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The Influence of Lifestyle, Risk Perception, and Ease of Transaction on the Decision to Use Digital Wallet Payment Method is Reviewed in an Islamic Business Perspective : (A Study on DANA Application Users in Bandar Lampung) Elfany; Zulaikah; Yeni Susanti
Neo Journal of economy and social humanities Vol 4 No 2 (2025): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v4i2.300

Abstract

This study aims to identify “the influence of lifestyle, risk perception and ease of transaction on decisions using digital wallet payment methods reviewed in the perspective of Islamic Business (study on dana application users in Bandar Lampung). This study uses a quantitative approach. The population in this study are users of the application of funds in the city of Bandar Lampung. Obtained the number of samples of 96.04 rounded to 100 respondents by using the formula unknown population and using purposive sampling techniques. Based on the results of research that has been conducted, it shows that lifestyle, risk perception, and ease of transaction partially have a positive and significant effect on decisions using digital wallet payment methods. Lifestyle, risk perception, and ease of transaction simultaneously have a positive and significant effect on the decision to use the digital wallet payment method on DANA application users in Bandar Lampung City.
EKSPLORASI SEMANTIK DALAM BAHASA MODERN DAN DAMPAKNYA PADA KOMUNIKASI SOSIAL Beni Setiawan; Zulaikah; Eka Agustina
Integrative Perspectives of Social and Science Journal Vol. 2 No. 2 April (2025): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Artikel ini mengeksplorasi konsep semantik dalam bahasa modern, dengan fokus pada bagaimana makna dan interpretasi kata memengaruhi komunikasi sosial. Semantik, sebagai cabang ilmu linguistik yang mempelajari makna, tidak hanya berperan dalam struktur bahasa, tetapi juga dalam interaksi sosial yang terjadi di berbagai konteks. Penelitian ini mengkaji peran semantik dalam menentukan cara pesan disampaikan dan dipahami dalam percakapan sehari-hari, serta bagaimana perubahan makna kata dapat memengaruhi pemahaman antar individu dalam masyarakat yang multikultural. Selain itu, artikel ini juga mengidentifikasi tantangan dan potensi dalam penerapan semantik di dunia digital yang semakin berkembang, seperti media sosial dan komunikasi daring. Temuan dari studi ini diharapkan dapat memberikan wawasan baru tentang pentingnya pemahaman semantik dalam meningkatkan kualitas komunikasi di era globalisasi ini.
Fiscal Policy Analysis on Economic Growth in Indonesia Period 2010-2023 (VECM Approach) Dara Ditha, Meylani; Muhammad Iqbal; Zulaikah
International Journal of Economics (IJEC) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v4i2.1424

Abstract

This study analyzes the effect of fiscal policy on Indonesia's economic growth in the period 2010-2023 using the Vector Error Correction Model (VECM) approach. The results show that capital expenditure has the most significant effect on economic growth in the long term, with the highest fiscal multiplier compared to other instruments. Social spending and subsidies also contribute positively to growth, especially in maintaining people's purchasing power during periods of crisis, such as the COVID-19 pandemic. In terms of revenue, value added tax and income tax show a positive correlation with economic growth, although their effectiveness depends on the tax structure and taxpayer compliance. This study also finds that a well-managed budget deficit can act as a development instrument that encourages productive investment and increases economic output sustainably. In addition, the analysis of the impulse response function (IRF) and forecast error variance decomposition (FEVD) shows that government spending instruments have a greater impact than tax instruments on the dynamics of Indonesia's economic growth. The policy implications of this study emphasize the need to optimize capital spending, reform social spending, increase the tax ratio through comprehensive tax reform, and manage the deficit wisely to maintain fiscal stability. In conclusion, effective and targeted fiscal policy can be a major catalyst in accelerating economic growth and supporting the structural transformation of the Indonesian economy towards a more inclusive and sustainable direction.
Efektifitas Video Animasi 2D Berbasis Lokal Sumatera Selatan Terhadap Kemampuan Menulis Bahasa Inggris Siswa Kuspiyah, Hastuti Retno; Kurniati, Nia; Zulaikah; Khusnah, Anisa Ul
Edukasi Lingua Sastra Vol 23 No 2 (2025): Edukasi Lingua Sastra
Publisher : Universitas Muhammadiyah Kotabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47637/elsa.v23i2.1694

Abstract

The objectives of the study are 1) To find out the significant differences between the students who are taught by using 2D animation videos based on local South Sumatra culture and those who are taught by using conventional models on students' writing skills, 2) To improve the understanding of South Sumatra's local culture such as traditions, customs, art or cultural values, and 3) To integrate the multimedia technology in learning by using 2D animation videos, and preserving the manuscripts of the South Sumatra archipelago. The method used is experimental with a writing ability test and a learning motivation questionnaire as an instrument for collecting the data. Based on the results of data analysis, it can be seen that there is any significances among two classes, and feasible to be used to build the students' characters by moral values.
The Influence of Flashsale, Bundling Products, and Social Media Marketing on Skintific Skincare Purchase Decision in Skintific Official Shop According to Islamic Business Perspective: (Study on Consumers of Tiktok Shop Users in Bandar Lampung) Sofiana, Ananda Mery; Zulaikah; Susanti, Yeni
Neo Journal of economy and social humanities Vol 4 No 3 (2025): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v4i3.260

Abstract

The purpose of this study is to examine the impact of flash sales, bundling products, and social media marketing on purchasing decisions of Skintific skincare at the Skintific Official Shop on TikTok Shop in Islamic business perspective. A quantitative approach with a purposive sampling strategy and a sample size of 100 respondents was used to study Bandar Lampung customers. Respondents who had bought Skintific products through TikTok Shop were given questionnaires to complete in order to gather data, and the Smart-PLS program was used for analysis. The association between the independent factors (social media marketing, flash sales, and product bundling) and the dependent variable (buying decision) was investigated using multiple linear regression analysis. The findings indicate that flash sale, social media marketing, and product bundling significantly and favourably influence consumers' decisions to buy. In order to improve customer purchase decisions, business practitioners can use the findings from this study to optimise digital marketing techniques in line with Islamic business principles.
Analisis PENGARUH KONSUMSI ENERGI, JUMLAH POPULASI, TRADE OPENNESS TERHADAP EMISI KARBON (Co2) DI NEGARA ASEAN DALAM PERSPEKTIF EKONOMI ISLAM (ANALISIS DATA PANEL TAHUN 2015 – 2024): Konsumsi Energi, Jumlah Populasi, Trade Openness dan Emisi Karbon (Co2) Papahan, Ilham; Zulaikah; Selvina, Mia
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 1 (2025): September
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i1.116

Abstract

Penelitian ini menganalisis pengaruh konsumsi energi, jumlah populasi, dan keterbukaan perdagangan terhadap emisi karbon (CO₂) di negara-negara ASEAN dalam perspektif ekonomi Islam selama periode 2015 hingga 2024. Menggunakan pendekatan data panel dan model regresi efek tetap, penelitian ini menemukan bahwa konsumsi energi berpengaruh positif tetapi tidak signifikan terhadap emisi karbon, disebabkan oleh transisi menuju energi ramah lingkungan dan efisiensi teknologi. Jumlah populasi menunjukkan pengaruh positif dan signifikan, di mana peningkatan penduduk meningkatkan permintaan energi dan emisi CO₂. Keterbukaan perdagangan juga berkontribusi positif, namun dampaknya tidak signifikan. Temuan ini menyoroti interaksi antara ketiga variabel dalam meningkatkan emisi karbon di ASEAN. Penelitian ini merekomendasikan kebijakan yang lebih kuat untuk mendorong penggunaan energi terbarukan dan teknologi bersih, serta pengelolaan populasi yang berkelanjutan, dengan mengintegrasikan nilai-nilai Islam dalam pengelolaan lingkungan untuk mencapai keseimbangan antara pertumbuhan ekonomi dan keberlanjutan.
Pendampingan Sertifikasi Halal untuk UMKM: Studi Kasus Bisnis Jeruk Peras Ibu Murniati di Desa Sidomukti Zulaikah; Aziz, Saddam; Harida, Lisa; Sanifah, Hani Ulia; Sarmila
SAKALIMA: Pilar Pemberdayaan Masyarakat Pendidikan Vol. 1 No. 2 (2024): December | SAKALIMA: Pilar Pemberdayaan Masyarakat Pendidikan
Publisher : WISE Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70211/sakalima.v1i2.223

Abstract

This study examines the implementation and impact of a halal certification assistance program for micro, small, and medium enterprises (MSMEs), focusing on a case study of the Jeruk Peras business owned by Ibu Murniati in Sidomukti Village, South Lampung. Many MSMEs face obstacles in obtaining halal certification due to a lack of awareness regarding the necessary procedures, insufficient access to structured information, and limited resources in terms of time, finances, and personnel. Using a qualitative descriptive method, the research documents the stages of mentoring, which include legal and administrative guidance, the creation of halal logos, product photography, and technical support for submitting online certification forms. The results show that this structured assistance significantly improved the participant’s understanding of the halal certification process and enabled independent submission of documentation. Furthermore, the program contributed to empowering local businesses by increasing their marketability, enhancing consumer trust, and reinforcing compliance with halal standards. This case demonstrates the importance of targeted educational and administrative support for MSMEs to reduce barriers in certification processes and promote inclusive economic growth.