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Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah
Published by Universitas Islam Negeri Siber Syekh Nurjati Cirebon
ISSN : 23031573     EISSN : 25273876     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah is a peer-reviewed journal published by the Department of Islamic Banking Syariah Faculty of Islamic Economics of IAIN Syekh Nurjati Cirebon. The journal publishes papers in the field of accounting and finance that give significant contribution to the development of economic and sharia banking profession in Indonesia.
Arjuna Subject : -
Articles 11 Documents
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Search results for , issue "Vol 14, No 1 (2022)" : 11 Documents clear
Halal Food Preferences and Perceptions at Nagoya Mall Batam Yusuf Faisal; Ida Busneti; Egi Gumala Sari
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.10558

Abstract

The purpose of this study was to see the preferences and perceptions of halal food at Nagoya Mall in Batam City. This research was conducted at the Nagoya mall which provides halal food in the food street area. The samples of this research are lecturers at 4 universities in Batam which are managed by Persyarikatan Muhammadiyah and Hidayatullah namely: Muhammadiyah International Tarbiyah College, STIKOM Muhammadiyah Batam, Abdullah Said Islamic Institute, and Hidayatullah Tarbiyah Science College. In this study, it was found that the preferences and perceptions of lecturers about halal food stands in Nagoya tended to be good with a note that there were several things that were improved including cleanliness
The Impact of Business Motivation, Business Competition, and Brand Equity on Business Development with Religiosity as Moderating Variable (Case Study MSMEs Actors in Semarang District) Dhea Finka Audy Sukma; Ahmad Mifdlol Muthohar; Musalim Ridlo
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.8900

Abstract

This study aimed to analyze the effect of business motivation, business competition, and brand equity on business development using religiosity as a moderating variable. This study uses quantitative methods that aim to confirm the data obtained in the field with existing theories. The object of research used is the perpetrators of the Micro and Small and Medium Enterprises (MSMEs) in Semarang Regency with a sample of 100 respondents. As for the data collection technique using the questionnaire method. The data obtained were then tested using the SPSS 16 application and used multiple linear regression models and tests moderated regression analysis (MRA). The results showed that; (1) business motivation has no significant positive effect, (2) business co petition has a significant positive effect, (3) brand equity has no significant positive effect, (4) religiosity can moderate the relationship between business motivation and business development, (5) religiosity cannot moderate the relationship between business competition and business development, (6) religiosity cannot moderate the relationship between brand equity and business development
Contribution of MSMES To The Economy of Cirebon Regency In The Covid-19 Pandemic Pahrul Fauzi; Syaeful Bakhri; Isman Julian
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.10136

Abstract

Micro, small and medium enterprises or SMEs have a role that is very important in advancing the Indonesian economy, especially the economy in areas such as Cirebon Regency which is a Trade Regency. The existence of MSMEs in the Cirebon Regency for contributions or contributions to GRDP during the current Covid-19 pandemic condition is certainly something that must be maintained. This study aims to map the industrial sector development centers in Cirebon Regency during the Covid-19 Pandemic by using a quantitative descriptive approach and using the Location Quotient (LQ) analysis tool as an analytical tool. Based on the results of the analysis, it can be seen that as a result of the Covid-19 pandemic, Cirebon Regency experienced an economic shift with increasing economic sectors, both secondary and tertiary. Then several economic sectors such as services and the agricultural, forestry, and livestock sectors contributed significantly and experienced positive growth. There are superior commodities that grow and develop well, such as the rattan and furniture industry, then processed food and batik. Meanwhile, the results of the analysis of the potential for small and medium industry centers (IKM) that are recommended to be superior SMEs are the woven bamboo IKM center, the pindang fish IKM center and the tempe and tofu IKM center
Global Awareness Of Halal Products In Indonesia In Era 4.0 Naeli Mutmainah; Ahmad Hapidin; Muhammad Ali Ramdhani; Bebeh Wahid Nuryadin; Muharir Muharir; Hisam Ahyani
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.9657

Abstract

Global awareness of halal products in Indonesia today in the era of 4.0 (disruption) is very important, this is because Indonesia has the opportunity to become the largest sharia economy in the world. One indicator of global awareness of halal products in Indonesia is consumer behavior towards halal products by non-Muslims. This research belongs to the category of library research. The results of the study prove that the potential for attractiveness of Halal food in Indonesia in the era of disruption (4.0) varies, so that in terms of non-Islamic destinations it can be utilized to meet the demand for halal products such as halal food for Muslim tourists, so this needs to be prioritized. This means that halal labeling of halal products in Indonesia is very necessary. As for Global Awareness of Halal Products in Indonesia today, it is a necessity where the level of trust, satisfaction, and intention of recommendations for halal food by the Indonesian people, this can be seen from the general risks that have a significant and positive effect on trust, satisfaction, and intention to recommend halal products to enjoy.
Halal-Thayyib, Food Products, and the Halal Industry: A Thematic Analysis on the Verses of the Qur'an Wawan Arwani; Aan Jaelani; Slamet Firdaus; Tica Fatichah Hanim
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.10830

Abstract

This article aims to analyze the literary sources of the term halal-thayyib and its use in the Qur'an which has implications for the process of food products that are experiencing rapid development in the global halal industry. Thematic analysis is used as an approach in understanding and analyzing a text on the term halal-thayyib which is mentioned in several verses of the Qur'an. The use of terms and their forms will be collected, classified, validated, and interpreted in accordance with the applicable rules in the study of Arabic texts and the study of commentary. The text will be interpreted and analyzed to gain an understanding of halal food products. The results of the research confirm that the term halal -thayyib is used differently in context and space-time of meaning, even though its use is the same to explain legal provisions regarding food. The scientific cues in the verses of the Qur'an have implications for the types and sources of food, production processes, and product innovations that require halal criteria for consumption from a health perspective, healthy and clean food features, legal criteria for halal food products, and are developed to create a halal product guarantee system. These criteria are requirements for halal certification for food products that require a halal ecosystem in order to have market competitiveness in the development of the global halal industry.
Analysis Of Sharia Financial Literature Post Merger Of Sharia Commercial Bank Pekanbaru Souvya Fithrie; Idel Waldelmi; Afvan Aquino
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.9792

Abstract

Islamic financial literacy in Islamic financial institutions in the city of Pekanbaru, from the data revealed that the level of Islamic financial literacy of Indonesian Islamic bank customers, can be stated in good condition and high interest in using Islamic financial services, this is stated in the results of the study with an average the average level of Islamic financial literacy is in the good category (3.8). The data reveals that from Sharia financial literacy on knowledge, trust and skills, it reveals that the data reveals the level of public trust is also classified as good/high. This research was conducted on customers of Indonesian Islamic banks in Pekanbaru city. The type of this research is qualitative research.Keywords: Islamic Financial Literacy 
The Influence Of Sharia Compliance, Bank Size And Complexity On Fraud In Sharaia Banks Efri Syamsul Bahri; Hasna’ Nadiyah Hasanah; Ai Nur Bayinah
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.9835

Abstract

This research aimed to analyse the influence of Sharia compliance, size, and complexities on fraud in Sharia Banking. The method applied in this study was quantitatively associated. The research design is based on an associative quantitative approach. Data were collected during the Sharia banking period from to 2015-2019. The data analysis was completed using a panel information regression approach and processed using the Eviews 9 application. In this study, the compliance rate of Sharia banks was measured using the profit-sharing ratio (PSR), Islamic investment ratio (IIR), and Islamic income ratio (IsIR). Size is measured using the logarithm of natural (Ln) total assets and complexities are measured using the square root of the number of offices inside Sharia banks. The object of this analysis is Sharia banking in Indonesia. Sampling was performed using a specific purposive sampling procedure to obtain data from nine Syariah Banking from to 2015-2019. The results of this study indicate that Sharia compliance (PSR, IIR, and IsIR), size, and complexity simultaneously have a significant effect on fraud in Sharia banks with probability levels of 0.0002 and 0.0237. In part, size and complexity have significantly positive effects on fraud. Sharia banks have probability levels of 0.1056, 0.7866, and 0.3817 for compliance (PSR, IIR, and IsIR, respectively).
Mekaar Program Evaluation in Micro-enterprises Development for Underprivileged Women in Kutasari, Baturraden District Irma Zahidah; Herman Sambodo; Bambang Bambang
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.9896

Abstract

Abstract This research was conducted in the Kutasari Village, Baturraden District, Banyumas Regency, Central Java Province. The purpose of this study to analyze (1) The accuracy of the Mekaar program in achieving its targets, (2) The characteristics of the Mekaar program's policies in giving an impact on underprivileged women micro-entrepreneurs in Kutasari Village, Baturraden District (Pro-poor, progressive or regressive), (3) The effectiveness of the  Mekaar Program in Kutasari Village, Baturraden District, (4) Measuring the difference in income of women micro-entrepreneurs in Kutasari Village, Baturraden District before and after receiving Mekaar financing. The number of respondents consisted of 30 underprivileged women. This research uses primary data, which were collected using the method of observation, interviews and questionnaires. The data obtained were then analyzed using data proportion techniques, Benefit Incidence Analysis (BIA), Appraisal Effectiveness Program and Wilcoxon Test. Based on the research results, the following conclusions can be drawn: (1) Mekaar Program in Kutasari Village, Baturraden District is right on target, (2) Mekaar Program in Kutasari Village, Baturraden District is Pro-poor, (3) Mekaar Program in Kutasari Village, Baturraden District is classified as effective, (4) There is a difference between operating income before and after obtaining Mekaar financing. Keywords: Underprivileged Women, Mekaar, Benefit Incidence
The Strategic Role Of Entrepreneurial Financial Literacy, Proactive Seeking Financial Access And Their Impact On SME Performance Layaman Layaman
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.10930

Abstract

This research is motivated by the instability in the performance of SMEs caused by business capital problems. Theoretical and empirical studies were carried out to solve the problem, by building three hypotheses. The sample used in this study were 112 SMEs in Cirebon Regency. The analysis technique used is structural equation modeling using AMOS software. The results of the study indicate that entrepreneurial financial literacy has an effect on the SMEs performance, entrepreneurial financial literacy has a weak effect on proactive seeking financial access and proactive seeking financial access has an effect on the SMEs performance. The theoretical and managerial implications are further discussed in this study.
Factors That Affect The Tendency of Accounting Fraud (Case Study At BUMN Banks In Kuningan Regency ) Dikdik Harjadi; Amir Hamzah; Dewi Fatmasari
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.10089

Abstract

This study aims to find out and analyze the factors that affect the tendency of accounting fraud at BUMN banks in Kuningan Regency. This study uses descriptive and verifiative methods. Sampled in this study as many as 95 employees of BUMN banks in Kuningan Regency. The data analysis technique used is multiple regression analysis using Lisrel. The results showed that information asymmetry has a positive effect on the tendency of accounting fraud, spiritual intelligence negatively affects the tendency of accounting fraud, the morality of the leadership has no effect on the tendency of accounting fraud, the suitability of compensation negatively affects the tendency of accounting fraud and good governace has no effect on the tendency of accounting fraud. Keywords: information asymmetry, spiritual intelligence, morality of the leadership, the suitability of compensation, good governace, the tendency of accounting fraud

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