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All Journal Journal of Enterprise and Development (JED) Econetica Labatila: Jurnal Ilmu Ekonomi Islam Jurnal Darussalam : Pemikiran Hukum Tata Negara dan Perbandingan Mazhab Madani: Multidisciplinary Scientific Journal Indonesian Journal of Education Research and Technology (IJERT)
Yakub, Muhammad
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Journal : Econetica

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Persepsi Mahasiswa Fakultas Hukum Universitas Mataram (UNRAM) Terhadap Undang-Undang Informasi dan Transaksi Elektronik (UU-ITE) Suriadiata, Irfan; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 4 No 1 (2022): Mei 2022
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v4i1.257

Abstract

Dewasa ini, perkembangan ilmu pengetahuan dan teknologi (IPTEK) tumbuh pesat. Secara otomatis berdampak terhadap perilaku, cara berpikir, dan bersifat tanpa batas. Pada titik ini, hampir tidak kenal batas usia, tanpa melihat latar belakang ras, gender, usia, status dan agama. Harus jujur diakui, bahwa teknologi informasi merupakan lokomotif yang dahsyat dalam mendorong transformasi sosial dalam kehidupan. Kepastian hukum pada aktivitas dunia teknologi (dunia maya) di negara kita, negara mengatur perlindungan terhadap masyarakat dari cybercrime yang tercantum dalam tulisan ini mengenai perbuatan yang dilarang. Sehingga dibuatlah Undang-undang No.11 Tahun 2008 tentang Informasi dan Transaksi Elektronik (UU ITE)
Islamic Sharecropping and Farmer Welfare Apriani, Sindi; Taqiuddin, Habibul Umam; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.537

Abstract

This study investigates the implementation of the muzara‘ah profit-sharing system and its impact on farmer welfare in West Lombok, Indonesia, through the lens of Islamic economics. Using a qualitative descriptive approach, the research examines how Islamic sharecropping arrangements between landowners and tenant farmers influence income distribution, productivity, and social cohesion within rural communities. Data were collected through in-depth interviews, field observation, and documentation involving both landowners and sharecroppers in Bagik Polak Village, Labuapi District. The findings reveal that the muzara‘ah contract, conducted orally based on mutual trust and kinship, reflects key Islamic ethical principles such as amanah (trust), ‘adl (justice), and ta‘awun (mutual cooperation). The typical profit-sharing ratios—½:½ for rice and ⅓:⅔ for horticultural crops—provide equitable returns that enhance household income and strengthen community solidarity. Despite the absence of written agreements, the practice remains sharia-compliant, as it fulfills the essential requirements of muzara‘ah. However, sustainability challenges persist, including limited access to capital, the absence of formal documentation, and vulnerability to crop failure. The study concludes that the muzara‘ah system not only functions as an agricultural financing mechanism but also embodies a moral economy model that promotes fairness, productivity, and welfare within Islamic rural society.
Strategies for Handling Non-Performing Qardhul Hasan Financing in Islamic Cooperatives Suhaera, Baiq; Taqiuddin, Habibul; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.540

Abstract

This study investigates the causes and management strategies of non-performing Qardhul Hasan financing at the Baituttamkin Sharia Cooperative, Kediri Unit. The Qardhul Hasan scheme represents a non-profit, collateral-free financing model where members repay only the principal amount without profit sharing or service fees. However, its implementation frequently faces repayment problems due to members’ inability to fulfill obligations. Using a qualitative field research approach, data were collected through observation, interviews, and documentation, then analyzed using Miles and Huberman’s interactive model. The findings reveal two major factors contributing to non-performing financing: internal weaknesses, such as insufficient monitoring and weak assessment of member character, and external factors, including adverse economic conditions, business failure, and deliberate non-compliance by members. The cooperative’s handling strategies include home visits, friendly dispute resolution through musyawarah (deliberation), motivation and business mentoring, rescheduling, and recovery measures. These results emphasize that improving internal governance, member monitoring, and financial literacy can strengthen cooperative resilience and minimize future defaults.
Strategi Pengembangan Pariwisata Halal Taman Surga Rinjani Desa Sembalun Bumbung Kecamatan Sembalun Kabupaten Lombok Timur Hasbiatun, Hasbiatun; Taqiuddin, Habibul Umam; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.541

Abstract

Tourism development which is currently becoming a trend in several countries in the world, including Indonesia, is the development of sharia tourism or what is better known as halal tourism. The development of halal tourism in Rinjani Paradise Park, Sembalun Bumbung Village, Sembalun District, has not yet been seen and has not been fully campaigned to the community. Based on this, the formulation of the problem in this research is: 1) what is the strategy for developing Halal Tourism in Taman Surga Rinjani, Sembalun Bumbung Village, Sembalun District? ?. The aims of this research are: 1. To analyze the Halal Tourism development strategy at Rinjani Paradise Park, Sembalun Bumbung Village, Sembalun District. 2. To analyze the influence of the Halal Tourism development strategy at Rinjani Paradise Park on the economy of the people of Sembalun Bumbung Village, Sembalun District. This type of research is descriptive research. The research design in this study uses qualitative research methods. The data collection techniques in this research are observation, interviews and documentation. Meanwhile, the data analysis techniques used in this research are data reduction, data display, and drawing conclusions. The results of this research show that: 1. The strategy for developing Halal tourism in Rinjani Paradise Park is to promote it both offline by distributing it using brochures and online using social media platforms. 2. The existence of Rinjani Paradise Park tourism has an influence on the economic development of the Sembalun Bumbung Village community where the unemployment rate is reduced and the growth of MSMEs around the Sembalun Bumbung areaStrategy
The Role of Islamic Boarding Schools in Community Economic Empowerment Muniah, Baiq; Taqiuddin, Habibul Umam; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.543

Abstract

This study explores the role of Islamic boarding schools (pondok pesantren) in fostering community-based economic empowerment in rural Indonesia. The research focuses on Mertak Tombok Village, Central Lombok, where the Pondok Pesantren serves as both a religious institution and an agent of socio-economic transformation. Using a qualitative descriptive approach, data were collected through interviews, observation, and documentation involving kiai (religious leaders), students, and local residents. The findings indicate that the pondok pesantren plays a pivotal role in developing community entrepreneurship through education, social training, and the establishment of productive enterprises such as agriculture, livestock, and handicraft cooperatives. Its leadership model—anchored in Islamic ethical values—has fostered a culture of self-reliance and collaboration among local residents. Nevertheless, challenges remain in managerial capacity, market access, and the integration of modern business practices. The study concludes that the effectiveness of pesantren-based empowerment depends on three critical factors: institutional leadership, socio-religious legitimacy, and the synergy between religious education and local economic initiatives. These findings contribute to the broader discourse on Islamic social entrepreneurship and sustainable community development in developing regions.
Co-Authors Apriani, Sindi Baiq Elbadriati Habibul Umam Taqiuddin Hasbiatun, Hasbiatun Hasibuan, M. Zaidan Ghanim Hasibuan, Suaib Hasibuan, Wildan Anshori Irpan Suriadiata Muniah, Baiq Risky Angga Pramuja Solatiyah, Baiq Sri Budi Cantika Yuli Suhaera, Baiq Supiandi, Supiandi Suriadiata, Irfan Taqiuddin, Habibul