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Naidah, Naidah
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AUDIT KEPATUHAN PENGELOLAAN PIUTANG DALAM MEMINIMALISIR PIUTANG TAK TERTAGIH (Studi Kasus PT Bank Negara Indonesia (Persero) Tbk Cabang Makassar) Ismawati, Ismawati; Naidah, Naidah; Razak, Linda Arisanty
Jurnal Ilmu Manajemen Profitability Vol. 4 No. 2 (2020): AGUSTUS 2020
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/profitability.v4i2.3794

Abstract

This research aims to know the application of the compliance audit in the management of accounts receivable accounts receivable to minimise not collectible at PT. Bank Negara Indonesia (Persero) Tbk. Makassar Branch. Methods of analysis used in this study is a qualitative method of analysis. In this case the researchers are using a risk-based audit approach, i.e. audit approach where checking is done against the harmony between the policy and the procedures are carried out with the provision of regulation. So, PT Bank Negara Indonesia (Persero) Tbk. Makassar Branch should be in line with regulations or procedures that have been held by Bank Indonesia (BI) in terms of financing. Based on the results of the study, pointed out that Compliance Audits conducted by the Director of compliance and Compliance Work Unit PT Bank Negara Indonesia (Persero) Tbk. Makassar Branch has gone well in accordance with the duties and those powers and keep independensinya properly because it had working guidelines, systems and procedures of work refers to the provisions of the applicable legislation. As well as in terms of the management of accounts receivable to the customer were in accordance with the applicable procedures. Each of these stages did not escape from the supervision of the compliance group so that each part or section associated on the stage professionally responsible.
PENGARUH SISTEM INFORMASI MANAJEMEN (SIM) TERHADAP KINERJA KARYAWAN PADA PT. METRO BATAVIA AIR DISTRIK MAKASSAR Naidah, Naidah
Jurnal Ekonomi Balance Vol. 6 No. 2 (2010): (December 2010)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v5i1.584

Abstract

Abstrack This study aims to see and know how big influence on the management information systems to employee performance pa PT. Metro Batavia Air district of Makassar.The research was conducted at PT. Metro Batavia Air District of makassar. The research model using a questionnaire, which is a collection of data through a data list of questions prepared for each respondent. The researcher also interviews with parties terkaitdalam systematic changes berdasrkan research purposes. The analytical method used is simple linear regression to see the effect of management information systems to employee performance.The results showed that the variables of management information systems (X) has positive influence terrhadap kinerjaa employees (Y) at PT. Metro Batavia Air District of Makassar. Key Word : Management Information System, Employe Performance  AbstrakPenelitian ini bertujuan untuk melihat dan mengetahui seberapa besar pengaruh sistem informasi manajemen terhadap terhadap kinerja karyawan pa PT. Metro Batavia Air distrik Makassar. Penelitian ini dilaksanakan pada PT. Metro Batavia Air Distrik Makassar. Model penelitian ini menggunakan kuesioner, yang merupakan pengumpulan data yang melalui daftar data pertanyaan yang di siapkan untuk masing-masing responden. Selain itu dilakukan juga wawancara dengan pihak-pihak yang terkaitdalam perubahan sistematis  berdasrkan tujuan penelitian.Metode analisis yang digunakan adalah regresi linear sederhana untuk melihat pengaruh sistem informasi manajemen terhadap kinerja karyawan. Hasil penelitian menunjukkan bahwa variable sistem informasi manajemen (X) berpengaruh positif terrhadap kinerjaa karyawan (Y) pada PT. Metro Batavia Ar Distrik Makassar.  Kata Kunci : Sistem Informasi Manajemen (SIM), Kinerja Karyawan
ANALISIS FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP PEMBERIAN KREDIT KEPEMILIKAN RUMAH (KPR) PADA PT. BANK RAKYAT INDONESIA (PERSERO) TBK.KANTOR CABANG PANAKKUKANG MAKASSAR Naidah, Naidah
Jurnal Ekonomi Balance Vol. 7 No. 1 (2011): (June 2011)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v5i2.616

Abstract

AbstrackThis study aims to determine the effect of age on the level of income and credit provision (mortgage) and the most dominant factor in their lending Home ownership in PT. Bank Rakyat Indonesia (Persero) Tbk. Branch office Panakukkang. Analysis of data using multiple regression. The study concluded that administration of mortgages on BRI Kanca Panakkukang Makassar provides decision / approval of credit based on credit analysis results the qualitative aspects of credit (5C) and the results of analysis of regression coefficients between income levels with age,, has a positive relationship. Multiple dimensions (age and income level) respectively interplay between each other. Where change up / downs dimension income level and age are significant effect. It shows there are many other considerations in the value of the Bank to provide credit.Keywords: mortgages, Bank Rakyat Indonesia, Penelitian ini bertujuan untuk mengetahui pengaruh tingkat penghasilan dan umur terhadap pemberian kredit kepemilikan rumah (KPR) dan faktor yang paling dominan dalam pemberian kredit Kepemilikan Rumah pada PT. Bank Rakyat Indonesia (Persero) Tbk. Kantor Cabang Panakukkang. Analisis data menggunakan regresi berganda. Hasil penelitian menyimpulkan bahwa pemberian KPR pada BRI Kanca Panakkukang Makassar memberikan keputusan/persetujuan kredit berdasarkan hasil analisis kredit secara kualitatif terhadap aspek-aspek perkreditan (5C) dan hasil analisis koefisien regresi antara tingkat penghasilan dengan umur, ,mempunyai hubungan yang positif. Beberapa dimensi (umur dan tingkat penghasilan) masing-masing saling mempengaruhi antara satu sama lainnya. Dimana perubahan naik/turunnya dimensi tingkat penghasilan dan umur terlalu  berpengaruh signifikan. Hal ini menunjukkan masih banyak pertimbangan-pertimbangan lain yang di nilai Bank dalam memberikan kredit. Kata Kunci: Kredit Pemilikan Rumah, Bank Rakyat Indonesia
EFISIENSI USAHATANI BUDIDAYA KOLAM AIR TAWAR DI KECAMATAN BAJENG KABUPATEN GOWA Naidah, Naidah
Jurnal Ekonomi Balance Vol. 7 No. 2 (2011): (December 2011)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v7i1.1105

Abstract

This study aims to determine the efficiency of freshwater fish farming in Gowa District so that it can be estimated the economic feasibility of freshwater ponds. Research using primary and secondary data, data analysis is done through calculation of R / C ratio. The results showed that the freshwater pond cultivation conducted by the community of Bajeng District of Gowa Regency is profitable and feasible to be cultivated. This is shown from the R / C ratio of 13.61 which means that the farming is at a favorable level. The income received is generally moderate, indicated by the number of respondents who have income between Rp. 39,145,000 - 149,793,750 as many as 80% of respondents.
Analisis Faktor Penentu Kecendrungan Orang Bermigrasi Keluar Negeri Di Kabupaten Bulukumba Naidah, Naidah
Jurnal Ekonomi Balance Vol. 8 No. 1 (2012): (June 2012)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v7i2.1115

Abstract

This research aims to find out some determinants of outflow migration in Bulukumba. The required data consists of primary and secondary data. Primary data were collected through interviews with selected respondents using a pre-prepared questionnaire (questionnaire). Determination of the respondents intentionally from the number of population as many as 200 people sampled 10% (20 people) simple random sampling (simple random sampling). Furthermore, the list of questions is followed directly by the researchers while conducting in-depth interviews on several respondents. While secondary data will be collected through literature studies, reports, or other documentation contained in the office or related agencies such as village offices / sub-districts, statistical offices and other relevant agencies. The data collected in this study is further presented in the form of description to obtain an overview of the factors that affect the outflow migration that is analyzed qualitatively and quantitatively. Quantitatively used simple statistical methods through the frequency distribution table using percentages and averages and graphs.The conclusions of this study are (1) Factors driving the outflow of migration in Bontotiro Sub-district, Bulukumba District is the absence of work, the absence of workable land, low wages, and due to follow-up. (2) The outflow migration factor in Bontotiro sub-district is a high salary factor in the destination, easy work requirements, available jobs at all times, and family influences. (3) The level of income of migrants out in Bontotiro District is quite high, which ranges from Rp. 1,000,000, - hinggar Rp. 2,500,000, - upwards per month, well above the provincial minimum wage (UMP) set by the Manpower and Transmigration Office of South Sulawesi Province of Rp. 400,000, - per month.
ANALISIS KEPUASAN KONSUMEN PT SINAR AGUNG PRASALINDO MAKASAR Naidah, Naidah
Jurnal Ekonomi Balance Vol. 9 No. 1 (2013): (June 2013)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v8i2.1131

Abstract

menyongsong era globalisasi yang sarat dengan kompetisi diberbagai bidang, maka semua aspek kehidupan akan terkena pengaruhnya, termasuk pula bidang perekonomian. Dalam perkembangan dunia usaha dewasa ini, berbagai cara ditempuh oleh para pelaku bisnis untuk mempertahankan kelangsungan hidup usahanya, atau berusaha melakukan terobosan dalam upaya pencapaian tujuan perusahaan yang bersangkutan. Kemampuan untuk menciptakan terobosan-terobosan bam harus dilakukan untuk menarik simpatik para konsumen atau calon pembeli agar menaruh minat pada produk yang ditawarkan. Salah satu faktor yang sangat penting dalam menunjang pemasaran adalah faktor komunikasi. Komunikasi pemasaran sangat berperan dalam menarik minat masyarakat.Hasil penelitian menunjukkan bahwa (1) Variabel keunggulan produk, daya tahan, kecepatan dan kenyamanan, dan citra perusahaan berpengaruh signifikan terhadap kepuasan pelanggan dalam pemakaian suku cadang mobil  pada PT. Sinar Agung Prasadikindo Makassar. Hal ini dibuktikan dari hasil pengolahan data statistik yang menunjukkan bahwa secara simultan (bersama-sama) seluruh variabel X memiliki pengaruh signifikan yang ditunjukkan oleh hasil uji f, dimana nilai f hitung adalah sebesar 8,318 dengan nilai signifikansi 0,000 (jauh lebih kecil dibanding a = 0,05. (2) Secara parsial, variabel keunggulan produk menjadi variabel yang paling dominan pengaruhnya terhadap kepuasan pelanggan dalam pemakaian suku cadang mobil  pada PT. Sinar Agung Prasadikindo Makassar. Hal ini dibuktikan dari nilai t hitung yang paling besar dibanding variabel X lainnya, yaitu sebesar 2,599 dan nilai signifikansi sebesar 0,017 (lebih kecil dari a = 0,05).
PENGARUH UPAH TERHADAP TINGKAT PRODUKTIVITAS KERJA KARYAWAN PADA PERUSAHAAN PT. PP. LONDON SUMATERA INDONESIA Tbk DI BULUKUMBA Rusydi, Muhammad; Naidah, Naidah
Jurnal Ekonomi Balance Vol. 9 No. 2 (2013): (December 2013)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v8i2.1402

Abstract

The research was done by using simple linear equation method with t test. This method is conducted to determine the effect of wages on the level of productivity employee work in the company of PT. PP London Sumatera Tbk in bulukumba.Data in the form of Journals and Data obtained in the form of writing in the form of general overview of the company, namely data collection through obsveration and direct interviews in the office of the company related to the issues to be in carefully.The results concluded that there is influence between wages on employee productivity employee productivity work at PT. PP London Sumatera Indonesia Tbk Bulukumba District Tamatto Village.
FAKTOR–FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEMBELIAN BARANG ELEKTRONIK PADA TOKO ANUGERAH DI KEC.BARAKA KAB.ENREKANG Naidah, Naidah; Hastati, Hastati
Jurnal Ekonomi Balance Vol. 11 No. 1 (2015): (June 2015)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v11i1.1816

Abstract

This study aims to determine whether product quality, service quality, price, and places of purchase decision of Gift Shop and factor analysis most influential in influencing decision of Gift Shop in Kec. Baraka Kab.Enrekang. The population in this study are the consumers of Toko Anugerah. The sample that amounted to 100 respondents using Non-Probability Sampling technique with Accidental sampling approach, that is the technique of determining the sample based on the place, that is who met the researcher if it is suitable. Based on the results of research, obtained regression picture as follows: Y = 0,201 X1 + 0,302 X2 + 0,309 X3 + 0,201 X4 + e. With statistical data analysis, the indicators in this study are valid and the variables are reliable. The independent variables of each of the most influential variables are the variables with regression coefficient of 0.309, then the quality of service with regression coefficient of 0.302, then followed by the most ugly variables namely the correlation coefficient of 0.201, and place variables with coefficients. regression of 0.201. The Gift Shop needs to preserve the elements that already exist well by the customer and need to Install things that are still lacking.
FACTORS AFFECTING THE REGIONAL ORIGINAL INCOME OF SELAYAR ISLANDS REGENCY, SOUTH SULAWESI PROVINCE Alwati, Alwati; Naidah, Naidah; Adziem, Faidzul
Jurnal Ekonomi Balance Vol. 14 No. 2 (2018): (December 2018)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v15i1.2148

Abstract

This researcher aims to find out lokal government expenditure. gross regional, domestic product and total population influence the original regional income of selayar island regency. the type of research used in this study is quantitative. the processed data is secondary data obtanined from the regional original revenue agency, selayar island regency. the results of the data obtained from the original regional revenue agency of selayar island regency were tested for classical assumptions which consisted of outocorealisation test, multicolinerarty test, detoxification test and normality test. the data analysis method used is multiple linear regression techinques with the help of SPPS 21. the results showed that local government expenditure, gross regional, domestic produtc, the number of residents have a positive offect on the orginal income of the selayar archipelago. thus the hypothesis propesed in this study was received.
THE EFFECT OF ROAD INFRASTRUCTURE, ELECTRICITY AND WATER ON THE GROWTH OF GROSS REGIONAL DOMESTIC PRODUCTS IN GOWA DISTRICT, SOUTH SULAWESI PROVINCE Ms, Yanti; Naidah, Naidah; Badollahi, Ismail
Jurnal Ekonomi Balance Vol. 14 No. 2 (2018): (December 2018)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v15i1.2150

Abstract

This study aims to: (1) Know the road infrastructure has a positive and significant effect on GDP growth in Gowa Regency, South Sulawesi Province (2) Knowing the electricity infrastructure has a positive and significant effect on GDP growth in Gowa Regency, South Sulawesi Province positive and significant impact on GRDP growth in Gowa Regency, South Sulawesi Province (4) Knowing which factors predominantly affect GDP in Gowa Regency, South Sulawesi Province. Data processing techniques using multiple linear regression through SPSS version 16. This research uses quantitative research methods and is processed with the needs of the model used. The results showed that simultaneously the road, electricity and water variables had a positive and significant effect on GDP growth in Gowa Regency, South Sulawesi Province. Partially roads, electricity and water have a positive and significant effect on GDP growth in Gowa Regency, South Sulawesi Province.
Co-Authors Abbas, Asriani Abu, A Fadli Adiningrat, Andi Arifwangsa Adziem, Faidzul Alwati, Alwati arniati, arniati Arsal, Muryani Asdar Asdar Badollahi, Ismail Cahyanti, Andi Amelia Danil Danil Dian Rahayu Febriyanti, Iin Fikri, Muh. Haikal Hastati, Hastati Ismawati Ismawati Jam'an, Andi Jam’an, Jam’an Kaharuddin Ms, Basuki Rahmat MS, Yanti Muhammad Adil, Muhammad Muhammad Rusydi Naffalah, Egri Zakila NURUL ANNISA Putri, Rini Dwi Rafidah Rafidah Rasulong, Ismail Rasyid, Muh. Nur Razak, Linda Arisanty Romadhoni, Buyung Rusmilawaty Rustam, Andi Rustan, Rustan Suarni, Agusdiwana Sulaiman, Syarifuddin Tahir, Nur Alfilahi Wahyu, Ade Warda Warda