN DITINJAU DARI PERSPEKTIF FIQH MUAMALAH ]]>
<![CDATA[Tia Ifanka]]>;
<![CDATA[Syofia Ulfah]]>;
<![CDATA[Rahmat Hidayat Hidayat]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 8, No 1 (2023): Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v8i1.403
<![CDATA[The word ikoy-ikoyan is not found in KBBI or Wikipedia because ikoy-ikoyan is a new vocabulary is that present on instagram. Ikoy-ikoyan is a sharing mode that was first introduced by an Indonesian celebgram named Arief Muhammad, with his real name Muhammad Arief Yakoeb. This research is important examine so that in giving ikoy-ikoyan gifts on instagram and implementing muamalah it does notviolate the provisions that have been regulated or recommended by the Shari’a. This study uses a qualitative methods. Primary data was obtained from documentation in the form of screenshots from accounts carrying out ikoy-ikoyan on Instagram. Secondary data was obtained from interviews with those who first held the ikoy-ikoyan. The data obtained is processed using the content analysis method. The research resulted in the following conclusion, the fiqh muamalah analysis of giving ikoy-ikoyan gifts on Instagram is permissible (permissible) as long as there is no argument stating that it is forbidden. Regarding their permissibility, ikoy-ikoyan have pillars and conditions that make the law valid. In giving ikoy-ikoyan gifts there are no conditions that are burdensome to the recipient and none of the conditions given conflict with the conditions for the validity of a gift.]]>
<![CDATA[The Role of Sharia Economic Law in Poverty Alleviation Efforts ]]>
<![CDATA[Nikita Majdina]]>;
<![CDATA[Dio Sandri Wijaya]]>;
<![CDATA[Yufitri Ezwandi]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 1 (2024): Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v9i1.440
<![CDATA[This article explores the role of Sharia economic law in poverty alleviation efforts using a literature review type of research. Data sources were obtained by searching for references from literature reviews that were relevant to the cases or problems found. Data was obtained through searches on Google Scholar, books and research-related scientific works. The results of this research are that Islamic Economic Law is regulations relating to economic practices in the fields of production, distribution and consumption based on Islamic law sourced from the Al-Qur'an and As-Sunnah as well as the consensus of the ulama with the aim of realizing prosperity and benefit for all mankind both in this world and in the afterlife. Islamic economics or Sharia economics has a very crucial role in efforts to eradicate poverty, namely realizing justice and economic balance, improving community welfare, encouraging community economic empowerment]]>
<![CDATA[The Concept of Justice in The Murabahah Contract in The Perspective of Sharia Economic Law ]]>
<![CDATA[Ratna Kulsum Lestari]]>;
<![CDATA[Siti Saidatina]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 1 (2025): Saqifah:Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v10i1.702
<![CDATA[The murabahah contract is one of the financing instruments in Islamic banking that is based on buying and selling with a profit margin that has been agreed between the bank and the customer. In its implementation, the concept of justice in the murabahah contract is often debated, especially related to transparency, balance of rights and obligations, and compliance with the principles of sharia economic law. This research aims to examine the concept of justice in murabahah contracts based on the perspective of sharia economic law. Using a qualitative method based on literature studies, this study examines various fiqh literature, DSN-MUI fatwas, and regulations related to Islamic banking in Indonesia. The results of the study show that fairness in murabahah contracts must be realized through the principle of information disclosure, the absence of gharar (ambiguity), and proportional risk sharing between banks and customers. In addition, the implementation of murabahah contracts that are not in accordance with the principles of justice, such as the determination of exploitative margins or lack of transparency in the disclosure of additional costs, can cause an imbalance in the legal relationship between the parties. Therefore, strict supervision and education to the public are needed regarding the rights and obligations in the murabahah contract so that the principle of justice in sharia economic law can be optimally enforced.]]>
<![CDATA[ANALISIS FATWA DSN-MUI NO.28/DSN-MUI/III/2002 TENTANG JUAL BELI MATA UANG ]]>
<![CDATA[Okto Viandra Arnes]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 8, No 1 (2023): Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v8i1.398
<![CDATA[Buying and selling a common contract used by the community. One of the current buying and selling is and selling currency. Currency transactions can be carried out by one body/company or individuallly with various purposes. Every time yuo make a currency sale and purchase transaction, the exchange rate is used. This exchange rate can fluctuate according to conditions from time to time caused by various factors such as economic and political factors. Money has a big role in various economic streams, because money is a barter tool, a measure of value and a means of paying debts and cash. Buying and selling currency or alsharf is a from economic activity that is influential in fulfilling the basic needs of modern human ilfe today, buying and selling currency may be carried out both in buying and selling similar currencies or currincies of different types as long as it is paid in cash and the exchange rate done must be of equal value. This exchange rate must be in accordance with the principles of islamic law in order to avoid usury, gharar and maysir. Based on the backround above, the formulation of the problem in this study is how ti analyse the legal basis of the DSN No.28/DSN-MUI/III/2002 concerning buying and selling currency (Al-Sharf). This research was conducted by means of a qualitative approach. Then this type of research is library (library research), which is a way of collecting data through the library, examining the literature in the books that exist in relation to the title. The data processing technique is through the inductive method and the analytical method. The results obtained from this study are that the system in the operational mechanism for buying and selling currencies must be based on the Al-Qur’an, Hadis and Ijma. Currency buying and selling is a transaction that is permisible in Islam in accordance with certain laws that have been explain by syara’.]]>
<![CDATA[Implementation of Hiwalah at Al-Ikhlas Batusangkar Public Employee Cooperative ]]>
<![CDATA[Megi Saputra]]>;
<![CDATA[Zainuddin Zainuddin]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 1 (2024): Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v9i1.352
<![CDATA[The trigger for the problem in this study is the implementation of hiwalah contemporary on KPN Al-Ikhlas Batusangkar. This study describes the implementation of hiwalah contemporary at KPN Al-Ikhlas Batusangkar, as seen in classical economics and the fiqh contemporary economy. The research used is field research with a qualitative approach. Data was collected through interviews. Data analysis using Miles and Huberman analysis includes data collection, reduction, presentation, and conclusion. The results of the research show that the forms of debt diversion to KPN Al-Ikhlas Batusangkar include, hiwalah in murabahah al inah, and hiwalah in murabaha, and followed by ijarah lumpuriyah tamblik bit (IMBT). Causal factors for the transfer of debt to KPN Al-Ikhlas Batusangkar include not wanting to be involved in usury anymore, their returns in the form of distribution of remaining operating results (SHU), and no gifts to cooperatives to get financing. After being discussed, there was a modification of the hiwalah form by using multiple contracts and allowed to find economic profit in doing hiwalahor transfer of debt.]]>
<![CDATA[Perkembangan Perbankan Syariah di Era Digital ]]>
<![CDATA[Okto Viandra Arnes]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 7, No 2 (2022): Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v7i2.256
<![CDATA[Perkembangan perbankan Syariah di era digital, meliputi perkembangan dan pengenalan perbankan Syariah, Bank Syariah di era digital, diharapkan dapat membantu masyarakat tanpa bersusah payah pergi ke bank tersebut. Penelitian ini bertujuan untuk menganalisa tentang perkembangan perbankan Syariah di era digital. Teknik pengumpulan data pada penelitian ini adalah menggunakan penelitian kepustakaan (library research) yaitu dengan teknik studi dokumen dan studi literatur. Pengumpulan data dalam penelitian ini dilakukan dengan mempelajari buku-buku, artikel jurnal serta literatur lainnya yang memiliki keterkaitan dengan perkembangan perbankan Syariah di era digital. Adapun teknik analisis dalam penelitian ini, penulis menggunakan teknik analisis deskriptif analisis. Teknik deskriptif analisis yang bertujuan untuk menganalisis perkembangan perbankan Syariah di era digital. Hasil penelitian ini bahwa perkembangan layanan jasa pembiayaan dengan berbasis teknologi informasi ini akan sangat membantu dalam mengontrol peningkatan akses masyarakat terhadap berbagai produk jasa keuangan secara online. Dengan perkembangan teknologi di era digital perbankan syariah akan eksis dan memudahkan masayarakat secara umum.]]>
<![CDATA[Economic Study of Sharia Factoring: A Comparative Review Based on Fikih Muamalah and Fatwa DSN-MUI No. 67 Year 2008 ]]>
<![CDATA[Pebriani Pebriani]]>;
<![CDATA[Melia Rosa]]>
<![CDATA[ Saqifah: Jurnal Hukum Ekonomi Syariah Vol 9, No 2 (2024): Saqifah:Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Saqifah: Jurnal Hukum Ekonomi Syariah ]]>
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DOI: 10.15548/sqf.v9i2.588
<![CDATA[The purpose in study This is for analyze factoring receivables perspective economy as well as comparison factoring receivables based on jurisprudence muamalah and DSN-MUI regulation Number 67 of 2008. In the business world, business actors busines and company always want to to smoothen goods production, so that can increase profit and speed up capital turnover which in turn will push growth economy. With the more height needpublic to goods, then cause Lots company to provide fresh funds obtained from institution factoring receivables (factoring). As one of the alternative financing, factoring receivables Not yet as popular as with type funding others. even though factoring receivables This Enough promising especially at the time the occurrence crisis economy. Therefore, that activity factoring receivables is one of alternative obtain funds for companies that need it. Concept factoring sharia receivables in the DSN-MUI fatwa use contract please bill ujrah. While draft factoring sharia receivables in jurisprudence transactions use contract hiwalah. Both own similarity in aspect definition and mechanism.]]>
