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ANALISIS TINGKAT FINANCIAL LITERACY DAN FINANCIAL BEHAVIOUR KARYAWAN RSUD PARE Kartini Kartini; Shindy Dwita Nuansari
Jurnal Riset Manajemen Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Program Magister Manajemen Vol. 5 No. 1 (2018): Jurnal Riset Manajemen
Publisher : Program Magister Manajemen STIE Widya Wiwaha Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrm.v5i1.35

Abstract

The research was purposed to test the level of financial literacy as well as the factors that can cause different levels of financial literacy of each employee and how financial literacy affects financial behaviour of employees of RSUD Pare. This study took 96 respondents to be the sample with random sampling technique. Methods of data collection is done by distributing questionnaires to employees of RSUD Pare.This research used descriptive statistic, independent t-test, anova, and chi square. Based on descriptive statistic, the level of financial literacy shows that 52 of 96 respondents is in the middle level category. The results of the test show that there are financial literacy differences based on gender, age, education level, and work experience. This study also found that the level of financial literacy owned by employees will give positive impact to their financial behaviour.
The Existence of Sell in May and Go Away in ASEAN-5 Sholihati, Naila 'Ainaya; Nuansari, Shindy Dwita
Telaah Bisnis Vol 25, No 2 (2024): December 2024
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35917/tb.v25i2.497

Abstract

This research aims to test the existence of Sell in May and Go Away in the ASEAN-5 market. This quantitative research was conducted from May 2013 to October 2023 on the five founding countries of ASEAN. The dynamic panel data regression approach with the Generalized Method of Moment (GMM) estimation system which includes the unit root test, sargan test, and Arellano-Bond test with the help of Stata software. This research shows that the November-April period positively affect stock returns. This research found that there was Sell in May and Go Away in 4 of 5 ASEAN countries. This research also found that the January effect cannot strengthen the positive relationship between the November-April period and stock returns.
Utilization of Digital Marketing for Micro, Small and Medium Enterprises in Dandangan Village. Kurniawan, Rony; S, Edy Djoko; Prasojo, Aji; Cindia, Ike; Nuansari, Shindy Dwita
Society : Jurnal Pengabdian Masyarakat Vol 4, No 4 (2025): Juli
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/jpm.v4i4.601

Abstract

Digital transformation presents a major opportunity for MSMEs to expand markets and improve efficiency. In Dandangan Village, Kediri, many MSMEs use social media and e-commerce platforms, yet market reach remains limited and digital marketing knowledge is lacking. A one-month community service program provided training and outreach to enhance MSMEs’ digital literacy, including the use of mind maps as marketing planning tools. Results showed improved digital promotion skills, including public speaking during live selling. The use of mind maps helped MSMEs analyze markets, schedule content, and monitor digital performance. This program demonstrates that targeted assistance can sustainably strengthen MSMEs’ digital capabilities.
Evaluating the Effectiveness of Special and General Allocation Funds on Capital Spending in Indonesia Regional Economies Rukmini, Meme; Riningsih, Duwi; Nuansari, Shindy Dwita; Yunanto, Ferdy; So, Mayciella
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 4 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i4.8568

Abstract

This study examines the effectiveness of Special Allocation Funds (DAK) and General Allocation Funds (DAU) on Regional Capital Expenditures in Regencies and Cities in Indonesia in 2021. The findings indicate that DAK does not have a significant positive effect on capital expenditures, while DAU has a positive and significant impact. However, simultaneous testing results show that DAK and DAU together significantly influence capital expenditures, as evidenced by an F-value of 72.050 with a significance level of 0.000 (< 0.05). These results suggest that while DAK individually does not directly impact capital expenditures, its combination with DAU plays a crucial role in supporting regional investment and infrastructure development. Therefore, optimizing DAK management is necessary to enhance its flexibility and effectiveness in financing capital expenditures, ensuring a more direct contribution to regional development. Local governments should allocate DAU wisely, not only for routine expenditures but also for long-term investments that drive economic growth. Additionally, improving transparency and accountability in budget management is essential to ensure that allocated funds are utilized effectively and efficiently. Future research is recommended to incorporate other variables, such as Local Revenue (PAD) and Revenue Sharing Funds (DBH), to gain a more comprehensive understanding of the factors influencing regional capital expenditures in subsequent years