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Dinar: Jurnal Ekonomi dan Keuangan Islam
Published by Universitas Trunojoyo Madura
ISSN : 24609889     EISSN : 25803565     DOI : https://doi.org/10.21107/dinar
Core Subject : Religion, Social,
Religion Social Sciences
Dinar adalah jurnal ilmiah yang diterbitkan oleh Jurusan Ekonomi dan Keuangan Islam Universitas Trunojoyo Madura. Terbit pertama kali Agustus 2015. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan tema besar jurnal ini. Artikel yang dimuat tidak selalu mencerminkan redaksi ataupun institusi lain terkait dengan penerbitan jurnal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 138 Documents
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Optimalisasi Sektor Pertanian Di Provinsi Jawa Tengah Untuk Pemberdayaan Petani Melalui Aplikasi Halal Tani Farras, Naufal Haidar; Rizki F, Muhammad; Ramadhan, Aulia
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 1: Januari 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i1.6466

Abstract

Sektor pertanian memiliki kontribusi terhadap pembangunan, salah satunya di Provinsi Jawa Tengah. Provinsi di pulau jawa yang mempunyai kontribusi sektor pertanian paling tinggi terhadap PDRB yaitu sebesar. Dengan data tersebut, seharusnya petani dapat hidup sejahtera. Namun kenyataannya petani di Jawa Tengah memiliki kualitas hidup yang jauh dari kata layak, diantaranya pendapatan dan produktivitas yang rendah, kesulitan dalam pengajuan kredit, pendidikan rendah serta sistem irigasi yang belum optimal. Selain itu, nilai tukar petani pada Januari 2018 sebesar 103,00. Turun sebesar 0,48 dari bulan Desember 2017 yaitu sebesar 103,47.Fokus penelitian ini adalah bagaiamana mengoptimalkan potensi sektor pertanian di Jawa Tengah dengan program pemberdayaaan sumberdaya yang ada melalui aplikasi Halal Tani berbasis financial technology (fintech).Penulisan karya ilmiah ini dilakukan dengan studi literatur yang mendalam, yakni dengan menggunakan penulisan kualitatif deskriptif. Metode pengumpulan data dengan metode kepustakaan, dokumenter, intuitif subjektif. Proses analisis data yang dilakukan dalam penulisan ini terjadi secara bolak balik dan berinteraktif, yang terdiri dari: pengumpulan data (data collection), reduksi data (data reduction), penyajian data (data display) dan analisis dan Pembahasan.Hasil penelitian ini adalah bahwa dengan adanya program pemberdayaan bagi pelaku pertanian melalui Halal Tani, dapat meningkatkan taraf hidup petani, produktivitas meningkat, serta mudah mengajukan kredit usaha tani.
Upaya Peningkatan Ekonomi Pondok Pesantren Melalui Pendidikan Ekonomi Syariah Bagi Generasi Pemuda Muslim Di Madura Dengan Ekstrakulikuler Sma Zainal, Mohammad; Ghufron, Ahmad
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 1: Januari 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i1.6460

Abstract

Pendidikan ekonomi Islam di Indonesia sangat penting karena pertumbuhan industri keuangan syariah yang berkembang pesat. Jadi pengenalan ekonomi ilahi pada generasi muda, yaitu pada periode sebelum kuliah penting dilakukan. Konsep integrasi pendidikan ekonomi Islam dengan ekstrakurikuler koperasi siswa adalah strategi yang efektif mencetak generasi muda muslim yang faham ekonomi Islam. Fokus penelitian ini bagaimana mengkonsep integrasi keilmuan ekonomi syariah di lingkungan pondok pesantren berbasis SMA melalui ekstrakulikuler yang bersinergi dengan koperasi pondok pesantren.Penulisan karya ilmiah ini dilakukan dengan studi literatur yang mendalam, yakni dengan menggunakan penulisan kualitatif deskriptif. Metode pengumpulan data dengan metode kepustakaan dan dokumenter. Proses analisis data yang dilakukan dalam penulisan ini terdiri dari: pengumpulan data (data collection), reduksi data (data reduction), penyajian data (data display), analisis dan Pembahasan.Hasil penelitian menemukan bahwa implementasi ekonomi syariah di level sekolah menengah bukanlah hal yang mudah, dikarenakan belum adanya kurikulum dan terbatasnya SDI pengajar yang mempunyai kualifikasi keilmuan yang integral. Konsep pengintegrasian pendidikan ekonomi syariah dengan ekstrakulikuler koperasi siswa adalah upaya strategis untuk melahirkan SDI muda nan tangguh dalam bidang ekonomi syariah. Hal ini dikarenakan pemilihan dalam penerapan teoritis secara aplikatif sebagai pilot project dianggap sangat mendukung iklim pengajaran ekonomi syariah.   
Preferensi Masyarakat Terhadap Rumah Sakit Syariah (Studi Kasus Terhadap Masyarakat Surabaya) Latifah, Luluk
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 1: Januari 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i1.6863

Abstract

Pada saat label syariah semakin menjamur, baik pada dunia perbankan maupun non perbankan, banyak produk-produk barang atau jasa halal yang ditawarkan oleh pelaku usaha, dan masyarakat sangat antusias untuk mengikutinya. Dari produk halal yang ditawarkan oleh para pelaku usaha yang baru-baru ini diluncurkan adalah di bidang pelayanan kesehatan yang secara legal juga sudah difatwakan oleh DSN MUI (Dewan Syariah Nasional Majelis Ulama Indonesia) No.107/DSN-MUI/X/2016 tentang Pedoman Penyelenggara Rumah Sakit Syariah, yang dimotori oleh MUKISI (Majelis Upaya Kesehatan Islam Seluruh Indonesia). Selama ini pembicaraan mengenai Rumah Sakit Syariah masih pada tatanan manajemen saja, pada penelitian ini ingin mengetahuinya dari aspek masyarakatnya, terutama pada faktor preferensinya.             Penelitian ini dilaksanakan di Kota Surabaya dengan menggunakan tehnik pengambilan sampel secara simple random sampling dan besar sampel dengan aplikasi simple size 2.0 berjumlah 217 sampel pada masyarakat Kota Surabaya. Untuk pengolahan datanya menggunakan chi-square test. Hasilnya, pada variabel usia dan jenis kelamin tidak signifikan mempengaruhi tingkat preferensi masyarakat  terhadap keberadaan rumah sakit syariah. Sikap, pendidikan dan pengetahuan mempunyai hubungan yang signifikan terhadap tingkat preferensi masyarakat terhadap  keberadaan rumah sakit syariah. Untuk variabel sikap: hasilnya masyarakat sangat mendukung sekali dengan keberadaan rumah sakit syariah. Variabel pendidikan, hasilnya semakin tinggi pendidikan masyarakat semakin tinggi pula tingkat preferensinya tentang keberadaan rumah sakit syariah. Variabel Pengetahuan, hasilnya semakin baik tingkat pengetahuan masyarakat maka semakin tinggi tingkat preferensinya terhadap keberadaan rumah sakit syariah.
Analysis Of The Comparative Islamic Economic Thinking Between Abu Yusuf, Ibnu Taimiyah And Ibnu Khaldun Aini, Qurratul
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 1: Januari 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i1.10961

Abstract

Islam has given much thought to the theory of the islamic economy such as ABU Joseph, ibn taimiyah and ibn khaldun of the three figures, before even the conventional economy presents the theory. In this study the authors would like to examine the differences and similarities between the thinking of Joseph's ashes, ibn taimiyah and ibn khaldun. Because the study examines the thoughts of former figures whose data are derived from such regulars as scientific books, scientific journals and web scientific studies make it a library study. The results show that the equations of ABU yusuf, ibn taimiyah, and ibn khaldun are both focused on public finance and the price mechanesme. And ibn taimiyah and ibn khaldun besides focusing on public finance and equal-price mechanisms are also focused on the concept of money. The difference in ABU Joseph's mind is that he does not focus on the concept of money, the role of hisbah and the theory of production, and ibn taimiyah does not focus on the theory of production, and ibn khaldun does not focus on the role of hisbah.
Sharia Fintech As An Instrument Of National Economic Recovery Amid The Covid-19 Pandemic Nurul Istifadhoh; Inarotul A’yun; Hafidhotul Mufidhoh
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 2: Agustus 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i2.11115

Abstract

The focus of this research is to uncover the existence of sharia fintech which is considered able to accelerate the process of accelerating economic recovery due to pandemics that have an impact on the slowdown of the national scale economy.This research was conducted using an in-depth literature study with qualitative descriptive analysis techniques approach. The data collection method used is the library method. The literature used as a reference is scientific articles, mass media articles, textbooks, and other online literature searches that correspond to this research.The results of the study show fintech contributes positively to the national economic recovery and the increase in state revenues during the pandemic. This can be improved by supporting strengthening government regulations for inclusive and sustainable fintech growth so that fintech has the potential to be a triggering factor for the digital financial services industry in Indonesia.
Implementation Of Halal Value Chain In Business In Islamic Boarding Schools Dzikrulloh, Dzikrulloh; Koib, Ahmad
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.11250

Abstract

This study aims to determine the implementation of the halal value chain in the Islamic Boarding School business. In this article, the focus of the study is on the oyster mushroom business, starting from the process of cultivating oyster mushrooms to being processed food, and the sales process at the Nurul Amanah Islamic Boarding School, Basanah, Bangkalan.This type of study is a qualitative study with observational study methods. While the data collection methods were carried out through observation, interviews, and documentation.The results of the study on the application of the halal value chain at the Nurul Amanah Islamic Boarding School Bangkalan indicate that the input process for making oyster mushroom raw materials, processing oyster mushrooms into mushroom chips, and product marketing processes. The input process for making oyster mushrooms starts from providing a place, making planting media, making baglog and sterilizing processes, making mushroom seeds and sowing seeds, maintenance, and harvesting. Then the management process into mushroom chips starts from the ingredients, the frying process, drying, product packaging and marketing stages. Everything is in accordance with Indonesian Government Regulation No. 31 of 2019 concerning Implementing Regulations of Law No. 33 of 2014 concerning Guaranteed Halal Products and a List of Non-Critical Materials (Halal Positive List of Materials) for its supporting materials. It can be concluded that the Nurul Amanah Islamic Boarding School has implemented a halal value chain.
Mapping Muslim Behaviors Through Attitudes And Intentions In Choosing Cash Waqf For Economic Independence Hermuningsih, Sri; Kirana, Kusuma Chandra; Widiastuti, Retno
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 1: Januari 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i1.8939

Abstract

Waqf is an Islamic economic instrument that bases its function on the elements of virtue (birr), kindness (ihsan) and fraternity (ukhuwah). This research aims to analyze the factors of Wakif’s motive in choosing cash waqf in Bantul Regency, Yogyakarta. This study was conducted quantitatively and used Ajzen's Theory of Planned Behavior. Subjective Norms, Government Support, and Self Efficacy on the attitude and intention of the choice to pay cash waqf were the variables in this research. The objects of this study are those who pay the waqf that involves 98 respondents incorporated in Bazwa. The respondents were divided into four districts consist of 35 respondents from Banguntapan, 23 respondents from Bantul City, 11 respondents from Dlingo, and 29 respondents from Kasihan. Data were collected in two types of primary and secondary data. This study used a validity test, reliability test, and path analysis as the data analysis method. The results of this study indicate the factors that influence wakif’s motive in choosing cash waqf are subjective norms, Government Support, and Self Efficacy. Subjective norms had a significant positive effect on the motive through attitude. Self-efficacy is significant for attitude and insignificant for the motive. In contrast, Government support is not significant for attitude and motive, while attitude is significant for the motive
Halal Certification Value Chain in Brunei Darussalam Nor Surilawana Haji Sulaiman; Norkhairiah Hashim
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 2: Agustus 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i2.10814

Abstract

As Brunei Darussalam is positioning itself to be a halal hub, Brunei needs to act fast to strengthen its halal certification value-chain or system. Therefore, the Brunei Government appointed Bahagian Kawalan Makanan Halal (Halal Food Control Division), Jabatan Hal Ehwal Syariah (Department of Shariah Affairs), as a body to handle the halal certification process. Due to the rapid growth of the halal industry both local and international, it is important to research the halal certification process. The main objective of this study is to provide an understanding of the halal certification process in Brunei Darussalam. The study will highlight and determine to examine (1) the halal certification process, (2) actors, and (3) information on halal. The method used in this study is derived from the literature review in the form of related articles, journals, proceedings and books, and interviews with related actors of the halal certification. The results of the study will reveal (1) the halal certification value chain, (2) the related agencies and acts of the halal certification process, and (3) the information required in applying halal certification in Brunei Darussalam.
Comparative Analysis Of The Thoughts Of Fahim Khan And Muhammad Abdul Mannan About The Concept Of Islamic Consumption Puspitasari, Dini
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.9301

Abstract

Increasing income at some point, the community has shifted its consumption pattern from food to non-food. This research is in response to the current phenomenon of society as well as problem solving and evaluation of the shift of public consumption patterns into modern consumption patterns due to increasing income. The focus of this paper is about the concept of Islamic consumption from the thinking of contemporary figures, namely Fahim Khan and Muhammad Abdul Mannan. The method used is descriptive qualitative with library research and a primary source used from the book Essays in Islamic Economics by Fahim Khan and Islamic Economics; Theory and Practice by Muhammmad Abdul Mannan. The results of this study show that the thoughts of Fahim Khan and Muhammad Abdul Mannan have similarities on indicators of Islamic consumption balance, the concept of Islamic needs and the concept of preference in Islamic consumption. And there are differences in surveillance in Islamic consumption, namely on the institutional framework. 
Analysis Of Factors Influencing The Intention To Use Bank Syariah Indonesia Mobile Banking With Trust As Mediation Mustika, Nindya; Puspita, Rosana Eri
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.9995

Abstract

This research is motivated by the problems that occur around students on Campus that they have a bank account in Bank Syariah Indonesia (BSI), but they have not mobile banking. This study has three independent variables, one dependent variable, and one mediating variable. This study investigates how perceived convenience, availability of Islamic features and risk perception are on intention-to-use BSI mobile banking with trust as the mediating variable. The grand theory of this study is the Technology Acceptance Model (TAM). The population is 3,650 students of the Islamic Business and Economics Faculty of IAIN Salatiga. The sample was taken by distributing questionnaires through purposive sampling technique. A criterion had been determined previously and was calculated using the Slovin formula so that the number of samples was 360 samples. The data was processed with IBM SPSS 23 and then analyzed using instrument tests, hypothesis testing, classical assumption tests, and path analysis. The first (partial) t-test shows that the perceived convenience variable and the availability of Islamic features have a significant positive effect on trustworthiness. In contrast, risk perception has a significant negative effect on trustworthiness. The second t-test results show the same results as the previous t-test for the intention-to-use BSI mobile banking. The path analysis results also show that the trust variable can mediate the perceived convenience, the availability of Islamic features, and the risk perception of the intention to use BSI mobile banking.

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