Fuadi, Nasrul Fahmi Zaki
Universitas Islam Negeri Walisongo Semarang

Published : 35 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 35 Documents
Search

Analysis Of The Quality Of Electronic Service Es-Qual And E-Recs-Qual Models In The Bsi Mobile Application To The Level Of Customer Loyalty At Bsi Bank Adinda Nur Syafina Putri; Zuhdan Ady Fataron; Nasrul Fahmi Zaki Fuadi
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 5 No. 1 (2023)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2023.5.1.17969

Abstract

AbstractPurpose - This study aims to analyze the electronic service model ES-Qual and E-Recs-Qual in the BSI Mobile application at the level of customer loyalty at the BSI bank KCP Kendal Weleri Central Java.Method - Research is a study that uses quantitative methods, with primary data from questionnaires filled out directly by customers. The population was 1.015, according to USAK data. The sample used was 85 respondents.Result - The results obtained in this study indicate the results of the simultaneous test of the eight variables significantly contributed. In partial test results, variables that have a positive and significant effect on the level of loyalty are efficiency variables, privacy, compensation, and compatibility of mobile device variables. While the variables of reliability, fulfillment, responsiveness, and contact do not have a significant influence on the level of customer loyalty.Implication - This research will have an impact on how to increase customer loyalty regarding the services provided by BSI bank in relation to the mobile banking application.Originality - This study analyzes the relationship between the electronic service variables of the ES-Qual and E-Recs-Qual models in the BSI Mobile application at the level of customer loyalty.
CICIL EMAS SEBAGAI INSTRUMEN INVESTASI JANGKA PANJANG (STUDI KASUS BSI KCP PATI KUTOHARJO) Sri Wulandari; Fajar Arif Subhan; Nasrul Fahmi Zaki Fuadi
Jurnal IMPACT: Implementation and Action Vol. 8 No. 2 (2026): Jurnal Impact
Publisher : Politeknik Negeri Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31961/impact.v8i2.15406

Abstract

Emas merupakan salah satu instrumen investasi yang dinilai tahan terhadap gejolak perekonomian dan inflasi, sehingga banyak diminati masyarakat Indonesia sebagai sarana penyimpanan nilai. Bank Syariah Indonesia (BSI) menghadirkan fasilitas Cicil Emas berbasis akad murabahah untuk memberi peluang kepemilikan emas secara lebih mudah, tanpa pembayaran penuh di awal. Pengabdian kepada Masyarakat ini bertujuan untuk mengkaji lebih mendalam yaitu mekanisme teknis Cicil Emas di BSI, kelayakan dan prospeknya sebagai investasi jangka panjang, tingkat minat nasabah terhadap produk tersebut, dan kepatuhan skema terhadap prinsip syariah. Pendekatan Pengabdian kepada Masyarakat menggunakan studi kasus dengan metode kualitatif yang diperoleh melalui telaah literatur, analisis dokumen produk BSI, serta kajian terhadap data publik. Hasil menunjukkan bahwa Cicil Emas BSI berpotensi menjadi sarana investasi yang inklusif terutama bagi masyarakat kelas menengah karena memberikan fleksibilitas tenor, margin kompetitif, serta jaminan keaslian emas. Risiko investasi yang dihadapi mencakup fluktuasi harga emas dan potensi gagal bayar, sehingga diperlukan literasi keuangan yang baik bagi nasabah. Secara keseluruhan, fasilitas ini memenuhi ketentuan syariah dan berkontribusi dalam perluasan akses investasi syariah di Indonesia.
Developing Sustainable Hajj Funds: Innovative Cash Waqf Investment Models Nasrul Fahmi Zaki Fuadi; Dessy Noor Farida; Naili Saadah; Cintya Cindy Melania Ramadhani; Ali Imron
Economica: Jurnal Ekonomi Islam Vol. 13 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2022.13.2.19026

Abstract

The Indonesian Sharia Economic Masterplan (MEKSI) 2019-2024 presents a detailed plan for the growth of the Islamic financial industry. It focuses on combining the fiscal, commercial, and ZISWAF (Zakat, Infaq, Sadaqah, and Waqf) sectors to promote economic inclusivity. The objective of this study is to assess the management mechanism of the Hajj Fund by BPKH and investigate alternative investment models that make use of cash waqf to enhance the efficiency of fund management. The technique encompasses an extensive examination of existing literature, both qualitative and quantitative evaluations, interviews with relevant stakeholders, and a comparative analysis of successful models implemented in other countries. Financial modeling is utilized to simulate the effects of various asset allocation methods. The results suggest that integrating cash waqf into BPKH's current procedures can lead to considerable improvements. Cash waqf offers higher financial returns and larger social welfare benefits through targeted investments in Sharia-compliant financial instruments such as Sukuk. The iterative process of allocating and reinvesting income guarantees the long-term viability and expansion of Hajj funds. The study highlights the capacity of cash waqf to strengthen financial stability and social influence, in accordance with Islamic principles and promoting economic growth. These findings have significant ramifications for politicians and financial managers in enhancing the management of Hajj funds to more effectively cater to the needs of the Muslim community.
Empowering Higher Education Funding through Cash Waqf: A Case Study of IPB University Ahmad Furqon; Achmad Arief Budiman; Yunita Dewi Septiana; Narong Hassane; Nasrul Fahmi Zaki Fuadi
Economica: Jurnal Ekonomi Islam Vol. 13 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2022.13.1.20779

Abstract

This study explores the role of cash waqf as a financial source for universities, focusing on its management and impact at IPB. The institution overseeing cash waqf at IPB operates with principles of good governance, transparency, accountability, and professionalism. Fundraising is conducted both online and offline, with a consistent monthly auto-debit system from faculty and staff salaries. Additionally, IPB actively involves the community in waqf contributions. Investments of cash waqf funds occur in both financial and real sectors, including deposits and cash waqf-linked sukuk in collaboration with BWI. The allocation of cash waqf benefits is executed through direct and indirect mechanisms. Direct benefits include scholarships, community empowerment programs, infrastructure development, research funding, and social responsibility initiatives. Indirect benefits support character development, religious events, Covid-19 care programs, and educational assistance. Furthermore, IPB distributes waqf-generated resources through medical equipment donations, scholarship programs, water station installations, and burial support. These efforts highlight the strategic role of cash waqf in enhancing university sustainability, fostering social welfare, and strengthening educational institutions. The findings emphasize the significance of structured waqf management in optimizing its benefits and ensuring long-term impact within the academic and social domains.
Institutionalizing Waqf Literacy: A Critical Governance Analysis of the Indonesian Waqf Board’s Communication Strategies Ahmad Furqon; Khoirul Anwar; Nasrul Fahmi Zaki Fuadi; Yunita Dewi Septiana; Fatma Kacem
Economica: Jurnal Ekonomi Islam Vol. 15 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2024.15.2.31140

Abstract

Public understanding of waqf in Indonesia remains limited, constraining its socio-economic potential, and is often treated as a mere educational deficit rather than a governance issue. This study examines the role of the Indonesian Waqf Board (BWI) in enhancing waqf literacy by analyzing how literacy initiatives are designed, implemented, evaluated, and institutionally mediated within Indonesia’s waqf governance system. Using a qualitative, document-based descriptive review that integrates a conceptual–normative approach with comparative institutional analysis, the research draws on BWI Annual Reports (2019–2023), the BWI Strategic Plan (2020–2024), and peer-reviewed literature. The findings show that BWI emphasizes productive waqf, multi-channel digital dissemination, and empowerment-oriented narratives, yet evaluates effectiveness primarily through output-based indicators that undercapture comprehension, engagement, and trust formation. Literacy outcomes are further shaped by regulatory overlap, digital asymmetry, resource allocation patterns, and limited participatory mechanisms. The study concludes that waqf literacy is institutionally mediated and governance-driven, underscoring the need for stronger accountability design, evaluative reform, and regulatory coherence.