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All Journal Journal of Economics, Business, & Accountancy Ventura Proceeding International Conference on Information Technology and Business International Journal of Artificial Intelligence Research JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Journal of Applied Science, Engineering, Technology, and Education Journal of Research in Social Science and Humanities
Singagerda, Faurani Santi
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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The Effect of Regulations and Policies on the Development of E-Business in Indonesia Nurdiyanto, Heri; Hasibuan, Muhammad Said; Agus, Isnandar; singagerda, faurani santi
Journal of Research in Social Science and Humanities Vol 4, No 2 (2024)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v4i2.143

Abstract

This paper examines the impact of regulations and policies on the development of e-business in Indonesia. As e-business becomes increasingly integral to the economy, understanding the regulatory environment is crucial for stakeholders, including policymakers, business owners, and consumers. The study explores the current regulatory framework governing e-business in Indonesia, identifying key policies that influence its growth and development. Through qualitative analysis of government regulations, industry reports, and expert interviews, the paper highlights both the supportive and restrictive aspects of these regulations. Findings indicate that while certain policies, such as tax incentives and infrastructure investments, have fostered e-business growth, others, including stringent data protection laws and complex compliance requirements, pose challenges. The research underscores the need for a balanced regulatory approach that promotes innovation while ensuring consumer protection and fair competition. Recommendations are provided for policymakers to enhance the regulatory landscape, suggesting measures such as streamlined compliance processes, enhanced digital literacy programs, and increased collaboration between government and industry stakeholders. Ultimately, this paper aims to contribute to the discourse on how regulations can be optimized to support the sustainable growth of e-business in Indonesia, aligning with broader economic goals and technological advancements.
Exploring the Impact of Relevant Factors on the Acceptance of Cryptocurrency Mobile Apps: An Extended Technology Acceptance Model (TAM-3) Wibasuri, Anggalia; Purnomowati, Indah; Singagerda, Faurani Santi
International Journal of Artificial Intelligence Research Vol 6, No 1.1 (2022)
Publisher : STMIK Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.1.971

Abstract

This study aimed to deepen the understanding of the decision-making process supporting the acceptance of Cryptocurrency mobile apps by integrating relevant factors into the Traditional Technology Acceptance Model (TAM). The impact of Antecedent System Characteristics (Relevance, Terminology, and Screen Design), Perceived Risk, and Trial ability on the existing TAM-3 constructs was investigated. A survey questionnaire was distributed among mobile cryptocurrency app users, resulting in 41 responses. The proposed framework was evaluated using the SEM-PLS method, including confirmatory factor analysis (CFA), and its construct validity was confirmed. Invariance tests were conducted on both the measurement and structural models. While most findings supported the suggested model, exceptions were found regarding Terminology and Perceived Risk of Cryptocurrency Mobile Application Adoption. The extended TAM factors, unlike the traditional TAM, accounted for 45% of the variance in the actual usage of cryptocurrency mobile apps. The revised model demonstrated improved predictive and explanatory power, particularly in explaining Perceived Ease of Use, which the traditional model could not. The study highlights the occurrence of inconsistencies between the original TAM model constructs and the added constructs when expanding the Technology Diffusion theory. Nonetheless, the model in this study enhances predictive capabilities and provides a comprehensive explanation of users' acceptance of mobile cryptocurrency applications.Keywords: TAM-3, Cryptocurrency, technology diffusion theory, integrating relevant factors, decision making process
Faktor Customer Review dan E-Service Quality terhadap Keputusan Pembelian Shopee Tiffany, Milenia; Singagerda, Faurani Santi
Jurnal Akuntansi, Keuangan, dan Manajemen Vol. 6 No. 2 (2025): Maret
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v6i2.3981

Abstract

Purpose: This study aims to examine the influence of Customer Review and E-Service Quality, on purchase decisions mediated by the level of customer trust of the Shopee Application Methodology/Approach: The testing method used in this study was a quantitative method. This study used a questionnaire to collect data. The questionnaire was distributed by random sampling through Google Forms. Hypothesis testing was performed using a Structural Equation Model (SEM). Results/Findings: The results showed that online customer reviews had no effect on shopee purchase decisions, e-service quality had an effect on shopee purchase decisions, trust had an effect on shopee purchase decisions, trust weakened the influence of customer reviews on purchase decisions and trust weakened the influence of customer reviews on decisions purchase.Conclusions: Online customer review tidak berpengaruh terhadap keputusan pembelian di Shopee, sedangkan e-service quality dan trust memiliki pengaruh signifikan terhadap keputusan pembelian. Selain itu, trust memperlemah pengaruh customer review terhadap keputusan pembelian, sehingga Shopee perlu meningkatkan kualitas pelayanan inti untuk menjaga kepercayaan pelanggan.Limitations: This research is only limited to the variables of online customer reviews, e-service quality trust, and purchase decisions. There are many other factors that are very likely to be raised and explored for future research.nContribution: This research is expected to improve the purchase decisions and serve as a reference for further research.
A Decision-Centric Approach to Risk Management in Aviation Stock Investments Using Value at Risk and Portfolio Optimization Singagerda, Faurani Santi; Pratama, Muh. Riyaldi; Alfairus, M. Qodri; Iskandar, Akbar; Mamadiyarov, Zokir
Journal of Applied Science, Engineering, Technology, and Education Vol. 7 No. 1 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.asci3870

Abstract

This study applies Monte Carlo simulation to analyze and compare the Value at Risk (VaR) of two Indonesian airline stocks—PT Garuda Indonesia (full-service carrier) and PT AirAsia Indonesia (low-cost carrier)—using daily return data from January to December 2023. The research examines risk-return characteristics at individual stock and portfolio levels across different confidence intervals (99%, 95%, and 90%). Results reveal that PT Garuda Indonesia exhibits higher expected returns (0.5168%) but also higher volatility (3.5980%) compared to PT AirAsia Indonesia (0.2412% return, 2.4868% volatility), reflecting their different business models. Remarkably, an equal-weight portfolio demonstrates extraordinary diversification benefits, with positive VaR values across all confidence levels, indicating robust downside protection even in adverse market conditions. At 99% confidence, the monetary VaR for a Rp100,000,000 investment shows potential maximum losses of Rp7,984,331 for Garuda and Rp5,460,951 for AirAsia, while the portfolio generates a minimum gain of Rp1,886,373. This study highlights the effectiveness of Monte Carlo VaR in capturing complex risk dynamics, demonstrates significant intra-sector diversification benefits challenging conventional diversification wisdom, and provides insights into how different airline business models translate into distinctive risk-return profiles. These findings have important implications for investment decision-making and risk management in specialized industry contexts, particularly in emerging markets.
Designing an Enterprise Architecture for Holistic Governance in Private Higher Education Institutions: A Strategic Approach for Enhanced Quality and Value Creation Desfiandi, Andi; Singagerda, Faurani Santi; Sari, Novita; Herwanto, Riko Herwanto
International Journal of Artificial Intelligence Research Vol 8, No 1.1 (2024)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v8i1.1.1367

Abstract

Private Higher Education Institutions (PHEIs) play a significant role in advancing educational opportunities and national competitiveness, yet they face critical challenges in governance, resource efficiency, and stakeholder satisfaction. This study proposes a comprehensive governance framework integrating Total Quality Management (TQM), Enterprise Architecture (EA), and value creation strategies to address these challenges. Using Structural Equation Modeling (SEM) and qualitative insights from pilot implementations at Indonesian PHEIs, the framework identifies key interdependencies among service quality, institutional strategies, and operational outcomes. The results demonstrate that aligning academic and non-academic systems with strategic objectives enhances governance effectiveness, stakeholder engagement, and institutional performance. This research provides practical recommendations for policymakers and practitioners, highlighting the importance of technology adoption, continuous feedback, and capacity building for sustainable governance transformation
The role of universities in regional economic development based on tourism in Lampung Singagerda, Faurani Santi; Sanusi, Anuar
Journal of Economics, Business, and Accountancy Ventura Vol. 20 No. 3 (2017): December 2017 - March 2018
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v20i3.1047

Abstract

This study aims to analyze the role of universities in economic development in the areas of tourism-based communities in Lampung. This study uses secondary data related to tourism, higher education, and macroeconomics of Lampung Province during the period of 2000-2016. The analysis is done by using panel regression method. The results show that Higher Education plays an enormous role in the economic development of the economy in the blood-based areas of tourism and which has tourism potential in Lampung. Most of the villagers who are in tertiary education but work in urban areas as a weakness of their contribution and domino effect on low investment, welfare, and lack of employment. This is why they are wandering to the big city. There is also a social gap which has significant economic disparities. They have access to education, health, and supporting infrastructure. In terms of the number of existing universities, it was found that they have not been able to optimally improve economic development in these areas.
Optimalization Design of User Services in E-Government Waste Management Apps Alfi, Firmansyah Yuni; Singagerda, Faurani Santi; Muludi, Kurnia; Meizari, Ary
Prosiding International conference on Information Technology and Business (ICITB) 2023: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 9
Publisher : Proceeding International Conference on Information Technology and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aimed to address Indonesia's critical environmental issue of waste management by designing optimal user services for an eGovernment waste management application. The research is exploratory in nature, employing a combination of qualitative and quantitative methods to develop an integrated digital solution. Our methodology includes data analysis from World Bank reports, insights from the Ocean Conservancy, and the examination of government policies and advanced technological applications. The results demonstrated the urgent need for efficient waste management systems, as Indonesia is the second-largest contributor to oceanic plastic waste. We propose a framework for an e-Government application that leverages Internet of Things (IoT), big data, and digital platforms to monitor, manage, and optimize waste management processes, enhancing transparency and effectiveness. Our findings suggested that the application's user-centric design significantly improves community engagement and participation in sustainable waste practices. The implications of this research point towards a scalable and sustainable model for waste management that can be adopted by other regions facing similar challenges. We recommend further development of the application with a focus on user feedback and iterative design to ensure adaptability to diverse waste management contexts. The contribution of this study lies in its potential to revolutionize waste management practices through digital transformation, providing a blueprint for environmental sustainability initiatives within e-Government frameworks. Keywords: waste management, digital transformation, E-Government Applications, sustainability, user services
Co-Authors Agus, Isnandar Akbar Iskandar Alfairus, Muh. Qodri Alfi, Firmansyah Yuni Andi Desfiandi anggalia wibasuri Anuar Sanusi Herwanto, Riko Herwanto Kurnia Muludi M Said Hasibuan Mamadiyarov, Zokir Meizari, Ary Novita Sari Nurdiyanto, Heri Pratama, Muh. Riyaldi Purnomowati, Indah Tiffany, Milenia