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KESENJANGAN LITERASI KEUANGAN BERDASARKAN GENDER PADA UMKM DI SURABAYA Wiryakusuma, I Gusti Bagus Yosia; Handijaya, Elizabeth Maeko Cyrilla; Tasyavany, Rizky Nadia
Jurnal Riset Entrepreneurship Vol 7 No 1 (2024): (Edisi Pebruari) Volume 7, Nomor 1, Tahun 2024
Publisher : Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jre.v7i1.6104

Abstract

Financial literacy is a basic need for everyone. Financial literacy is knowledge and skills in managing finances. In this study, financial literacy is represented by financial capability and financial knowledge. This study aims to see the differences in financial capability and financial knowledge based on gender. The independent t test was used to analyze the data. The results of the study show that there are differences in financial capability and financial knowledge based on gender. Other findings also found that the higher the financial knowledge, the higher the financial capability. Keyword: financial literacy, financial capability, financial knowledge, financial behavior
PEMEDIASIAN PERSEPSI MANFAAT PADA KUALITAS KONTEN DAN DESAIN LEARNING MANAGEMENT SYSTEM TERHADAP INTENSI BELAJAR BERKELANJUTAN Sienatra, Krismi; Romauli Nainggolan; Deandra Vidyanata; Yuli Kartika Dewi; I Gusti Bagus Yosia
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 1 (2021): Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v14i1.329

Abstract

The covid-19 pandemic causes learning to be carried out boldly with the concept of e-learning. The learning providers must design their learning content on a cloud-based learning management system (LMS). The preparation of material content and learning design in the learning management system must be well organized so that users feel the benefits and will continue to use the learning management system as a learning tool. This paper aims to observe effect of design quality and content quality on the intensity of continuous learning by perceived usefulness as a mediating variable. The sample in this study were students who used the LMS to access learning material content that had been compiled completely and completely. The data analysis tool used was partial least square (PLS). The results showed that the quality content had no effect on continuance learning intentions and design quality had an effect on learning intentions with perceived usefulness.
THE INFLUENCE OF PRICE PERCEPTIONS AND SERVICE QUALITY ON PURCHASING DECISIONS FOR ITEMKU CONSUMERS IN SURABAYA Elsaddai, Theofilus; Wiryakusuma, I Gusti Bagus Yosia
PERFORMA Vol. 9 No. 1 (2024): Performa
Publisher : Universitas Ciputra Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/jp.v9i1.3802

Abstract

Zaman modern ini, masyarakat semakin mudah untuk mengakses berbagai situs dan aplikasi menggunakan internet. Salah satu bentuk persaingan dalam dunia digital yang muncul berupa e-commerce, adanya penggunaan e-commerce memudahkan para penggunanya dalam melakukan transaksi secara online. Salah satu e-commerce yang berkembang di zaman sekarang dan dapat menunjang kebutuhan masyarakat di bidang transaksi produk virtual yaitu Itemku. Itemku merupakan salah satu e-commerce terpercaya di Indonesia yang bergerak di bidang produk virtual dengan menawarkan produk seperti penjualan akun (game, Netflix, Zoom, dll), penjualan voucher game online, dst. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh persepsi harga dan kualitas layanan terhadap keputusan pembelian konsumen Itemku di Surabaya. Penelitian ini terdiri dari variabel persepsi harga, kualitas layanan, dan keputusan pembelian. Populasi penelitian ini adalah konsumen Itemku yang berada di Surabaya. Penelitian ini, penulis menggunakan random sampling dimana peneliti mengambil sampel secara acak berdasarkan area. Kriteria yang harus dipenuhi oleh para responden yaitu pernah melakukan pembelian produk Itemku di Surabaya dengan jenjang usia 17 sampai 41 tahun berdasarkan survei yang dilakukan oleh Vero Decision Lab pada 470 responden sebagai pemain, penikmat dan streamer di Indonesia. Ukuran sampel akan diteliti menggunakan rumus Hair sebanyak 140 orang yang merupakan konsumen Itemku di Surabaya. Teknik pengumpulan data primer bisa dengan melakukan penyebaran kuesioner yang hasilnya akan dilakukan pengolahan data kembali. Skala data yang akan digunakan di dalam penelitian ini adalah skala likert gradasi lima titik dari sangat tidak setuju (1) sampai dengan sangat setuju (5). Hasil dari penelitian ini menunjukkan bahwa persepsi harga berpengaruh signifikan terhadap keputusan pembelian konsumen itemku di Surabaya, dan kualitas layanan berpengaruh signifikan terhadap keputusan pembelian konsumen itemku di Surabaya.
The Motivation and Readiness of Instrumentation in Cultivating Interest of Family Business Successor Wiryakusuma, I Gusti Bagus Yosia
Jurnal Entrepreneur dan Entrepreneurship Vol. 9 No. 1 (2020): Jurnal Entrepreneur dan Entrepreneurship
Publisher : Universitas Ciputra Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (78.877 KB) | DOI: 10.37715/jee.v9i1.1238

Abstract

Family business atau perusahaan keluarga merupakan salah satu faktor yang mendorong pertumbuhan ekonomi di Indonesia. Perusahaan keluarga memiliki kontribusi penting dalam perekonomian, tetapi perusahaan keluarga juga memiliki beberapa masalah. Salah satu masalah yang sering menimpa perusahaan adalah perencanaan suksesi. Suksesi atau generasi penerus tidak seluruhnya berminat dalam melanjutkan perusahaan keluarga. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh motivasi dan kesiapan instrumentasi terhadap minat suksesi untuk melanjutkan perusahaan keluarga. Metode yang digunakan dalam penelitian ini adalah analisi regresi dengan jumlah sampel sebanyak 152 responden. Hasil dari penelitian ini adalah motivasi dan kesiapan instrumentasi berpengaruh secara signifikan terhadap minat melanjutkan perusahaan keluarga.
EMPOWERING FAMILY BUSINESS : A STUDY OF FINANCIAL CAPABILITY, EXPERIENCE, AND KNOWLEDGE Azis Ameyra, Maharani Qhayla Dhyapitaloka; Wiryakusuma, I Gusti Bagus Yosia; Budi Martono, Sarah Oktania Purnomo
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 1 (2025): IJEBAR : Vol. 9, Issue 1, March 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i1.16181

Abstract

This research aims to examine the effect of building financial capacity on family businesses in Indonesia. This research uses the PLS-SEM research method with survey data collected from 65 sample respondents who are owners or manage business of family businesses in Indonesia. The results of this research show that building good financial capacity in a business is an important thing to do and has a positive influence on the development of a family business. This research shows that experience in finance influences financial knowledge and influences financial capacity in a family business. Besides all of that, experience in the financial sector also influences a person's capacity to manage finance in a family business. Family businesses tend to have their own unique financial reports so that experience in managing finances will have a big impact on financial performance in the family business. This research has important implications for practitioners, researchers and academics because it is an interesting matter to discuss. These findings can be used to develop the level of experience and financial management capacity in a family business. For academics, this research will have an impact on increasing knowledge and views regarding financial management in a business.
PARENTAL FINANCIAL TEACHING AS A MODERATOR BETWEEN FINANCIAL BEHAVIOR AND SELF-ESTEEM AMONG SUCCESSORS IN FAMILY BUSINESSES Budi Martono, Sarah Oktania Purnomo; Yosia Wiryakusuma, I Gusti Bagus; Azis Ameyra, Maharani Qhayla Dhyapitaloka
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 1 (2025): IJEBAR : Vol. 9, Issue 1, March 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i1.16512

Abstract

This study aims to examine the financial behavior of family businesses with a focus on the mediating role of self-esteem. This study uses the PLS-SEM research method using survey data collected from 115 respondents. The respondents are family business owners or managers throughout Indonesia. The results showed that financial management in a business influences the financial behavior of family businesses. In addition, Parental Financial Teaching was also found to have a partial mediating effect between family business characteristics and family business financial behavior. These findings suggest that Parental Financial Teaching is an important factor to consider in understanding family business financial behavior. Family business owners with good self-esteem tend to have better financial behaviors, such as being more careful in making financial decisions, more disciplined in financial management, and more open to seeking new opportunities.
THE EFFECT OF CORPORATE GOVERNANCE ON RETURN OF STOCK PRICE WITH COMPANY SIZE AS CONTROL VARIABLE Wiryakusuma, I Gusti Bagus Yosia
Review of Management and Entrepreneurship Vol. 3 No. 1 (2019): Review of Management and Entrepreneurship
Publisher : International Business Management - Universitas Ciputra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (165.492 KB) | DOI: 10.37715/rme.v3i1.1234

Abstract

Good Corporate Governance (GCG) has a close relationship with public trust in a company. When a company implements GCG, it will provide security to shareholders. The safer shareholders feel, the more likely it will be for them to invest funds into the company sustainably. This should stabilize the company’s stock price. This study aims to examine the effect of GCG on stock price returns. In this study, secondary data was used, and linear regression was used to test the effect. The results of this study indicate that GCG has no effect on stock price returns.
THE EFFECT OF ENTREPRENEURSHIP ORIENTATION AND MARKET ORIENTATION ON MARKETING PERFORMANCE OF FURNITURE HOME INDUSTRY IN SAWAHAN DISTRICT Sudarmadji, Chatarina Felisia; Sidharta, Helena; Wiryakusuma, I Gusti Bagus Yosia
Review of Management and Entrepreneurship Vol. 4 No. 2 (2020): Review Of Management And Entrepreneurship
Publisher : International Business Management - Universitas Ciputra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/rme.v4i2.1239

Abstract

This study analyzes the effect of entrepreneurial orientation and market orientation on the marketing performance of furniture home industry in Sawahan District. The objectives of this research are to: (1) determine the effect of entrepreneurial orientation on marketing performance (2) determine the effect of market orientation on marketing performance. The population in this study were 158 furniture home industry businesses in Sawahan District, Surabaya. The number of samples taken is 113 respondents which was determined using the Slovin formula. By using a quantitative research approach, the sampling technique used in this study used a random sampling method. Source of data obtained in this study is through the process of distributing questionnaires to 113 respondents in the home furniture industry in the District of Sawahan. The analytical tool used was SPSS 22. The results of the research obtained are that (1) entrepreneurial orientation do not significantly influence the marketing performance of furniture home industry in Sawahan District (2) Market orientation do not significantly influence the marketing performance of furniture home industry in Sawahan District. From the results of the research, business actors can begin to implement entrepreneurial orientation and market orientation through real practice. External encouragement is needed by businesses through extension activities and intensive training given by the government to mentally equip and provide knowledge so the furniture home industry business owners in Sawahan District can maintain the sustainability of their businesses.
The Analysis of Consumer Preference on Product Attributes of Koeliner Ecoe Taro Chip Dos Reis, Verren Lionyta; Sidharta, Helena; Wiyakusuma, I Bagus Yosia
Review of Management and Entrepreneurship Vol. 6 No. 1 (2022): Review Of Management And Entrepreneurship
Publisher : International Business Management - Universitas Ciputra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/rme.v6i1.2236

Abstract

Consumer preference on the attributes of a product can be useful for company, one of them is to predict the appropriate product for consumers. Company can improve and provide a product based on the choice of attributes that are preferred and desired by consumers so that company can to provide product inventory in accordance with consumer choice. Koeliner Ecoe is one of the UMKM can take the advantage of consumer preference to allocate capital according by the consumers in choosing Koeliner Ecoe taro chip product. The purpose of this research is to know the product attributes that are the most preffered and considered by the consumers in choosing Koeliner Ecoe taro chip product in order to assist the company in arranging improvement strategy and product development of Koeliner Ecoe taro chip in the future. The research site is located in Citraland area, West Surabaya. The sample collection uses purposive sampling technique by distributing questionnaire to respondents as many as 90 people. The analysis model in this research uses conjoint analysis with fractional factorial design approach. The results of this research show that product attribute levels of Koeliner Ecoe taro chip that are the most preferred by the consumers is that using standing pouch doff packaging with sticker one-sided (front) packaging design, the preferred price of Rp 7.000, the selected flavor variant is savory salted with slightly red yellow chip color. The order of important of attribute which affects consumer preference in choosing Koeliner Ecoe taro chip based on important value from the highest value to the lowest value is that price, packaging, packaging design, flavor, chip color.
Peran Keluarga Dalam Pengambilan Keputusan Investasi I Gusti Bagus Yosia Wiryakusuma; Derry Devaldo William
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 2: Januari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i2.7707

Abstract

Penelitian ini bertujuan untuk melihat bagaimana peran keluarga dalam pengambilan keputusan investasi seseorang. Dalam penelitian ini digunakan data dari kuisioner yang disebar kepada investor di Surabaya. Jumlah data yang digunakan sebanyak 100 investor yang berada di Surabaya. Metode yang digunakan dalam penelitian ini adalah PLS-SEM (Partial Least Square-Structuran Equation Modelling). Hasil penelitian ini menunjukan bahwa keluarga tidak berpengaruh terhadap keputusan investasi, tetapi keluarga berpengaruh terhadap minat investasi. Selain itu ditemukan juga bahwa minat investasi seseorang berpengaruh terhadap keputusan investasi yang diambil orang tersebut. Terakhir, minat mampu memediasi pengaruh keluarga terhadap keputusan investasi.