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All Journal Infotech Journal Sinkron : Jurnal dan Penelitian Teknik Informatika JURNAL MEDIA INFORMATIKA BUDIDARMA IKRA-ITH Informatika : Jurnal Komputer dan Informatika Journal Information System Development IJISTECH (International Journal Of Information System & Technology) Building of Informatics, Technology and Science Jurnal Mantik REMIK : Riset dan E-Jurnal Manajemen Informatika Komputer Journal of Computer Networks, Architecture and High Performance Computing IJISTECH DEVICE Jurnal Abdimas ADPI Sains dan Teknologi Jurnal Pengabdian Kepada Masyarakat Jurnal Inkofar Jurnal Sains dan Teknologi Jurnal Pengabdian Masyarakat Bidang Sains dan Teknologi SATIN - Sains dan Teknologi Informasi Journal of Data Mining and Information Systems Jurnal Bersama Pengabdian Kepada Masyarakat
Romindo
Universitas Pelita Harapan, Jakarta
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Journal : DEVICE

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OPTIMALISASI ALGORITMA C4.5 TERHADAP METODE DECISION TREE DALAM MENENTUKAN PLAFON KREDIT NASABAH Romindo, Romindo; Barus, Okky Putra; Pangaribuan, Jefri Junifer
Device Vol 14 No 1 (2024): Mei
Publisher : Fakultas Teknik dan Ilmu Komputer (FASTIKOM) UNSIQ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/device.v14i1.6877

Abstract

The most basic banking activity is collecting money and buying money from the whole society. Then sell the collected money by directing it to the community through credit or credit. However, it is often found that customers are unable to pay their receivables based on the amount of receivables which often exceeds the specified payment period. Therefore, banking companies must know the ability to pay customers by providing credit limits to avoid losses. The purpose of this study was to analyze the data using the Decision Tree method with the C4.5 Algorithm on the report data of BPR Pijer Podi Kekelengen receivables in order to determine the customer's credit ceiling. From the data obtained from the accounts receivable report, the company produces 5 attributes, namely Payments, Receivables, Transactions, Recommendations, and Ceiling where the decision label is Ceiling. After testing the report data at BPR Pijer Podi Kekelengen using the Decision Tree method with the C4.5 Algorithm, it is concluded that if the ceiling is large, the payment is not good.
Co-Authors Angelia Putriana Anggara, Alfin Asnawi, Muhamad Fuat Baihaqy, M Alif Muwafiq Barus, Okky Putra Chandra, Wenripin Ferawaty Ferawaty, Ferawaty Hidayat, Muslim Hondro, Ety Debora Ilhami, Mirza Jamaludin . Jefri Junifer Pangaribuan Kevin Bastian Sirait Mahyuddin K. M. Nasution Pangaribuan, Jefri Junifer Siti Hardianti Siti Hardianti, Siti Tjokro, Stanley Triandes Sinaga Ulfa, Ayu Wiliem, Evelyn William William Yudhistira Adhitya Pratama Yugopuspito, Pujianto