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Analysis Of Factors Affecting The Intensity Of Octo-Mobile Usage By CIMB Niaga Ayu Agustina, Eka; Ermawati, Wita Juwita; Fauzi, Rizal Ahmad
Eduvest - Journal of Universal Studies Vol. 4 No. 8 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i8.1443

Abstract

This study aims to analyze the factors that influence the intensity of use of Octo Mobile mobile banking by CIMB Niaga. This study identifies 8 variables, namely perceived useful-ness, perceived ease of use, interaction needs, perceived risk, perceived cost, trust, credi-bility and compatibility with lifestyle. Through hypothesis testing, this study confirmed the significant effect of these variables on the intensity of use of Octo Mobile. The results show that the most influential factor is compatibility with lifestyle and user needs. This indicates that users highly value the compatibility of mobile banking features with their daily banking activities and overall lifestyle. The next influential factor is the credibility of CIMB Niaga as a mobile banking service provider. Users perceive CIMB Niaga as a trustworthy institution, which ensures the security of personal information and transactions, thus increasing their confidence in using the service. The last influencing factor is perceived usefulness. Users feel that Octo Mobile by CIMB Niaga improves their job performance, makes banking tasks easier, and is overall useful. These findings suggest that to increase the intensity of Octo Mobile usage, CIMB Niaga needs to focus on improving the compatibility of the service with modern lifestyles, maintaining and enhancing credibility through strong security measures and transparent privacy policies, and continuing to innovate to add features that are useful and make users' banking activities easier. This strategic approach is expected to not only increase the intensity of usage but also directly proportional to the increase in bank revenue.
Pengaruh Struktur Modal Terhadap Kinerja Perusahaan Telekomunikasi Dunia Fauzi, Rizal Ahmad; Achsani, Noer Azam; Andati, Trias; Anggaraeni, Lukytawati
Jurnal Aplikasi Bisnis dan Manajemen Vol. 8 No. 2 (2022): JABM Vol. 8 No. 2, Mei 2022
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.8.2.470

Abstract

This study aim to describe the capital structure of the world telecommunications companies and analyze the effect of capital structure on company performance. The sample used is 205 telecommunication companies listed on the world capital market covering 62 countries covering periods year 2010-2020. The capital structure proxied by debt on asset ratio, both long term ratio and short term ratio, while company performance represent by return on asset. Data analysis using dynamic data panel with generalized methods of moment methods. Data show that capital structure of world telecommunication firm is increase where the long term increase higher than short term. The estimation result indicated that capital structure of telecommunication firm both longterm and shorterm has negative impact to firm performance. Firm size indicated has negative impact to performance, on contrary, firm growth has positive relationship with telecommunication firm perfomance. Keywords: debt ratio, return on assets, generalized methods of moments (GMM), telecommunication companies, telecommunication firm perfomance
Analysis of Carrying Capacity as Strengthening Reinforcement in the Achievement Challenge of National Student Sports Olympic Athletes Saripudin, Mahmun; Alif, Muhammad Nur; Fauzi, Rizal Ahmad
Tadulako Journal Sport Sciences And Physical Education Vol 14 No 1 (2026): Maret
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/tjsspe.v14i1.6013

Abstract

The development of early childhood athletes at the elementary school level has a strategic role in forming a sustainable foundation of skills, character, and sports achievements. This study aims to analyze the supporting capacity of sports facilities and infrastructure as well as the role of non-physical reinforcement in developing the achievements of athletes participating in the National Student Sports Olympiad (O2SN) at the elementary school level. This study uses a qualitative approach with a case study design carried out in five State Elementary Schools in Rancakalong District, Sumedang Regency. The study participants consisted of student athletes, Physical Education teachers, and principals who were selected purposively based on their involvement in the development of athletes. Data was collected through interviews, observations, and documentation, then analyzed thematically through the stages of data reduction, categorization, and conclusion drawn. The results of the study show that the availability of sports facilities and infrastructure is not even and has not fully supported technical development in several sports. However, limited facilities are not the main factor that hinders achievement. Non-physical reinforcement that is consistently provided through motivation, technical guidance, appreciation, school policies, and parental support plays a dominant role in maintaining athlete motivation, training consistency, and confidence. Thus, facilities and infrastructure function as supporting factors, while psychological, social, and managerial strengthening is the main factor in improving athletes' achievements in elementary school. This research contributes to strengthening the school-based athlete coaching model in the context of limited facilities.