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All Journal Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Unram Law Review Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton Jurnal Manajemen Bisnis dan Kewirausahaan Business Economic, Communication, and Social Sciences Journal (BECOSS) UNES Journal of Swara Justisia COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Justice Voice Tasyri' Jurnal Magister Ilmu Hukum : Hukum dan Kesejahteraan Binamulia Hukum
Lutfi, Anas
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Praktik Usaha Fiktif dalam Pengajuan Kredit Usaha Rakyat dan Tantangan Pencegahannya Noviansyah, Arie; Lutfi, Anas; Shebubakar, Arina Novizas
Binamulia Hukum Vol. 14 No. 1 (2025): Binamulia Hukum
Publisher : Fakultas Hukum, Universitas Krisnadwipayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37893/jbh.v14i1.1009

Abstract

Kredit Usaha Rakyat (KUR) merupakan program pembiayaan bersubsidi yang bertujuan untuk mendukung pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) dalam mengakses modal guna meningkatkan produktivitas dan daya saing. Namun, pelaksanaan program ini menghadapi tantangan signifikan berupa praktik penyimpangan hukum, seperti pengajuan usaha fiktif dan manipulasi dokumen, yang berpotensi merugikan lembaga perbankan dan mengancam keberlanjutan program. Penelitian ini bertujuan untuk menganalisis mekanisme penyimpangan hukum dalam pengajuan KUR, mengevaluasi kelemahan dalam sistem pengawasan dan regulasi, serta mengidentifikasi upaya preventif dan penegakan hukum yang dapat diterapkan. Metode penelitian yuridis normatif digunakan dengan pendekatan analisis terhadap peraturan hukum, doktrin, dan prinsip-prinsip yang relevan terkait penyimpangan KUR. Temuan penelitian menunjukkan bahwa lemahnya sistem verifikasi dan pengawasan menjadi celah utama yang dimanfaatkan oleh pelaku usaha fiktif. Hasil kajian ini memberikan rekomendasi untuk memperkuat regulasi, meningkatkan transparansi sistem pengajuan kredit, serta mengoptimalkan penegakan hukum guna meminimalkan risiko penyalahgunaan. Penelitian ini diharapkan dapat memberikan kontribusi pada pengembangan kebijakan KUR yang lebih efektif dalam memberdayakan UMKM secara berkelanjutan.
Pengaruh Hambatan Kerja Sama Instansi Pemerintah: Studi Atas Nota Kesepahaman dan Perjanjian Kerja Sama Yuliana, Risma; Shebubakar, Arina Novizas; Lutfi, Anas
COMSERVA : Jurnal Penelitian dan Pengabdian Masyarakat Vol. 5 No. 2 (2025): COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/comserva.v5i2.3167

Abstract

In government institutions, cooperation agreements are formalized through the signing of a Memorandum of Understanding (MoU), followed by a Cooperation Agreement. However, the process of reaching the signing of the MoU and Cooperation Agreement, as well as the implementation of the agreed activities, does not always run smoothly. Several issues and obstacles may arise. This study aims to analyze the impact of obstacles in cooperation within government institutions based on the MoU and Cooperation Agreement. A descriptive qualitative research method was used, with data collected through questionnaires via Google Forms and interviews. The research findings indicate that the main obstacles in cooperation include communication, coordination, human resources, and activity budgeting. Recommended solutions include forming a coordination team, preparing adequate human resources, and planning a more flexible budget. Understanding these obstacles and their impacts is useful for minimizing errors when renewing or initiating new cooperation agreements with other parties, thus ensuring more effective and optimal cooperation implementation.
Tinjauan Yuridis Keberatan Ganti Kerugian Pengadaan Tanah Untuk Kepentingan Umum: Studi Putusan Hakim PN Batang Nomor: 23/ Pdt.G/2023/PN Btg Rinaryanta, Nugroho Dwi; Lutfi, Anas; Sadino, Sadino
COMSERVA : Jurnal Penelitian dan Pengabdian Masyarakat Vol. 5 No. 2 (2025): COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/comserva.v5i2.3204

Abstract

Land acquisition or land release for infrastructure development aims to support the improvement of public welfare. However, disputes often arise regarding the amount of compensation paid to landowners. Parties who feel disadvantaged may pursue legal remedies by filing an objection or lawsuit concerning the compensation to the district court. This study aims to examine the juridical aspects of filing objections against compensation by referring to the decision of the Batang District Court, Case No. 23/Pdt.G/2023/PNBtg. The research uses a normative legal method through legislative and case study approaches. The findings show that filing objections to compensation depends on the fulfillment of both formal and material requirements as stipulated in tort claims. These requirements are illustrated in Article 1365 of the Indonesian Civil Code, which plays a key role in regulating the process. Affected communities in land acquisition processes have the right to justice, legal certainty, and legal protection.
Transformasi Status PT Perorangan Ke PT Konvensional dalam Perspektif Hukum Positif dan Fikih Muamalah Cahya, Ayuni Nilam; Lutfi, Anas; Ahmad, Suparji
Tasyri' : Journal of Islamic Law Vol. 4 No. 2 (2025): Tasyri'
Publisher : STAINI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53038/tsyr.v4i2.386

Abstract

The change in the status of an Individual Limited Liability Company (PT) to a Conventional PT is a response to the need for legal adjustments for Micro and Small Enterprises (MSEs) that are experiencing business growth. This phenomenon emerged with the enactment of the Job Creation Law which provides ease of establishing a single legal entity, but poses new problems in terms of accountability and governance. This research uses a juridical normative approach with an analysis method of applicable laws and regulations and the integration of the principles of jurisprudence such as mas'uliyyah (responsibility), shirkah (business partnership), and maqāṣid al-syarī'ah (sharia goals). The results of the study show that the transformation of the status of a PT has a significant impact on the organizational structure and legal validity of the company, and demands the application of the principles of asset separation and business transparency that are in line with Islamic values. This study concludes that the change of status from an individual PT to a conventional PT is a strategic step that not only strengthens the legal position of business actors in the eyes of the state, but also brings business practices closer to the principles of justice, responsibility, and benefit as taught in Islamic law.
Regulation and Implementation of Green Open Space in Indonesia: Between Policy and Reality (Case Study at JIS Stadium) Arifin, Sada; Sadino, Sadino; Lutfi, Anas
Business Economic, Communication, and Social Sciences Journal (BECOSS) Vol. 7 No. 2 (2025): BECOSS
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/becossjournal.v7i2.13628

Abstract

Green Open Space (RTH) has a vital function in maintaining ecosystem balance, improving air quality, and providing healthy and comfortable public spaces for the community. The role of green spaces is becoming increasingly important in the midst of increasing urbanization and rapid infrastructure development. In Indonesia, the government has established various regulations to ensure the availability of green spaces, including through Law No. 26/2007 on Spatial Planning which requires a minimum of 30% of the total city area to be allocated for green spaces. However, implementation in various regions, including in strategic areas such as the Jakarta International Stadium (JIS), still faces serious challenges. This study uses a juridical normative method to analyze the policy and implementation of the RTH regulation and assess the extent to which the JIS area complies with the regulation. The findings show that despite the existence of a strong legal foundation, the implementation of the RTH policy is still constrained by land conversion for commercial purposes, weak inter-agency coordination, low law enforcement, and minimal public participation in the planning and monitoring process. This study also identifies that the JIS area has not fully fulfilled the proportion of green space according to the stipulated standard. Therefore, concrete steps such as policy revision, strengthening of supervision mechanisms, and collaboration between the government, private sector, and civil society are needed in managing green spaces.
Co-Authors Adha Gantara, Witon Ahmad, Suparji Arifin, Sada Cahya, Ayuni Nilam Fokky Fuad Idrian Kristanti, Christy Latif, Hadiwijaya Machmud, Aris Maguchu, Prosper Ma’sura, Ainil Noviansyah, Arie Rinaryanta, Nugroho Dwi Sadino Sadino, Sadino Shebubakar, Arina Novizas Subono, Febi Teofilus, Yakobus Wahyu Hidayat Wulan, Chandra Yuliana, Risma Yusup Hidayat