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All Journal The Indonesian Accounting Review Journal of Business & Banking Jurnal MEBIS (Manajemen dan Bisnis) Jurnal Abdi Insani International Journal of Economics, Management, Business, and Social Science International Journal of Emerging Research and Review Jurnal Pengabdian dan Pemberdayaan Banyuwangi
Kusumawati, Nunik Dwi
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Parental financial socialization on emerging adulthood: A dual perspective study Akbar, Rasyidi Faiz; Kautsar, Achmad; Kusumawati, Nunik Dwi; Nihaya, Ina Uswatun; Putra, Syaifurrizal Wijaya; Ramadhani, Bima Yatna Anugerah; Nadia, Fiona Niska Dinda
INTERNATIONAL JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND SOCIAL SCIENCE (IJEMBIS) Vol. 4 No. 2 (2024): May 2024
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/ijembis.v4i2.428

Abstract

This study investigates the impact of parental financial socialization on the financial behaviors and attitudes of emerging adults, considering both parental and child perspectives. It examines direct teaching, role modeling, and the quality of financial relationships in shaping financial outcomes. Using a quantitative purposive sampling method, data were collected from 524 participants through structured questionnaires assessing parental financial teaching, attitudes, and behaviors. Structural equation modeling was used to analyze these relationships. Findings reveal that parental direct teaching and role modeling significantly influence emerging adults' financial attitudes and behaviors. A positive financial relationship between parents and children enhances financial socialization practices. Emerging adults reporting higher levels of parental guidance and role modeling exhibit better financial behaviors and more responsible attitudes. The study also identifies significant mediating effects of financial attitudes on the relationship between parental socialization practices and behaviors. This research highlights the dual influence of parental teaching and role modeling on young adults' financial outcomes and underscores the importance of supportive financial relationships. It offers insights into the mechanisms through which parental behaviors shape financial competence, providing a foundation for targeted financial education programs and policies.
Kontrol Keluarga dan Kemungkinan untuk Membayar Dividen: Pengaruh Volatilitas Arus Kas Kusumawati, Nunik Dwi
Journal of Business & Banking Vol 12 No 2 (2022): November 2022 - April 2023
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i2.3617

Abstract

This study aims to analyze the effect of family control on the likelihood of paying dividends with cash flow uncertainty as a moderating variable in manufacturing companies listed on the Indonesia Stock Exchange. This study analyzed the data by using Logistic Regression and the sample by a purposive sampling in the sampling method. The results show that family firms have a lower probability of paying dividends than non-family firms. However, cash flow uncertainty only acts as a predictor variable and does not moderate the effect of family control on the likelihood of paying dividends. The implication is that family companies have a lower probability of paying dividends compared to non-family companies, so investors need to consider the type of company in selecting investments in the company.
Aplikasi Arsip Digital Berbasis Website pada Kantor Desa Labanasem Kabupaten Banyuwangi Kusumawati, Nunik Dwi; Wibowo, Galih Hendra; Ferdiansyah, Erik; Mahasin, Muhammad Sholah; Syahputra, Galang Budi; Putra, Ravi Pratama; Wardhana, I Wayan Frico Ari
Jurnal Pengabdian dan Pemberdayaan Banyuwangi (Jurnal Abdiwangi) Vol 1 No 1 (2023): Jurnal Abdiwangi
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat, Politeknik Negeri Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57203/abdiwangi.v1i1.2023.43-53

Abstract

Saat ini digitalisasi pada setiap daerah atau Kantor Desa gencar untuk dilaksanakan demi penataan tata administrasi pada Kantor Desa demi memenuhi Indikator Kinerja Utama (IKU) yang ditetapkan oleh Kementerian Desa, Pembangunan Daerah Tertinggal dan Transmigrasi. Kantor Desa Labanasem merupakan salah satu Kantor Desa yang terdapat di Kabupaten Banyuwangi dan memiliki potensi yang cukup besar namun kurang tertata pada bagian administrasi. Penerapan kegiatan hasil pengabdian kepada masyarakat oleh tim Pengabdian dari Politeknik Negeri Banyuwangi memberikan inovasi terbaru yaitu aplikasi arsip digital berbasis website yang digunakan untuk pengelolaan administrasi dan diharapkan mampu untuk meningkatkan kinerja Kantor Desa Labanasem. Metode yang digunakan dalam program pengabdian meliputi identifikasi lapangan, perencanaan, pembuatan alat, implementasi serta penyuluhan dan evaluasi.
Balancing Profit and Planet: How ESG Criteria Are Reshaping Capital Structure in Indonesia Kusumawati, Nunik Dwi
Jurnal Mebis Vol. 9 No. 2: December 2024
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/mebis.v4i2.612

Abstract

Environmental, Social, and Governance (ESG) criteria have gained significant importance in Indonesia's corporate landscape, driven by global trends and local initiatives. The Indonesian government’s commitment to achieving the Sustainable Development Goals (SDGs) by 2030 has accelerated the integration of ESG principles into business practices. This research aims to determine the influence of ESG performance on the capital structure of companies in Indonesia. This research uses quantitative methods, analysing the relationship between ESG scores and company funding decisions, especially those using debt versus internal funding sources. The findings suggest that companies with higher ESG performance tend to rely less on debt financing and prefer retained earnings and equity to support sustainable initiatives. Companies with strong ESG practices exhibit lower environmental risks, healthier financial reports and better credit ratings, reducing funding costs. The study concludes that integrating ESG factors into corporate financing will reduce the risks associated with high debt levels and be in line with long-term value creation, improve corporate governance, and attract ESG-focused investments. This research contributes to the growing understanding of the impact of ESG on capital structure decisions in Indonesia by highlighting its role in creating a sustainable and resilient business environment.
Perception of Service Quality Academic Community Faculty of Economics and Business, Universitas Negeri Surabaya Trisnawati, Novi; Arifah, Ika Dyah Candra; Yanthi, Merlyana Dwinda; Prakoso, Albrian Fiky; Indrarini, Rachma; Kusumawati, Nunik Dwi; Robbani, Abdullah Azzam
International Journal of Emerging Research and Review Vol. 3 No. 4 (2025): December
Publisher : IKIP Widya Darma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56707/ijoerar.v3i4.124

Abstract

Objective: Service quality refers to the evaluation or overview of the extent to which a service meets or exceeds customer expectations. Continuous improvement is the most important part of achieving better performance. Of course, stakeholder expectations and desires are increasing and it is necessary to fulfill these needs so that the organization is always fit with the environment. Method: This research is included in quantitative research and uses the Servqual service quality measurement method. Respondents in this study were the Academic Community of the Faculty of Economics and Business, Unesa. Results: The results of this study, namely lecturer services, show that the level of conformity with expectations felt in the responsiveness aspect is 85.95%. Therefore, overall the total conformity between reality and expectations from the lecturer satisfaction survey is 88.85%. The results of the study on student services show that the total conformity between reality and expectations felt by students is based on the average of the mean of the five dimensions of the satisfaction survey, which is 94.63%. The results of educational staff services show that the total conformity between reality and expectations felt by educational staff from the satisfaction survey is 94.99%. This shows that overall the quality of service at FEB Unesa is very good, there are only a few items that need improvement in service improvement. Novelty: The novelty of this research lies in the simultaneous use of the SERVQUAL method to analyze service satisfaction from three main stakeholder groups (lecturers, students, and education staff) in one faculty of higher education.
MEMBERDAYAKAN PEREMPUAN DESA: PELATIHAN KEUANGAN PERSONAL UNTUK KESEJAHTERAAN ANGGOTA SEKOLAH PEREMPUAN DI DESA DOORO, GRESIK Kusumawati, Nunik Dwi; Meidiaswati, Harlina; Ramadhan, Muhammad Rizky; Husain, Muhammad
Jurnal Abdi Insani Vol 12 No 2 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i2.2262

Abstract

Pelatihan pengelolaan keuangan personal bagi anggota Sekolah Perempuan (Sekoper) di Desa Dooro, Gresik, bertujuan meningkatkan literasi keuangan dan memberdayakan perempuan desa. Program ini membantu mengatasi tantangan seperti kurangnya pencatatan keuangan, perencanaan anggaran, dan pengelolaan risiko finansial. Melalui pendekatan partisipatif, pelatihan ini mencakup pemberian materi dan pendampingan praktis. Tujuan pelatihan ini adalah meningkatkan literasi keuangan dan memberdayakan perempuan desa untuk mengelola keuangan dengan lebih baik, serta mengurangi risiko kesalahan pengeluaran dan utang yang tidak terkendali. Metode yang digunakan dalam pelatihan ini adalah pendekatan partisipatif dengan pemberian materi, pendampingan praktis, dan evaluasi berbasis pre-test serta post-test. Pelatihan manajemen keuangan secara efektif meningkatkan pemahaman peserta tentang keuangan pribadi dan bisnis. Topik utama mencakup perencanaan keuangan, manajemen utang, penyusunan anggaran, dan pengendalian pengeluaran. Latihan praktis dan simulasi memperkuat pembelajaran, menghasilkan rata-rata jawaban benar sebesar 92% dalam uji pemahaman pasca-pelatihan. Umpan balik peserta menunjukkan tingkat kepuasan tinggi, dengan 86,67% menilai pelatihan sebagai "memuaskan" atau lebih. Program ini berhasil memenuhi kebutuhan peserta, menunjukkan komunikasi yang efektif, serta memastikan kejelasan materi. Temuan ini menegaskan dampak program dalam meningkatkan literasi keuangan dan pengambilan keputusan finansial yang bertanggung jawab.Program ini diharapkan memberikan dampak positif jangka panjang bagi kesejahteraan ekonomi perempuan desa dan menjadi model yang dapat direplikasi untuk memberdayakan perempuan di komunitas lain.
The role of independent commissioner in the effect of family ownership on capital structure in family companies in Indonesia Setiawan, Rahmat; Kusumawati, Nunik Dwi
The Indonesian Accounting Review Vol. 10 No. 2 (2020): July - December 2020
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/tiar.v10i2.1972

Abstract

The purpose of this research is to analyze the effect of family ownership on capital structure with independent commissioner as a moderating variable in family companies in Indonesia. The study used the population consisting of  family businesses listed on Indonesia Stock Exchange. The data were taken from  the Indonesian Capital Market Directory (ICMD), financial statements, and annual report and the observation period was done from 2012 to 2018. The sampe was taken by  a purposive sampling based  the specified criteria. Based on the analysis result, it can be concluded that family ownership has a significant negative effect on capital structure. Independent commissionerweakens significantly the negative effect of family ownership on capital structure. Furthermore,firm sizehas a significant positive effect on capital structure, but profitability has a significant negative effect on capital structure.
Evaluation of Internationally Accredited Study Programs through Learning Quality Audits in Maintaining the Quality of Education Indrarini, Rachma; Prakoso, Albrian Fiky; Trisnawati, Novi; Yanthi, Merlyana Dwinda; Arifah, Ika Dyah Candra; Kusumawati, Nunik Dwi; Westermann, Alena
International Journal of Emerging Research and Review Vol. 3 No. 4 (2025): December
Publisher : IKIP Widya Darma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56707/ijoerar.v3i4.146

Abstract

Objective: This study evaluates internationally accredited study programs through a learning quality audit to ensure the sustainability of educational quality. Method: A qualitative descriptive approach was employed, collecting data through This study employs an audit method using the CIPP evaluation model (context, input, process, and product). Several stages carried out in the evaluation include Preparing the Evaluation Plan, Verifying Data, Processing and Analyzing Data, Providing Interpretation, and Drawing Conclusions.  Results: The results indicate variations in compliance among study programs, where programs that have been accredited show better performance but still face challenges in curriculum restructuring, academic documentation, and international collaboration. Meanwhile, study programs that are in the process of accreditation have greater weaknesses, particularly related to evidence-based accreditation and follow-up mechanisms. This audit emphasizes the importance of continuous improvement, strengthening internationalization, and systematic documentation. Novelty: This research refers to two international accreditation monitoring simultaneously, namely AQAS and Acquin.
Co-Authors Akbar, Rasyidi Faiz Albrian Fiky Prakoso Arifah, Ika Dyah Candra Ferdiansyah, Erik Harlina Meidiaswati HUSAIN, MUHAMMAD Mahasin, Muhammad Sholah Merlyana Dwinda Yanthi Muhammad Rizky Ramadhan Nihaya, Ina Uswatun Novi Trisnawati Putra, Ravi Pratama Putra, Syaifurrizal Wijaya Rachma Indrarini RAHMAT SETIAWAN Ramadhani, Bima Yatna Anugerah Robbani, Abdullah Azzam Syahputra, Galang Budi Wardhana, I Wayan Frico Ari Westermann, Alena Wibowo, Galih Hendra Wiwik Handayani