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At-Taradhi: Jurnal Studi Ekonomi

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Published by Universitas Islam Negeri Antasari Banjarmasin

ISSN : 19793804 EISSN : 25489941 DOI : -

Core Subject : Economy, Education,

Economics, Econometrics & Finance Education

At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science

Arjuna Subject : -

Articles 437 Documents

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DASAR HUKUM PELAKSANAAN SYARIAT ISLAM DI BIDANG BISNIS DALAM TATA HUKUM INDONESIA SYAHRANI, SYAHRANI
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 1 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

The implementation of Islamic Sharia law in the business has had a legal basis in the Indonesian legal system. The legal basis is the Constitution of the Republic of Indonesia of 1945, especially article 29, some Laws and some Government Regulations, or other regulations which related to the developing sharia business, such as Law of the Republik Indonesia Number 7 Year 1992 in conjunction with Law Number 10 Year 1998 on the amendment of Law Number 7 Year 1992 on banking, Law Number 21 Year 2008 on Islamic Banking. The developing Financial Institution or Sharia Business, among other things, Islamic Banking, Islamic Insurance, Sharia investment fund shares, Sharia mortgage and others.

ANALISIS HASIL KINERJA PDAM DALAM UPAYA MENINGKATKAN PAD PEMERINTAH PROVINSI DAN KABUPATEN/KOTA DI KALIMANTAN SELATAN Saleh, Muhammad; Nasrudin, Nasrudin; Syafrudin, Ruddy
At-Taradhi Jurnal Studi Ekonomi Vol 8, No 1 (2017)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Tujuan Penelitian ini adalah untuk mengetahui tingkat kesehatan PDAM di Kalimantan Selatan, Potensi PDAM dalam menyumbang PAD Provinsi dan Kabupaten di Kalimantan Selatan, dan faktor- faktor yang mempengaruhi kinerja PDAM di Kalimantan Selatan. Data dianalisis menggunakan metode deskriftif kuantitatif. Hasilnya penelitian menunjukkan bahwa jumlah PDAM di Kalimantan Selatan sebanyak 12 buah dimana sebanyak 3 (tiga) diantaranya dalam kondisi sehat tetapi hanya 2 (dua) PDAM yang dapat menyumbang PAD. Kedua belas PDAM tersebut punya potensi besar dalam menyumbang PAD jika dilakukan perbaikan modal, manajemen (karyawan), dan pengawasan. Adapun faktor- faktor yang mempengaruhi kinerja BPR adalah faktor internal yang terdiri dari modal setor yang masih rendah, kualitas karyawan masih rendah dan pengawasan yang masih kurang, kemudian faktor eksternal terdiri dari keadaan ekonomi lokal sehingga banyak masyarakat yang tidak membayar rekening airnya dan mempengaruhi kinerja keuangan lainnya.

ISLAM DAN WELFARE STATE (Sebuah Analisis Perbandingan) muhaimin, muhaimin
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 1 (2015): Ilmu Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Abstract: Islamic concept is fundamentally different from the welfare state, the Islamic system aims tomaterial and spiritual well-being as well. while the concept of the welfare state is limited to achieving thegoal of material. This paper discusses the concept of the welfare state as a tempting offer for socialwelfare and how Muslims react. Conclusions concept of the welfare state, many experienced failuresand facing crises, a data indicate that many classical economic problems, such as poverty, unequal distri-bution of income, fiscal deficit, unemployment, and others. While the concept of Islam that empha-sizes the moral consciousness of wealth for the society.

JAMINAN PEMBIAYAAN MUDHARABAH DALAM PERSPEKTIF MASLAHAT
At-Taradhi Jurnal Studi Ekonomi Vol 4, No 1 (2013)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Mudharabah (Profit Share) finance is one of Islamic Banking products which characteristically different and has higher risk compared to other finances. At this point, the Islamic Banking has resolved to provide an assurance for their Mudharabah customers as stated in the Act No. 21 year 2008, and also Fatwa of The National Sharia Committee No. 07/DSN-MUI/IV/2000 regarding basic foundation of Islamic Banking. However, this foundation in contrast, rejects the application of the assurance into the Mudharabah Finance.The idea of the application of this assurance in the Mudharabah Finance is taken to make protection from the existence of Moral Hazard and Asymmetric Information, and to achieve the humanity values for all the humankind as the customers. Moreover, for the Islamic Banking themselves, this application is necessarily a part of their concerns to anticipate the Moral Hazard and Asymmetric Information, assess the liquidity, and secure from the breach of the contract. On the other hand, due to the assurance, the customers without restraint tend to feel safe and work normally keeping on the contract given by the banks. In fact, since the variation of multiple finances today, most of the society needs to have the assurance to assure their investment, and in a wider effect, to create kindness for the human beings.

ANALISIS HUKUM KONTRAK SYARIAH TERHADAP TRANSAKSI KEPEMILIKAN RUMAH DENGAN TANAH BERSERTIFIKAT HAK GUNA BANGUNAN DI PT. SUCI GRIYA PERSADA Adhawiyah, Rabiatul; Komarudin, Parman; Hidayat, Muhammad Rifqi
At-Taradhi Jurnal Studi Ekonomi Vol 8, No 2 (2017)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Riset ini dilakukan dengan tujuan untuk menganalisa praktik transaksi jual-beli rumah dengan tanah bersertifikat Hak Guna Bangunan (HGB) di PT. Suci Griya Perdana melalui perspektif hukum kontrak syariah. Penelitian ini merupakan jenis kualitatif yang menggunakan pendekatan Yuridis Sosiologis. Data diolah dengan menggunakan teknik triangulasi berdasarkan wawancara kepada pihak perusahaan dan pembeli, observasi langsung ke kantor perusahaan dan tanah yang menjadi objek jual-beli, serta dokumen berupa akta jual beli tanah tersebut. Data yang telah diolah kemudian dianalisa menggunakan perspektif hukum kontrak syariah, khususnya melalui teori jual-beli dan teori kepemilikan dalam hukum Islam sebagai dasar qiyas terhadap praktek penjualan rumah dengan tanah berstatus HGB ini. Hasil analisis menunjukkan bahwa transaksi seperti ini tidak diperkenankan jika mekanismenya dilakukan sepenuhnya dengan akad jual beli. Terkecuali developer menjualnya secara terpisah, yaitu rumah dengan akad jual beli dan tanah dengan akad sewa, maka transaksi tersebut dapat dibenarkan.

AN ANALYSIS OF WAQF MANAGEMENT IN TERMS OF WAQF LAW NO. 41 YEAR 2004 (Study on Waqf Management by Branch Head of Muhammadiyah 1 to 13 Banjarmasin) MAIRIJANI, MAIRIJANI
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 2 (2015)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Abstract: In some countries, waqf isused as media for walfare of people. It is also possible to be implemented in Indonesia, where the majority of its population is Muslim, if properly managed waqf. The government issued a regulation that Law No. 41 Year 2004 on Waqf in an attempt to achieve these expectations. The method used in this research is a juridical approach, analyzing the management of waqf held by PCM (Branch Head of Muhammadiyah) 1 to 13 Banjarmasin in perspective Law No.41 Year 2004 on Waqf. Muhammadiyah is one of nadzir with legal form in accordance to the Decree of the Minister of Home Affairs No. SK 14/DDA/1972 on appointment Muhammadiyah as a legal entity, therefore Muhammadiyah Central, Regional and Branch entitled appointed as nadzir, including Branches Head of Muhammadiyah in Banjarmasin. Nadzir responsibility is to manage the assets of waqf, either by registering waqfassets as well as develop the waqf assets and expansion waqf assets through productive business. Based on the result of the research, it is illustrated that from 88 waqf assets in all Branches Head of Muhammadiyah Banjarmasin only 41 assets that registered in the name of Muhammadiyah. The development of the existing assets still consumptive, such as mosque, maqbarah, and others, it should be developed through productive business, for example built of?ces, outlets, pharmacies, hotels, conference halls, home industries, and plantations. In fact there is an opportunity for Branches Head of Muhammadiyah to manage HTR (Plantation Forest), the funding provided by the Government in the revolving loan fund, which ultimately waqf assets is not only bene?cial but can also be a source offunds (fundraising).

PERUSAHAAN PEMBIAYAAN SYARIAH DI INDONESIA (SEBUAH TINJAUAN ANALISIS TERHADAP PERUSAHAAN PEMBIAYAAN PT. FIF SYARIAH) muhaimin, muhaimin
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 2 (2012)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

FIF Syariah is a non-bank Sharia-based unit running a financing business. The fact thatit follows Sharia precepts and that the majority of Indonesian citizens are Muslims make it pro-spective to be an alternative in distributing funds to people in Indonesia. In middle term, there isa big chance that FIF Syariah will have a speedy growth since the number of company that openSharia financing units is still relatively small. It is important that every stakeholder pay attentionsto these Sharia financing units so they can grow and stay in the right track (complying withIslamic law). The commitment of the government will certainly support the development ofSharia financing in Indonesia.

PERAN MASJID DALAM PENGEMBANGAN EKONOMI SYARIAH DI KOTA BANJARMASIN Budiman, Mochammad Arif
At-Taradhi Jurnal Studi Ekonomi Vol 7, No 2 (2016)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

ABSTRAKMasjid merupakan institusi penting dalam Islam yang memiliki beragam fungsi. Sejauh ini, fungsi masjid yang terkait dengan aspek ekonomi nampaknya masih kurang mendapatkan perhatian. Tujuan penelitian ini adalah mengkaji peran masjid di Kota Banjarmasin dalam upaya pengembangan ekonomi syariah. Penelitian ini menggunakan pendekatan kuantitatif. Data penelitian dikumpulkan melalui survei terhadap sejumlah masjid beserta pengurus dan jamaah tetapnya. Dari hasil penelitian ditemukan bahwa masjid-masjid di Banjarmasin pada umumnya masih belum menunjukkan peran yang signifkan dalam pengembangan ekonomi syariah. Hal tersebut terlihat dari rendahnya sinergi dan kerjasama antara masjid dan lembaga keuangan syariah, terbatasnya frekuensi pengajian dan/atau pelatihan tentang ekonomi dan keuangan syariah, dan minimnya kegiatan-kegiatan masjid yang berkaitan dengan pengembangan ekonomi syariah. Kata kunci: masjid, ekonomi syariah, bank syariah, persepsi, sinergi ABSTRACTMosque is an important institution in Islam that posses various functions. So far, its function which relates to economic aspect has apparently received less attention. The objective of this study is to reveal the roles of mosques in Banjarmasin in enhancing Islamic economy. This study employs a quantitative approach while the data are collected through a survey towards mosques as well as their respective management and community. It is found that the mosques in Banjarmasin generally do not play a signifcant role in enhancing Islamic economy. This can be seen from a low level of synergy and cooperation with Islamic fnancial institutions, a minimum frequency of religious talks and/or trainings concerning Islamic economy and fnance, and limited activities related to the development of Islamic economy.Keywords: mosque, Islamic economics, Islamic bank, perception, synergy

ANALISIS PENYERAPAN TENAGA KERJA PADA USAHA KECIL MENENGAH (UKM) DI KOTA BANJARBARU (STUDI USAHA PERCETAKAN) Marliani, Gusti
At-Taradhi Jurnal Studi Ekonomi Vol 9, No 1 (2018)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Informal sector become an part of important in replying labor force and employment, one of them development of Small And Medium Industry . Role of small and medium industry in economics of Indonesia have been confessed by wide of society this state moment challenge endless economic crisis. On the other side entrepreneur of printing office have constraint in development of effort him that is problem of capital fee , labour productivity and expenditure of non fee.This research aim to to know fee variable konstribusi, productivity, capital and non fee to absorbtion of labour at effort printing office in Town of Banjarbaru Population in this research is peripatetic Middle Small Industry at Printing office with small scale , with amount of population at the same time sampel counted 36 printing office exist in Town of Banjarbaru.Variable which is used in this research consist of dependent variable which symbol of with ( Y),Labour Employment and free variable. variable independent which symbol with ( X) , that is Effort Printing office with its indicator cover: Fee Labour ( X1), Production Cost ( X2), Work Produktivity (X3), Working Capital ( X4) by using model analyse doubled linear regresi. Result of research indicate that the Effort Printing office ( positive X) Influence and signifikan to Absorbtion Of Labour In Town of Banjarbaru ( Y). Coefficient Determinant ( Adjusted R square) equal to 0,862 meaning that independent variable : variable is Effort Printing office ( X) have contribution equal to 86.2% to variable of dependen : variable Absorbtion of Labour ( Y), while the rest is 13,8% given by other variables which do not the included in this.Informal sector become an part of important in replying labor force and employment, one of them development of Small And Medium Industry . Role of small and medium industry in economics of Indonesia have been confessed by wide of society this state moment challenge endless economic crisis. On the other side entrepreneur of printing office have constraint in development of effort him that is problem of capital fee , labour productivity and expenditure of non fee.This research aim to to know fee variable konstribusi, productivity, capital and non fee to absorbtion of labour at effort printing office in Town of Banjarbaru Population in this research is peripatetic Middle Small Industry at Printing office with small scale , with amount of population at the same time sampel counted 36 printing office exist in Town of Banjarbaru.Variable which is used in this research consist of dependent variable which symbol of with ( Y),Labour Employment and free variable. variable independent which symbol with ( X) , that is Effort Printing office with its indicator cover: Fee Labour ( X1), Production Cost ( X2), Work Produktivity (X3), Working Capital ( X4) by using model analyse doubled linear regresi. Result of research indicate that the Effort Printing office ( positive X) Influence and signifikan to Absorbtion Of Labour In Town of Banjarbaru ( Y). Coefficient Determinant ( Adjusted R square) equal to 0,862 meaning that independent variable : variable is Effort Printing office ( X) have contribution equal to 86.2% to variable of dependen : variable Absorbtion of Labour ( Y), while the rest is 13,8% given by other variables which do not the included in this.

FATWA PEMBIAYAAN PENGURUSAN HAJI DAN PENERAPAN PRODUKNYA Hasanudin, Hasanudin
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 1 (2015): Ilmu Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Abstract: This paper discusses the fatwa from DSN-MUI about the maintenance of the Hajj using twocontract, namely Ijara as the main contract and qardh the form of bailout funds pilgrimage (if re-quired); between funds qardh with ujrah there should be no taaluq; and these in line with the fatwacouncil hisbah Exactly. The question by the community is the practice of financing the maintenance ofthe Hajj by a number of Islamic banks. Of this paper can be concluded that the financing arrangementpilgrimage serves as Kasab/initiative/effort for financing receiver pilgrimage of Islamic Financial Insti-tutions. Method of payment on the debt qardh Taqsith considered more easy than by saving. Through-out not used negatively, financing the maintenance of pilgrimage by Islamic Financial Institutions arenot contrary to the concept of fi istithaah there al-hajj.

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