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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

Analisis Dana Talangan Pendidikan dalam Perspektif Ekonomi Islam: Studi Kasus Dana Cita Universitas Pelita Bangsa Hamidah, Siti; Midisen, Kisanda; Ainulyaqin, MH; Mamun, S; Achmad, Yudianto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2939

Abstract

The aim of this research is to analyze the costs of education funds at Dana Cita, Pelita Bangsa University. The research method used is descriptive qualitative research. Primary data sources were obtained through interviews with Dana Cita. The results of this research indicate that the application of funding for education funding is using a qardh ijarah agreement. Talang funds are a form of multi-service transaction through the use of an Ijarah contract which is based on an agreement between the bank and customer financing and requires customer financing to pay off debts and obligations. This educational savings fund product is a product that makes things easier for customers, where this product is a solution for customers who have difficulty paying fees for their children to continue their studies or complete their studies.
Implementasi Pendidikan Nilai-Nilai KeIslaman dalam Konteks Kewirausahaan: Studi pada kinerja alumni pesantren Almushlih Karawang yang berwirausaha Latif, Abdul; Sakum; Mamun, Sukron; Achmad, Yudianto; Ainulyaqin, M.H
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 8 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i8.3461

Abstract

This study aims to explore the impact of Islamic values education on the business performance of pesantren alumni, as well as to understand the impact of Islamic values on the performance of pesantren alumni who are entrepreneurs. This study used a qualitative approach to gain an in-depth understanding of the implementation of Islamic values education in the business context. Data collection used the interview method. Researchers conducted in-depth interviews with several pesantren alumni who are currently entrepreneurs. The education pattern at Almushlih Islamic Boarding School in Karawang Regency applies a curriculum based on the understanding of Ahlus Sunnah wal Jamaah and the use of classical books in the fields of tawhid, Sufism, and fiqh. This pesantren has succeeded in instilling strong Islamic values in its students. Traits such as tawakal, qanaah, honesty, trustworthiness, patience, istiqamah, wara, humility, and compassion, which are taught through these sciences, have proven to be important elements in shaping the character of successful entrepreneurs. These values help entrepreneurs in facing challenges, making wise and ethical decisions, and building strong relationships with all stakeholders. As a result, pesantren alumni not only achieve financial success but are also able to create a positive impact on their community and environment.