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Dr. Mohammad Arief, SE., MM.
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INDONESIA
Competence : Journal of Management Studies (Kompetensi : Jurnal Studi Manajemen)
Published by Universitas Trunojoyo Madura
ISSN : 19074824     EISSN : 25412655     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 192 Documents
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Factors to Consider in Choosing Management Consulting Services at PT Uruzin Solusi Bisnis Bilqis Maharani Qodri; Triana Setiyarin
Kompetensi (Competence : Journal of Management Studies) Vol 20, No 1 (2026): April
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/kompetensi.v20i1.34366

Abstract

This study aims to identify the factors considered by clients in selecting management consulting services at PT Uruzin Solusi Bisnis, and to determine the dominant factor among them. This study employs a quantitative deductive approach using Exploratory Factor Analysis (EFA) with Principal Component Analysis (PCA) and Varimax rotation. Data were collected from 50 clients of PT Uruzin Solusi Bisnis through purposive sampling. Nine initial variables were analyzed, framed within the Marketing Mix 7P perspective. the dominant factor, Brand Image, reflects that reputation and client recommendations are primary considerations before clients engage a consultant. The study is limited to clients of a single company with a sample size of 50 respondents, restricting generalizability. Future research should expand the sample scope and incorporate additional variables such as digital marketing and service innovation. PT Uruzin Solusi Bisnis should prioritize strengthening its brand reputation and leveraging word-of-mouth recommendations as the primary marketing strategy to attract and retain clients in the competitive management consulting market. This study contributes an original factor Service Interaction Quality combining financial comfort (price fairness) and relational comfort (communication ease) as a unified construct, which has not been identified in prior literature. It also provides empirical evidence on consulting firm selection in the Indonesian business licensing sector
Analisis Determinan Perilaku Keuangan: Studi Kasus Pengguna Paylater Pada Generasi Z Di Kabupaten Kediri Ernest Yuvicha Primadita Permana; Nadia Asandimitra Haryono
Kompetensi (Competence : Journal of Management Studies) Vol 20, No 1 (2026): April
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/kompetensi.v20i1.34531

Abstract

Penelitian ini menganalisis faktor-faktor yang mempengaruhi perilaku keuangan pengguna paylater Generasi Z di Kabupaten Kediri. Dengan menggunakan pendekatan kuantitatif, data dikumpulkan dari 212 responden Gen Z (18-28 tahun, 2025) yang memiliki penghasilan dan aktif menggunakan layanan paylater. Analisis data dilakukan menggunakan SEM dengan perangkat lunak IBM AMOS versi 29. Hasil penelitian menunjukkan bahwa pengetahuan keuangan, locus of control, income, financial attitude, dan financial knowledge memiliki pengaruh positif yang signifikan. Financial knowledge mendorong pengambilan keputusan yang rasional, kepercayaan diri dalam usaha pribadi meningkatkan tanggung jawab, dan penghasilan yang stabil mempermudah prioritas pengeluaran. Kebijaksanaan dan pengalaman praktis juga berkontribusi. Sebaliknya, self-efficacy, financial technology, dan financial literacy tidak memiliki pengaruh yang signifikan. Kepercayaan diri tidak selalu diterjemahkan menjadi tindakan konkret, teknologi hanya berfungsi sebagai alat transaksi, dan literasi yang tinggi tidak menjamin implementasi dalam pengambilan keputusan keuangan. Temuan ini memberikan wawasan penting tentang dinamika manajemen keuangan digital di kalangan generasi muda.

Page 20 of 20 | Total Record : 192

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