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At-Taradhi: Jurnal Studi Ekonomi
Published by Universitas Islam Negeri Antasari Banjarmasin
ISSN : 19793804     EISSN : 25489941     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science
Arjuna Subject : -
Articles 435 Documents
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AKAD MURABAHAH DALAM INVESTASI LOGAM MULIA PADA PEGADAIAN SYARIAH BANJARMASIN RAHMI, NISPAN
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 2 (2015)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (453.603 KB) | DOI: 10.18592/taradhi.v6i2.718

Abstract

Abstract: In the research on the Majesty product in the Islamic pawnshop, it can be known t h a t o n e o f i t s c o n t r a c t u s e mu r a b a h a h c o n t r a c t . B a s e d o n i t s m e ch a n i s m f o r N o b l e metal investment can be done through several procedures: (1) T he booking procedure which includes the vital preconditions that must be met by the customers to invest noble.(2) Giving procedures consist of the steps of giving noble metal investment to customers which are divided into two processes, such as product precious cash cycle and credit Majesty product cycle. (3) The settlement procedure is a noble form of the payment system that also divided into two systems, namely by way of repayment at once (cash) or by way of installments in accordance with an agreement made in advance by both parties.
MASALAH HUTANG LUAR NEGERI INDONESIA DAN ALTERNATIF SOLUSINYA DALAM PERSPEKTIF KEBIJAKAN EKONOMI MAKRO ISLAM Muhaimin, Muhaimin
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 2 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (190.033 KB) | DOI: 10.18592/taradhi.v5i2.225

Abstract

This paper discusses about economic improvement that can be achieved with the integration amongs of businesses moral reform, state officials and structure changes of efficient economic. Waste and consumer behavior of individual communities and the state officials in preparing the household budget and the state will lead to economic decline. The result of this paper suggests the existence of society and government role especially to reduce the reduce the wasteful spending to create a fair and prosperous society.
Hukum Mewakafkan Polis Asuransi Mubarok, Jaih; Hasanuddin, Hasanuddin
At-Taradhi Jurnal Studi Ekonomi Vol 7, No 1 (2016)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (4628.944 KB) | DOI: 10.18592/at-taradhi.v7i1.1982

Abstract

Abstract: The endowment policy conducted by three domains: 1)insurance knowledge domain; 2) endowment theory domain; and 3) will theory domain. These three domains of this is expected to helpfnd a solution for the ideas and endowment policy movement in Indonesia in terms of sharia. The study of three domains conducted in order to seek the clarity of legal insurance policy endowment in terms of sharia which showed at least two topics, frst, there is a special element in the insurance, namely welfare. Second, the object of endowment must already be affrmed of wakif during the donated / written endowment; and Musha bih (the object ofthe will) must already belong to Mushi (which intestate) at the time the will is affrmed/written orwhen the nafdaz will (effective), that is when Mushiis died.Abstrak: Kajian wakaf polis dilakukan dengan tiga domain: 1) domain ilmu perasuransian; 2) domain teori wakaf; dan 3) domain teori wasiat. Tiga domain kajian ini diharapkan dapat membantu mencari solusi atas ide dan gerakan wakaf polis di Indonesia dari segi syariah. Tiga domain kajian yang dilakukan dalam rangka mencari kejalasan hukum wakaf polis asuransi dari segi syariah memperlihatkan setidaknya dua topik, yaitu Pertama, dalam asuransi terdapat unsur khusus, yaitu kemashlahatan. Kedua, obyek wakaf harus sudah menjadi milik wakif pada saat akad wakaf diikrarkan/ditulis; dan musha bih (obyek wasiat) harus sudah menjadi milik Mushi (yang berwasiat) pada saat akad wasiat diikrarkan/ditulis atau pada saat wasiat nafdaz (efektif), yaitu Mushi meninggal dunia.Kata Kunci: Waqaf, asuransi, wasiat, polis, syariah.
EKONOMI SYARIAH SEBAGAI LANDASAN DALAM AL-BAI (JUAL BELI) Seff, Syaugi Mubarak
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 1 (2012): JURNAL STUDI EKONOMI
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (213.284 KB) | DOI: 10.18592/taradhi.v3i1.578

Abstract

Normatively, Sharia economy as a part of Sharia law focuses on Islamic norms in economydeduced from al-Quran and al-Hadith as well as from other secondary sources. As a derivation ofIslam, Sharia economy will follow Islam in all aspects. Islam is a way of life as it provides acomplete guidance in the forms of legal norms for human beings, including in economic field.The norms of Sharia economy are: (a) partnership (b) the existence of moral drives (c) the exist-ence of social role.
ANALSISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MASYARAKAT KALIMANTAN SELATAN TERHADAP PENGGUNAAN PEMBAYARAN NON TUNAI HELMI, RAHMAN; MUBARAK, ZAKI
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 1 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (684.019 KB) | DOI: 10.18592/taradhi.v5i1.80

Abstract

Economic growth in Indonesia can not be separated from a strategic role in the payment system to support economic activities. Strategic role of the payment system in economic activities, especially to ensure the implementation of various payment transactions, is made by the public and business. The development of innovations in the payment system is a logical consequence of the growing community needs for existence of instruments and payment mechanisms that are practical, efficient, safe and comfortable. Development of Card Payment Through in South Kalimantan are still very limited in the use of ATM cards, credit cards, and debit cards. The amount of public transactions using credit cards is also relatively very small and generally only in Banjarmasin and Banjarbaru. Card payment through low usage rate is not out of the involvement of the community in adopting card payment, so it is necessary to do research on the characteristics of the community. Characteristics of the community in South Kalimantan that different from other areas will be the research target. It is because people are consumers that determine the development of non-cash payments later. This community preferences will affect the use of non-cash payment instrument towards a cashless society.
PENGARUH FUNTIONAL QUALITY, TECHNICAL QUALITY TERHADAP KEPUASAN KONSUMEN DAN WORD OF MOUTH COMMUNICATION KONSUMEN LAUNDRYNESIA Khaliq, Restu
At-Taradhi Jurnal Studi Ekonomi Vol 9, No 2 (2018)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (401.112 KB) | DOI: 10.18592/at-taradhi.v9i2.2512

Abstract

The aims of this research were to examine the effect of funtional quality and technical quality on customer satisfaction, and the effect of funtional quality, technical quality and customer satisfaction to word of mouth communication. This research have been conducted in Laundrynesia with 53 costumer on August 2018 as a respondent. Structural Equation Modeling (SEM) is used as data analysis techniques in this research. The results of the analysis prove that the variables funtional quality, technical quality have a significant influence on customer satisfaction. Funtional quality, technical quality and customer satisfaction have a significant influence too to word of mouth communication. All variable’s T-statistic value are greater than the normal t-distribution table (1,96). Funtional quality’s T-statistic value on customer satisfaction is 5,174. Technical quality’s T-statistic value on customer satisfaction is 4,753. Customer satisfaction’s T-statistic value on word of mouth communication is 10,538. Funtional quality’s T-statistic value on word of mouth communication is 3,639.  Technical quality’s T-statistic value on word of mouth communication is 4,251.
FUNGSI JAMINAN DALAM PEMBIAYAAN MUSYARAKAH (STUDI PADA PT BANK KALSEL SYARIAH CABANG BANJARMASIN) Syarqawie, Fithriana; Syaifurrahman, Syaifurrahman
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 2 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v5i2.219

Abstract

Basicly Musyarakah in fiqh muamalah is agreement of trust (amanah), which each of partners be rialiable with their own partner that have agreement with them, then in agreement of musyarakah each of partners do not allowed to ask for assurance to other partners. This research uses field research method by directly interviews the authorities of PT Bank Kalsel Syariah Banjarmasin Branch. The result of the procedure of musyarakah finance which is given by PT Bank Kalsel Syariah Banjarmasin Branch is a coorperation agreement between the bank and the clients where each of partners gives the contribution of fund and work in undertaking productive business. The profit result divide based on nisbah that has been agreed and one of the partners can ask the more pofit based on their works and the loss devides proportionally based on the fund that had been deposited by each of partners. The client is asked to include the additional material wealth assurance that worth of the price as a serious prove and responsible reflection of the clients to undertake a coopertion and also as bank media in undertaking the principle of carefulness in giving the finance.
ASURANSI DALAM PERSPEKTIF ISLAM Purnamasari, Shofia
At-Taradhi Jurnal Studi Ekonomi Vol 7, No 1 (2016)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (4626.373 KB) | DOI: 10.18592/at-taradhi.v7i1.1977

Abstract

Abstract: Takaful and its development in the Islamic world become urgent as in Indonesia which is the majority of Muslim population. In Islamic teachings also contained the substance of the insurance regulation. Insurance which is appropriate to Islamic law was able to avoid the insurance operational principle of gharar, maysir, and usury. Due to that basis, then thought out and formulated appropriate insurance forms of Islamic law. In principle, Islamic economic studies has always put forward the principles of fairness, help each other, avoid injustice, the prohibition of usury (interest), the principle of proft and loss sharing as well as the removalof gharar element. Gharar element in conventional insurance lies in the uncertainty about the rights of policy holders, and the resources that they use to cover claims. Maysir element lies in the possibility of the benefciary at the expense of others. While usury elements lies in revenue from money.Abstrak: Asuransi syariah dan perkembangannya di dalam dunia islam menjadi hal urgen. Begitupun di Indonesia yang notabene penduduknya mayoritas beragama Islam. Di dalam ajaran Islam juga termuat substansi mengenai peraturan perasuransian. Asuransi yang sesuai hukum islam ternyata mampu menghindarkan prinsip operasional asuransi dari unsur gharar, maysir, dan riba. Atas landasan itulah, kemudian dipikirkan dan dirumuskan bentuk asuransi yang sesuai syariat Islam. Secara prinsipil kajian ekonomi islam selalu mengedepankan asas keadilan, tolong – menolong, menghindari kezaliman, pengharaman riba (bunga), berprinsip proft and loss sharring serta penghilangan unsur gharar. Unsur Gharar dalam asuransi konvensional terletak pada ketidakpastian tentang hak pemegang polis dan sumber dana yang di pakai untuk menutup klaim. Unsur maysir terletak pada kemungkinan adanya pihak yang diuntungkan di atas kerugian orang lain. Sedangkan unsur riba terdapa pada perolehan pendapatan dari membungakan uang.Keywords: deposit, gharar, riba, konvensional.
MASALAH HUTANG LUAR NEGERI INDONESIA DAN ALTERNATIF SOLUSINYA DALAM PERSPEKTIF KEBIJAKAN EKONOMI MAKRO ISLAM muhaimin, muhaimin
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 1 (2012): JURNAL STUDI EKONOMI
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (187.663 KB) | DOI: 10.18592/taradhi.v3i1.573

Abstract

This paper outlines Islamic macro economic policy on the issue of foreign debts andoffers solutions to resolve the crisis of foreign loans in a humane and socially just manner. Eco-nomic recovery can be done by the combination of reforming the morality of business actors andstate apparatuses, changing the economic structure to a more efficient one, emphasising a maxi-mum use of economic resources, and minimising the distribution gap in society by decentralisingwealth and completely removing injustice. Improvidence and consumptive tendencies of societyand state apparatuses must be pressed and accompanied by corruption elimination. Good gover-nance and peoples confidence are two high valued assets to run the development and to create ajust and properous society.
PREFERENSI NASABAH PEGADAIAN SYARIAH RUSDIYAH, RUSDIYAH
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 1 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v5i1.71

Abstract

The existence of Sharia mortgage is initially supported by the success of Islamic Banking and the Muslims necessary of the existence of mortgage principled with sharia. Nowadays, motivation of Muslims for transaction is not only influenced by religious motivation, but also on their attitudes and perceptions, such as relative advantage, location and others. It becomes a question to society in Banjarmasin, who are predominantly Muslim, whether religious factors or other factors are more dominant to influence the preferences of clients (attitudes and motivation) in transactions in Shariah mortgage Kebun Bunga branch office, Banjarmasin.

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