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Jurnal of Islamic and Social
Published by IAIN Syaikh Abdurrahman Siddik Bangka Belitung
ISSN : -     EISSN : 3090627X     DOI : https://doi.org/10.32923
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EJESH: Journal of Islamic Economics and Social is a scientific journal published by the Sharia Economics Management Study Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung. This journal focuses on Islamic economic studies and social issues related to the economy and community welfare. As an open access journal, EJESH aims to be a publication medium for academics, researchers, and practitioners in developing knowledge in the field of Islamic economics and social issues. Every article published has undergone a peer-review process to ensure its quality and originality.
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Articles 36 Documents
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The Effectiveness of Islamic Religious Counselor Assistance on the Halal Certification Process for MSMEs in Pangkalpinang Kun Anifah Windusari
EJESH: Journal of Islamic Economics and Social Vol. 3 No. 1 (2025): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v3i1.4847

Abstract

The influence of religion is significant in various dimensions of human existence, particularly in economic contexts. Religious teachings frequently provide a framework for believers, influencing their pursuit of a successful and fulfilling life. In this context, Islamic religious counselors possess significant potential to empower communities, especially by aiding small and medium enterprises (SMEs) in navigating the halal certification process. This study seeks to (1) determine the function of Islamic religious counselors in supporting MSMEs in Pangkalpinang during the halal certification process; (2) analyze the obstacles encountered in the assistance process; and (3) develop strategies to enhance the effectiveness of halal certification support for MSMEs. This research utilizes a qualitative methodology, specifically a case study approach, incorporating interviews with Islamic religious counselors in Pangkalpinang City. The findings indicate that Islamic religious counselors play a crucial role as facilitators, educators, and motivators within the halal certification process. Nonetheless, the effectiveness of the guidance encounters obstacles, including a limited number of counselors, varying levels of technical understanding among SMEs, and inadequate resource support. This study identifies the necessity for ongoing training for Islamic religious counselors, promotes enhanced collaboration across sectors (including local government, BPJPH, and halal certification support institutions), and advocates for comprehensive halal awareness and literacy campaigns targeted at SMEs. The proposed enhancements aim to streamline the halal certification process, thereby increasing accessibility and bolstering the competitiveness of sharia-based SMEs on both local and national scales.
Optimizing Cash Waqf Through Improved Literacy Based Kantor Urusan Agama (KUA) in Indonesia Muhammad Hanif Hakim
EJESH: Journal of Islamic Economics and Social Vol. 3 No. 1 (2025): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v3i1.4849

Abstract

This study analyzes the role of the Office of Religious Affairs (KUA) in promoting cash waqf literacy in Indonesia. Using a qualitative approach, it identifies key constraints such as limited public awareness, weak coordination, and regulatory gaps. Findings show that KUA plays a strategic role in socializing cash waqf, yet its efforts are often hampered by limited resources and lack of structured programs. The study proposes integrated strategies involving education, digital tools, and inter-agency collaboration to enhance KUA’s effectiveness in optimizing cash waqf for socio-economic development
Pengaruh Sosialisasi Dan Kepercayaan Terhadap Minat Muzakki Membayar Zakat Di Badan Amil Zakat Nasional Kabupaten Bangka Tengah Riska Wijayanti
EJESH: Journal of Islamic Economics and Social Vol. 2 No. 2 (2024): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v2i2.4851

Abstract

Zakat merupakan salah satu ibadah sosial material, memiliki kedudukan yang strategis dan menentukan. Mengeluarkan zakat hukumnya wajib bagi tiap-tiap muslim yang mempunyai pendapatan berupa harta benda menurut ketentuan yang telah ditetapkan oleh hukum islam. Dalam upaya penghimpunan zakat suatu lembaga harus professional serta transparan demi menimbulkan kepercayaan masyarakat untuk berzakat disuatu Badan Amil Zakat Nasional. Menarik minat muzakki supaya tetap konsistensi berzakat di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Bangka Tengah terdapat faktor sosialisasi dan kepercayaan yang memiliki pengaruh penting dalam meningkatkan minat muzakki. Penelitian ini bertujuan untuk menguji secara empiris variabel-variabel dalam penelitian yang telah dirumuskan dalam rumusan masalah yaitu apakah terdapat pengaruh antara sosialisasi (X1) dan kepercayaan (X2) terhadap minat muzakki (Y) membayar zakat di BAZNAS Kabupaten Bangka Tengah. Populasi sampel yang dipergunakan sebanyak 96 responden. Data yang dipergunakan dalam penelitian ini adalah data primer dengan metode analisis uji validitas, uji reliabilitas, uji asumsiklasik (normalitas, autokerelasi, dan heteroskedastisitas), uji F, Uji t, dan Analisis Regresi Berganda. Pengujian hipotesis dilakukan dengan bantuan software Statistical Package for the Sciences (SPSS) versi 26. Hasil dari penelitian ini adalah sosialisasi secara parsial berpengaruh terhadap minat muzakki membayar zakat, kepercayaan secara parsial berpengaruh terhadap minat muzakki membayar zakat. Berdasarkan hasil uji F (simultan) menunjukkan bahwa nilai signifikansi pengaruh variabel sosialisasi dan kepercayaan terhadap minat muzakki membayar zakat adalah dimana Fhitung>Ftabel atau 110.024>2.359 artinya bahwa secara simultan sosialisasi (X1) dan kepercayaan (X2) berpengaruh positif dan signifikan terhadap minat muzakki (Y) membayar zakat di BAZNAS Kabupaten Bangka Tengah. Keywords: Sosialisasi; Kepercayaan; Minat Muzakki
Syaria’s Maqashid Implementations in Resources Related to the Green Economy Dwi Kurniasih
EJESH: Journal of Islamic Economics and Social Vol. 3 No. 1 (2025): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v3i1.4855

Abstract

Responsible and efficient use of natural resources is vital to the long-term sustainability of our planet. Sustainable Resource Management involves balancing the needs of economic development, social welfare, and environmental protection. Where in practice the management of natural resources is the practice of the concept of the fulfilment of basic human needs framed in the “Maqahid Sharia’ah”. For this research using the method of research used is by using the qualitative approach of library research, and method of collection of data literature review forms of journals and related documents. Studies have shown that the concept of the so-called "green economy" is included in the implementation of the maqashid shariah because it prioritizes the elements of maslahah and adl to the well-being of the community, such as reducing inequalities of poverty. environmental balance, and as a tool for creating new jobs. Moreover, the concept of a green economy, which means managing natural resources without damaging nature, is reflected in Islamic environmental ethics. The success of a green economy depends on firm government policies and implementation, as well as public awareness.
The Role Of Waqf Institutions After The Enactment Of Law Number 41 Of 2004 Dewi Kurniasih; Endah Prastiwi
EJESH: Journal of Islamic Economics and Social Vol. 2 No. 2 (2024): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v2i2.4896

Abstract

In terms of Wakaf governance in Indonesia, Act No. 41 of 2004 on Wakaff changed the perspective. Since wakaf is the teaching of Islamic law that eventually became part of the tradition of society, it was initially managed in a simple and family-friendly manner. Later, it developed into a credible, professional, and effective institutional governance. In this study, the library institute uses a normative and historical jurisprudential approach. The main source of law, Legislative Decree No. 41 of 2004 on Wakaf, is reinforced by secondary law sources, such as books, legal journals, and doctrines of law. And in its history, the Wakaf institution has made a significant contribution to the social, economic, and cultural well-being of Islam. Wakaf is also one of the possible solutions to the need for funds to address so many problems of the people individually as well as the Islamic institutions.
Analisis Masalah Pengumpulan dan Pendistribusian Dana Zakat di BAZNAS Provinsi Bangka Belitung dengan metode dekomposisi masalah (Metode Analytic Network dekomposisi masalah (Metode Analytic Network Ahmad Irvani; Wulpiah Wulpiah
EJESH: Journal of Islamic Economics and Social Vol. 2 No. 2 (2024): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v2i2.5179

Abstract

Zakat plays a crucial role in enhancing social welfare and reducing poverty. This research aims to analyze the core challenges in collecting and distributing zakat funds in BAZNAS Bangka Belitung Province using the Analytic Network Process (ANP) method. Key findings indicate that organizational aspects, human resources limitations, operational budget constraints, and weak monitoring mechanisms significantly hinder zakat management. The study recommends strategic solutions such as creating a mustahik database, enhancing human resource capabilities, adopting transparent monitoring systems, and diversifying funding sources. Implementing these strategies can potentially improve zakat management efficiency and effectiveness in reducing poverty in Bangka Belitung Province.
Pengaruh Pengetahuan Keuangan, Gaya Hidup, Religiusitas Terhadap Pola Konsumsi Aparatur Sipil Negara (ASN) Pemerintah Kabupaten Bangka Purnama Sari; Hendra Cipta; Ahmad Fadholi
EJESH: Journal of Islamic Economics and Social Vol. 3 No. 2 (2025): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v3i2.5319

Abstract

Islam positions consumption activities as one of the important aspects to obtain glory (falah) so that it needs to be controlled so that it runs in rhythm with Islamic teachings. The phenomenon of the State Civil Apparatus (ASN) sharing consumptive behavior, and hedonistic lifestyle on social media, has caused public criticism. The demand for simplicity of the State Civil Apparatus must be highlighted in front of the public, because basically the income of the State Civil Apparatus (ASN) is paid by state taxes, the value of the income of the State Civil Apparatus (ASN) is stable, so in this case financial knowledge plays an important role in the management of consumption patterns according to sharia principles.The credibility of the profession must be maintained by an ASN because his profession is vulnerable to social sanctions, so service performance and performance to the public are the main thing. One of the factors affects the consumption pattern of a person's level of religiosity, then lifestyle and financial knowledge. This study looks at the influence of financial knowledge, lifestyle and religiosity on the consumption patterns of the Civil Apparatus of the Bangka Regency Government. This study uses inferential quantitative statistical testing, namely the reciprocal relationships between different research variables and causality in a study, using a sample of 160 respondents reinforced by Power analysis and data analysis techniques used multiple regression tests. with the help of SPSS 26.0.0. The results of the hypothesis test (T-Test) partially show that the significance value of the variable X1 (Financial Knowledge) of 0.001 that H0 is rejected and H1 is accepted, meaning that there is an influence between Financial Knowledge and Consumption Patterns. X2 of 0.604 is greater than 0.05 where H0 is accepted and H1 is rejected, which means that Lifestyle does not have a significant effect on consumption patterns.Then the religiosity of X3 of 0.000 is less than 0.05 and a decision can be obtained that H0 is rejected and H1 is accepted, so that religiosity affects consumption patterns. The F value is calculated as 19.028 > the F table is 0.1552 or the p-value is 0.000 < 0.05, so the independent variable of Consumption Pattern simultaneously has a significant effect on the dependent variables, namely X1 (Financial Knowledge), X2 (Lifestyle), X3 (Religiosity).
Lembaga Pembiayaan Syariah di Indonesia: Konsep, Regulasi, dan Produk Pembiayaan Nopa Tulhasanah; Teni Wahyuni
EJESH: Journal of Islamic Economics and Social Vol. 3 No. 2 (2025): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v3i2.5874

Abstract

The dynamics of global economic development demand a financial system that is not only efficient but also fair and ethical. In this context, Islamic financing institutions emerge as a strategic alternative by offering financial solutions grounded in Islamic principles such as justice, transparency, and social responsibility. This study aims to examine the concepts, regulations, operational principles, and various Islamic financing products that are developing in Indonesia. The research employs a library research method, relying on academic literature, official regulations, and DSN-MUI fatwas. The findings reveal that Islamic financing institutions perform financial intermediation using Sharia-compliant contracts such as murabahah, mudharabah, musyarakah, ijarah, and others. In terms of regulation, these institutions operate based on formal legal frameworks including Law No. 21 of 2008, Minister of Finance Regulation No. 84/PMK.012/2006, various Financial Services Authority (OJK) regulations, and Sharia fatwas. The products offered include consumptive financing, productive financing, syndicated financing, take-over financing, and letter of credit (L/C). These findings underscore the significant role of Islamic financing institutions in promoting inclusive and sustainable economic growth in Indonesia
Baitul Mal Wat Tamwil (BMT): Pilar Keuangan Mikro Syariah di Indonesia Ahmad Bayani; Robby Robby; Ahmad Sobri
EJESH: Journal of Islamic Economics and Social Vol. 3 No. 2 (2025): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/dhbr1g21

Abstract

Baitul Mal wat Tamwil (BMT) is a sharia microfinance institution whose founding concept is profit-oriented and social. Its function is to collect funds in the form of savings and deposits from the community, administer these funds, and redistribute them in the form of financing, receivables, or loans with a profit-sharing system based on sharia principles. The history of BMT in Indonesia is rooted in grassroots initiatives with the application of various sharia contracts in Islamic muamalah. In the context of microfinance, BMT's contribution to community economic empowerment such as providing financing for businesses, training and mentoring, local economic development, social fund management (ZISWAF), increasing income and poverty alleviation effectively increases financial inclusion by providing access to financial services for individuals and community groups previously underserved by conventional financial institutions. Conclusion: Baitul Mal wat Tamwil contributes significantly to Community Economic Empowerment. Conclusion: Baitul Mal wat Tamwil contributes significantly to Community Economic Empowerment
The Impact of FOMO Culture and Digital Social Pressure on the Ethical Behavior of Young Consumers Toward Local Products Priyanggo Karunia Rahman
EJESH: Journal of Islamic Economics and Social Vol. 3 No. 2 (2025): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v3i2.5992

Abstract

The rise of social media and digital culture has reshaped how young consumers make moral decisions, particularly in purchasing local products. The phenomenon of Fear of Missing Out (FOMO) has emerged as a psychological driver that fuels impulsive and symbolic consumption among Generation Z. This study aims to analyse the extent to which digital social pressure and FOMO culture influence the ethical behaviour of young consumers when buying local products in the era of algorithmic capitalism. A qualitative conceptual approach was employed through a systematic literature review of relevant studies published between 2020 and 2025. The analysis followed a deductive–thematic process to explore the relationships among intrinsic moral motivation, digital social pressure, and ethical fading in consumer behaviour. The findings reveal that while ethical awareness toward local products is increasing, social pressure and FOMO culture tend to shift consumers’ moral orientation from intrinsic values to extrinsic motivations based on trends and social validation. This phenomenon amplifies the attitude-behaviour gap and indicates a transformation of morality from personal reflection to algorithmic conformity. The study concludes that ethical consumer behaviour in the digital age must be understood as the outcome of an interaction between individual values, technological design, and social media pressure. It recommends enhancing digital moral literacy and encouraging local businesses to build authentic ethical narratives so that young consumers’ decisions remain grounded in moral awareness rather than transient digital trends.

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