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Journal : Journal of Management

The Impact Of Online Loans On People Lifestyles Soukotta, Agnes; Lusiana Yulianti, Maria; Nindya Putri, Andiena
Journal of Management Vol. 3 No. 1 (2024): January - June
Publisher : Yayasan Pendidikan Belajar Berdikari

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Abstract

This study examines how internet loans affect people's lifestyles in Indonesia. This study included 155 Indonesian residents who were selected using quantitative methods such as multiple linear regression analysis techniques. Secondary and primary data were used to evaluate hypotheses, with multiple linear regression tests being performed. The findings of the study show that both online loans and financial literacy have a positive and significant impact on lifestyle. Financial literacy also has a positive and significant impact on lifestyle, and online loans have a positive and significant impact on the lifestyle of Indonesians.
What is Role of Size on Company Value Soukotta, Agnes; Wihelmina Silooy, Revi; Yuniarti Layn, Yuyun
Journal of Management Vol. 3 No. 1 (2024): January - June
Publisher : Yayasan Pendidikan Belajar Berdikari

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Abstract

The purpose of this study is to look at how liquidity, solvency, company size, and the fraction of independent board of commissioners affect corporate value. The population used includes pharmaceutical subsector companies listed on the Indonesia Stock Exchange between 2020 and 2023, with a total research sample of 48 companies collected using purposive sampling approaches (with particular criteria). The study hypothesis was tested using a multiple linear regression model with a t-test α of 4%. The following approaches were used: descriptive analysis, normality test, autocorrelation test, heteroscedasticity test, and multicollinearity test. The findings of this study indicate that liquidity has a positive effect on company value, solvency has a good effect on company value, firm size has no effect on company value, and an independent board of directors has a positive influence on company value. It is intended that the implications of the results of this research can help potential investors decide whether to invest in a company.
The Role of Fintech Lending in Supporting MSME Growth Soukotta, Agnes
Journal of Management Vol. 3 No. 2 (2024): July - December
Publisher : Yayasan Pendidikan Belajar Berdikari

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Abstract

This study aims to explore the role of Fintech Lending in supporting the growth of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. The results of the analysis show that the regression model used has strong statistical significance, with a significant F value (Sig. = 0.000). Of the three independent variables tested, only Frequency of Use of Fintech services is shown to have a significant influence on MSME Growth (Sig. = 0.003). The variables of Access to Fintech and Number of Landing did not show a significant effect. The Adjusted R Square value of 0.307 indicates that this model is able to explain 30.7% of the variability in MSME growth, which suggests there are other variables outside the model that also affect MSME growth.The findings highlight the importance of frequency of use of Fintech services in driving MSME growth and suggest that Fintech service providers strengthen their strategies to increase adoption and repeated use of services by MSMEs. This study also recommends further research to identify other factors that influence MSME growth in the context of Fintech Lending.