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INDONESIA
Ikonomika : Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Islam Negeri Raden Intan Lampung
ISSN : 25273434     EISSN : 25275143     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
IKONOMIKA: focused on primary studies: Islamic management, Islamic finance, Islamic Accounting, Islamic banks, and halal markets, has initiated the development of global economic advantages. Islamic based economics could not be seen as independent variable standing on side-by-side with conventional economic system. Ikonomika Journal of Islamic Economics and Business is dedicated to provide an intellectual space of scholarly discussion how the Islamic economics able to create the new global formation of Islamic economics, business and similar issues.
Arjuna Subject : -
Articles 7 Documents
 1 
Search results for , issue "Vol 6, No 2 (2021)" : 7 Documents clear
Information Technology Utilization on the Performance of Sharia Bank Employees in Palopo City Mujahidin, Mujahidin; Majid, Nurul Huda Abdul
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.10423

Abstract

This study aims to examine the impact of information technology on the performance of Sharia Bank employees in Palopo City. The world is entering the industrial era known as 4.0 in which human activities rely on information and communication technology. The internet has also become an inseparable part of it. This study used a quantitative method by administering questionnaires to the respondents. The results showed that information technology has a significant impact on the performance of Sharia Bank in Palopo City. percentage of the influence of information technology on the performance of sharia bank employees in Palopo City is 59.1%. The increasing performance of the employees has an impact on the company profits and encourages the investments. Plenty invesment will create a wide employment opportunities for the community and have an impact on economic growth. It will  in turn create prosperity and walfare for a nation.
The Profit and Berkah (Blessing) from Palm SAP Production to Gain Optimal Mashlahah in Rokan Hulu-Riau Province Rosyetti, Rosyetti; Ghafar Ismail, Abdul; Naula Oktaviani, Rona
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.10443

Abstract

Palm sap is produced from male flower bunches that are cut off and tapped. Palm sap tapped by palm farmers is valuable since it generates profit and blessing for farmers. This study aims to determine and analyze the production of palm sap by sugar palm farmers in Rokan Hulu Regency, Riau Province, which has reached the Optimal Mashlahah. The execution of mashlahah in production activities is laba and blessing. Thus, palm sap producers will be capable of determining the combination of laba and berkah in realizing optimal mashlahah. The non-technical content of blessings is found in resources (inputs), results (outputs), and the production process. The data analysis method used was a quantitative method with descriptive data analysis. The model used was the "Comparative Model Approach" with two forms of production stages, namely the production stage containing 95 percent of sharia elements (optimal mashlahah) and the production stage containing < 95 percent of sharia elements (not optimal mashlahah). The data analysis technique in this research is the descriptive technique. The analysis of the production stages used quantitative analysis by examining aspects of resources (inputs), production processes, and results (outputs). These three aspects were analyzed based on physical attributes such as ownership of sugar palm plants and the beneficial value for palm sap producers.Based on the results of the study, it was found that the production of Palm sap in Rokan Hulu Regency, Riau Province had not yet reached the Optimal Mashlahah. This conclusion goes in line with the comparative approach, in which it is stated that the stages of palm sap production based on sharia standards was still far lesser than 95 percent, namely (100 - 46.67) = 53.33 percent. The results of this research provide contribution through recommendation and knowledge for palm sap farmers to apply sharia-based production activity as taught in the Qur'an. This study also instills and grows Islamic values through Qur’an recital groups.Keywords: Profit, Optimal Mashlahah Optimal, Palm Sap
Impact of Human Resource Competency Development on Employee Work Productivity yartati, hermi
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.10479

Abstract

Manpower or employees are human resources who have a very important role in improving performance for the progress of a company. One of them is improving the performance of employees in Islamic banking companies that are known so far in sharia banking where development can be seen increasing. In this case, Islamic banking companies face challenges in employee work productivity, as a company in this case, namely sharia-related banking, which must have employees as human resources, namely employees who have competency development. Employees as human resources in question, namely employees as human resources who are also mentally and have a good attitude, and the assessment of knowledge from employees is a skill that must be more adequate.The formulation of the problem in an existing study is how the development of employee knowledge or competence as a human resource has an impact on the productivity of Bank employees from Syariah Indonesia KC Bengkulu S. Parman and the impact of how the development of employee competence is human resources in the field of Bank of Sharia Indonesia KC Bengkulu S. Parman. This study also has the aim of knowing whether there is an impact on developing an employee's competence as a human resource as well as on the productivity of Bank Syariah Indonesia employees at KC Bengkulu S. Parman. Basically the researcher uses a quantitative research approach. Sources of data that can be used are primary data. The primary data in this quantitative study are employees with a sample of 29 employees and the proportional method. The proportional method is in the form of validity and reliability tests. Descriptive data is in the form of perceptions of knowledge (XI), skills (X2), attitudes (X3), and productivity performance is (Y).In this study there are characteristics of some of the highest respondents who are seen from both male sex (79.3%), age 24-35 years (46.8%), S1 education (68.9%) and also working years >2 years (60.2%). Based on the results and discussion, the authors conclude that employees are human resources, who is one of the most important parts of the Bank Syariah Indonesia company KC Bengkulu S. Parman. Employees have competency development that must be good and also have a good basis of religious values and piety. Therefore, Bank Syariah Indonesia KC Bengkulu S. Parman will not easily be able to compete with other banks. Competency-based development that must be possessed is the basic characteristics of knowledge, skills, and attitudes related to productivity. The role of developing employee competencies as human resources at Bank Syariah Indonesia KC Bengkulu S. Parman has not looked so good because employees have not fully developed good competencies. This will have an impact on the productivity of employees.Keywords: Development of competence, human resources, employee productivity, Bank Syariah Indonesia KC Bengkulu S. Parman.
What Drives Non Performing Financing? Evidence from Islamic Rural Banks in Indonesia During Covid-19 Kadir, Rifadli D; Ratnasari, Sri Langgeng; Abduh, Muhamad Abduh
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.10757

Abstract

This study aims to investigate the factors that influence non-performing financing (NPF) at Islamic rural banks (BPR) in Indonesia during the Covid-19 pandemic. The data used in this study was taken during the COVID-19 pandemic, namely in 2020. This study uses a data panel consisting of 128 Sharia BPRs throughout Indonesia. The analysis used is panel data analysis by choosing the best model between common effect (CE), fixed effect (FE), and random effect (FE). Data analysis was also carried out on: (1) large and small Sharia BPRs; (2) BPR located on the island of Java and outside the island of Java. The results found that the variable that had a strong influence on NPF during the covid-19 pandemic was economic growth as proxied by Gross Regional Domestic Product (GRDP). Bank size shows a negative and significant effect. FDR shows a positive and significant effect.  Operational efficiency ratio (OER/BOPO) has a positive but not significant effect. Based on these results, it is necessary to mitigate financial problems, especially changes in macroeconomic conditions such as economic growth. This study also shows that there are differences in the variables that affect the size of small and large banks, as well as those in Java and those outside Java. This result can be a reference for Sharia BPR in mitigating financing risk.
Innovation of Infrastructure Financing Through Optimization of Financial Investment of Domestic Hajj Funds Shaferi, Intan; Laksana, Rio Dhani; Suparno, Chandra
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.11168

Abstract

The suitability ofothe management of Hajj funds to be invested inovarious infrastructure developmentoprojectsobasedoonosharia principles and laws and regulations can be a benefit. The use of hajj funds for infrastructure financing can increase the value of the benefits of hajj funds even though they contain risks. Therefore, the use of hajj funds to finance infrastructure investment requires further study. The author is interested in conducting a study of the suitability of the policy forotheomanagement (investment) of Hajj funds in infrastructure financing in relation to Law Number 34oof 2014 concerning Hajj Financial Management. The article uses descriptive narrative analysis method. Based on the review narrative literature and the Indonesia Government Policy during 2012 until 2020. The analysis used is top down by analyzing macro factors towards the study, especially innovation of infrastucture investment. The existence of this conformity will provide confidence that the interests of prospective pilgrims will always be prioritized. Based on conclusions research is: the price range of hajj finances may be invested to help financing/supplying infrastructure due to the fact hajj finance has the nature of being a deposit fund so that it resembles the use of the wadiah yadh dhamanah principle in an sharia finance attitude, making it possible for the Hajj Financial Control Agency (BPKH) to optimize the value of the benefits of the budget. And based on descriptive literature, the financial investment of hajj funds is aimed at obtaining optimal value for the benefit of improving the implementation of the hajj pilgrimage by prioritizing the security aspects of the prospective hajj pilgrims' funds.
Adoption of the AAOIFI International Code of Ethics for Indonesian Islamic Accountants Haitam, R. Ibnu; Ardiansyah, Misnen; Salim, Mohammad
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.11528

Abstract

Accounting scandals against standards still occur in Indonesia. The Indonesian Islamic accounting code of ethics needs to be formulated in line with the development of Islamic accounting practices in Indonesia. The preparation of the Islamic accounting code of ethics needs to adopt the AAOIFI International Islamic accounting organization code of ethics. This study aims to describe the recommendations of scholars regarding the adoption of the AAOIFI code of ethics for Indonesian Islamic accountants. This research uses a qualitative type prioritizing interview techniques in collecting data. The study used the AAOIFI code of ethics through interviews with ulama (scholar) from the Indonesian Ulema Council (MUI). The results of this study are the adoption of the AAOIFI code of ethics provides guidelines for the preparation of a code of ethics for Indonesian Islamic accountants. The preparation of the code of ethics for Islamic accountants applies Islamic law in order to provide solutions to contemporary modern problems. The adoption of the AAOIFI International Code of Ethics takes into account the Indonesian urf am so that it is in accordance with existing financial accounting practices.
The Influence of CAR, FDR, NOM and TPF on Murabahah Financing at Sharia Banks BUKU 3 of 2020 with NPF as Moderating Variable Mas'ud, Riduan; Fachrozi, Fachrozi; Aminy, Muhammad Muhajir; Wani, Athar Shahbaz
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.11667

Abstract

This study aims to examine murabahah financing influenced by credit adequacy  ratio, financing to deposit ratio, net operating margin and third party funds with non performing finance as a moderating variable at BUKU 3 sharia commercial banks in 2020. Method used is quantitative associative and data analysis technique using moderated regression analysis with SPSS version 25 tool which contains PROCESS 3.1 macro syntax. The population in this study is Sharia Commercial Banks included in the BUKU 3 category so that a sample of 4 banks is obtained;  Bank Syariah Mandiri, BNI Syariah, BRI Syariah and BTPN Syariah. The effect of credit adequacy ratio through murabahah financing on non performing finance shows that non performing finance has no effect as a moderating variable affecting credit adequacy ratio through murabahah financing, financing to deposit ratio through murabahah financing on non performing finance shows that non performing finance has an effect as a moderating variable affecting financing to deposit ratio through murabahah financing, the effect of net operating margin through murabahah financing on non performing finance shows that non performing finance influential as a moderating variable affecting net operating margin through murabahah financing, the effect of third party funds through murabahah financing on non performing finance shows that non performing finance has an effect as a moderating variable affecting third party funds through murabahah financing.

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