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SISTEM BAGI HASIL IJABQABUL.ID Maika, M Ruslianor; Kautsar, Irwan Alnarus; Wardhana, Bayu; Isnawati, Retty
Studi Kasus Inovasi Ekonomi Vol 3, No 2 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (360.702 KB) | DOI: 10.22219/skie.v3i2.8760

Abstract

Isu utama pengabdian masyarakat ini adalah tidak adanya rujukan jelas pembagian hasil antara unit bisnis Ijabqabul.id dengan Universitas Muhammadiyah Sidoarjo (UMSIDA). Ijabqabul.id adalah platform jasa keuangan Syariah yang berbasis wakaf produktif. Permasalahan  yang  kemudian  muncul  adalah  bagaimana cara menghitung bagi hasil unit bisnis ijabqabul.id yang nantinya berfungsi sebagai revenue generator bagi UMSIDA. Metode pelaksanaan pembagian hasil menggunakan pendekatan manajemen bisnis sahabat Nabi berdasarkan Al-Quran dan Hadist. Sistem bagi hasil ini menggunakan dua metode yaitu (1) Wakaf dan (2) membagi hasil usaha menjadi 3 yaitu, 1/3 untuk sedekah, 1/3 untuk tambahan modal usaha, 1/3 untuk operasional dan manajemen. Untuk 1/3 yang ketiga dibagi menjadi 2 yaitu operasional dan manajemen. Adapun UMSIDA selaku pemilik usaha akan memperoleh bagian dari manajemen. Sistem bagi hasil seperti ini selain adil, juga berkah sebagaimana dicontohkan oleh Sahabat.  
WOMEN’S EMPOWERING THROUGH SHARIAH CROWDFUNDING Wardhana, Bayu; Mukminin, Muhammad Amirul; Syafira, Izza; Isnawati, Retty; Latifah, Fitri Nur
Jurnal Inovasi Ekonomi Corrected Proofs
Publisher : Univesitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v0i0.10469

Abstract

The contribution of women entrepreneurship in the economy cannot be underestimated, but the bias in funding approvals is still an issue. In addition, Indonesia, with its majority Muslim population, also faces challenges to make a financial platform that does not conflict with Islamic law. Based on these problems, this paper offers a solution for developing a sharia-based financing model that focuses on women empowerment through crowdfunding.
Transformasi Model Bisnis Baitul Maal Wal Tamwil Melalui Design Model Patform Bayu Wardhana; Almun Wakhida Candra; Eris Dwi Retno; Lela Monika; Ngafiatul Ngulfa; Risky Sari Rahayu
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VI | No. 2 | 2021
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/ajei.v6i2.5844

Abstract

Teknologi saat ini telah mengalami perkembangan dimana semua lini kehidupan masyarakat telah menggunakan teknologi. Teknologi telah masuk kedalam semua sector ekonomi termasuk kedalam sektor keuangan syariah yang dinamakan digitalisasi keuangan. Tetapi disisi lain masih terdapat lembaga keuangan yang belum sepenuhnya menerapkan teknologi dalam model bisnisnya atau dalam pelayanannya. Oleh karena itu didalam penelitian ini akan dibahas inovasi mengenai penerapan teknologi pada baitul maal wal tamwil.
Women’s empowering through sharia crowdfunding Bayu Wardhana; Muhammad Amirul Mukminin; Izza Syafira; Retty Isnawati; Fitri Nur Latifah
Jurnal Inovasi Ekonomi Vol. 5 No. 01 (2020): Regular Issue
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v5i01.10469

Abstract

The contribution of women entrepreneurship in the economy cannot be underestimated, but the bias in funding approvals is still an issue. In addition, Indonesia, with its majority Muslim population, also faces challenges to make a financial platform that does not conflict with Islamic law. Based on these problems, this paper offers a solution for developing a sharia-based financing model that focuses on women empowerment through crowdfunding.
STRATEGY FOR SUCCESSFUL IMPLEMENTATION OF THE ZAKAT VILLAGE INDEX THROUGH HUMAN RESOURCE DESIGN IN THE ZAKAT VILLAGE PROGRAM, SIDOARJO REGENCY Bayu Wardhana; Sigit Hermawan; Hadiah Fitriyah
istinbath Vol. 22 No. 1 (2023): June 2023
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v22i1.603

Abstract

The Zakat Village Index can be interpreted as a measuring tool that zakat managers can use to know the condition of a village and whether the village is eligible for assistance. This research was conducted to analyze the success of the zakat village implementation strategy through the design of human resources in the zakat village program in Sidoarjo Regency. The problem is that in implementing the Zakat Village Index, there are obstacles, namely limited human resources. The research method used is interpretive qualitative by collecting data through in-depth interviews, FGDs and documentation. The data used is primary data with the research object, namely the zakat village program in Sidoarjo Regency. The results of the study show several obstacles related to the implementation of the Zakat Village Index in the zakat village, including the first is, limited human resources, the second is management competency and the third is workload. To overcome these problems, a solution is needed, namely collaboration between agencies. Competency development also needs to be carried out, including increasing employee competence on the work village index, evaluating workload and the role of leaders in implementing the Zakat Village Index in the zakat village program. The implications of this research are expected to create a human resource design strategy for the zakat village program in Sidoarjo Regency with the implementation of the Zakat Village Index.
ANALISIS EFEKTIVITAS HARGA DAN BIAYA DALAM KAMPANYE PERGURUAN TINGGI KESEHATAN DENGAN MENGGUNAKAN INFLUENCER KESEHATAN TIKTOK Jariyah, Mufidatul; Yaqin, Nurul; Wardhana, Bayu; Dewi, Shanti Allena
ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN) Vol 11, No 2 (2024): ECOBISMA
Publisher : Published by the Faculty of Economics and Business, University of Labuhanbatu, North Sumat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ecobi.v11i2.5693

Abstract

Influencers play an important role in today's digital market because they can directly influence, invite and promote a program. In terms of health priorities, posts on influencer social media accounts must be accurate and provide information about the content presented, because it influences the audience's decision making and actions. This research analyzed data from the social media site TikTok regarding professional influencers in the health industry and conducted an in-depth study of the content engagement formula on each creator's account. The research method used in this research uses descriptive qualitative methods using secondary data. This research uses several influencers, which will then illustrate how to calculate the Return of Investment. The results of this study show that ROI estimates of over 100% confirm that investing in health promotion initiatives with professional health influencers yields significant and substantial returns. ROI in social media marketing, with special emphasis on intangible outcomes such as brand recognition, customer engagement/relationships and eWOM. Practical implications of the findings Health professional influencers on social media TikTok generate different responses from other social media platforms. As for the benefits of the research, it is hoped that this research can show the efficacy of efficient social media influencers on the TikTok platform as a cost-effective social media health promotion techniqu
Comparison of financial behavior studies in Southeast and East Asian countries: A systematic literature review Sriyono, Sriyono; Wardhana, Bayu
Jurnal Ekonomi dan Bisnis Vol. 27 No. 1 (2024)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24914/jeb.v27i1.8214

Abstract

Penelitian ini dilakukan untuk melihat tren komparatif studi behavioral financial di negara-negara Asia Tenggara dan Timur. Selain itu, tujuan lain dari penelitian ini adalah untuk melihat kesenjangan studi Perilaku Keuangan di negara-negara Asia Tenggara dan Timur. Ada beberapa alasan yang mendasari penelitian ini. Pertama, mempelajari perilaku keuangan di negara-negara Asia mempunyai karakteristik unik dimana perilaku keuangan masyarakat perkotaan dan pedesaan berbeda. Kedua, perilaku keuangan di Asia masih belum sepenuhnya diterapkan oleh masyarakat. Metode penelitian yang digunakan dalam penelitian ini adalah deskriptif kualitatif dengan analisis bibliometrik. Data akan dikumpulkan melalui database Scopus, yang kemudian diolah dengan software paket R. Pengolahan data menggunakan software paket R selanjutnya akan dianalisis menggunakan analisis bibliometrik.
Design Framework and SWOT Analysis at Telaga Pethcare As a Solution to the Spread of the Rabies Virus in Bali Province Dewi, Shanti Alena; Wardhana, Bayu; Trisnawati, Erna
JMK (Jurnal Manajemen dan Kewirausahaan) Vol 9 No 1 (2024): January
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/jmk.v9i1.4637

Abstract

This research was conducted to know and analyze the social business canvas model design framework for the Telaga Telaga Pethcare social enterprise. The social business model canvas framework is used to see and assess how impactful this social enterprise is on the social problems solved by Telaga Telaga Pethcare. This framework is a modification of the business model canvas framework which was previously widely used to design business concepts to be implemented. The social problem that Telaga Telaga Pethcare is trying to overcome and resolve is the problem of rabies which is currently a serious problem in Bali Province. The data collected reports that currently the number of rabies transmission cases in Bali has reached 14,827 cases. The research method used in this research uses descriptive qualitative methods. Data were collected using three methods, namely in-depth interviews, focus group discussions, and documentation. The selection of informants in this research used a purposive sampling technique. The research results in this study show that rabies cases are a concern for the Bali Provincial Government and the community. Telaga Telaga Pethcare is one of the pet shops in Bali Province where one of the social activities is providing animal care. To make it easier to analyze the social business of Telaga Telaga Pethcare, we use the social business canvas model. Meanwhile, to analyze weaknesses, strengths, opportunities, and challenges using SWOT analysis.
DESIGNING A GREEN INDUSTRY BUSINESS MODEL WITH AN APPROACH ITERATIVE PROCESS MODEL DIAGRAM IN THE REGIONAL LEADERSHIP OF 'AISYIYAH BALI' Erna Trisnawati; Yulianto Umar Rofii; Bayu Wardhana
ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN) Vol 13, No 1 (2026): ECOBISMA
Publisher : Published by the Faculty of Economics and Business, University of Labuhanbatu, North Sumat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ecobi.v13i1.8317

Abstract

PURPOSE - Study this done with objective For designing business models and integrating green industry principles with Iterative Process Model Diagram approach.METHODOLOGY - Design This made with objective For create mark circular economy for the community with still notice values sustainability for environment . In planning This using the Iterative Process Model Diagram model which enables the business model design process done in a way evaluative and adaptive stages . The study was conducted on fostered MSMEs through The Economic and Manpower Council of the Regional Leadership of ' Aisyiyah Bali' which has potential For implement practice friendly environment . This research uses a qualitative approach qualitative descriptive approach that combines the Iterative Process Model Diagram method. qualitative descriptive used to design , develop , and test industrial business models green.FINDING - Have feedback from each cycle testing enables the Iterative Process Model method, which uses a development model gradual and repetitive . Research results produce business model concept with notice practice friendly environment . Research This recommend a sustainable business model that emphasizes to circularity production , utilization waste trash and collaboration between party.
Consumer Trust and Online Travel Purchase Decisions in Digital Tourism: A Systematic Literature Review Carnaval Rego Rio Sidabutar; Mochammad Fahmi; Akmil Asril; Bayu Wardhana
International Journal of Business, Law, and Education Vol. 7 No. 2 (2026): International Journal of Business, Law, and Education (on progres)
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v7i2.1522

Abstract

Digital tourism increasingly depends on consumer confidence in platforms that mediate intangible, information-intensive, and security-sensitive transactions. However, the literature remains fragmented regarding the antecedents and behavioral functions of trust in online travel purchasing. This systematic literature review identifies the principal trust-related antecedents, examines the direct and mediating roles of trust, and maps unresolved research gaps. Following PRISMA 2020, 309 records were identified, 207 were screened after preliminary removal, 56 full-text reports were assessed for eligibility, and seven empirical studies were included in the thematic synthesis. The evidence clusters into three sets of trust-forming conditions: platform and service quality, social and informational cues, and consumer- or context-specific risk perceptions. Trust generally predicts purchase or repurchase intention and frequently mediates the effects of platform quality, authenticity, and flow experience. Nevertheless, its statistical influence is not uniform; in some settings, ratings, reviews, and e-service quality exert stronger effects. The evidence base is dominated by cross-sectional, single-platform studies and provides limited insight into post-purchase behavior and cross-market variation. Future research should employ comparative, longitudinal, and multi-platform designs and distinguish more clearly between trust as an antecedent, mediator, moderator, and outcome. For practitioners, transparent information, robust security, reliable service, and credible review systems remain central to sustainable digital tourism.