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KERJASAMA DRIVER DENGAN PERUSAHAAN APLIKASI GO-JEK ONLINE PERSPEKTIF FIKIH EKONOMI riri purnama surya; Zainuddin Zainuddin
Hukum Islam Vol 19, No 1 (2019): HUKUM TATA NEGARA, KELUARGA DAN EKONOMI SYARIAH
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v19i1.7572

Abstract

AbstractThis study discusses the cooperation of go-jek companies with drivers of the economic fiqh perspective. The problem is that the form of collaboration between the online go-to-go application company and the driver is not clear from the perspective of economic fiqh. On one side there are mudharabah indicators with profit sharing. On the otner hand there is a syirkah indicator, but the form of the syirkah has not been identified. In addition, there is also the ijarah indicator, because the distribution of 20% for the company can be categorized as an application payment service. From this problem, the question arises, how is the essence of cooperation between drivers and online application companies in the perspective of economic jurisprudence?. This research uses field research with qualitative descriptive research methods. Data sources in this study were obtained through interviews. The results of this study found that drivers collaborate with companies, where companies provide application services to obtain services by 20% of each order, while drivers earn 80% of each order. Collaboration between drivers and online go-jek application companies according to economic fiqh including ijarah ad-dzimah is a contract to lease services to drivers to get passengers, where drivers pay for the service.Abstrak Studi ini membahas tentang kerjasama perusahaan go-jek dengan driver perspektif fikih ekonomi. Permasalahannya adalah belum jelasnya bentuk kerjasama yang dilakukan antara perusahaan aplikasi go-jek online dengan driver dilihat dari perspektif fikih ekonomi. Pada satu sisi terdapat indikator mudharabah dengan ada bagi hasil. Pada sisi lain terlihat indikator syirkah, namun belum teridentifikasi bentuk syirkahnya.di samping itu ada juga indikator ijarah, karena pembagian 20% untuk perusahaan dapat dikategorikan sebagai jasa pembayaran aplikasi. Dari persoalan ini timbul pertanyaan bagaimana sesungguhnya hakikat kerjasama antara driver dengan perusahaan aplikasi go-jek online dalam perspektif Fikih Ekonomi? Penelitian ini menggunakan penelitian lapangan (field research) dengan metode penelitian deskriptif kualitatif. Sumber data dalam penelitian ini diperoleh melalui interview atau wawancara. Hasil dari penelitian ini menemukan bahwa driver melakukan kerjasama dengan perusahaan, di mana perusahaan menyediakan jasa aplikasi memperoleh jasa sebesar 20% dari setiap orderan, sedangkan driver memperoleh penghasilan 80% dari setiap orderan. Kerjasama antara driver dengan perusahaan aplikasi go-jek online menurut fikih ekonomi termasuk kepada ijarah ad-dzimah yaitu akad menyewakan jasa kepada pihak driver untuk mendapatkan penumpang, di mana driver membayar jasa tersebut.
Analisis Persiapan PT. Bank Pembiayaan Rakyat Syariah Al Makmur dalam Penerapan Good Corporate Governance Hendra Putra; Zainuddin Zainuddin; Alimin Alimin
Al-bank: Journal of Islamic Banking and Finance Vol 1, No 2 (2021): July - Desember 2021
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (71.618 KB) | DOI: 10.31958/ab.v1i2.3877

Abstract

The aim is to analyze the preparation of PT. Bank Pembiayaan Rakyat Syariah  Al Makmur in implementing Good Corporate Governance (GCG) in the Awareness Building, GCG Assessment and Manual Building stages. The method used is descriptive qualitative, the data collection technique used by the writer is through interviews and documentation, Data processing was carried out by qualitative analysis then presented the data in a short narrative description, then analyzed and concluded. The Awareness Building stage has been done well, but it must be maximized more by providing education through seminars, workshops and group discussions sustainably. So that, all elements that involved have the same understanding and awareness of the importance of implementing GCG. For the GCG Assessment stage which carried out by the internal company is in accordance, but in determining the priority scale must pay attention to the internal conditions of the company. And for the Manual Building stage (preparation of guidelines) of PT. PT. Bank Pembiayaan Rakyat Syariah Al-Makmur has not completed the GCG
Pemberian Hadiah Pada PT BPRS Gajahtongga Kotopiliang Kota Sawahlunto Yenni Puspita Sari; Zainuddin Zainuddin
Al-bank: Journal of Islamic Banking and Finance Vol 1, No 2 (2021): July - Desember 2021
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (70.245 KB) | DOI: 10.31958/ab.v1i2.3307

Abstract

This study examines the prizes given by PT. BPRS Gajahtongga Kotopiliang City of Sawahlunto on savings and financing products. The problem in this research is that the bank's wadi’ah savings product promises to give a gift in the form of a bonus in the form of an increase in the balance and the bank also gives bonuses to customers who pay installments on time in the form of money said at the beginning of the contract. The type of research used is field research with descriptive analytical methods that use economic fiqh theory. The data sources used are primary and secondary data sources, while the data collection techniques used are interviews and documentation. The result of this research is that the gift given by PT BPRS Gajahtongga Kotopiliang in the form of a bonus to customers on the wadi'ah savings product is not yet in accordance with the DSN Fatwa NO: 86 / DSN-MUI / IX / 2012 regarding the prize in raising funds in Islamic Financial Institutions, while the provision of a loan installment bonus if the purpose is to discipline customers in paying their legal debt. However, the system for awarding bonuses is not in accordance with the provisions of prizes at Islamic Financial Institutions
PENYELESAIAN SENGKETA JASA PARKIR DI KOTA PADANG SIDEMPUAN DITINJAU MENURUT HUKUM EKONOMI SYARI’AH Irpan Irpan; Zainuddin Zainuddin; Farida Arianti
Tamwil Vol 7, No 2 (2021)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (226.754 KB) | DOI: 10.31958/jtm.v7i2.4675

Abstract

ABSTRAKPenyelesaian Sengketa Jasa Parkir di Kota Padangsidimpuan Sumatra Utara ditinjau Dari Hukum Ekonomi Syariah”. Program Studi Hukum Ekonomi Syari`ah Program Pascasarjana Institut Agama Islam Negeri (IAIN) Batusangkar.Pokok permasalahan dalam penelitian ini yaitu bagaimana penyelesaian sengketa yang terjadi antara petugas parkir dengan pengguna jasa parkir, dan melihat seperti apa penerapan akad ijarah dan wadiah di lokasi perparkiran dalam hukum ekonomi syariah? Metode penelitian dilakukan dengan deskriptif kualitatif. Data dikumpul melalui wawancara dan dokumentasi.Hasil yang diperoleh dalam penelitian ini yaitu penyelesaian sengketa yang terjadi dilakukan dengan cara melalui Alternatif Penyelesaian Sengketa (APS) dengan tata cara non litigasi terhadap kasus, yaitu melalui tata cara negosiasi, dan jika dalam secara konsep Islam dikategorikan pada konteks (Al-shulhu) dengan tata cara perdamaian antar kedua belah pihak.  dalam penerapan akad Ijarah  dan wadiah yang pertama, jika akad Ijarah dalam jasa perparkiran dikategorikan ijarah dhamanah disebabkan arti sewa terhadap barang atau benda yang sedang parkir, setelah itu ada ujrah  terhadap sewa jasa tersebut. Dalam konteks wadi’ah, yaitu wadi’ah  yad amanah , penitipan barang, baik itu roda dua dan roda empat dengan tujuan tidak boleh pihak petugas parkir memperoleh manfaat, tetapi hanya sebatas titipan saja.Keyword: Muamalah, Parkir, Penyelesaian sengketa
POTENSI ZAKAT PERBANKAN SYARIAH DI INDONESIA Indah Indah; Zainuddin Zainuddin
Tamwil Vol 7, No 1 (2021)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.675 KB) | DOI: 10.31958/jtm.v7i1.2270

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This research aims to analyze the potential of corporate zakat of Indonesian Islamic banks. This is qualitative research. Financial reports of 13 Islamic Banks in Indonesia, published and made available online through their website for 2017-2018, were analyzed using content analysis techniques. The research findings show that overall, corporate zakat paid by Islamic banks in Indonesia is still 6% of total zakat potential, calculation of corporate zakat using “net asset” method results in the most outstanding value of zakat potential-approximately 711 billion Rupiah or ten times of the amount of zakat that Islamic banks have paid in Indonesia. 
PENGARUH PEMBIAYAAN MUDHARABAH DAN MUSYARAKAH TERHADAP LABA PADA BANK BCA SYARIAH, BANK BNI SYARIAH, BANK BRI SYARIAH, BANK MUAMALAT, BANK SYARIAH MANDIRI DAN BANK VICTORIA SYARIAH TAHUN 2014-2018 Riri Purnama Surya; Zainuddin Zainuddin; Himyar Pasrizal
Tamwil Vol 7, No 1 (2021)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.039 KB) | DOI: 10.31958/jtm.v7i1.2274

Abstract

In discussing this, the problem is how much influence mudharabah and musharaka financing have on the profit of Islamic banks. The aim is to discover the effect of mudharabah and musharaka financing on the profit of Islamic banks. This type of research is field research with a quantitative approach. The data source comes from a written document of the Financial Services Authority in published financial statements. The data analysis technique that the writer did was Classical Assumption Test, Multiple Regression, Multiple Correlation, Determination Coefficient Test (R2), Hypothesis Testing, namely T-Test and F Test. The author's research results, mudharabah financing affects earnings because it has a count of 3.675, thus t arithmetic> t table (3.675> 2.048) with a significant level of 0.001 below significant 0.05 (5%) (0.001 <0.05), then H0 is rejected, and Ha is accepted. Musharaka financing does not affect profit because it has a count of 0.288, thus t arithmetic <t table (0.288 <2.048). With a significant level of 0.776 above a significant 0.05 (5%) (0.776> 0.05), then H0 is accepted, and Ha is rejected. Mudharabah and Masyarakat financing simultaneously affect earnings because it has a count of 10.856, thus f arithmetic f table (10.856> 4.210). With a significant level of 0,000 below significant 0.05 (5%) (0,000 <0.05), then H0 is rejected and Ha is accepted. 
STRATEGI PEMASARAN 4P: PRODUCT, PRICE, PLACE DAN PROMOTION PRODUK DEPOSITO PADA BAITUL MAAL WA TAMWIL DI PAYAKUMBUH Lilly Kurnia; Zainuddin Zainuddin; Alimin Alimin
Tamwil Vol 7, No 1 (2021)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (260.231 KB) | DOI: 10.31958/jtm.v7i1.2271

Abstract

The problem in this article is how to apply the product, price, place, and promotion of deposit products at Baitul Maal wa Tamwil in Payakumbuh. The research uses qualitative methods and belongs to field research with semi-structured interviews and documentation as data collection techniques. The results of the findings show that BMT in Payakumbuh applies a marketing strategy (product) of deposit products carried out in the form of socialization to prospective customers and sending a letter of a deposit offer. Furthermore, the marketing strategy (price) is carried out by notifying the amount of ratio to be given on the nominal amount of deposits and providing convenience in the form of ball pick-up and giving deposit accounts to distant customers so as not to have to come to the office to deposit funds. The marketing strategy (place) of deposit products is to pay attention to the position of the BMT office to make it easier for customers to make transactions. Lastly, the marketing strategy (promotion) of deposit products on BMT is carried out with various advertisements in the form of brochures, letters of offer, and banners. Then BMT also promotes products through social media such as Facebook, Instagram, WhatsApp, and Twitter. In addition, BMT also uses sales promotion by giving gifts to customers for a number of funds and personal sales conducted by the marketing department in the form of direct socialization
PENGARUH KUALITAS SUMBER DAYA INSANI, KUALITAS PELAYANAN PETUGAS PEMADAM KEBAKARAN DAN FASILITAS TERHADAP KEPUASAN MASYARAKAT KABUPATEN TANAH DATAR Elsha Afrida Puja Opjame; Zainuddin Zainuddin; Elsandra Eka Putra
Tamwil Vol 7, No 1 (2021)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.11 KB) | DOI: 10.31958/jtm.v7i1.2269

Abstract

The quality of public services is a major indicator of good governance, from the central government to local governments. Services provided by local governments such as the Tanah Datar Regency Fire Department. The main problem in this study is the indicator of community satisfaction in Tanah Datar Regency with the services provided by firefighters. This study uses a quantitative approach which is a method to test several theories by examining the relationship between variables with a sample of 88 respondents. Sampling using random sampling technique. The data analysis technique used multiple regression analysis, validity test, reliability test, uii t, f test, and classical assumption test. The results showed that the quality of human resources had a significant effect on community satisfaction, the quality of fire fighting services showed a significant effect on community satisfaction and facilities had a significant effect on community satisfaction. The quality of human resources, the quality of fire fighting services and facilities have a simultaneous effect on the satisfaction of the people of Tanah Datar Regency 
Talak dalam perspektif fikih, gender, dan perlindungan perempuan Hemnel Fitriawati; Zainuddin Zainuddin
Yinyang: Jurnal Studi Islam Gender dan Anak Vol 15 No 1 (2020)
Publisher : Pusat Studi Gender dan Anak (PSGA) IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1861.434 KB) | DOI: 10.24090/yinyang.v15i1.3584

Abstract

This study examines divorce in the perspective of fiqh, gender, and protection of women. The background of this research is the emergence of an understanding of some Islamic societies regarding the use of divorce rights in breaking a marriage bond. The assumption that divorce is the husband’s authoritarian right has resulted in the arbitrary treatment of the husband in bringing divorce to his wife. So that it is against gender equality and protection of women. This study aims to clarify about divorce in terms of the perspective of fiqh, gender and women’s protection. This research uses library research with a qualitative form. Data is collected through articles contained in journals, books and other library materials which are then narrated. The results found that divorce in the perspective of fiqh is regulated by verses of the Quran which implies that divorce cannot be used arbitrarily. Divorce in a gender perspective is interpreted as equal rights between a husband and wife in filing for divorce, such as khuluk and fasakh. While divorce in the perspective of protecting women can be known by analyzing the many verses of the Koran that give a signal relating to the protection of women in the case of divorce.
ZAKAT UNTUK PEMBANGUNAN MASJID Zainuddin Zainuddin
JURIS (Jurnal Ilmiah Syariah) Vol 16, No 2 (2017)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (256.355 KB) | DOI: 10.31958/juris.v16i2.975

Abstract

This article presents an overview of Islamic Law on the properties of zakat used for the construction of mosques. This study uses literature research, because the study of Islamic law will seek answers through literature, both in the form of legal propositions and opinions of the scholars. From the results of this study found the answer that there are two opinions of scholars about the law of building a mosque with zakat property. The first opinion allows and the second opinion does not allow. While the author more tends to the opinion that does not allow, because zakat is the right of people (ashnaf) while the construction of the mosque can be obtained fromwakaf ummah.