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Contact Name
Muhammad Rifqi Hidayat
Contact Email
rifqifebi@uin-antasari.ac.id
Phone
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Journal Mail Official
yuliahafizah@uin-antasari.ac.id
Editorial Address
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Location
Kota banjarbaru,
Kalimantan selatan
INDONESIA
At-Taradhi: Jurnal Studi Ekonomi
ISSN : 19793804     EISSN : 25489941     DOI : -
Core Subject : Economy, Education,
At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science
Arjuna Subject : -
Articles 435 Documents
Pemikiran Muhammad Sarni al-Alabi Tentang Jual beli Dalam Kitab Mabadi’ Ilm Al-Fiqh dan Relevansinya dalam Ekonomi Islam Kontemporer Muhammad Sauqi; M. Fahmi al-Amruzi
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 1 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i1.6341

Abstract

The purpose of this study is to find out the arguments used by K.H Muhammad Sarni al-Alabi and the relevance of his thoughts in contemporary Islamic economics. This type of research is library research by reviewing library materials related to the thoughts of K.H. Muhammad Sarni al-Alabi in the book Mabadi 'Ilm Al-Fiqh. The analytical method used is istinbath law. The results showed that, first, the arguments used by K.H Muhammad Sarni regarding buying and selling such as the legitimate benefits of sanda goods with a break-up contract, invalid buying and selling of cakes or the like cooked using fire, legal buying and selling carried out by children, legal selling buy mu'atah (without shigat) sourced from the Koran, hadith, 'urf and maslahat and follow the opinion of the Syafi'iyyah scholars. Second, his thoughts on buying and selling are very relevant to contemporary Islamic economic concepts such as the fatwa of the National Sharia Council (DSN), the Compilation of Sharia Economic Law (KHES) and the practice of public muamalah and Islamic financial institutions LKS today. So that the thinking of K.H Muhammad Sarni al-Alabi about buying and selling becomes a benchmark for the breadth of knowledge of Banjar scholars, especially those related to Islamic economics. Tujuan penelitian ini adalah untuk mengetahui dalil yang digunakan oleh K.H Muhammad Sarni al-Alabi dan relevansi pemikirannya dalam ekonomi Islam kontemporer. Jenis penelitian ini adalah library research dengan mengkaji bahan pustaka yang berkaitan dengan pemikiran K.H. Muhammad Sarni al-Alabi dalam kitab Mabadi’ Ilm Al-Fiqh. Metode analisis yang digunakan adalah istinbath hukum. Hasil penelitian menunjukkan bahwa, pertama, dalil yang digunakan K.H Muhammad Sarni tentang jual beli seperti sah manfaat barang gadai dengan akad jual putus, tidak sah jual beli salam kue atau sejenisnya yang dimasak menggunakan api, sah jual beli yang dilakukan anak-anak, sah jual beli mu’athat (tanpa shigat) bersumber dari al-Quran, hadits, ‘urf dan maslahat serta mengikuti pendapat ulama Syafi’iyyah. Kedua, pemikiran dia tentang jual beli ini sangat relevan dengan konsep ekonomi Islam kontemporer seperti fatwa Dewan Syariah Nasional (DSN), Kompilasi Hukum Ekonomi Syariah (KHES) dan praktik muamalah masyarakat dan lembaga keuangan syariah LKS pada zaman sekarang. Sehingga pemikiran K.H Muhammad Sarni al-Alabi tentang jual beli menjadi tolak ukur tentang luasnya pengetahuan ulama Banjar terutama yang berhubungan dengan ekonomi Islam.
Sharia Card: An Alternative For Islamic Payment Mahmud Yusuf
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 1 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i1.6340

Abstract

The formulation of the problem in this study is to narrate the sharia card as a solution for using credit cards in the community. The research method used is the library research method with content analysis as an analytical knife so that the right solution is found in drawing conclusions. To ensure the validity of the data, the researcher will use the triangulation technique of sources derived from various literatures that are relevant to the research theme. The results showed that credit cards in traditional banks, this is a method of payment for the purchase and sale of goods and services, and it is possible to pay at once or in installments up to a certain minimum amount (ba’i bit-taqsith), which is haram. To avoid it, sharia cards use Islamic principle., which is not used for transactions that are not in accordance with sharia, and does not encourage excessive consumption. The main card holder must have the financial ability to pay off on time and must not provide services that are contrary to sharia. Tujuan penelitian ini adalah untuk menganalisa eksistensi kartu syariah sebagai solusi penggunaan kartu kredit di masyarakat. Metode penelitian yang digunakan adalah metode penelitian kepustakaan dengan pendekatan content analisis untuk menemukan solusi yang tepat dalam penarikan kesimpulan. Penulis menggunakan teknik triangulasi sumber dari berbagai literatur yang relevan dengan tema penelitian untuk menjamin keabsahan data. Hasil penelitian menunjukkan bahwa kartu kredit di bank konvensional yang merupakan metode pembayaran untuk pembelian dan penjualan barang serta jasa, di mana pembayarannya dapat dilakukan sekaligus atau dicicil hingga jumlah minimum tertentu termasuk dalam kategori riba yang haram. Maka untuk menghindarinya, kartu syariah menggunakan prinsip Islam, yaitu yang tidak menyebabkan sifat konsumtif dan tidak digunakan untuk transaksi yang tidak sesuai syariah. Pemegang kartu utama harus memiliki kemampuan finansial untuk melunasi tepat waktu dan tidak boleh memberikan pelayanan yang bertentangan dengan syariah.
Pengaruh Struktur Modal dan Modal Intelektual Terhadap Kinerja Perusahaan Dimoderasi Corporate Governance Nuzly Camelia Siregar; Rosyid Nur Anggara Putra; Nur Arifah
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 1 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i1.5852

Abstract

This paper analyzed of capital structure and intellectual capital on finance performance in Indonesia and the relationship between intellectual capital and financial performance moderated by corporate governance mechanism. Using a sample of 18 corporates in Jakarta Islamic Index (JII) for the period between 2016 and 2019. The findings suggested that capital structure as measured by leverage has a negative influence on financial performance, intellectual capital as measured by the value added intellectual coefficient (VAIC) has a positive influence on financial performance. Furthermore, the results find that the independent board of commissioners are able to strengthen the relationship between intellectual capital and financial performance, while institutional ownership weakness the relationships. This strengthens the agency theory that a good corporate governance mechanism can resolve agency conflicts so that it affects the financial performance. Penelitian ini menganalisis struktur modal dan modal intelektual terhadap kinerja keuangan di Indonesia dan hubungan antara modal intelektual dan kinerja keuangan yang dimoderasi oleh mekanisme corporate governance. Sampel yang digunakan sebanyak 18 perusahaan di Jakarta Islamic Index (JII) selama periode 2016-2019. Hasil penelitian ini bahwa struktur modal yang diukur menggunakan leverage berpengaruh negatif terhadap kinerja keuangan, modal intelektual yang diukur menggunakan value added intellectual coefficient (VAIC) berpengaruh positif terhadap kinerja keuangan. Selanjutnya, hasil penelitian ini menemukan bahwa dewan komisaris independen mampu memperkuat hubungan antara modal intelektual dan kinerja keuangan, sedangkan kepemilikan institusional melemahkan hubungan keduanya. Hal tersebut memperkuat teori agensi bahwa mekanisme corporate governance yang baik dapat mengatasi konflik keagenan yang selanjutnya dapat memengaruhi kinerja perusahaan.
Analisis Kesyariahan Kartu Kredit Bank Syariah Indonesia Sebagai Media Transaksi Non Tunai. Maulidatul Islami; Atika Zahra Maulida
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 2 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i2.6640

Abstract

The purpose of this study was to determine whether the credit card product issued by Bank Syariah Indonesia, namely the Hasanah Card , was in accordance with and actually implemented the Sharia Card as stipulated in the DSN-MUI fatwa No. 54/DSN-MUI/X/2006. The research method is a qualitative research using a descriptive approach to describe sharia principles in the hasanah card. data were collected by the field research (field research) with primary sources obtained from sources in the form of interviews and observations and library research (library research) with socio legal research. The results of this study are the application of sharia principles to the Hasanah Card product by Bank Syariah Indonesia is still not in accordance with the DSN-MUI Fatwa No. 54 of 2006. This can be seen from the DSN MUI fatwa regarding tadwidh provisions, usage limits to reduce consumptive behavior, and transaction provisions at non-halal merchants that are not yet fully implemented in the hasanah card practice. Tujuan dari penelitian ini adalah untuk mengetahui apakah produk kartu kredit yang dikeluarkan oleh Bank Syariah Indonesia yaitu Hasanah Card sudah sesuai dan benar-benar menerapkan prinsip Syariah Card yang diatur dalam fatwa DSN-MUI No.54/DSN-MUI/X/2006. Metode penelitian adalah penelitian kualitatif dengan menggunakan pendekatan deskriptif untuk menggambarkan prinsip syariah dalam hasanah card. Data dikumpulkan dengan metode field research (penelitian lapangan) dengan pendekatan hukum empiris. Hasil dari penelitian ini yaitu penerapan prinsip-prinsip syariah pada produk Hasanah Card oleh Bank Syariah Indonesia masih kurang sesuai dengan Fatwa DSN-MUI No. 54 Tahun 2006. Hal ini dapat dilihat dari fatwa DSN MUI mengenai ketentuan tadwidhdan ketentuan transaksi pada merchant non halal yang belum sepenuhnya sesuai dipraktikan dalam hasanah card.
Islamic Financial Research Directions During Pandemic: A Bibliometric Analysis Muhamad Subhi Apriantoro; Rashifahunnisa' Mellinia; Shafy Garneta Maheswari; Hudaifah Hudaifah
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 2 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i2.7174

Abstract

This study aims to determine the direction of development of Islamic finance research during the pandemic, focusing on the growth of international publications in the field of Islamic finance in the Scopus database between 2020 and 2022. Bibliometric mapping consists of core journals in international publications in the field of Islamic finance, the productivity of researchers in the field of Islamic finance, the number of publications based on institutional collaboration in international publications in the field of Islamic finance, the development of international publications on research in the field of Islamic finance by subject/field, and a map of the development of international publications on research in the field of Islamic finance.  
Pricing Mechanism for Collateral Auctions in Problematic Financing at Bank Syariah Indonesia, Palangka Raya Sofyan Hakim; Hanief Monady; Nadia Safitri
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 2 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i2.7536

Abstract

A Sharia bank is an institution whose main business is to provide credit and other services based on sharia principles. A sharia bank has various products, one of which is financing. However, risks in financial institutions are inevitable and become potential events, both foreseeable and unpredictable. Such as financing customers who end up experiencing defaults and leading to the sale of collateral or collateral through auctions. Therefore, it is necessary to know the mechanism for pricing collateral auctions and constraints on problematic financing at Sharia Bank of Indonesia, Palangka Raya City. This research uses a descriptive qualitative approach. The results of this study are that the pricing mechanism is carried out with the provisions and procedures applicable at Sharia Bank of Indonesia, Palangka Raya City, with price interpretation carried out by the assessment team after the survey is carried out, looking for appeal data based on the prevailing market value in the collateral area, looking at collateral conditions, interpreting until finally the price is determined based on the applicable mechanism in accordance with the Circular Letter of the Board of Directors must use the price reference Central Market, Regional Market Price, and Local Market Price. Pricing carriess out with appropriate assessments and calculations based on the market approach method and cost approach that have been formulated to be used as a guide in the assessment and pricing of collateral auctions in accordance with the fair price or market price that occurred at that time.
Analisis Strategi Bisnis Hijab Mazaya Yogyakarta Dengan Pendekatan Bisnis Model Canvas Ditinjau Dari Maqashid Syari’ah Mufti Afif; Meichio Lesmana; Lisda Aisyah; Musyaffak Kholil
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 2 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i2.7461

Abstract

Tujuan penelitian ini adalah untuk menganalisis strategi yang digunakan oleh toko Hijab Mazaya menggunakan model kanvas bisnis. Metode penelitian yang digunakan dalam pendekatan deskriptif dengan menggunakan teknik pengumpulan data yaitu observasi lapangan, wawancara dan dokumentasi. Hasil dari penelitian ini adalah Pada elemen bisnis model kanvas secara keseluruhan pada bisnis hijab Mazaya memiliki kelebihan yang dideskripsikan pada 5 elemen BMC, yaitu hubungan pelanggan, proposisi nilai, aktivitas utama, sumber daya utama, dan mitra utama. Jika ditinjau dari aspek maqashid syariah dengan tujuan yaitu mnecapai falah atau kemaslahatan umat. Strategi BMC sudah menerapkan 4 prinsip utama yaitu hifdzu nafs, hifdzu nasl, hifdzu 'aql dan hifdzu mal.Adapun hifdzu din tidak tersedia pada 9 elemen strategi BMC. Setelah dilihat dari aspek maqashid syariah hasil dari penerapannya yitu adanya hubungan hifdzu nafs dengan 7 elemen yaitu Customer Segment, Value Proposition, Channel, Customer Relationship, Key Activities, Key Resource dan Key Partner. Pada aspek hifdzu mal ada 3 elemen yaitu Revenue Stream, Key Partner dan Cost Structure. Adapun Key Resource termasuk dalam prinsip Hifdzu Nasl dan element Channel termasuk hifdzu 'aql.
Problematika Aspek Pengharaman Qardh Paylater Pada Aplikasi Shopee Berdasarkan Fatwa-Fatwa Ulama Bagus Setiyo Bagus Setiyo Budi; Iza Hanifuddin Iza Hanifuddin
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 2 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i2.7668

Abstract

Penelitian ini bertujuan untuk menganalisa praktik qardh paylater, tepatnya pada aplikasi Shopee untuk mengetahui aspek pengharaman menurut pandangan ulama-ulama. Metode yang dipakai ialah dengan menggunakan metode deskriptif kualitatif yang mejelaskan data aktual sesuai kondisi di lapangan, dengan menggunakan buku dari Wahbah az-Zuhaili dan sumber jurnal lainnya. Teknik analisa data menggunakan analisis induktif yang menghasilkan bahwa praktik Shopee Paylater sesuai dengan rukun dan syarat sah akad qardh menurut pandangan ulama. Namun, terdapat fokus pandangan ulama mengenai adanya tambahan atau denda akibat keterlambatan pembayaran yang ditetapkan sebesar 5%. Menurut pendapat para ulama, hal demikian termasuk salah satu riba, yakni riba nasi’ah, dikarenakan dapat memberatkan salah satu dari pihak yang melakukan akad qardh dalam Shopee Paylater.
Al-Ghazali's Sufistic Economy Concept; From Homo Islamicus To Economic Progress Havis Aravik; Achmad Irwan Hamzani; Nur Khasanah
At-Taradhi Jurnal Studi Ekonomi Vol 14 No 1 (2023)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v14i1.9131

Abstract

Islamic economics is present as a solution to the failure of capitalist and socialist economies in producing prosperity. Islamic economics is a new solution in answering various economic problems. For this reason, it is necessary to have the ability to access Islamic economic thought, especially from previous scholars to answer all existing problems. One such scholar is al-Ghazali. In Islamic economics, al-Ghazali offers a new perspective in the form of a Sufistic economic concept. This research is library research (library research) and is qualitative, which is sourced from primary and secondary data, and analyzed using content analysis both descriptively and inductively. The result is that Al-Ghazali no longer sees economic problems only in one field of knowledge, but is compared in various other fields of science to produce a comprehensive solution in which all human economic activity is part of worship to Allah Swt. For this reason, it must produce maslahah and falah in its activities. The state is obliged to play a role in ensuring that all of this is achieved by issuing various policies that help Muslims carry out their religious obligations as well as possible, including in economic matters and economic progress can only be achieved if justice, peace, and stability are fulfilled, in which the state plays an important role. inside it.
Resilience of Female Floating Market Traders in Lok Baintan, South Kalimantan During the Covid-19 Pandemic Muhammad Hafidz Ilmi
At-Taradhi Jurnal Studi Ekonomi Vol 14 No 1 (2023)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v14i1.8892

Abstract

This qualitative study investigates the resilience of female floating market traders in Lok Baintan, South Kalimantan during the Covid-19 pandemic. The research aims to understand the impact of the pandemic on these traders' income and their ability to adapt to the challenges posed by government policies and restrictions. The study employs interviews, observations, and documentation as data collection techniques and purposive sampling to select 10 female traders as research participants. The findings reveal that the pandemic has had varying effects on the traders, with some experiencing a moderate level of influence while others faced a strong level of impact, leading to resignations. Factors like adherence to government regulations and belief in fate play a role in the resilience of these traders. The paper contributes to the existing literature on resilience and the economic impact of the Covid-19 pandemic in Indonesia.Studi kualitatif ini mengeksplorasi ketahanan pedagang perempuan pasar terapung di Lok Baintan, Kalimantan Selatan selama pandemi Covid-19. Penelitian ini bertujuan untuk memahami dampak pandemi terhadap pendapatan pedagang ini dan kemampuan mereka dalam beradaptasi dengan tantangan yang ditimbulkan oleh kebijakan pemerintah dan pembatasan. Studi ini menggunakan wawancara, observasi, dan dokumentasi sebagai teknik pengumpulan data, serta purposive sampling untuk memilih 10 pedagang perempuan sebagai partisipan penelitian. Temuan penelitian mengungkapkan bahwa pandemi memiliki efek yang bervariasi pada para pedagang, di mana beberapa mengalami pengaruh sedang sementara yang lain menghadapi dampak yang kuat, hingga mengakibatkan keputusan untuk berhenti berdagang. Faktor-faktor seperti kepatuhan terhadap regulasi pemerintah dan keyakinan pada takdir berperan dalam ketahanan para pedagang ini. Riset ini memberikan kontribusi pada literatur yang sudah ada tentang ketahanan dan dampak ekonomi pandemi Covid-19 di Indonesia.