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STRATEGI PEMASARAN PRODUK KEUANGAN SYARIAH DALAM MENARIK MINAT NASABAH STUDI KASUS BSI KCP. PASAR KLIWON SURAKARTA Rifai, Fajar; Sulistyowati, S; Nissa, Izzun Khoirun
AL HUKMU: Journal of Islamic Law and Economics Vol. 04, No. 1 Maret 2025
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.600

Abstract

ABSTRACT : Strategic planning is a comprehensive, integrated, and guiding plan for a company to achieve its goals. It involves not only operational planning but also strategic planning, planning, execution, and management of resources to ensure the success of the company. Strategic planning is also a response to changing business environment and competitiveness. Bank Syariah Indonesia (BSI) implements various strategic plans to increase the market share of its syariah products. These include traditional methods, such as the Surat Permohonan and Flyering, and door-to-door strategies. Traditional methods involve preparing the product for sale and distributing flyers to potential customers. Door-to-door strategies involve delivering the product to customers at home or in the office, fostering personal connections between the bank and the customer. In the modern era, the use of technology, data, and consumer behavior has become increasingly important. The use of technology in marketing strategies enables companies to create, launch, and optimize marketing campaigns more effectively and efficiently. Data analysis is a crucial part of data management, as it helps in gathering, analyzing, and modeling data. Bank Syariah Indonesia (BSI) has implemented various data analysis methods to enhance its marketing efforts and customer satisfaction. In conclusion, strategic planning is a crucial aspect of a company's success, and BSI has implemented various strategies to achieve its goals. Keywords : Bank Syariah Insonesia (BSI), Marketing strategy of Islamic financial products, customer interest in Islamic financial products.
The Influence of Sharia Commitment on Business Sustainability Among Interest-Free Communities in the Soloraya Region Subando, Joko; Syamsuddin, Syamsuddin; Nisa, Izzun Khoirun; Al Indisi, Muhammad Yahya Ayas; Hendoyo, Muhammad Fajar; Haqa, Muhammad Nazihul
Iqtishodia: Jurnal Ekonomi Syariah Vol. 10 No. 2 (2025): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v10i2.1897

Abstract

This study aims to examine the influence of commitment to Sharia commands and prohibitions on financial growth and business sustainability among interest-free communities. The research focuses on the impact of commitment to Sharia commands and prohibitions on financial growth, strategic sustainability, and the sustainability of business organizational structures. A quantitative method with a survey design was used, involving a sample of 64 respondents in the Soloraya region. Data were collected through questionnaires and analyzed using Structural Equation Modeling (SEM) with the help of SmartPLS software. The results show that commitment to Sharia commands has a positive and significant effect on financial growth, strategic sustainability, and organizational structure. Commitment to Sharia prohibitions also has a positive and significant effect on financial growth and structural sustainability, but not on strategic sustainability. Simultaneously, both types of Sharia commitment have a significant effect on overall business sustainability from financial, strategic, and structural aspects. These findings highlight the importance of comprehensive implementation of Sharia principles in maintaining sustainable business practices. This research provides a foundation for the development of Sharia business management and supportive policies for interest-free UMKM.
Determinant of Risk Financing in Peer-To-Peer Lending on Sharia Perspective Nissa, Izzun Khoirun; Sapto W, Moch. Taufiq Nur; Kurnia, Rahid; Kurniadinata, Roby
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 16, No 1 (2024)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/amwal.v16i1.16879

Abstract

This paper aims to discuss the implementation of sharia fintech financing and risks that have the potential to occur in Indonesia. Fintech operational activities sharia with a peer-to-peer (P2P) financing model and risk mitigation can carried out to minimize the risks in Indonesia that make MSMEs as the main market segment. This paper discusses the development of sharia fintech in Indonesia and more specifically its contribution nationally. Case studies are derived from Wrong One platforms P2P Which Once get award as The best Sharia fintech in providing services to MSMEs in Indonesia. Finally, will closed with resolution sharia in finish financing problematic. This paper contributes to the development of sharia fintech Because give description difference risks fintech sharia with other sharia financial institutions because sharia fintech places more emphasis on risk sharing and not making financial intermediation institutions the only the only one risk bearer greatest liquidity.
THE EQUIPMENT OF THE TEDHAK SITEN TRADITION AS A SOURCE FOR CREATING BATIK MOTIFS IN CASUAL CLOTHING Kusdiyanti, Adilah Raidah; Khoirunnisa, Izzun
Runtas: Jurnal Fesyen dan Wastra Nusantara Vol. 1 No. 2 (2023)
Publisher : Indonesian Institute of the Arts Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33153/runtas.v1i2.5336

Abstract

Fashion creation in this study uses a theme related to Javanese tradition, entitled The Equipment of the Tedhak Siten Tradition as a Source for Creating Batik Motifs in Casual Clothing. This study aims to create a batik motif with the source of equipment ideas of the Tedhak Siten Tradition. It can encourage the preservation of traditions in Indonesia. Therefore, it can create a sense of belonging to and continue to protect cultural heritage. The data is collected from the literature study. The work creation uses a method consisting of exploration, design, and manifestation. Several batik colors are used as a basis in the creation of this fashion work. They are dark brown, light brown, and dark red. The results of this study are four batik motifs by dab coloring technique. Each fashion work is given a title that is considered to have a connection among the character, appearance, and meaning of each style.  Work 1 is entitled "Nawasena", work 2 is entitled "Lavanya", work 3 is entitled "Tapak Kluwung”, and work 4 is entitled "Rumaksara". As a result, this fashion creation can give new shades to the art world, in the form of batik applied in casual clothing.
Sosialisasi Perkwaninan di Bawah Umur dan Akibatnya bagi Remaja Masjid dan Karang Taruna di Kecamatan Jamapolo Kabupaten Karanganyar khoirunnissa, izzun; Hidayat, M. Yunan; Syamsuddin, Syamsuddin; Sugiyat, Sugiyat; Azhar, Syihab
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 4 No 1 (2024): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Marriage is a living association between a man and a woman which is formally confirmed by law (juridical) and mostly religious. Marriage is a legal relationship between a man and a woman for a long time. One of the conditions for a valid marriage is the age limit of the bride and groom. According to Law no. 1 of 1974 the age limit states that marriage is only permitted if the man has reached the age of 19 and the woman has reached the age of 16, unless a dispensation is obtained from a judicial institution with strong reasons. UU no. 1 of 1974 was later amended by Law no. 16 of 2019 regarding the marriage age limit, which was originally a minimum age of 19 years for men and 16 years for women, changed to a minimum of 19 years for men and 19 years for women. In Indonesia, underage marriage is still a national phenomenon. Cultural and economic factors still dominate and become factors that influence the pattern of life in society. because the impact is very complex, both for those concerned including the child to be born. the age of the child already has offspring (children).
Integration of Cash Waqf in The Halal Value Chain Ecosystem: A Strategy to Strengthen The Competitiveness of Halal Products Nissa, Izzun Khoirun; Safitri, Yuni; Mohammed Hasan, Baidar Mohammed
Likuid Jurnal Ekonomi Industri Halal Vol. 5 No. 2 (2025): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v5i2.48064

Abstract

Cash waqf is an Islamic social finance instrument that has great potential in supporting sustainable economic development, especially in the halal value chain ecosystem. This study aims to analyze the integration strategy of cash waqf in strengthening the competitiveness of halal products based on Islamic economic principles. Through a qualitative approach with literature study and conceptual analysis, this study finds that the integration of cash waqf can be a stable and inclusive alternative funding source for strategic sectors in the halal value chain, such as halal agriculture, food and beverage industry, pharmaceuticals, cosmetics, and Islamic logistics. Waqf money that is managed professionally and transparently can be used to support working capital financing, capacity building for halal MSMEs, and halal infrastructure development, thus encouraging efficiency, innovation, and standardization of halal products. In addition, this integration also strengthens aspects of social justice and wealth distribution through a sustainable empowerment model. This research recommends synergy between nazir institutions, halal industry, Islamic financial authorities, and the government in building a policy framework that allows cash waqf management to be integrated with the halal value chain.
Perkembangan Bank Sentral Tria Sughesti Adifa W; Rini Puji Astuti; Bilva Izzun N; Rifqiyan Humaidillah; Achmad Babun N
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 5 (2024): GJMI - MEI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i5.431

Abstract

Sejarah bank sentral berawal dari zaman kuno, di mana lembaga ini berkembang menjadi lebih kompleks dan memainkan peran penting dalam perekonomian. Latar belakang perkembangan bank sentral salah satunya adalah perkembangan sistem moneter, di mana kebutuhan akan lembaga untuk mengatur dan mengendalikan nilai uang logam dan koin semakin meningkat. Peran bank sentral meliputi menjaga stabilitas nilai tukar mata uang, mengatur suplai uang beredar, dan mencegah inflasi
Tantangan Sistem Ekonomi Islam Di Era Industri 4.0 Dalam Mendukung Pertumbuhan Ekonomi Di Indonesia nissa, izzun khoirun; Sulistyowati; Asti Marlina; Jessica Allya Putri; Chusnul Intan Alfiana
Jurnal Rekoginisi Ekonomi Islam Vol. 3 No. 01 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jrei.v3i01.847

Abstract

The development of the times is something that is common and will continue to occur along with increasing knowledge and the desire to be more advanced and facilitate human activities. In the current era of digitalization, some Muslims can understand the probability of changing industry 4.0 by using digital technology as a means of collecting sustenance. . Islamic economics is present as a means of meeting the economic needs of Muslims, in which this economic system has been taught by the Prophet and his companions in the process of life. Islamic economics can also be expressed in terms of Islamic economics. Both have the same meaning that both are based on Islamic teachings. In the research on the Challenges of the Islamic Economic System in the Industrial Age 4.0 in Supporting Economic Growth in Indonesia, the design of this study only focuses on important points that can be extracted from existing sources, so that the research is based on Descriptive Analysis techniques, namely a type of research data that assists in describing, demonstrating, or assisting in summarizing data points so that patterns can develop that satisfy all data conditions. The author discusses this theme because we feel the need to understand the Syari'ah economic system as a Muslim economic vessel.