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All Journal ComEngApp : Computer Engineering and Applications Journal Jurnal Nasional Komputasi dan Teknologi Informasi IJISTECH (International Journal Of Information System & Technology) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Keperawatan Widya Gantari Indonesia Jurnal Ilmu Perbankan dan Keuangan Syariah REMITTANCE: JURNAL AKUNTANSI KEUANGAN DAN PERBANKAN SENADA : Semangat Nasional Dalam MengabdI IJISTECH Simpatik: Jurnal sistem Informasi dan Informatika Jurnal Keuangan dan Perbankan(KEBAN) Al Hisab: Jurnal Ekonomi Syariah Riwayat: Educational Journal of History and Humanities Al-Muhasib: Journal of Islamic Accounting and Finance Ziswaf Asfa Journal
Sari, Anggi Puspita
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Religion Aerospace Engineering Humanities Automotive Engineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Medicine & Pharmacology Neuroscience Public Health Social Sciences Transportation

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The Urgency of Applying Banking Prudential Principles in The Era of Disruption to Minimize Financing Risks Sari, Anggi Puspita
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 3 No. 2 (2023)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v3i2.1100

Abstract

Market, liquidity, operational, and loan financing risks are common for banks. If the bank is unable to reclaim the primary credit it has extended or the money it is pursuing, financing risk will materialize. This kind of field study (field research) looks for and gathers data in areas where issues or phenomena arise of the application of the principle in muamalat financing, field research focuses on tracking down and examining already available materials in the field. The descriptive qualitative approach of data analysis is employed before being methodically assembled and analyzed. Using the 5C feasibility study in line with Law Number 21 of 2008 concerning Islamic Banking—Character, Capacity, Capital, Collateral, and Condition are fairly good—Bank Muamalat Indonesia is putting the Prudential Banking Principle into practice. Implementing repressive control of financing and taking action to resolve problematic financing by implementing 3R. Islamic banks must operate following Sharia principles, under the prudential concept stipulated in Article 2 of Law No. 7 of 1992, which governs Indonesian banking on the principles of economic democracy and prudence.
Aplikasi Game Interaktif Berbasis Unity Mengenal Flora Sebagai Media Pembelajaran Keanekaragaman Tumbuhan Untuk Anak Dzihni, Muhamad Faaqih; Sari, Anggi Puspita
Simpatik: Jurnal Sistem Informasi dan Informatika Vol. 5 No. 2 (2025): Desember 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/simpatik.v5i2.11229

Abstract

Plants represent one of the natural elements most closely connected to human life. People live side by side with a wide variety of plants that not only sustain a healthy environment by producing oxygen but also provide beauty through their biodiversity. In today’s era, children are highly engaged with digital technologies, often referred to as “digital natives,” since they grow up familiar with smartphones, social media platforms, and online games. Nevertheless, many elementary school students, particularly those in grade three, still lack adequate knowledge about different types of plants, including their names, physical forms, and uses. This gap is partly due to the limited adoption of interactive and enjoyable learning media, as well as the lack of diverse educational resources. Therefore, it is essential to introduce an effective approach that makes learning about plants more engaging and relatable to children. One possible solution is the creation of an educational game developed with Unity, which is intended to help children recognize plant names through an enjoyable and interactive experience.
Co-Authors Abadi, Muhammad Kurnia Rahman Andita, Ai Selpia Astrid Noviriandini Badie Uddin Budi Sukardi Deasy Siregar, Santy Devianto , Yudo Dzihni, Muhamad Faaqih Eka Wulansari Fridayanthie, Eka Wulansari Embun Fajar Wati Gunawan, Wawan Hartono Hartono Herlina, Santi Johannes Bastira Ginting Muhammad Alan Nur Oktavia, Melyn Perangin-Angin, Elvi Sunita Rasidi, Muhammad Fathur Sandy Pratama Situmorang, Lusiana Jesika Suryani Suryani Varonitti, Aldian Wawan Gunawan Yudo Devianto