cover
Contact Name
Sirajuddin
Contact Email
sirajuddinroy@gmail.com
Phone
+6285242781136
Journal Mail Official
laamaisyir@uin-alauddin.ac.id
Editorial Address
Jl.H.M.Yasin Limpo No. 36 Samata, Gowa, Sulawesi Selatan
Location
Kab. gowa,
Sulawesi selatan
INDONESIA
Laa Maisyir Jurnal Ekonomi Islam
ISSN : 24769371     EISSN : lamaisyir     DOI : https://doi.org/10.24252/laamaisyir
Core Subject : Economy, Social,
Laa Maisyir adalah jurnal ekonomi Islam yang fokus kajian tentang pemikiran ekonomi syariah yang mencakup beberapa bidang kajian seperti jual beli, sewa, gadai, bagi hasil, serta perkembangan transaksi ekonomi seperti jual beli e-commers. Sehingga jurnal ini diharapkan mampu memberikan khasanah pemikiran ekonomi Islam yang uptudate atau kekinian.
Articles 171 Documents
Positioning Wakalah Contract on the Development of Green Sukuk Retail for Sutainable Development in Indonesia Syamsuri; Jakiyudin, Ahmad Havid; Nurfattah, Arizqiya
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.47371

Abstract

Green retail sukuk is a new study to solve government infrastructure development problems from a funding perspective. These problems can be answered by retail green sukuk. In its application, green retail sukuk uses the construction of the wakalah contract as the basis for the contract. This study aims to examine more deeply the existence of green retail sukuk in supporting sustainable development in Indonesia and explore the position of wakalah contracts during the issuance process. A qualitative content analysis approach is used as the analytical method. This study emphasizes the context analysis of the results of a comprehensive literature study. The results showed that green retail sukuk offered two types of investment, namely Sukuk Ritel (SR) and Sukuk Tabungan (ST). Each of these types has unique and different characteristics. The application of the wakalah contract used in the two types is different, and is more dominant in the savings sukuk scheme. Even though the wakalah contract is used as the basic contract construction for the two types of retail sukuk. Promoting green retail sukuk is able to provide alternative implications for disaster mitigation in Indonesia through investment support for the development of sustainable government green projects.
The Challenges of the Sharia Economy and Businesses In Facing the Coronavirus Endemic and Circular Economy In Indonesia Jam'an; Asdar; Nur Sandi Marsuni
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.48593

Abstract

The outbreak of the coronavirus pandemic has had significant negative effects on various sectors, including the economy in Indonesia. These adverse impacts have also extended to the Sharia-based financial and business sectors. This study aims to identify and explore the challenges faced by the Islamic economy and industry in the aftermath of the coronavirus pandemic and its on going endemic nature. A qualitative research approach was used, drawing from various studies and prior research findings. The study reveals a decline in several Sharia products and challenges in Sharia production, largely due to a heavy dependence on imported raw materials. This issue continues to affect businesses within the Sharia-based economic and financial sector, ultimately limiting investment opportunities. Consequently, with government support, actors in the Sharia economy and business sector need to reassess growth targets and leverage digital technology to recover from the economic disruptions caused by the coronavirus endemic. Research Implications Sharia-based businesses should diversify supply chains to reduce dependence on imports and adopt digital technology to boost resilience and competitiveness. The government can support recovery by providing incentives and fostering innovation in Sharia-compliant products to ensure sustainable growth.
Attempts on Increasing Life Prosperity of the Recipients Through Productive Zakat Program of LAZ Ummul Quro Astuning Rini; Ahmad Makhtum
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.51822

Abstract

in progress
The implementation of Zakatnomics To Improve The Prosperity of Zakat Recipients (Mustahik) in the City of Makassar Jamaluddin; Baharuddin Semmaila; Andi Sumardin
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.51824

Abstract

This study aims to reveal another side of the utilization of zakat through the concept of zakatnomics. Zakatnomics is a combination of zakat and economics. This concept is based on four pillars, namely; religious spirit, productive culture, economic justice, zakat institutions, infaq, alms and waqf. In short, zakatnomics has two welfare motivations, spiritual and material welfare which are human needs in the world. This study is qualitative and uses informant data sources. The results of this study indicate that the religious spirit of mustahik who receive zakat funds can be said to be good or increasing. In contrast, in the productive culture category, it has not increased effectively because the results of the productive efforts carried out only cover daily needs. The pillar of economic justice has been implemented well by mustahik where the profits obtained are distributed to meet all family needs. Likewise, the institutional category of zakat, can be said to have run well, although it is necessary to improve services and carry out socialization on an ongoing basis.
The Impact of Cyber Attack to the Performance of Indonesia's Sharia Bank Stocks in 2023 Hamdan Ardiansyah; Arie Noviana; Aip Zaenal Mutaqin
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.52073

Abstract

Cyberattacks on the financial sector, including Islamic banks, pose serious threats that can impact market stability and performance. This includes Bank Syariah Indonesia, the largest Islamic bank in Indonesia, where such risks may affect stock performance. This research aims to analyze the impact of cyberattacks on the stock performance of Bank Syariah Indonesia, both before and after the cyberattack incident. The methodology employed is quantitative analysis with comparative tests. The data used is secondary data obtained from Indonesia Stock Exchange (IDX) and Yahoo Finance. The sample was taken from the stock return data of BSI with the stock code BRIS for the year 2023, before and after the cyberattack. Data testing utilized normality tests and comparative tests using the Wilcoxon test. The results indicate a significance value above 0.05, specifically 0.852, suggesting that the stock returns before and after the cyberattack did not experience a significant difference. This indicates that BSI’s stock returns remained stable despite the cyberattack, with the market tending to focus on fundamental performance and long-term prospects of BSI’s stock. Thus, the occurrence of the cyberattack did not affect the stock return, which is part of the stock performance.
The Analysis of Muzara'ah System Implementation With the Prosperity of Non-Land Owning Rubber Tree Farmers in Bintais Julu village Ila Nasution; Fadhila Rahma, Tri Inda; Harianto, Budi
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.52250

Abstract

Farmers' welfare is when they have a good quality of life and adequate economic stability. Welfare is not only in the economy but also in social matters such as health, education and the environment. This study aims to determine the analysis of the application of the muzara'ah system to the welfare of farmers in Bintais Julu. The method used is a quantitative approach through distributing questionnaires to respondents with the census method to 35 respondents including landowners and tenant farmers in North Padang Lawas Regency. The results of this study indicate that the muzara'ah system provides a positive and significant relationship to the welfare of farmers. It can be concluded that the muzara'ah system has a significant effect on the welfare of farmers. This muzara'ah system has a relationship of 13.6% while the remaining 86.4% is influenced by other variables not examined in this study. The muzara'ah system provides employment opportunities for sharecroppers and helps landowners in managing their gardens so as to create increased welfare between the two parties so that this system needs to be applied more widely.
The Influence Of Market Share, Density, Investment Yield, And Gross Contribution To The Total Assets Of Islamic Insurance Companies In Indonesia In 2018-2022 Rahmad Sahputra Tanjung; Nur Ahmadi Bi Rahmani; Fauzi Arif Lubis
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.52486

Abstract

This study aims to determine the effect of market share, density, investment yield, and gross contribution to the total assets of Islamic insurance companies in Indonesia in 2018-2022. The research method uses quantitative associative multiple linear regression using secondary data from the Financial Services Authority publication. The type of data uses time series. The sample of Islamic insurance companies listed in IKNB Syariah for the period 2018-2022 with a total of 58 companies. Data processed using SPSS. The results of market share research have a significant positive effect on the total assets of Islamic Insurance Companies in Indonesia in 2018-2022. Density has no significant effect, and investment yield has a significant positive effect, gross contribution has no significant effect. Meanwhile, based on the results of analysis using SPSS version 23, all independent variables, namely Market Share, Density, Investment Yield, and Gross Contribution together have a significant effect on the dependent variable. Simultaneously, when market share, density, investment yield, and gross contribution function together, they create a favourable environment for the growth of total assets. The combined effect of these factors provides an overview of how economic and strategic factors can influence asset accumulation in the context of the analysed market or industry.
Intention and Its Impact on Islamic Financial Transactions: a Phenomenological Approach to Monotheism Bulutoding, Lince; Rahma Sari, Nur; Ruqayyah Yunus, Ayu
LAA MAISYIR: Jurnal Ekonomi Islam The 2nd International Collaboration Conference on Islamic Economics (ICCEIS) 2024 “Global Innovati
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v1i1.52907

Abstract

The aim of this research is to identify the impact of intentions in Islamic financial transactions at Bank Syariah Indonesia (BSI). Intention in Islamic financial transactions is a component that determines whether a behavior is good or bad. Intention in Islam indicates the validity of an action. As explained in QS. Al-Isra' verse 19 and the Hadith of the Prophet Muhammad saw which explains that intentions have an impact on a Muslim's financial transactions which will also have an impact on the organization. The research method used in this research is qualitative with a monotheism phenomenological approach. The data source uses noema and noesis data, while data analysis uses intentional analysis. The informants in this research were 4 people who represented BSI financial managers. The research results explain that intentions in Islamic financial transactions can become a collective intention at BSI. There are 3 elements in intention, namely: knowledge of faith in transactions, knowledge of sharia and feelings of ihsan in managing finances. This intention can animate management in managing financial transactions of Islamic entities. Intention can encourage the accountant's determination to make financial reports honestly, fairly, responsibly and comply with sharia accounting standards
Analysis of Financial Management at the Muhamamdiyah Mosque in the Wajo Religion of South Sulawesi, Indonesia Suarni, Agusdiwana; Nurlina; Andi Musdalifah Adhe Putri
LAA MAISYIR: Jurnal Ekonomi Islam The 2nd International Collaboration Conference on Islamic Economics (ICCEIS) 2024 “Global Innovati
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v1i1.52909

Abstract

The focus of the research is on the treasurers of 14 mosques or mosques owned by Muhammadiyah in Wajo Regency. This study concludes that Muhammadiyah Mosques in Wajo Regency practice the principles of accountability and transparency in their financial management systems, including the receipt and disbursement of mosque funds. Muhammadiyah Mosques in Wajo Regency apply transparency directly to their congregations and the community, usually on Fridays before Friday prayers. Muhammadiyah Mosques in Wajo Regency maintain their accountability by manually recording funds in the financial recording and reporting system, the mosque financial report book. The use of mosque funds is based on two interests, namely internal needs and external needs, such as worship needs such as operational development and building renovation.
Analysis of Empirical Study on the Impact of Esg Risk Score and Dividend Payout Ratio on Issuer Valuation Ramadhan, Bayu; Rosdini, Dini; Yuliafitri, Indri
LAA MAISYIR: Jurnal Ekonomi Islam The 2nd International Collaboration Conference on Islamic Economics (ICCEIS) 2024 “Global Innovati
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v1i1.52920

Abstract

This study investigates the influence of ESG Risk Score (ESGR) and Dividend Payout Ratio (DPR) on the valuation of companies listed on the Indonesia Stock Exchange (IDX) that have consistently received ESG Risk Ratings from 2019-2022 by Morningstar Sustainalytics. Sustainability Financial & ESG are being the main activities for development of the Sharia capital market and achieving the Sustainability Development Goals (SDGs). The research method is descriptive and verification research through purposive sampling of 53 companies that implemented early regulations related to Sustainable Finance. This study identifies ESGR and DPR as factors influencing valuation. The results show that neither ESGR nor DPR affect company valuation. The variable simultaneously test results indicate no collective impact on company valuation. The conclusion is that ESGR and DPR have not impacted valuation and shown that the implementation of ESG in Indonesia still on the early stages that have a lot potential for development (i.e literacy, information technology, infrastructure and regulations for implementation of ESG program).