IQTISHADIA
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Business and economics areas. It covers Islamic management, Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic Finance, Zakah, Waqf, Poverty Alleviation, Islamic Public Finance, Monetary Economics, Economic Development, Maqasid al-Shariah, Institutional Economics, Behavioural Economics and Finance, Corporate Governance, Risk Management, Shariah issues, Financial Engineering, Securitization and Sukuk, Islamic Capital Markets, Insurance and Takaful, Regulatory Issues, Corporate Social Responsibility in Islam and other topics which related to this area.
Articles
400 Documents
<![CDATA[Hijrah Intention And Type Of Customer Loyalty of Islamic Banks In Indonesia ]]>
<![CDATA[Yudiana, Fetria Eka]]>;
<![CDATA[Kusuma, Hadri]]>;
<![CDATA[Qiyam, Ibnu]]>
<![CDATA[ IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i1.10440
<![CDATA[The purpose of this research is to investigate the influence of hijrah intention on customer loyalty in Islamic banks including the type of loyalty based on attitude and behavior. In this research, Islamic banks customers in Indonesia were used as the population, and 360 questionnaires were distributed using the convenience sampling technique. The research hypothesis was tested using Structural Equation Model (SEM) with PLS. All the indicators for the variables of interest were reflective and adapted from some previous literature. The data in this research met the requirements for convergent and discriminant validity and the results showed that hijrah intention had a direct effect on attitude and behavioral loyalty. Furthermore, the hijrah intention provides a stronger influence for attitude loyalty than behavioral loyalty. The results of this research show that the majority of Islamic bank customers were classified as latent loyal.]]>
<![CDATA[What Determines Muslim-Friendly Tourism in Aceh? ]]>
<![CDATA[Musa, Armiadi]]>;
<![CDATA[Halim, Hendra]]>;
<![CDATA[Khalidin, Bismi]]>;
<![CDATA[Ibrahim, Azharsyah]]>
<![CDATA[ IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i1.9438
<![CDATA[Aceh is the only province in Indonesia legally allowed to implement sharia law across all sectors, including the tourism industry. This study aims to analyze factors influencing Muslim-Friendly Tourism (MFT) in Aceh. Specifically, it examines the direct and indirect relationship between MFT with travel intention, destination image, and tourist attitude. Data is gathered through a questionnaire survey among 150 respondents that were selected using the convenience sampling method. To explain the tourist’s travel intentions, this study develops and tests a multiple regression analysis using the extended hierarchical linear modeling. Seven hypotheses were proposed regarding the relationships between MFT, tourist attitude, destination image, and travel intention constructs. The empirical results from the structural model suggest that MFT, destination image, and tourist attitude significantly influence travel intention; destination image and tourist attitude are the perfect mediators in influencing the MFT on travel intention to Aceh. These results have the implication in improving the promotions of tourism destinations in Aceh and developing more effective halal tourism positioning strategies for Aceh in particular and Indonesia in general.]]>
<![CDATA[Antecedent Of Halal Food Purchasing Decision: A Theory Of Planned Behavior (TPB) Approach ]]>
<![CDATA[Hasyim, Fuad]]>;
<![CDATA[Purnasari, Nurwulan]]>
<![CDATA[ IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i1.10002
<![CDATA[The purpose of this study is to investigate the factors that influence Indonesian customers in purchasing decisions for halal food. The approach taken uses the theory of planned behavior (TPB) because this theory emphasizes the aspects of individual behavior in making purchase decisions. Data obtained from distributing e-questionnaires with random sampling technique. The data is processed using structural equation modeling (SEM). The results show that all TPB constructs have a significant influence on the purchase of halal food by Indonesian customers. This research adds to and expands our knowledge of the halal food purchasing decision, as well as identifying the rationales for halal food purchases. From a managerial standpoint, the findings support investment decisions and relate to Indonesia's growth as a halal hub (supply chain) that addresses and considers the concerns and needs of businesses and Indonesian government agencies..]]>
<![CDATA[The Influence of Quality of Work Life and Islamic Work Ethics Towards Job Performance among SMEs’ Employee ]]>
<![CDATA[Rokhman, Wahibur]]>;
<![CDATA[Ahamed, Forbis]]>
<![CDATA[ IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i1.11729
<![CDATA[This study aims to scrutinize the contribution of quality of work life and Islamic work ethics to the job performance of employees who work for Small and Medium Enterprises (SMEs) in Central Java, Indonesia. A deductive questionnaire survey approach was applied to make sure data gathering reaches out across business sectors particularly, most of the registered SMEs throughout central Java. About 354 valid responses were analyzed utilizing SPSS in order to be able to examine how much quality work life of employees in the light of ethical values practice in Islam impact the performance of employees. The outcomes of the study revealed a tremendous effect on the performance of employees in SMEs while their work lives are taken cared for by the company. Similarly, performance found to be overwhelmingly determined by work ethics reflexively applied in a densely populated peninsula of Javanese Muslims. This is reconfirmed when IWE predisposed a significant positive relationship with quality of work life. The results of this study, as expected, provide theoretical and practical gains to the body of knowledge as well as become an impetus for all the likewise faith base business communities across the region, particularly for SMEs’ owner/manager and certainly for future researchers.]]>
<![CDATA[The Effect of Islamic Work Ethics toward Employee Performance ]]>
<![CDATA[Noor Aflah, Kuntarno]]>;
<![CDATA[Suharnomo, Suharnomo]]>;
<![CDATA[mas'ud, Fuad]]>
<![CDATA[ IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i2.10278
<![CDATA[This study aims to analyze the factors which affect employee performance; islamic work ethics by using affective commitment and job satisfaction as intervening variables. Based on the research problem, there are how to improve employee performance through affective commitment and job satisfaction, and the factors which affective commitment and job satisfaction, so the answer is by the Islamic Work Ethics variable. This study is conducted on 200 employees of cross sectors and cross professions working in various fields. Data is processed using Structural Equation Modelling (SEM) by the help Analysis of Moment Structure (AMOS) program. The results show that Islamic Work Ethics has a positive effect on employee performance, by using affective commitment and job satisfaction as intervening variable]]>
<![CDATA[The Role of Social Media in Promoting Indonesian Women’s Online Entrepreneurship: Prospects, Challenges and Strategies ]]>
<![CDATA[Wahyuningsih, Sri]]>;
<![CDATA[Mustaqim, Muhamad]]>
<![CDATA[ IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i2.9483
<![CDATA[  Social media nowadays has been inevitably used by people in the world. It plays significant roles for human’s society including as the way of marketing and trading of products. The aim of this study was mainly to explore the prospects of using social media in driving and developing women’s entrepreneurship, its challenges and strategies. This present study anchored in a qualitative research. Data were garnered through semi-structured interviews to Indonesian women living in Kudus, Central Java, Indonesia running their online entrepreneurship as the additional job not the main ones. The results of the study revealed that the prospects of using social media cover it is beneficial for women’s entrepreneurship in improving sales and pursuing the innovation in their online business, it offers others to be reseller in a number of products and it allows the women to develop their online entrepreneurship. However, there are a number of challenges of using social media in online entrepreneurship including the emergence of negative comments and complaints about the products from costumers that will lead to decrease the reputation of business, poor connection of internet which may hinder a better business management, and the lack of knowledge about social media and team that can hinder these women entrepreneurs to handle their customers’ inquiries. Some strategies that need to be taken into account in online women’s entrepreneurship cover women entrepreneurs are supposed to upload new and up-to-date products, give best services to customers, collaborate with Shopee application (online shopping platform) in which they will get less risk in online business through its system and increase their innovation through online business class and trainings. The findings of the study offer an implication to the need of being innovative through the use of technology and social media in running online entrepreneurship particularly for women entrepreneurs since its flexibility and benefits as one of the ways to get additional income.]]>
<![CDATA[Sharia Compliance, Islamic Corporate Governance, Intellectual Capital, and Earning Management toward Financial Performance in Indonesia Islamic Banks ]]>
<![CDATA[Munifatussa'idah, Asma']]>
<![CDATA[ IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i2.10152
<![CDATA[This research aims to analyze the effect of Sharia Compliance, Islamic corporate Governance, Intellectual Capital, and Earnings Management toward the Financial Performance of Islamic Banks. The research method uses a quantitative approach with secondary data. Data were obtained from 12 (twelve) Islamic Commercial Banks in Indonesia, which were selected using the purposive sampling technique. The analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The results showed that Sharia compliance has an effect on the financial performance of Islamic banks. Islamic corporate governance has an effect on earnings management and financial performance of Islamic banks, and intellectual capital has an effect on the financial performance of Islamic banks. Meanwhile, earnings management has no effect on the financial performance of Islamic banks. The findings of this study provide evidence that the variables of Sharia compliance, Islamic corporate governance, and intellectual capital can help Islamic banks in Indonesia improve their financial performance. In addition, these findings will contribute to the literature on the determinants of Islamic bank financial performance.]]>
<![CDATA[Dynamic Behavior of Islamic Banking Customer Loyalty in Jakarta ]]>
<![CDATA[Rusdianto, Rusdianto]]>;
<![CDATA[Jasin, Mochammad]]>
<![CDATA[ IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i2.11556
<![CDATA[The attractiveness of Islamic banking lies in the profit-sharing system, service delivery, satisfaction, and promotion, where these components are interrelated with customers, which can influence customers to continue to choose Islamic banking services. This study aims to analyze the effect of service quality on customer satisfaction of Islamic banks, analyze the effect of service quality on customer loyalty of Islamic banks, and analyze the effect of customer satisfaction on customer loyalty of Islamic banks. The sample used in this study took the respondents of Islamic bank customers in Jakarta and then processed using SEM-PLS. The results showed that service quality had a significant effect on customer satisfaction, service quality significantly influenced customer loyalty, and customer satisfaction significantly influenced customer loyalty. This study recommends that there is a need to make products or services that are more in line with customer needs, the need to increase Islamic bank outlets or Automated Teller Machines (ATMs) owned by Islamic banks in locations that are more accessible and close to residential and business areas, and the need to conduct activities with customers periodically.]]>
<![CDATA[Full-Fledged VS Islamic Bank Windows: Which One Do Muslim Consumers Know Better and Prefer More? ]]>
<![CDATA[Ratnasari, Nissa Ghulma]]>;
<![CDATA[Hati, Sri Rahayu Hijrah]]>;
<![CDATA[Chalid, Dony Abdul]]>
<![CDATA[ IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i2.9967
<![CDATA[The study aims to compare the knowledge of and preference for the Islamic banking window and the full-fledged Islamic bank among Muslim customers. Data were collected from 1171 banking clients. Data were analyzed using descriptive analysis. The results show most Muslim customers do not know the difference between the full-fledged Islamic bank and the Islamic banking window. Yet, most Muslim customers favor the full-fledged Islamic bank to the Islamic windows since it is perceived to be more sharia compliant. Thus, the study theoretically contributes to Muslim banking behavior literature by providing empirical evidence on customer knowledge and preference in choosing an Islamic bank. Besides, the study provides knowledge to both the Islamic bank windows and full-fledged Islamic bank on the Muslim customers' understanding of both channels' availability.]]>
<![CDATA[Digitalization and Efficiency: Technology-based Service of Indonesia Sharia Commercial Banks ]]>
<![CDATA[Bella, Firsty Izzata]]>;
<![CDATA[Himmawan, M Fikri]]>
<![CDATA[ IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v14i2.8983
<![CDATA[This study aims to assess the technology-based service effectiveness on bank profitability as well as to evaluate the efficiency and stability of Islamic Commercial Banks in Indonesia. The model was analyzed by using multiple linear regressions with generalized least square estimation technique and Data Envelopment Analysis (DEA) with data are gathered from Q1 2017 to Q2 2020. The exogenous variables included were Branchless Banking (BB), Third-party Funds (DPK), and Technology Service Quality (TSQ), with banking operational income (PENDOP) as endogenous variable. The DEA method analyses the VRS and CRS scale while using output orientation. Using the inputs of DPK, operational expenses, and total funding, with the outputs of operational earnings and total assets. The main finding suggests that DPK played as a dominant variable, following by TSQ and BB on bank operational income. Moreover, the results of the DEA models showed in four quadrants in each CRS and VRS model. Respectively, 1 and 5 banks are highly efficient and stable, 5 and 2 banks have high efficiency but low stability, 4 and 2 banks have low efficiency but high stability, 4 and 5 banks have low efficiency and stability in the CRS and VRS model.]]>
