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All Journal Jurnal Akuntabilitas Manajemen Pendidikan Creative Research Journal Jurnal Teknodik Al Hikmah: Journal of Education Environmental, Social, Governance, and Sustainable Business
Maula, Nurkholifatul
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Religion Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Implementation of Character Education Based on Tahfidzul Qur'an at the Yanbu'ul Qur'an Tahfidz Islamic Boarding School in Menawan Village Farohi, Ahmad; Fatmawati, Noor; Maula, Nurkholifatul
Al Hikmah: Journal of Education Vol 5, No 1 (2024): Al Hikmah: Journal of Education
Publisher : Lembaga Pendidikan Hikmatun Najah Blora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54168/ahje.v5i1.266

Abstract

This study explores the integration of Tahfidzul Qur'an with character education at the Yanbu'ul Qur'an Tahfidz Islamic Boarding School in Menawan Village. Utilizing a library research method, the study examines how Quran memorization (Tahfidzul Qur'an) is systematically embedded into the educational framework to foster noble character traits among students, such as discipline, politeness, solidarity, religious character, and patriotism. The analysis highlights the interactions and activities within halaqah sessions, identifying them as critical moments for character development. Furthermore, this research addresses a gap in the existing literature by investigating the specific role of Quran memorization in character formation, a topic that has been insufficiently explored in previous studies. The findings indicate that the structured memorization of the Qur'an, alongside targeted character education strategies, significantly contributes to the holistic development of students, offering a robust model for character education in similar Islamic educational institutions.
The potential of the bullion business in accelerating financial inclusion: A theoretical review of Pegadaian’s strategic role Maula, Nurkholifatul; Barnamij, Najhah
Environmental, Social, Governance and Sustainable Business Vol. 3 No. 1: (February) 2026
Publisher : Institute for Advanced Social, Science, and Sustainable Future

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61511/esgsb.v3i1.2026.3568

Abstract

Background: Formalizing bullion banking in Indonesia represents a strategic financial evolution catalyzed by the Law on the Development and Strengthening of the Financial Sector (P2SK) and OJK Regulation No. 17 of 2024. This study aims to construct a macroeconomic value proposition for the bullion business scheme, identifying it as a critical driver for strengthening the "People’s Economy" (Ekonomi Kerakyatan). Literature traditionally views gold as a passive pawn commodity, yet recent shifts suggest its potential as an active gateway for the unbanked. Methods: This research utilizes a qualitative systematic literature review guided by PRISMA principles, synthesizing academic and regulatory data from 2015–2025. The theoretical framework integrates Financial Intermediation and Vulnerability-Stress-Adaptation (VSA) theories to analyze economic resilience.. Findings: The bullion ecosystem acts as a "formalization engine" capable of mobilizing 1,800 to 2,600 tons of idle household gold, potentially adding IDR 245 trillion to the national GDP and creating 1.8 million jobs. The study finds that digital fractional ownership allows micro-savers to accumulate assets starting at 0.01 grams, effectively democratizing credit for 66 million MSMEs. By using gold as a universal intermediary, PT Pegadaian eliminates "credit rationing," protecting grassroots purchasing power against inflation as posited by VSA theory. Conclusion: Bullion banking transcends traditional services to become a strategic pillar of national sovereignty, transforming passive ornaments into active capital. This model successfully addresses the dimensions of accessibility and usage within the Indonesian inclusive economy. Novelty/Originality of this article: This study uniquely links the bullion model specifically to Ekonomi Kerakyatan, providing the first post-2025 macroeconomic projection of gold banking’s impact on Indonesia’s structural financial resilience.
Co-Authors Barnamij, Najhah Fadhilah Putri, Zahra Farohi, Ahmad Fatmawati, Noor Gustian, Listiady Kinang Darmaga Harahap Sahrul Akbar Sari, Maya Novita