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All Journal Equilibrium Jurnal penelitian Pendidikan dan Ekonomi
Meyta Pritandhari
Universitas Lampung

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PENGARUH METODE PEMBAYARAN QR E-WALLET, MONEY AVAILABILITY DAN GAYA HIDUP TERHADAP IMPULSIVE BUYING PADA MAHASISWA Rhesty Puspita Sari; Suroto Suroto; Meyta Pritandhari
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 23 No. 01 (2026): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/ksz1x527

Abstract

This study examines the effects of QR code–based e-wallet payment methods, money availability, and lifestyle on impulsive buying among Economics Education students at the University of Lampung. A quantitative descriptive–verificative approach was applied using ex post facto and survey methods, with data collected from 283 students through questionnaires and analyzed using t-tests and F-tests in SPSS. The independent variables contributed significantly to impulsive spending, both simultaneously and partially. The F test produced an F above the critical value (88.434 > 2.66), with an R² of 0.621, proving that 62.1% of impulsive buying behavior can be explained by the independent variables, with the remaining 37.9% being influenced by other factors. The novelty of this study lies in the combined analysis of QR-based digital payments, money availability, and lifestyle, which have rarely been examined together in previous research. The findings highlight the importance of financial management and financial literacy to reduce impulsive buying behavior among students.
Co-Authors Rhesty Puspita Sari Suroto Suroto