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Analysis Of Factors Affecting The Intensity Of Octo-Mobile Usage By CIMB Niaga Ayu Agustina, Eka; Ermawati, Wita Juwita; Fauzi, Rizal Ahmad
Eduvest - Journal of Universal Studies Vol. 4 No. 8 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i8.1443

Abstract

This study aims to analyze the factors that influence the intensity of use of Octo Mobile mobile banking by CIMB Niaga. This study identifies 8 variables, namely perceived useful-ness, perceived ease of use, interaction needs, perceived risk, perceived cost, trust, credi-bility and compatibility with lifestyle. Through hypothesis testing, this study confirmed the significant effect of these variables on the intensity of use of Octo Mobile. The results show that the most influential factor is compatibility with lifestyle and user needs. This indicates that users highly value the compatibility of mobile banking features with their daily banking activities and overall lifestyle. The next influential factor is the credibility of CIMB Niaga as a mobile banking service provider. Users perceive CIMB Niaga as a trustworthy institution, which ensures the security of personal information and transactions, thus increasing their confidence in using the service. The last influencing factor is perceived usefulness. Users feel that Octo Mobile by CIMB Niaga improves their job performance, makes banking tasks easier, and is overall useful. These findings suggest that to increase the intensity of Octo Mobile usage, CIMB Niaga needs to focus on improving the compatibility of the service with modern lifestyles, maintaining and enhancing credibility through strong security measures and transparent privacy policies, and continuing to innovate to add features that are useful and make users' banking activities easier. This strategic approach is expected to not only increase the intensity of usage but also directly proportional to the increase in bank revenue.
Pengaruh Struktur Modal Terhadap Kinerja Perusahaan Telekomunikasi Dunia Fauzi, Rizal Ahmad; Achsani, Noer Azam; Andati, Trias; Anggaraeni, Lukytawati
Jurnal Aplikasi Bisnis dan Manajemen Vol. 8 No. 2 (2022): JABM Vol. 8 No. 2, Mei 2022
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.8.2.470

Abstract

This study aim to describe the capital structure of the world telecommunications companies and analyze the effect of capital structure on company performance. The sample used is 205 telecommunication companies listed on the world capital market covering 62 countries covering periods year 2010-2020. The capital structure proxied by debt on asset ratio, both long term ratio and short term ratio, while company performance represent by return on asset. Data analysis using dynamic data panel with generalized methods of moment methods. Data show that capital structure of world telecommunication firm is increase where the long term increase higher than short term. The estimation result indicated that capital structure of telecommunication firm both longterm and shorterm has negative impact to firm performance. Firm size indicated has negative impact to performance, on contrary, firm growth has positive relationship with telecommunication firm perfomance. Keywords: debt ratio, return on assets, generalized methods of moments (GMM), telecommunication companies, telecommunication firm perfomance
Analysis of Sports Tourism Potential in Sumedang : an Implementation of MSPDM (Marketability, Sustainability, Participatory, Disaster Mitigation) Fauzi, Rizal Ahmad; Saputra, Yudha Munajat; Ma'mun, Amung; Nuryadi, Nuryadi
ACTIVE: Journal of Physical Education, Sport, Health and Recreation Vol. 14 No. 1 (2025)
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/active.v14i1.14485

Abstract

Sports-based tourism can potentially be a tourism product that can provide high economic benefits for a region or even a country. Several types of sports tourism in Sumedang have the potential to be developed, but the local government needs to increase its budget for its development. The purpose of this study is to explore sports tourism, which has the most significant potential for the development of sports tourism, economic quality, regional image and human resources. The method used in this study is qualitative, with using the concepts of Marketability, Sustainability, Participatory, and Disaster Mitigation Management (MSPDM). The results of this study indicate that the marketing indicators of Golf are 100%, paragliding 93%, rafting 80%, and the rest are 50% - 60% each. In the sustainability indicator, paragliding is 96%, golf is 88%, rafting is 68%, and the rest is 48% -56%. In the participant indicator, paragliding 85%, rafting 70%, Golf 55%, and the rest 45% -50%. In the disaster mitigation indicator, paragliding is 100%, rafting is 90%, golf is 70%, and the rest is 40% each. The conclusion of this study shows that 3 potential sports tours were selected with the highest ranking, including Paragliding, Golf and Rafting.