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All Journal At-Taradhi: Jurnal Studi Ekonomi Matra Pembaruan: Jurnal Inovasi Kebijakan Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Tasharruf: Journal Economics and Business of Islam Ekopem: Jurnal Ekonomi Pembangunan Islamiconomic: Jurnal Ekonomi Islam LEBAH International Journal of Tourism and Hospitality in Asia Pasific Padma: Jurnal Pengabdian Kepada Masyarakat Maqrizi : Journal of Economics and Islamic Economics Jurnal Pengabdian Sosial Jalujur: Jurnal Pengabdian Masyarakat Qonun Iqtishad EL Madani Journal International Journal of Islamic Business and Economics (IJIBEC)
Asyahri, Yusuf
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Analisis Efektivitas Penyaluran Dana Zakat Melalui Program Banjar Sehat Di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Banjar Faqih El Wafa; Saputri, Rizki Aulia; Asyahri, Yusuf
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 7 No 2 (2023): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v7i2.869

Abstract

Baznas Kabupaten Banjar has been trusted to manage and distribute zakat funds in order to prosper the community which is insufficient in terms of economy. To be able to prosper the community, especially in the field of health services, Baznas must certainly channel its funds effectively. One of the programs initiated by Baznas Banjar Regency is the Banjar Sehat ProgramThis study aims to determine the effectiveness and distribution of zakat funds through the Banjar Sehat program in Baznas, Banjar Regency. The research used is a qualitative research method by taking the type of field research. Data collection method, the authors conducted interviews. It was then analyzed using the effectiveness measure proposed by Sondang P. Siagian. The results of the data analysis concluded that the distribution of zakat funds through the Banjar Sehat program in Baznas, Banjar Regency, was carried out in two ways, namely active and passive stages. As for the effectiveness of the Banjar Sehat program in its distribution, it can does the program to be effective because it has fulfilled all the elements or effectiveness benchmarks stated by Sondang P. Siagian.
Multiplier Effect of Religious Tourism for Income of the Surrounding Community in Banjar Regency Asyahri, Yusuf; El Wafa, Faqih; Syaugi, Syaugi; Muhaimin, Muhaimin
International Journal of Tourism and Hospitality in Asia Pasific Vol 6, No 2 (2023): June 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijthap.v6i2.2456

Abstract

This research departs from the development of religious tourism in Banjar Regency which has its own charm and is often visited by local, national and international tourists is the Tomb of Sheikh Muhammad Arysad Al-Banjari or known for his book essay, namely Sabilal Muhtadin and the Tomb of Guru Sekumpul who is a charismatic cleric his era so that the purpose of this study is to analyze the multiplier effecet of religious tourism on the income of the people in the Regency Banjar. The research method used is a quantitative approach, then sampling using cluster sampling and quota sampling. In relation to the quota sampling technique, a sample of 40 respondents consisting of business actors, workers and the community was determined, while the sampling cluster was at Datu Kalampayan Tomb and Guru Sekumpul Cemetery. Data collection techniques using structured interviews and analyzed using descriptive statistics by adopting a formula from the multiplier effect known as Keynes' theory. The results showed that the value of Keynesian Local Income Multiplier, Ratio Income Multiplier has a value of 1 both Type I and II so that it has an impact on the economic development of the community.
Menggali Potensi Ekonomi dan Sektor Unggulan di Provinsi Kalimantan Selatan Asyahri, Yusuf
Ekopem: Jurnal Ekonomi Pembangunan Vol. 6 No. 3 (2024): Jurnal Ekonomi Pembangunan
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Timor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Studi ini menganalisis perkembangan ekonomi untuk memetakan potensi ekonomi dan sektor unggulan dalam meningkatkan perekonomian di Kalimantan Selatan. Melalui kehadiran pemetaan potensi ekonomi diharapkan mampu menampung kegiatan industri, ekspor dan impor maupun kegiatan ekonomi lainnya sehingga tujuan penelitian ini adalah untuk menggali potensi ekonomi dan sektor unggulan di Provinsi Kalimantan Selatan. Metode penelitian dalam penelitian ini bersifat kuantitatif. Data sekunder dari BPS Provinsi Kalimantan Selatan berkaitan Produk Domestik Regional Bruto (PDRB), penelitian ini di analisis menggunakan analisis Loqation Quotient dan metode Shift Share untuk menggali potensi ekonomi secara komparatif serta penentuan sektor unggulan secara kompetitif di Kalimantan Selatan. Hasil penelitian menunjukkan bahwa melalui potensi ekonomi LQ ada 7 sektor yang dapat dikembangkan sedangkan dari shift share sebanyak 9 sektor unggulan secara kompetitif dapat dikembangkan di Provinsi Kalimantan Selatan.
The Consumption Function Model of Coastal Communities in South Kalimantan based on the Use of Digitalization in Maslahat Perspective Faulidi Asnawi, Haris; Purnomo, Agus; Asyahri, Yusuf; Khaliq, Restu
Tasharruf: Journal Economics and Business of Islam Vol 9, No 2 (2024): December
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i2.3159

Abstract

The development of the Industrial Revolution 4.0 and the progress of the times in the era of Society 5.0 give an idea that information technology has entered various lines of people's lives so that the government encourages people to use the payment digitization system as a form of accelerating the push for economic and financial instruments in Indonesia. Many digitization systems are provided through non-cash payment instruments, one of which is Gopay, OVO, Mobile Banking, and Digital Wallets. The purpose of this research is to form a model of the pattern of public consumption approach based on the use of digitalization and also how the function of maslahah and the description of the digitalization of coastal communities. This study uses field methods and surveys. The sample used was respondents who used e-money in coastal communities with a total of 60 respondents determined based on the sampling quota. Then, it was analyzed using the Keynes consumption function model in macro terms and the consumption function in benefits. The results show that the consumption function model of coastal communities based on the use of digitalization is C = 539,487 + 0.17 Y with an Average Propensity to Consume (APC) value of 0.99 while APS is 0.01 while the Marginal Propensity To Consume Value = 0.17 and the Marginal Propensity To Saving Value= 0.83. Meanwhile, for the consumption function model, the use of digitalization in the perspective of benefits can be shown by the results Y = 3.368 + 0.725 C + 0.017 S + 0.064 X and for the value of Y = FS + S is Y = 2.853 + 0.775 FS + 0.065 S.
The Potential of Halal Tourism for Regional Economy and Community Income: Evidence from South Kalimantan Syaugi, Syaugi; Asyahri, Yusuf; El Wafa, Faqih
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.843

Abstract

The purpose of this study is to analyze the potential of halal tourism for the regional economy and its impact on community income in South Kalimantan. This study employs a combination of qualitative and quantitative approaches. The sampling technique employed was cluster sampling in three districts/cities, with a sample size of 100 respondents determined through quota sampling. The data collection technique used was structured interviews, followed by triangulation to validate the interview results. Data analysis was conducted using the Miles and Huberman approach to identify the potential for halal tourism, while quantitative analysis employed the multiplier effect approach to measure the economic impact. The study's results demonstrate the potential of halal tourism in South Kalimantan, highlighting its appeal through river destinations, floating markets, religious sites, natural attractions, marine activities, culture, and cuisine. The Keynesian Local Income Multiplier value is 1.09. Meanwhile, the Type I Income Multiplier Ratio is 3.63 and Type II is 4.15, indicating a significant increase in the income of business owners, workers, and local consumption. This study contributes to the Islamic economic literature by providing halal tourism development that not only supports regional economic growth but also aligns with Sharia principles to create mutual benefits.
EFFECTIVENESS OF PRODUCTIVE ZAKAT FUNDS IN EVELOPMENT MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) IN SOUTH KALIMANTAN Mahfuzah, Annisa; Maulida, Atika Zahra; Asyahri, Yusuf; Sayyid, Annisa; Hafizah, Hafizah; Khairina, Nadia
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 02 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i02.8166

Abstract

MSMEs play a crucial role in driving economic growth and reducing poverty in South Kalimantan. Despite their significant contribution, this sector still faces various obstacles, including access to financing. Effective management of productive zakat funds has the potential to become an alternative funding instrument to address these challenges, while simultaneously increasing MSMEs empowerment and reducing poverty. Therefore, this study aims to assess the effectiveness of productive zakat management in supporting MSMEs and optimizing their impact on the regional economy. This study uses a descriptive-analytical approach in fieldwork. The method used is a combination of qualitative and quantitative methods. The population in this study were all beneficiaries of productive zakat funds through the digital economic empowerment programs Micropreneur 2023, Zmart 2023, and Biofloc system fisheries cultivation, as well as laying hen farmers, with a population of 160 beneficiaries and a research sample of 74 respondents accompanied by 8 informants. The research results show that the management of productive zakat through various programs implemented by Baznas in South Kalimantan has been running well, with most indicators achieving a high level of effectiveness. Two indicators, namely target success and program satisfaction, were declared effective, while the levels of input and output, as well as program achievement, were deemed quite effective. These findings indicate that productive zakat management plays a significant role as an alternative funding instrument in supporting MSMEs, while also making a real contribution to improving the community's economy by channeling funds to mustahik (recipients of zakat) who run MSME-scale businesses.
Pendampingan Peningkatan Literasi Keuangan pada Sekolah Menengah Atas 1 di Desa Paramasan Bawah Kabupaten Banjar Aldi Aditya Sarman; Yusuf Asyahri; Wafa, Faqih El
Jalujur: Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2025): Desember 2025
Publisher : UIN Antasari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/jalujur.v4i2.16278

Abstract

Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk melakukan pendampingan peningkatan literasi keuangan di SMAN 1 Paramasan Bawah, Kabupaten Banjar, serta mengetahui faktor-faktor yang memengaruhi tingkat literasi keuangan siswa. Metode pendampingan yang digunakan adalah Participatory Action Research (PAR), dengan tahapan partisipasi, identifikasi masalah, evaluasi menggunakan pretest dan posttest, serta refleksi dan tindak lanjut. Hasil pendampingan menunjukkan adanya peningkatan signifikan pada skor literasi keuangan siswa setelah pendampingan, dengan rata-rata nilai meningkat dari kategori rendah menjadi sedang-tinggi. Selain itu, faktor-faktor yang memengaruhi literasi keuangan siswa, yaitu jenis kelamin, tingkat pendidikan, dan pendapatan. Secara keseluruhan, hasil PkM tersebut memberikan rekomendasi bahwa perlu adanya pendekatan edukatif partisipatif  dengan melibatkan guru, orang tua, dinas pendidikan dan lembaga keuangan sebagai upaya berkelanjutan dalam memperkuat literasi keuangan di lingkungan sekolah perdesaan.
Productive Zakat as an Instrument for Business Development Strategy: An Analytical Hierarchy Process (AHP) Study in South Kalimantan Indonesia Yusuf Asyahri; Atika Zahra; Annisa Sayyid; Annisa Mahfuzah; Faqih El Wafa; Hafizi, Muhammad Riza
International Journal of Islamic Business and Economics (IJIBEC) Vol 9 No 2 (2025): Volume 9 Nomor 2 Tahun 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v9i2.12486

Abstract

This study aims to identify and prioritize development strategies for Micro, Small, and Medium Enterprises (MSMEs) supported by productive zakat in South Kalimantan Province, Indonesia. Despite their significant contribution to regional economic growth, MSMEs continue to face challenges related to poverty and limited access to productive financing. Employing a descriptive–analytical approach, this study adopts a mixed-methods sequential explanatory design and applies the Analytical Hierarchy Process (AHP) to determine strategic priorities across MSME clusters. The results reveal notable differences in priority strategies among clusters. Government involvement, particularly through the National Zakat Agency (BAZNAS), is identified as the most influential factor in sustaining the MSME business ecosystem. Priority criteria include product quality improvement for Cluster I and human resource development for Clusters II and III. The preferred strategic alternatives emphasize enhancing human resource skills for Clusters I and II, while expanding market access through improved production and marketing channels is prioritized for Cluster III. These findings imply the need for cluster-based productive zakat allocation and financing schemes to strengthen zakat effectiveness as an Islamic social finance instrument.
Penguatan dan Sosialisasi Literasi Membaca Peserta Didik SDN Paramasan Bawah 3 Kabupaten Banjar Udar, Mahathir Bin; Ray, M Dinda; Rahman, Mahyuda; Asiah, Asiah; Asrina, Mawaddah; Sisna, Sisna; Apriyani, Novita; Nawalya, Faris Atras; ‘Azzah, ‘Aathifah; Ni’mah, Yulia; Asyahri, Yusuf
Jurnal Pengabdian Sosial Vol. 3 No. 2 (2025): Desember
Publisher : PT. Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/gaaf0549

Abstract

Kegiatan pengabdian ini bertujuan untuk menguatkan kemampuan literasi membaca serta mensosialisasikan budaya literasi kepada peserta didik SDN Paramasan Bawah 3 Kabupaten Banjar. Rendahnya kemampuan membaca dan minimnya fasilitas pendukung literasi mendorong pelaksanaan program ini melalui pendekatan Participatory Action Research (PAR), yang melibatkan peserta didik, guru, dan Mahasiswa/i KKN dalam proses identifikasi masalah, pelaksanaan tindakan, serta evaluasi secara berkelanjutan. Metode pengumpulan data dilakukan melalui observasi, wawancara, dan dokumentasi, kemudian dianalisis menggunakan teknik analisis deskriptif partisipatif. Dampak pengabdian ini menunjukkan bahwa peserta didik mengalami peningkatan kemampuan dalam mengenal huruf, mengeja, serta membaca kata-kata sederhana melalui strategi pembelajaran bertahap dan penciptaan lingkungan kaya teks seperti kartu huruf, poster alfabet, dan pojok baca kelas. Selain itu, sosialisasi budaya literasi berhasil menumbuhkan kebiasaan membaca mandiri, meningkatkan minat baca, serta memperkuat praktik literasi harian melalui kegiatan membaca 10–15 menit sebelum pembelajaran. Dengan demikian, kegiatan penguatan dan sosialisasi literasi ini efektif dalam meningkatkan kemampuan dasar membaca sekaligus mendorong terbentuknya budaya literasi yang berkelanjutan di lingkungan sekolah dasar.
Co-Authors Agus Purnomo Aldi Aditya Sarman Annisa Mahfuzah ANNISA SAYYID ANNISA SAYYID Apriyani, Novita As-Syahri, Hidayatullah Asiah Asiah Asrina, Mawaddah Atika Zahra Atika Zahra Maulida El Wafa, Faqih Gusti Marliani Hafizah Hafizah Haris Faulidi Asnawi Hidayatullah Ashari Khairina, Nadia Lisna Ariyani Muhaimin Muhaimin Muhammad Riza Hafizi Nawalya, Faris Atras Ni’mah, Yulia Rahman, Mahyuda Ray, M Dinda Restu Khaliq, Restu Risya Nindya Syaffitri Sahal, Luthfi Saputri, Rizki Aulia Sisna, Sisna Syaffitri, Nabila Ahya Syaffutra, Ryanizard Arya Syafril Syafril Djaelani Syafril Syafril Syaugi Syaugi Taufik Hidayat Udar, Mahathir Bin Wafa, Faqih El ‘Azzah, ‘Aathifah