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Persepsi masyarakat terhadap asuransi syariah Tati Handayani; Muhammad Anwar Fathoni
Proceeding of Conference on Islamic Management, Accounting, and Economics CIMAE Volume 2, 2019
Publisher : Proceeding of Conference on Islamic Management, Accounting, and Economics

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Abstract

Islamic insurance is one of the option that can be choosen by Muslim society, because it offers a way of investing to prevent future risks. The success of Islamic insurance companies cannot be separated by community participation in insurance business. This research is aimed to examine and analyze public perception on the existance of Islamic insurance. A descriptive quantitative analysis is used as the research method. This research set Jabodetabek people as the population and sample by using convenience sampling technique. The results show that premium and promotion do not effectively affect public perception, therefore, insurance company must do more socialization about Islamic insurance to Muslim communities.
Peran pesantren dalam pemberdayaan ekonomi umat di Indonesia Muhammad Anwar Fathoni; Ade Nur Rohim
Proceeding of Conference on Islamic Management, Accounting, and Economics CIMAE Volume 2, 2019
Publisher : Proceeding of Conference on Islamic Management, Accounting, and Economics

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Abstract

The development of Islamic boarding schools in Indonesia have experienced rapid growth. Today, boarding schools are not only identical to with religious education institutions, but they are also expected to contribute to the economy of people’s life. The purpose of this study is to analyze the role of Islamic boarding schools in the effort of empowering economy of the people/community. This research is a literature study that uses a qualitative descriptive approach. This study found that Islamic boarding schools have sufficient resources and capital to become the basis of the people's economic empowerment. With these resources and capital, Islamic boarding schools can carry out various activities oriented towards the economic empowerment of the surrounding community.
PENGARUH TRENDFASHION, GAYA HIDUP, DAN BRAND IMAGE TERHADAP PREFERENSI FASHION HIJAB Alliza Nur Shadrina; Muhammad Anwar Fathoni; Tati Handayani
Journal of Islamic Economics (JoIE) Vol 1, No 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (397.601 KB) | DOI: 10.21154/joie.v1i2.3224

Abstract

Fashion is one of the most important daily needs of human beings. Dressing in addition to being a necessity can also reflect the way of life of a particular community as well as being an expression on one's personality as an identity identity then a variety of choices of clothing models each person can be influenced by different preferences. Everyone's preference for decision making on an item including dress style is influenced by many factors. This research aims to explain how fashion trends, lifestyle and brand image influence hijab fashion preferences. This research uses quantitative research method. The population used in this study is all Jabodetabek students who wear hijab. The data collection technique in this study used questionnaire method on 155 reponden. The variables used in this study consist of 2 independent variables and dependent variable. This study uses multiple linear regression data analysis techniques using SPSS 20 data processing program. The results given from this study show that the three variables independents of trend fashion, lifestyle, and brand image have a significant influence on hijab fashion preferences. Lifestyle variables have the most dominant influence on hijab fashion preferences.So that the three variables of trend fashion, lifestyle, and brand image influence the increase of hijab fashion preference in an effort to develop the potential of the fashion hijab industry.Fashion atau gaya berbusana termasuk salah satu kebutuhan sehari-hari manusia yang paling utama.Berpakaian selain menjadi kebutuhan juga dapat mencerminkan cara hidup kelompok masyarakat tertentu serta menjadi suatu ekspresi pada kepribadian seseorang sebagai identitas jati dirimaka beragam pilihan model pakaian setiap orang dapat dipengaruhi preferensi masing-masing yang berbeda. Preferensi setiap orang dalam pengambilan keputusan terhadap suatu barang termasuk gaya berpakaian dipengaruhi olehbanyak faktor. Penelitian ini bertujuan untuk menjelaskan bagaimana pengaruh trend fashion, gaya hidup dan brand image terhadap preferensi fashion hijab. Penelitian ini menggunakan metode penelitian kuantitatif. Populasi yang digunakan pada penelitian ini ialah seluruh mahasiswi Jabodetabek yang mengenakanhijab. Teknik pengumpulan data pada penelitian ini menggunakan metode kuesioner pada 155 reponden. Variabel yang digunakan di penelitian ini terdiri dari 2 yaitu variabel independen dan variabel dependen. Penelitian ini menggunakan teknik analisis data regresi liniear berganda dengan menggunakan program pengolah data SPSS 20. Hasil yang diberikan dari penelitian ini menunjukkan bahwa ketiga variabel bebas trend fashion, gaya hidup, dan brand image  memiliki pengaruh yang signifikan terhadap preferensi fashion hijab. Variabel  gaya hidup memiliki pengaruh paling dominan terhadap preferensi fashion hijab. Sehingga ketiga variabel trend fashion, gaya hidup, dan brand image mempengaruhi peningkatan preferensi fashion hijab dalam upaya mengembangkan potensi industri busana hijab.
Determinant of Consumer Awareness Toward Halal Food During The Covid-19 Pandemic: Evidence from Indonesia Muhammad Anwar Fathoni; Suryani Suryani; Sumilir Sumilir
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 11 No. 1 (2022): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (789.553 KB) | DOI: 10.54471/iqtishoduna.v11i1.1319

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This study aims to explain the level of consumer awareness of halal food products. In addition, this study also aims to examine the factors that determine the level of consumer awareness of halal food products. This research is explanatory research with a quantitative approach. Sources of data in this study are primary and secondary data. This study uses primary data sources with survey methods. The number of samples used was as many as 385 people. The data obtained were analyzed using Structural Equation Modeling (SEM) analysis. This study is a development of previous research that investigated and measured the index of consumer awareness of halal food products in Indonesia. This study found that the level of consumer awareness of halal food in Indonesia is very high. Meanwhile, the determining factors are religiosity, media exposure, and hygiene reasons.
Edukasi Keuangan Syariah Melalui Mimbar Masjid Sebagai Upaya Preventif Terhindar Dari Investasi Bodong Muhammad Anwar Fathoni; Faizi Faizi; Suprima Suprima
Jurnal Pengabdian Masyarakat Indonesia Vol 2 No 6 (2022): JPMI - Desember 2022
Publisher : CV Infinite Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jpmi.803

Abstract

Permasalahan utama yang dihadapi mitra adalah rendahnya indeks literasi keuangan Syariah dari masyarakat sekitar masjid. Hal ini diperkuat dengan hasil riset OJK yang menemukan bahwa indeks literasi keuangan Syariah di Indonesia baru mencapai angka 8,93%. Tujuan dari pelaksanaan Pengabdian Kepada Masyarakat ini adalah untuk meningkatkan literasi ekonomi dan keuangan syariah masyarakat sekitar Masjid An-Nur Villa Cassablanca Sawangan Depok dan Masjid Al-Mughirah Ciputat Tangerang Selatan agar terhindar dari praktik investasi ilegal dan bodong yang dewasa ini meresahkan masyarakat. Metode yang digunakan dalam program Pengabdian Kepada Masyarakat ini adalah sosialisasi dan penyuluhan dalam bentuk ceramah agama (khutbah Jum’at) yang disampaikan kepada para jamaah kedua masjid tersebut. Melalui kegiatan Pengabdian Kepada Masyarakat ini, diharapkan dapat meningkatkan indeks Literasi Keuangan Syariah di lingkungan masyarakat Sawangan Depok dan Ciputat Tangerang Selatan. Selain itu, peserta kegiatan ini juga mendapatkan acuan dalam mengakses mengelola keuangannya berdasarkan prinsip Syariah sehingga terhindar dari praktik investasi ilegal dan bodong.
Profit Loss Sharing (PLS) and Its Implementation in Indonesian Islamic Banking Muhammad Anwar Fathoni; Suryani Suryani
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (518.604 KB) | DOI: 10.36835/iqtishoduna.v9i1.478

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Writing this article aims to determine the concept of Profit Loss Sharing (PLS) and its implementation in Indonesian Islamic banking. The data used in this article is sourced from secondary data from books, scientific journals, sharia banking statistical data released by the Financial Services Authority (OJK) and other sources relevant to the focus of the discussion. The author finds that the application of the concept of profit loss sharing in mixing agreements is the antithesis of the concept of interest which has dominated the banking world. However, in practice, not all Islamic banking applies this concept. Even Islamic banking in Indonesia is more likely to choose revenue sharing to safeguard the interests of its customers. The author only uses secondary data to measure the implementation of PLS in Islamic banking, so that further research will be better if conducting primary data mining to get a broader picture related to the theme of the article.
Determinan Pola Konsumsi Rumah Tangga Masyarakat Muslim DKI Jakarta Tangga Masa Pandemi Covid-19 Farhan Baihakki; Muhammad Anwar Fathoni Fathoni
Islamic Economics and Business Review Vol 1 No 2 (2022): IESBIR, December 2022
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

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Abstract

This study describes the factors that determine changes in food and non-food consumption patterns. This research method approach uses quantitative. The sample used is the Muslim community of DKI Jakarta. The sample of this research is 180 respondents. Analysis of the research data using Partial Least Square. The results of the hypothesis test are that income has a positive effect on food and non-food consumption patterns, the number of family dependents has a positive effect on food and non-food consumption patterns, and lifestyle has a negative effect on food and non-food consumption patterns.
Pesantren Value Added Sebagai Modal Pemberdayaan Ekonomi Masyarakat Kecamatan Cibadak Lebak Banten Muhammad Anwar Fathoni; Ade Nur Rohim
Islamic Economics Journal Vol. 5 No. 2 (2019)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (507.2 KB) | DOI: 10.21111/iej.v5i2.4002

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This study aims to describe and analyze community economic empowerment models through added value owned by pesantren (pesantren value-added). So that it can measure the extent to which pesantren resources are able to empower the economy of the surrounding community. This research is conducted at the modern boarding school Manahijussadat in Lebak Regency, Banten. This research was conducted by identifying and analyzing community economic empowerment models conducted by pesantren. This research is a descriptive study that uses a qualitative approach. The object of this research is modern boarding school Manahijussadat in Pasar Keong Village, Cibadak Lebak District, Banten. The purposive sampling technique is used in this project with both primary data and secondary data. Primary data is collected through interviews with several parties at the pesantren, while secondary data was obtained from several literatures such as books, journals, and other written data. Data collection techniques used are interviews with several parties, from both top leader and management level at the pesantren as well as representatives from surrounding community. In addition, observations were also made by direct observation in the field. While the data analysis technique used in this study is qualitative analysis. Based on the research results obtained, it is known that community economic empowerment through pesantren can be built with a partnership model between pesantren, community, government and the private sector. Because pesantren is the closest Islamic educational institution to the community and has potential resources to be the pioneers of the economic empowerment of the people. The partnership can be carried out in several aspects such as employment, business opportunities, and the establishment of business entities or financial institutions. The partnership that exists between these four elements can make people more economically empowered and improve their welfare in a sustainable manner.
Community-Based Empowerment in The Perspective of Maqāṣid Al-Sharīʿa Tasya Hadi Syahputri; Muhammad Anwar Fathoni
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 17, No 1 (2023)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v17i1.1-22

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The purpose of this research is to explore the role of community-based empowerment in the Depok UKMP community. Community-based empowerment as one of the bottom-up economic development is needed to enhance the economic performance of the city of Depok. The economy of Depok has not shown consistent indicators of improvement over the last decade. Accordingly, bottom-up economic development is needed in which the community can participate in it. This research is case study research with a descriptive qualitative approach. The data used are primary data and secondary data. The role of empowerment is analyzed using  indicators from al-kulliyyát al-khamsah maqásid alsharí'a to review worldly and ukhrowi aspects. The results of the study indicate that the UKMP community hasplayed a role in empowering its members. Empowerment is perceived in  imensions of spiritual, material, educational, and human rights protection. MSMEs can empower themselves through the role of the community to increase their capacities, develop knowledge, create independence, and support economic improvement.
Profession Zakat in Qanun Perspective/District Code (Perda) of Aceh Suryani Suryani; Muhammad Anwar Fathoni; Ismaulina Ismaulina
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 2 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i2.591

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Poverty has been a greatest problem in Indonesia. It emerges consideration for community, especially government as regulator because its characteristics multi-dimensionally and complexly have influenced every aspect of human civilization, mainly Indonesian people. Poverty level in Indonesia decreases every year, but the hard attempts to cope with it must be central priority for government to reach national development target: creating welfare for all of Indonesian people. Zakat as a religious instrument that has a mission to empower the poor has been running for so long in this country. However, in the beginning of the New Order era zakat started being driven into state legislation. Zakat has potential to help the government tackle the issue of social justice and welfare. This is consistent with the constitutional mandate. However, due to the unfavorable political situation zakat issues were suspended. In 1999 Law No. 38/1999 was issued. It became a milestone for Indonesian that Islamic Sharia zakat officially became positive legal which meant being legalized by the state. This code was later replaced by Law 23/2011. Unlike the previous law, Law No. 23/2011 provided reinforcement against BAZNAS role as a leading sector in the management of national charity (zakat).