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Proceeding Fakultas Ekonomi
Published by Universitas Stikubank
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 179 Documents
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UPAYA PENINGKATAN PENDAPATAN RUMAH TANGGA MISKIN PENGRAJIN BATIK DENGAN CANTING ELEKTRIK (Studi Empirik pengarajin Batik di Kecamatan Gunung Pati Semarang) Rahayuningsih, Sri; Murdiyanto, Agus
Proceeding Fakultas Ekonomi 2014: SEMINAR NASIONAL DAN CALL FOR PAPERS
Publisher : Proceeding Fakultas Ekonomi

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Abstract

Tujuan penelitian ini adalah untuk mengetahui upaya pemberdayaan wanita dalam mengangkat pendapatan keluarga miskin. Merumuskan model pemberdayaan wanita miskin berbasis pembentukan kelompok ibu-ibu rumah tangga sebagai pengrajin batik menggunakan canting elektrik yaitu : mengangkat profil kegiatan wanita miskin, peran aktif wanita dalam pemberdayaan, mengetahui  pendapatan wanita pengrajin batik, mengetahui curahan waktu kerja pengrajin batik, efektifitas penggunaan canting elektrik,keberhasilan pembentukan kelompok.       Model penelitian dengan analisis diskriptif kualitatif sampel wanita kelompok pengrajin batik pada kelurahan Jatirejo, Siwarak dan Gunung Pati. Hasil penelitian yang diperoleh bahwa dampak setelah menjadi Anggota Kelompok Pembatik, sebagian besar sangat menguntungkan yaitu sebanyak 67,35 persen. Kekuatan yang dimiliki wanita miskin adalah ketersediaan waktu, tenaga dan kegigihan mereka bekerja ikut mencari nafkah. Pendekatan partisipasi merupakan langkah  pemberdayaan wanita miskin. Pendekatan ini mampu mengajak ibu-ibu rumah tangga berpartisipasi  meningkatkan kualitas diri, diyakini sebagai cara yang luwes, namun lebih disesuaikan kondisi di lapangan dengan memperhatikan kondisi, potensi, distribusi dari wanita miskin di perdesaan tersebut. Kata Kunci: pemberdayaan wanita, pendapatan rumah tangga miskin, pengerahan sumber daya wanita miskin.
SKEMA PENJAMINAN DALAM PEMBIAYAAN USAHA MIKRO, KECIL, DAN MENENGAH (UMKM): STUDI KASUS DI KABUPATEN BREBES, JAWA TENGAH Widowati, Cici
Proceeding Fakultas Ekonomi 2014
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Abstract

Penelitian ini merupakan penelitian deskriptif, yang bertujuan untuk mengidentifikasi skema penjaminandan karakteristik penjamin dalam pembiayaan UMKM di Kabupaten Brebes, Jawa Tengah. Sebanyak 311responden pelaku UMKM dan 131 responden lembaga keuangan yang tersebar di 17 Kecamatan diKabupaten Brebes digunakan dalam penelitian ini. Para pelaku UMKM yang diteliti adalah para pelakuUMKM yang pernah mendapatkan pembiayaan atau kredit usaha dari lembaga keuangan. Sedangkanlembaga keuangan yang diteliti meliputi lembaga keuangan perbankan dan non-perbankan terutama yangmempunyai skema pembiayaan untuk UMKM. Pengambilan sampel dari masing-masing kecamatandilakukan dengan metode purposive random sampling, sedangkan untuk pemilihan sampel pelakuUMKM, lembaga keuangan perbankan dan non-perbankan dilakukan dengan metode conveniencerandom sampling. Hasil penelitian menunjukkan bahwa model pendanaan perlu melibatkan pemerintahpusat, lembaga keuangan formal (bank), dan perusahaan/lembaga penjamin kredit milik pemerintah pusat(BUMN), atau bisa juga berupa lembaga penjamin kredit milik pemerintah daerah. Jadi, pemerintah pusat(melalui Kementerian Koperasi dan UKM) atau pun pihak swasta dapat menyalurkan dana pembiayaanbagi UMKM kepada lembaga keuangan formal yang sudah bekerjasama dengan perusahaan/lembagapenjamin kredit milik pemerintah pusat atau pemerintah daerah. Lembaga keuangan formal tersebut dapatberupa bank, koperasi, atau lembaga keuangan bukan bank lainnya yang mendapatkan kepercayaan daripemerintah untuk menyalurkan berbagai skim pembiayaan UMKM. Penelitian ini menyarankan bahwaperlu adanya optimalisasi peran pemerintah baik pemerintah pusat maupun pemerintah daerah dalampembiayaan UMKM. Jika belum tersedia perusahaan/lembaga penjamin kredit di daerah maka di sinilahperan penting pemerintah pusat agar segera membuat peraturan dan membentuk perusahaan/lembagapenjamin kredit tersebut.Kata Kunci: UMKM, skema penjaminan kredit, lembaga penjamin kredit
Co-opetition dalam Pengelolaan Bisnis Pariwisata di Indonesia Rizal R, Alimuddin
Proceeding Fakultas Ekonomi 2011: 2011
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Abstract

This article intended to explain about the concept of co-operation and competition in the tourism industry. Because of the tourism business has the characteristics of interdependent requires to can not be avoid from cooperation at the same time despite having to compete with one another. Therefore, in managing the tourism businesses need a strong basis of collaboration is a positive businessmen conduct, and has a strategic resources/strategic assets which greatly benefits of each business so that the intensity of cooperation that is built to support the creation of synergy between organizations. Competition is raised is how every business can create a unique and "beauty contest" over the entire front end consumers of tourism products are produced. This conceptual study elaborated from theoretical ideas, and a variety of empirical findings about co-opetition and synergy of cooperation that does not mean to infer that the competing hostile, but competing is competing to give the best for the end consumer.
ANALISIS PENGARUH MANFAAT-MANFAAT RELASIONAL TERHADAP KUALITAS RELASIONAL DAN KONSEKUENSINYA PADA KOMUNIKASI WORD OF MOUTH POSITIVE (Positive WOM) DAN LOYALITAS (STUDI EMPIRIS PADA NASABAH PINJAMAN DI BPR “AS” SEMARANG) Rizal R, Alimuddin; Tjahjaningsih, endang; H Prayitno, Teguh; Marlien, RA.
Proceeding Fakultas Ekonomi 2014
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Abstract

This study aimed to examine the influence of Social benefits, Special Services benefits, Trust benefits in customer satisfaction, customer satisfaction to the next customer commitment, and how it impacts the customers commitment to positive WoM communication and Customer Loyalty. This study focused on the customers credit in the Great Prosperous Rural Semarang, which has been a customer for over a year. Purposive sampling technique was taken on the grounds that: the respondents had sufficient experience with a relationship bank, so it can answer the questions posed. The number of respondents that can be processed in this study amounted to 121 people. Processing the data using SPSS for Windows Ver.16. The results showed that there are two hypotheses are rejected, the hypothesis of the impact of the benefits of dedicated service to the customer satisfaction (h2) and the impact of positive WOM communication to Loyalty (H7). As for hypothesis: Social Benefits, and Trust in customer satisfaction (h1, h3) proved significant; Effect of Customer Satisfaction on Customer Commitment (h4) also proved significant, and commitment to positive WOM communication (h5) and Loyalty (h6) also proved significant. Each of influence between these variables showed a positive direction. So the results of this study prove that loyalty and positive WoM communication can be built from the Customer Commitment, and Customer Commitment can be achieved if customers are satisfied and is essentially a relational benefits, namely: social benefits and trust benefits perceived by customers.Keywords: Relational Benefits, Satisfaction, Commitment, Communication WOM, and Customer Loyalty.
UPAYA PENINGKATAN KERAGAMAN PRODUK MELALUI PENGEMBANGAN PENGAMBILAN RISIKO BERINOVASI Rizal R, Alimuddin; Tjahjaningsih, endang
Proceeding Fakultas Ekonomi 2013: 2013
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Abstract

This research aims to develop a new theoretical approach in solving the relationship between risk taking with the marketing environment to learn and analyze the development process of risk taking, andlater risk taking innovation influences towards the diversity of the product. The research was conducted at the district and municipality of Pekalongan in Central Java Province. The empirical test model usedwas Structural Equation Modeling (SEM). The sample size of the research was 200 owners/ leaders/managers of Small and Medium Scale Enterprises based on the consideration as the person mostresponsible and accountable in managing Small and Medium Enterprises (SMEs) better overall problem of capital, marketing, and human resources. The result showed that adaptibility to marketingenvironment, knowledge of marketing strategy, and employees working skill affects positively towards risk taking innovation. The result of the study also showed that risk taking innovation influencespositively towards the diversity of the product. This research incorporates Resources Based Theory, and Prospect Theory. The limitation and implication for the future study and the managerial implication arealso discussed in this study.Keywords: Adaptibility to marketing environment, competence, risk taking innovation, innovation diversity
MEMBANGUN LOYALITAS NASABAH MELALUI KUALITAS RELASIONAL BERBASIS PADA MANFAAT-MANFAAT RELASIONAL YANG DIBERIKAN KEPADA NASABAH (Studi Empiris pada BPR Agung Sejahtera Semarang) Rizal R, Alimuddin; Mustthofa, H.; H Prayitno, Teguh
Proceeding Fakultas Ekonomi 2011: 2011
Publisher : Proceeding Fakultas Ekonomi

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Abstract

med to examine the influence of Social benefits, Special Services benefits, Trust benefits in customer satisfaction, customer satisfoction to the next customer commitment, and how it impacts the customers commitment to positive WoM communication and Customer Loyalty. This study  focused  Rural Semarang, which has been a customer  on the customers credit in the Great Prosperous over a year. Purposive sampling technique was taken on the grounds that: the respondents had sufficient experience with a relationship for  banh so it can answer the questions posed. The number of respondents that can be processed in this study amounted to I2l people. Processing the data using SPSSfor Windows Ver.16. The results showed that there are tvvo hypotheses are rejected, the hypothesis of the impact of the bene;fits of dedicated service to the customer satisfaction (h2) and the impact oJpositive ,t/OM communication to Loyalty (H7). As for  hypothesis: Social Benefits, and Trust in customer satisfaction (hl, h3) proved significant; Effict of Customer Satisfaction on Customer Commitment (h4) also proved significant, and commitment to positive WOM communication(h5) and Loyalty (h6) also proved significant. Each of inJluence between these variables showed a positive direction. So the results of this study prove that loyalty and positive WoM communication can be built from  the Customer Commitment, and Customer Commitment can be achieved if customers are satisfied and is essentially a relational benefits, namely: social benefits and trust benefits perceived by customers.Key word: Relational Benefits, Customer Satisfaction, Customer Commitment, Positive WOM Communication, and Customer Loyalty
PERAN NEGARA DALAM MEWUJUDKAN HUBUNGAN INDUSTRIAL PANCASILA YANG HARMONIS MENUJU KESEJAHTERAAN PEKERJA Maharani, Kurnia
Proceeding Fakultas Ekonomi 2013: 2013
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Abstract

Cita-cita Undang-Undang No. 13 Tahun 2003 tentang Ketenagakerjaan secara normatif amatlah luhur untuk mewujudkan hubungan industrial yang harmonis, dinamis, dan berkeadilan secara optimal berdasarkan nilai-nilai Pancasila. Hubungan industrial antara pengusaha dan pekerja berasaskan pada hubungan kemitraan dan kekeluargaan, sehingga segala sesuatu dapat diselesaikan dengan musyawarah mufakat para pihak. Hubungan pemerintah, pengusaha, dan pekerja serta serikat pekerja/serikat buruh perlu terus menerus dibangun, dibina, dan dipertahankan pelaksanaannya oleh semua komponen. Peran pemerintah sebagai regulator sangat diperlukan untuk keseimbangan posisi tawar (bargaining position) antara pekerja dan pengusaha dalam hubungan kerja di perusahaan. Pelaksanaan hubungan kerja di perusahaan yang kondusif dapat menunjang kelangsungan usaha (industrial harmony and economic development). Kelangsungan usaha yang baik dapat meningkatkan produktivitas perusahaan, yang pada gilirannya dapat meningkatkan kesejahteraan pekerja. Kata Kunci: Negara, Hubungan Industrial Pancasila, Kesejahteraan Pekerja
DETERMINAN BELANJA MODAL DAN KONSEKUENSI TERHADAP PENDAPATAN PERKAPITA (STUDI KASUS WILAYAH JAWA TENGAH) Hardiningsih, Pancawati; Oktaviani, Rachmawati Meita
Proceeding Fakultas Ekonomi 2013: 2013
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Abstract

This study aimed to determine the effect of fund balance consists of the general allocation funds,  special allocation funds, financial assistance from the Provincial Government. The revenue and capital expenditure allocation to determine the effect of capital expenditures in each district/city in the administrative area of Central Java Provincial. The data used in this study were obtained from various data sources such as data from the district budget/ city, allocation funds transfer from the Directorate General of Fiscal Balance  regional Ministry of Finance of the Republic of Indonesia, Central Bureau of Statistics and Central Java to the research data period of 4 (four) years the Fiscal Year 2008-2011. Hypothesis  test  results  showed  the  general  allocation  funds  and  the  financial  assistance  that significantly affect the allocation of capital expenditures in the district/town in the administrative region of Central Java province, while for components DAK, and revenue does not significantly affect the allocation of  capital expenditure . In this study, capital expenditure budget contained in the distric/city government  administrative region showed a positive effect on per capita income of the area.   Keywords: Balance Fund, Capital Expenditure, Decentralization Fiscal, Per Capita Income
UPAYA PENINGKATAN PENDAPATAN RUMAH TANGGA MISKIN PENGRAJIN BATIK DENGAN CANTING ELEKTRIK (Studi Empirik pengarajin Batik di Kecamatan Gunung Pati Semarang) Rahayuningsih, Sri; Murdiyanto, Agus
Proceeding Fakultas Ekonomi 2014
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Abstract

The aim of this research is to know the efforts of woman empowerment in order to raise poor family income.Model of poor woman in based of formation groups of house wifes as batik crafts woman using cantingelectric formulates some points such as : increasing the profile of poor woman activity, the active role ofwoman ini empowerment which can increase poor family income, the earnings of batik crafts woman, thework time of batik crafts women, the effectiveness of using electric canting, success formation of craftswoman groups. To get the research model, method descriptive qualitative analysis are used. The resulthoped is model of district empowerment woman known at Gunung Pati Semarang, the are Jatirejo, Siwarakand Gunung Pati. Based on descriptive of qualitative analysis. The results of this research are 67,35 percentgain big profit after they became the member of batik crafts woman group. The strengths that poor womanhave are availability of time empowerment, also the their persistence to work to get more income.Participation approach is way to empower poor woman. This approach is able to invite housewives toparticipate in increasing self quality. Beside that, this approach is flexible way because there is no standardprocedure. However, it is more adapted with the condition, potential and distribution from poor woman inthat village.Keyword : woman empowerment, poor the household income, source utilization poor household batik craftswoman.
ANALISIS PENINGKATAN KAPASITAS KETRAMPILAN, MODAL PINJAMAN DAN KOLEKTABILITAS PINJAMAN (Studi Kasus Pada PNPM Mandiri Kecamatan Gemuh Kabupaten Kendal Murdiyanto, Agus; Rahayuningsih, Sri
Proceeding Fakultas Ekonomi 2014
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Abstract

Penelitian ini bertujuan untuk menganalisis peningkatan kapasitas ketrampilan, penyaluran modal pinjaman dan kolektabilitas pinjaman. Populasi dalam penelitian ini adalah seluruh anggota kelompok usaha bersama binaanProgram Nasional Pemberdayaan Masyarakat Mandiri di Kecamatan Gemuh Kendal. Pengumpulan data primer penelitian dengan berkunjung ke responden, agar tingkat pengisian kuesioner dapat dipastikan betul dan jugapeneliti dapat menjelaskan kepada responden bila menemui persoalan yang kurang jelas dalam pengisian kuesioner. Analisis data dalam penelitian ini dengan metode deskriptif, menghitung data-data yang berbentuk kuantitatif dandinyatakan secara kualitatif guna menginterprestasikan hasil data perhitungan, dan melengkapi gambaran yang diperoleh dari analisis data kualitatif untuk memecahkan masalah yang diteliti yang akhirnya akan menarikkesimpulan dari pengolahan data. Hasil penelitian menunjukkan bahwa peningkatan kapasitas ketrampilan (pelatihan) yang dilakukan dapat menigkatkan kompetensi sehingga memudahkan dalam melakukan pekerjaan,penyaluran modal pinjaman sangat bermanfaat untuk peningkatan volume usahanya dan meningkatkan pendapatan serta tingkat kolektabilitas pinjaman sebagain besar membayar pinjamannya tepat pada waktunya. Oleh karenanyahasil penelitian ini berharap bisa memberikan masukan kepada pemerintah baik pusat maupun daerah, fasilitator PNPM Mandiri, Unit Pengelola Kegiatan untuk menyadari pentingnya pemberdayaan ekonomi melaluipeningkatan kapasitas ketrampilan dan penambahan permodalan untuk menumbuhkan berwirausaha guna menopang perekonomian.Kata Kunci : pelatihan, modal pinjaman dan kolektabilitas.

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