Articles
The Effect of Materialism and Hedonic Shopping Toward Impulse Buying of Muslim Consumer: A Moderating Role of Religiosity
Rusanti, Ega;
Yuningsih M., A. Alfira;
Kamil, Muhammad Ahsan
IQTISHADIA Vol 17, No 1 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus
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DOI: 10.21043/iqtishadia.v17i1.25197
This paper aims to explore the extent to which matrealism and hedonic shopping behavior encourage Muslim consumers to make impulse purchases with the role of religiosity as a moderating variable. Convenience sampling was used to collect primary data from 150 general public and structural partial least squares modeling (PLS-SEM) was used to analyze the data. The study find that materialism has a positive and significant effect on impulse buying of Muslim consumers, hedonic has a positive and significant effect on impulse buying of Muslim consumers, religiosity has a negative and insignificant effect on impulse buying of Muslim consumers, while religiosity does not moderate the relationship between materialism and hedonic behavior on impulse buying in Muslim consumers. This research is limited to random respondents with a very small sample. Hence, further research is expected to be able to select a more purposive sample and use other variables that have not been explored more deeply in this study. This paper provides to the renewal of literature on aspects that encourage impulsive buying behavior, namely hedonic shopping and materialism and religiosity which also plays a role in moderating consumers in suppressing impulsive buying decisions of Muslim consumers in Indonesia.
Women, Global Reporting Initiative Standards (GRI), and Carbon Emission Disclosure: Are Women Eco-Friendly? Evidence from Banking in Indonesia
Anwar, Saiful;
Rusanti, Ega;
Maulidiyah, Dewi Rahmawati
The International Journal of Financial Systems Vol. 3 No. 1 (2025)
Publisher : Otoritas Jasa Keuangan
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DOI: 10.61459/ijfs.v3i1.40
This study aims to examine whether the adoption of the Global Reporting Initiative (GRI) Standards enhances carbon emission disclosure among banks in Indonesia. Furthermore, it provides empirical evidence that the presence of women on boards moderates the relationship between GRI adoption and carbon emission disclosure. The study was conducted on 40 conventional and Islamic banks listed on the Indonesia Stock Exchange (IDX) during the period 2015–2021. The analysis employs Ordinary Least Squares (OLS) regression, with robustness tests conducted using alternative measurement variables to ensure the consistency of the results. The findings consistently demonstrate that the adoption of GRI Standards positively influences carbon emission disclosure in Indonesian banks. The presence of women on boards promotes banks’ engagement in global climate change agendas, aligning with the implementation of Sustainable Development Goals (SDGs) 5, 8, and 13. This study reinforces stakeholder theory and Critical Mass Theory, indicating that a minimum threshold of female board members is necessary to influence strategic decisions, particularly in encouraging voluntary disclosures such as carbon emission reporting. Notably, the study also finds that carbon emission disclosure is valued by banking stakeholders in Indonesia. Therefore, policymakers are encouraged to establish regulations that mandate GRI adoption and ensure a minimum representation of women in strategic decision-making positions within the banking sector.
Strategi Periklanan “Celebrity and Influencer Endorses” Dalam Mendorong Gaya Hidup Konsumtif
Rusanti, Ega;
Sofyan, A Syathir
Study of Scientific and Behavioral Management Vol 2 No 3 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia
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DOI: 10.24252/ssbm.v2i3.23209
Penelitian ini bertujuan untuk mengetahui penerapan strategi Celebrity and Influencer Endorsers dalam mendorong masyarakat modern untuk berperilaku konsumtif. Tulisan ini menggunakan penelitian kualitatif pada tiga endorser Indonesia. Analisis yang digunakan adalah analysis content dengan menganalisis akun instagram masing-masing influencer. Hasil penelitian menunjukkan kalangan endorser mendorong kebiasan konsumsi masyarakat terutama kalangan anak muda yang aktif di media sosial. Hal ini disebabkan karena pada endorser memiliki keterikatan yang lebih dengan para penggemarnya, memiliki daya tarik, interaktif dan mampu memberikan ulasan uang dianggap tidak manipulatif dan dapat dipercaya sehingga mampu mendikte dan mempengaruhi seseorang untuk menggunakan produk yang sama. Kata Kunci: Iklan, Celebrity and influencer endorser,Gaya Hidup, Konsumtif ABSTRACTThis study aims to determine the implementation of the Celebrity and Influencer Endors strategy in encouraging modern society to behave consumptively. This paper uses qualitative research on three Indonesian endorsers. The analysis used is content analysis by analyzing the Instagram account of each influencer. The results of the study show support from those who encourage people's consumption habits, especially among young people who are active on social media. This is because endorsers have more attachment to their fans, are attractive, interactive and able to provide money reviews which are considered not manipulative and trustworthy so that they are able to dictate and influence someone to use the same product. Keywords: Advertising, Celebrity and influencer endorser, lifestyle, consumer
Unraveling The Influence of Halal Certification Logos on Consumer Choises: A Meta-Analysis in The Indonesian Market
Sofyan, Syaakir;
Sofyan, A. Syathir;
Ahmed, Ishfaq;
Rusanti, Ega;
Noval, Noval;
Syamsu, Nur
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October (On Progress)
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang
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DOI: 10.54471/iqtishoduna.v14i2.2886
The aim of this research is to examine the development of research on the influence of halal logos on purchasing decisions for halal products in Indonesia. The method used is meta analysis by reviewing 33 studies published in 2013-2023 with the help of the OpenMEE application. The results of this research show that there is a positive influence of the logo on decisions with a p-value obtained <0.001 and an estimated value of 0.415, which indicates that the strength of the relationship is in the medium category. The influence of the halal cosmetics industry is greater than that of the halal food industry. In terms of sample type, the student sample effect is greater than the general public sample effect. Meanwhile, in the location group, the effect of the provincial capital is greater than the effect of location in the district. Theoretically, this study strengthens the Theory of Planned Behavior (TPB) by confirming the role of halal logos as external cues that influence consumer attitudes and intentions. It also highlights the halal logo as a trust signal that shapes purchasing behavior across different contexts. Study limitations include limited sample size and lack of adequate moderators to explain within-subgroup variation. Therefore, future research needs to consider testing other important aspects, such as participant groups, countries/regions, and other variables.
PENGELOLAAN DAN PENYIMPANAN UANG KAS MASJID: ANALISIS KUALITATIF PEMILIHAN JASA PERBANKAN SYARIAH DAN KONVENSIONAL
Mursidah, Rifqah;
Islamiyah, Nurul;
Rusanti, Ega;
Sofyan, A Syathir
Jurnal Ar-Ribh Vol. 4 No. 2 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Makassar
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DOI: 10.26618/jei.v4i2.6154
The purpose of this study is to determine the perception of mosque takmir in terms of financial management and storage of mosque funds, both in conventional banking and Islamic banking. Research carried out is a qualitative study with field research (field studies) in the deepening of the reference as a source of primary and secondary data. The results showed that the lack of socialization from sharia banking and the lack of knowledge of mosque takmir about sharia banking resulted in mosque takmir still managing and storing mosque funds in conventional banking.Keywords: Takmir Masjid, Mosque Finance, Islamic Banking.
Shariah Compliance, Customer Relationship Marketing, and Loyalty in Islamic Banking: The Role of Customer Satisfaction
Nuriatullah;
Ahmed, Ishfaq;
Rusanti, Ega
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 6 No 1 (2024)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu
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DOI: 10.24239/jiebi.v6i1.281.54-72
This research examines and determines the Influence of Shariah Compliance and Customer Relationship Marketing on Customer Loyalty in Islamic Banks, with Customer Satisfaction as a Moderating Variable. The research population consists of BSI Palu customers. Using a quantitative approach. Research data was collected through questionnaires and analyzed using SmartPLS Version 4. The sampling method was purposive sampling, with 100 selected respondents. The research findings indicate that Shariah Compliance has a significant positive relationship with Customer Loyalty, Customer Relationship Marketing has a significant positive relationship with Customer Loyalty, and Customer Satisfaction has a significant positive relationship with Customer Loyalty. However, Customer Satisfaction does not moderate the relationship between Shariah Compliance and customer loyalty, and Customer Satisfaction significantly weakens the relationship between Customer Relationship Marketing and customer loyalty.
Mapping Shariah Supervisory Board Literature for Islamic Finance Development
Yusril;
Rusanti, Ega;
Zulaikha, Siti
Airlangga Journal of Innovation Management Vol. 5 No. 4 (2024): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga
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DOI: 10.20473/ajim.v5i4.65038
This study aims to map the intellectual structure of research regarding the role of the Sharia Supervisory Board (SSB) in the development of Islamic finance. This mapping includes bibliographic analysis, keywords, and a network map of research trends. This study uses the bibliometric method by utilizing the Biblioshiny and Vos Viewer analysis tools. The researcher used 315 articles published on the Scopus page from 1988–2023. The results show that in the last 10 years, a topic about SSB has received great attention from researchers with an increase in article production. This topic has been discussed by authors from Indonesia, Malaysia, and Bangladesh. The results of the study also show that there are five clusters consisting of the role of SSB in the implementation of shariah governance; the role of SSB in encouraging the development of Islamic finance; SSB in improving the performance of Islamic banking; the characteristics of SSB; and the leadership and political system. The results of this study guide researchers, practitioners, and policymakers to understand the direction and focus of the Sharia Advisory Council (SSB) research. Its practical implications include strengthening the conceptual foundation of the SSB, supporting the development of the Islamic finance industry, and potentially becoming the basis for the development of a new conceptual framework in the future.
Peran pemimpin Islami terhadap performa karyawan melalui etos kerja Islami dan motivasi kerja intrinsik
Rusanti, Ega;
Sofyan, A. Syathir;
Sofyan, Syarifuddin
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 19 No. 4 (2023): November
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman
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DOI: 10.30872/jinv.v19i4.2637
Penelitian ini bertujuan untuk mengeksplorasi pengaruh gaya kepemimpinan secara Islami terhadap kinerja karyawan baik secara langsung maupun tidak langsung dengan menggunakan etos kerja Islami dan motivasi kerja intrinsik sebagai variabel mediasi. Metode kuantitatif digunakan dalam penelitian ini dengan menggunakan data primer yang didapatkan melalui penyebaran kuesioner kepada 80 orang karyawan tetap secara acak. Dengan menggunakan Structure Equation Model (SEM) dan bantuan alat SMART PLS-3, peneliti menemukan bahwa keseluruhan variabel memiliki hubungan yang positif dan signifikan. Kepemimpinan Islami dapat menjadi stimulus akan kinerja karyawan secara langsung. Begitupula antara etos kerja Islami dan motivasi kerja intrinsik secara simultan berpengaruh positif dan signifikan secara langsung terhadap kinerja karyawan. Kedua variabel ini juga mampu memediasi pengaruh kepemimpinan Islami terhadap kinerja karyawan. Penelitian ini diharapkan mampu memberikan implikasi dalam pengembangan literatur manajemen bisnis Islami serta sebagai pedoman bagi perusahaan dalam mendorong peningkatan performa karyawannya
ZAKAT EMPOWERMENT MODEL TROUGH ISLAMIC CORPORATE SOCIAL RESPONSIBILITY OF BANK SYARIAH INDONESIA
Rusanti, Ega;
Herianingrum, Sri;
Syarifuddin, Syarifuddin;
Sofyan, Andi Syathir
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023): MARET
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor
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This study aims to determine the potential and collaborative scheme between BSI and IMIs in utilizing ICSR zakat more productively. The research method used is qualitative research with a grounded approach which begins with analyzing empirical data and literature leading to the conceptual-theoretical level. The author conducted content analysis on secondary data in the form of BSI 2021 journals and sustainability reports. The results of the research show that there is potential for collaboration between BSI and IMIs in terms of utilizing zakat to improve the living standards of the poor and encourage micro-enterprises through the qadhrul hasan financing scheme where the beneficiary will only be charged return on initial capital then profits can be given to the manager. This collaboration will not only provide social benefits to both parties but will also increase the commercial function where people will feel the direct impact of the benefits of Islamic financing so that they can be more educated and will ultimately increase Islamic financial inclusion in Indonesia.
ACCELERATION AND STRENGTHENING OF SHARIA FINANCIAL INCLUSION THROUGH MERGING SHARIA BANKING IN INDONESIA
Syarifuddin, Syarifuddin;
Rusanti, Ega;
Octaviany, Mega;
Mansyur, Abdurrahman
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 7 No. 1 (2021): JANUARY-JUNE 2021
Publisher : Universitas Airlangga
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DOI: 10.20473/jebis.v7i1.24998
Islamic banking in Indonesia is slowly experiencing significant developments both in terms of number of assets and its financial performance. On the other hand, the market share was only able to grow by 6.18 percent with grow rate less than 5 percent. Therefore, one of the strategies to increase and accelerate the growth of Islamic banking is through a merger. The purpose of this study is to provide an overview of the potential development of Islamic banking after the merger as an effort to strengthen the inclusion and acceleration of Islamic finance in Indonesia. The method used is in the form of a systematic analysis review by collecting various secondary data and then conducting a quality assessment to obtain in-depth research objectives. The results found through content analysis indicate that the merger strategy provided added value to the banking industry through greater market expansion, increased cost efficiency, financial performance, and lowering prices, to meet the public need for sharia-based financial services. Through a merger strategy, Islamic banking is able to become a new pillar of national economic strength and encourage Indonesia to become the center of the world on Islamic finance.