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All Journal JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal Of Management Science (JMAS) Iqtishodia: Jurnal Ekonomi Syariah JURNAL ILMIAH FEASIBLE (JIF) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Journal of Management - Small and Medium Enterprises (SME's) Airlangga Journal of Innovation Management Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Disrupsi Bisnis EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Al-Mashrof: Islamic Banking and Finance ProBisnis : Jurnal Manajemen Salam (Islamic Economics Journal) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Educational Research Excellence (IJERE) Margin : Jurnal Bisnis Islam dan Perbankan Syariah Jurnal Perbankan Syariah Darussalam (JPSDa) Indonesian Journal of Islamic Economics and Finance KENDALI: Economics and Social Humanities Kartika: Jurnal Studi Keislaman Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Jurnal Cendekia Ilmiah BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Administratie: Jurnal Administrasi Publik
Fuadi, Fatih
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengaruh Jam Kerja dan Pendapatan dalam Gig Working terhadap Kepuasan Hidup dengan Work-Life Balance sebagai Variabel Moderasi dalam Perspektif Islamic Work Ethics: (Studi pada Driver Ojek Online di Bandar Lampung) Puspitasari, Ambar; Susanti, Yeni; Fuadi, Fatih
Jurnal Disrupsi Bisnis Vol. 8 No. 6 (2025): Jurnal Disrupsi Bisnis
Publisher : Prodi Manajemen, Fakultas Ekonomi, Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/drb.v8i6.54823

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh jam kerja dan pendapatan terhadap kepuasan hidup pengemudi ojek online di Kota Bandar Lampung, serta menguji peran work-life balance sebagai variabel moderasi dalam hubungan tersebut. Metode pengambilan sampel menggunakan teknik purposive sampling menggunakan responden sebanyak 150 orang.Hasil penelitian menunjukkan bahwa jam kerja berpengaruh positif dan signifikan terhadap kepuasan hidup, dengan nilai original sample sebesar 0.287, t-statistic 3.012, dan p-value 0.003. Pendapatan juga berpengaruh positif dan signifikan terhadap kepuasan hidup, dengan nilai original sample 0.422, tstatistic 5.218, dan p-value 0.000. Work-life balance terbukti memoderasi hubungan jam kerja terhadap kepuasan hidup dengan arah positif, ditunjukkan oleh original sample 0.198, t-statistic 2.167, dan pvalue 0.031, serta memoderasi pengaruh pendapatan terhadap kepuasan hidup dengan nilai original sample 0.243, t-statistic 2.941, dan p-value 0.004. Penelitian ini menegaskan bahwa semakin optimal jam kerja dan semakin tinggi pendapatan, maka semakin tinggi pula tingkat kepuasan hidup driver, terutama ketika mereka mampu menjaga work-life balance. Temuan ini selaras dengan prinsip Islamic Work Ethics yang menekankan pentingnya keseimbangan (tawazun), keadilan (‘adl), amanah, dan kemaslahatan (maslahah) dalam mencapai kesejahteraan dan keberkahan hidup.
Hubungan Pelatihan Kewirausahaan, Akses Modal, dan Peran Pemerintah terhadap Kemandirian Ekonomi Perempuan Pelaku UMKM Intan, Intan; Fuadi, Fatih; Pratomo, Dimas
JURNAL ILMIAH FEASIBLE: Bisnis, Kewirausahaan dan Koperasi Vol 7 No 2 (2025): Jurnal Ilmiaf Feasible (JIF): Bisnis, Kewirausahaan, dan Koperasi
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/fb.v7i2.2025.49-62.54937

Abstract

Kemandirian ekonomi perempuan merupakan aspek penting dalam meningkatkan kesejahteraan keluarga dan mendorong pembangunan inklusif. Namun, upaya penguatan kemandirian ini masih terhambat oleh keterbatasan keterampilan usaha, akses modal, dan kurang optimalnya dukungan pemerintah. Penelitian ini bertujuan menganalisis pengaruh Pelatihan Kewirausahaan, Akses Modal, dan Peran Pemerintah terhadap Kemandirian Ekonomi Perempuan secara parsial maupun simultan. Menggunakan metode kuantitatif dengan survei terhadap 106 responden dari populasi 218 perempuan pelaku usaha, data dianalisis melalui PLS dengan instrumen yang telah diuji validitas dan reliabilitasnya. Hasil penelitian menunjukkan bahwa Pelatihan Kewirausahaan dan Akses Permodalan berpengaruh positif dan signifikan terhadap Kemandirian Ekonomi Perempuan, sedangkan Peran Pemerintah tidak berpengaruh signifikan meskipun bernilai positif. Secara simultan, ketiga variabel terbukti berpengaruh signifikan. Temuan ini menegaskan pentingnya peningkatan kompetensi usaha dan akses pendanaan sebagai faktor utama kemandirian ekonomi perempuan, serta perlunya penguatan peran pemerintah agar lebih efektif dan tepat sasaran.
Peran Ekonomi Dan Keuangan Islam Pasca Pandemi Covid-19 Di Indonesia Fuadi, Fatih
Margin: Jurnal Bisnis Islam dan Perbankan Syariah Volume 1 Nomor 2 Agustus 2022
Publisher : Sekolah Tinggi Agama Islam Ma`arif Kalirejo Lampung Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (562.036 KB) | DOI: 10.58561/margin.v1i2.40

Abstract

Tujuan dalam penelitian ini adalah Untuk Mengetahui Peran Ekonomi dan Keuangan Islam Pasca Panedemi Covid 19. Bencana yang ditimbulkan virus Covid-19 ini terhadap perekonomian bukan hanya menimbulkan guncangan penurunan (besar) pada fundamental ekonomi riil, namun juga merusak kelancaran mekanisme pasar dan membentuk semacam ‘tembok penghalang’ antara permintaan dan penawaran. Secara umum lembaga keuangan berperan sebagai lembaga intermediasi keuangan yang melakukan proses penyerapan dana dari unit surplus ekonomi, baik sektor usaha, lembaga pemerintah maupun individu (rumah tangga) untuk penyediaan dana bagi unit ekonomi lain. Sebagai negara dengan populasi muslim terbesar di dunia, umat Islam dapat memberikan peran terbaiknya melalui berbagai bentuk atau model philanthropy dalam Ekonomi dan Keuangan Syariah, khususnya dalam masa pandemi Covid-19. Peran ini diharapkan dapat mengatasi guncangan ekonomi yang terjadi dan seluruh masyarakat, khususnya umat muslim, dapat ikut serta berkontribusi dalam memulihkan guncangan tersebut. Di antara solusi yang dapat ditawarkan dalam kerangka konsep dan sistem Ekonomi dan Keuangan Sosial Islam adalah: (1) dengan penyaluran bantuan langsung tunai yang berasal dari zakat, infak dan sedekah; (2) dengan penguatan wakaf baik berupa wakaf uang, wakaf produktif, waqf linked sukuk maupun wakaf untuk infrastruktur; (3) melalui bantuan modal usaha unggulan untuk sector.
Monetary Transmission on Company Value of Bank Syariah Indonesia Pratiwi, Palupi; Risyantika, Dewi; Fuadi, Fatih; Iqbal, Muhammad
Al-Mashrof: Islamic Banking and Finance Vol. 6 No. 2 (2025): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/4cbh4d39

Abstract

The study investigates how inflation, money supply, and the BI Rate influence the firm value of Bank Syariah Indonesia (BSI) after its 2021 consolidation. This study aims to examine the effect of key monetary policy variables inflation, money supply and BI Rate on the firm value of BSI. Using a quantitative approach, quarterly secondary data from 2021–2024 were collected from Bank Indonesia, Statistics Indonesia, and BSI financial reports and analyzed through multiple linear regression. The results reveal that inflation and the BI Rate significantly and negatively affect firm value, while the money supply shows no significant effect. These findings indicate that monetary tightening diminishes investor valuation of BSI, whereas liquidity expansion does not necessarily translate into higher market value. The study contributes to theory by showing that Islamic banks remain sensitive to conventional monetary policy transmission and offers insights for risk management and Islamic finance development. Keywords: Bank Syariah Indonesia, BI Rate, Inflation, Monetary Policy, Money Supply
Peran Pegadaian Syariah Dalam Inklusi Keuangan Masyarakat Indonesia: Studi Literatur Tentang Aksesibilitas Layanan Pembiayaan Berbasis Gadai leste, fauziyah mutiara; Fuadi, Fatih; Iqbal, Muhammad
JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Vol 24 No 4 (2025): Desember 2025
Publisher : LP2M STAI Miftahul 'Ula (STAIM) Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/lentera.v24i4.1884

Abstract

This study examines the strategic role of Islamic Pawnshops in expanding financial inclusion for Indonesian society through pawn-based financing services. The research employs a qualitative approach with literature study analyzing various sources including scientific journal articles, research reports, and official financial institution publications from 2021-2025. Thematic content analysis was applied to identify patterns, relationships, and main themes related to Islamic pawn service accessibility. Research findings indicate that Islamic Pawnshops contribute significantly to improving financial service accessibility for underserved segments of society, particularly low-income groups and micro, small, and medium enterprise actors. Implementation of rahn contract principles emphasizing justice and transparency without usury elements becomes the main advantage in attracting people who have preferences for Islamic financial products. Digital transformation through online service platform innovation and Gold Bank products has expanded geographical reach and increased operational efficiency. However, challenges such as low digital literacy and limited technology infrastructure remain obstacles that need to be addressed. This research recommends strengthening Islamic financial education programs, developing transparent marketing strategies, and inter-institutional collaboration to optimize the role of Islamic Pawnshops in realizing an inclusive and equitable financial system in Indonesia.
Challenges In Implementing Islamic Financial Institution Pension Funds In Indonesia Fathul Hidayah, Laili; Kaltsum Karunianing Utami, Ummi; Fuadi, Fatih; Iqbal, Muhammad
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 6 No. 1 (2026): Januari 2026
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v6i1.4608

Abstract

Islamic Financial Institution Pension Funds (DPLK Syariah) represent a long-term financial instrument aimed at ensuring retirees’ economic security while adhering to Islamic principles. Despite the rapid growth of the Islamic finance industry in Indonesia, the development of Islamic pension funds remains relatively limited compared to conventional pension schemes. This article seeks to systematically examine the key challenges faced in the implementation of DPLK Syariah in Indonesia and to formulate strategic efforts to strengthen its development. Employing a qualitative approach, this study adopts a literature review method by analyzing scholarly articles, regulatory frameworks, policy reports, and relevant academic publications published between 2022 and 2025. The findings reveal that the implementation of DPLK Syariah is constrained by multidimensional challenges, including regulatory disharmony, limited availability of sharia-compliant investment instruments, low public literacy and participation, as well as institutional and human resource capacity weaknesses. Furthermore, the dominance of conventional pension funds continues to restrict market penetration for Islamic pension schemes. To address these challenges, this study proposes several strategic measures, such as enhancing Islamic financial literacy, promoting product and technological innovation, expanding sharia-based investment instruments, strengthening governance and human capital, and improving regulatory harmonization. This study is expected to contribute both conceptually and practically to policymakers, industry practitioners, and academics in fostering a more inclusive, competitive, and sustainable Islamic pension fund ecosystem in Indonesia.
PENGARUH VOLATILITAS HARGA EMAS GLOBAL, KEBIJAKAN MONETER INDONESIA, INFLASI TERHADAP PERTUMBUHAN ZAKAT DI INDONESIA Ipando, Ogi Marsenal; Fuadi, Fatih; Iqbal, Muhammad
KENDALI: Economics and Social Humanities Vol. 4 No. 2 (2025): KENDALI: Economics and Social Sciences Humanities.
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i2.1136

Abstract

Penelitian ini menganalisis pengaruh simultan dan parsial dari volatilitas harga emas global, kebijakan moneter Indonesia (BI-Rate), dan inflasi terhadap pertumbuhan zakat di Indonesia. Menggunakan data bulanan dari Januari 2015 hingga Desember 2024 dan metode Vector Error Correction Model (VECM), studi ini menemukan adanya hubungan keseimbangan jangka panjang di antara variabel-variabel tersebut. Hasil analisis jangka pendek menunjukkan bahwa volatilitas harga emas global berpengaruh positif signifikan terhadap pertumbuhan zakat, sementara kebijakan moneter (peningkatan suku bunga) berpengaruh negatif signifikan, dan inflasi tidak menunjukkan pengaruh yang signifikan. Analisis Variance Decomposition mengonfirmasi bahwa volatilitas harga emas dan kebijakan moneter adalah kontributor eksternal paling dominan terhadap fluktuasi pertumbuhan zakat. Temuan ini menyarankan perlunya integrasi analisis makroekonomi ke dalam manajemen strategis BAZNAS untuk optimalisasi potensi zakat nasional.
Implementation of Social Capital Contribution of Rice Farmers in Meeting Household Needs (Case Study of Sungkai Selatan District, North Lampung Regency) from an Islamic Economic Perspective Lestari, Anggun; Fuadi, Fatih; Rakhman Setyanto, Alief
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10771

Abstract

This research is motivated by the condition of rice farmers in South Sungkai District, North Lampung Regency, who are still facing limited financial capital in meeting household needs, so they need an alternative to social-based economic support. Social capital, which includes trust, social networks, norms, and the value of togetherness, is a non-material asset that plays an important role in the lives of farmers. This study aims to analyze the form and contribution of social capital to rice farmers in meeting household needs and review its suitability with Islamic economic perspectives. This research uses a qualitative approach with a case study method, through observation techniques, in-depth interviews, and documentation. The results of the study show that social capital makes a real contribution to meeting the needs of farmers' households, especially in the aspects of food, education, and health, through the practice of mutual cooperation, cooperation with farmer groups, and social relations based on trust and mutual help. Viewed from the perspective of Islamic economics, the practice of social capital is in line with the principles of ta'awun (help), justice, and ukhuwah (brotherhood). In conclusion, social capital not only functions as a strengthening of the economy of farmers' households, but also as a means of strengthening social solidarity and realizing sustainable prosperity in accordance with Islamic economic values.
ANALYSIS OF FACTORS AFFECTING ROBUSTA COFFEE PRODUCTIVITY ON INCREASING FARMERS' ECONOMIC INCOME IN THE PERSPECTIVE OF ISLAMIC BUSINESS Munir, Ahmad Sirojul; Fuadi, Fatih; Selvina, Mia
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 1 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i1.25286

Abstract

This study aims to analyze the influence of Robusta coffee productivity on the income of coffee farmers in Pekon Tambak Jaya, Way Tenong District, West Lampung, as well as to examine the implementation of Islamic business principles in their farming practices. The research employs a qualitative descriptive approach with 22 respondents selected purposively from a total population of 77 coffee farmers. Data collection was conducted through interviews, observations, and documentation, while data validity was ensured using method and source triangulation techniques. The findings indicate that fluctuations in Robusta coffee productivity are largely influenced by climatic conditions and farm management practices. Higher productivity generally leads to increased farmer income; however, farmers still face vulnerability due to unstable coffee selling prices. In addition, the study reveals that most farmers have implemented Islamic business ethics in their economic activities, including honesty in weighing products, transparency in determining prices, and the avoidance of interest-based financing. These practices reflect the application of ethical and fair principles in agricultural transactions within the local farming community. Keywords : Robusta Coffee; Farmer Income; Productivity; Islamic Business Ethics
IMPLEMENTATION OF PUBLIC SERVICES FOR MAKING E-KTP AND FAMILY CARDS IN LAMPUNG PROVINCE FROM AN ISLAMIC PERSPECTIVE Susanto, Is; Hanif, Hanif; Fuadi, Fatih
Administratie: Jurnal Administrasi Publik Vol. 6 No. 2 (2024): Administratie: Jurnal Administrasi Publik
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article aims to look at the implementation of public services for making E-KTP and Family Cards in Lampung Province and then look at it from an Islamic perspective. This article uses a qualitative research method with a phenomenological approach as a framework and method of analysis. The data collection stage uses interview, observation, and documentation methods. While the data analysis method uses descriptive analysis method with conclusions drawn through in-depth interview data and theories with an inductive framework. The results of this study indicate that the implementation of Public Services for Making E-KTP and Family Cards in Lampung Province can be seen from five dimensions, namely tangible, reliability, responsiveness, assurance, and empathy. Among the existing dimensions, there are several dimensions that have not been implemented optimally and some others have been implemented well. The service seen from the Islamic aspect has been in accordance with Islamic law by applying the principles of musawah, ukhuwah, muhabbah, and ta'awun in the service.
Co-Authors Adelia, Vernica Ayu Adil Wahid, Muhammad Fariz AMBARINI PUSPITASARI Apersyah, Denara Aprilia, Desi Azizah, Lidya Dwi Fratama, Ikhsan Ermawati, Liya Fathul Hidayah, Laili Hanif Hanif Heni Verawati Intan Intan Ipando, Ogi Marsenal istiqomah istiqomah Kaltsum Karunianing Utami, Ummi Lestari, Anggun leste, fauziyah mutiara Madnasir Madnasir Maisaroh, Neng MALIK, ANAS Mia Selvina Muhammad Iqbal Munir, Ahmad Sirojul Naufal Arfani, Muhammad Pratiwi, Palupi Pratomo, Dimas Putri, Rizki Dila Rakhman Setyanto, Alief Risyantika, Dewi Rizkiyah, Dara Roni Noer , M Ridho Ruslan Abdul Ghofur Rusmiyati, Salsa Azzahra Sabilla, Annis Yuniar Safitri, Adelia Suhendar Suhendar, Suhendar Susanto, Is Tria, Ratu Wahyu Iryana Yeni Susanti