Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : West Science Interdisciplinary Studies

Fintech and Traditional Banking: A Bibliometric Study of Financial Innovation Judijanto, Loso; Yulistina, Yulistina; Astutik, Wahyuni Sri; Alfiana, Alfiana
West Science Interdisciplinary Studies Vol. 3 No. 03 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i03.1782

Abstract

Financial technology (fintech) has emerged as a transformative force reshaping the financial industry, influencing traditional banking institutions and introducing innovative business models. This study conducts a bibliometric analysis of fintech and traditional banking research using data from Scopus and visualization through VOSviewer. The analysis explores thematic trends, key research contributions, and evolving collaborations within financial innovation. Findings reveal that fintech has transitioned from being a disruptive force to an integral component of the financial ecosystem, fostering partnerships with traditional banks. Key themes include digital banking, blockchain, artificial intelligence, financial inclusion, and regulatory challenges. The study highlights the increasing role of emerging technologies in enhancing financial services while addressing cybersecurity and compliance concerns. Global research collaboration patterns indicate a strong focus on financial inclusion and regulatory frameworks across different economies. This research provides valuable insights into the trajectory of fintech literature and identifies areas for future exploration, particularly in sustainability, AI-driven finance, and central bank digital currencies (CBDCs). 
The Effect of Customer Relationship Management, Digital Advertising, and Discount Programs on Customer Loyalty at Start-ups in Jakarta Sudirjo, Frans; Faridah, Faridah; Astutik, Wahyuni Sri; Vandika, Arnes Yuli
West Science Interdisciplinary Studies Vol. 2 No. 07 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i07.1101

Abstract

This study investigates the influence of Customer Relationship Management (CRM), digital advertising, and discount programs on customer loyalty at a start-up company in Jakarta. Utilizing a quantitative research methodology, data were collected from 180 respondents through a structured questionnaire employing a Likert scale ranging from 1 to 5. The data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS 3). The findings indicate that all hypotheses are positive and significant, demonstrating that effective CRM practices, strategic digital advertising, and attractive discount programs significantly enhance customer loyalty. Specifically, CRM showed a path coefficient of 0.293, digital advertising 0.223, and discount programs 0.351, with all paths being statistically significant. These results underline the critical role of integrated marketing strategies in fostering strong customer relationships and loyalty in the competitive start-up environment.