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All Journal Jurnal Siasat Bisnis Shirkah: Journal of Economics and Business JGEN : Jurnal Pengabdian Kepada Masyarakat SWARNA: Jurnal Pengabdian Kepada Masyarakat JAS (Jurnal Akuntansi Syariah) JPS (Jurnal Perbankan Syariah) Al-Infaq : Jurnal Ekonomi Islam
Ishak, Khodijah
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Development Strategy for Cash Waqf Linked Deposit (CWLD) For Higher Education Institutions in Bengkalis Khalid, Ilham; Ishak, Khodijah; Hendri, Zul
Al-Infaq: Jurnal Ekonomi Islam Vol. 16 No. 2 (2025)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v16i2.2319

Abstract

This study aims to formulate a strategy for developing Cash Waqf Linked Deposit (CWLD) in Universities in Bengkalis Regency using the Analytic Network Process (ANP) method. Based on the analysis conducted, it was found that the most priority problems are in the Nazhir aspect, especially the lack of socialization, professionalism, and certification of Nazhir. While in the Waqif aspect, the main priority is the low knowledge and awareness of prospective waqifs regarding CWLD products and the low level of trust. The prioritized solution to overcome these problems also focuses on strengthening the role of Nazhir through routine socialization, training, education, and legal assistance and supervision. On the other hand, financial literacy and waqf to Waqif are the main solutions on the community side. The most priority development strategy in the university environment is to strengthen collaboration between institutions, Nazhir training and certification, and increase CWLD literacy by Islamic financial institutions, accompanied by efforts to socialize products and increase transparency and accountability of management. This study provides an important contribution to the development of a strategic framework that can strengthen the CWLD ecosystem in the higher education environment, especially in Bengkalis Regency.
Co-Authors Ainiyah, Siti Akma, Muhammad Ashuri, Bahruddin Asmara, Andani Ayunni, Nik Farah Batubara, Zakaria Candri, Kiki Erlina, Een Ernes, Diana Ezril, Ezril Fazila, Evi Hafawati, Hafawati Hassanee, Narong Hendri, Zul Hijaya, Agil Putra Junery, M Fadhil Junery, M Fahil Junery, Muhammad Fadhil Khalid, Ilham Mahilda, Sukma Mehilda, Sukma Melviani, Nur Melvianti, Nur Missisaifi, Mira Muhammad Faizal Muhammad Hamdani, Muhammad Mustagfiroh, Mustagfiroh Nagara, Sandik Prayitna Nohaa, Siti Nurjannah Nurjannah Putri, Rizki Audina Rahim, Hainnuraqma Binti Rahmadani, Fitria Sakbaniah, Nur Selamat, Muhammad Isa Selamet, Muhammad Tomisa, Muhammad Elsa Widiya, Widiya Zaidan, Mhd Nuaim Zarefar, Arumega