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Listiawati, Rodiana
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Pemberdayaan Perempuan Desa Urug Untuk Meningkatkan Ekonomi Rumah Tangga Muchtasib, Achmad Bakhrul; Mirati, Elly; Listiawati, Rodiana; Redianita, Hastuti; Novitasari, Novitasari; Vidyasari, Rahmanita
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2019): Mitra Akademia: Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat (P3M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v2i1.1985

Abstract

Kampung Adat Urug merupakan desa adat yang ditetapkan oleh pemerintah Kabupaten Bogor sebagai destinasi wisata budaya yang memiliki potensi sumber daya yang cukup baik untuk dikembangkan sebagai sumber ekonomi warga Urug. Namun, masyarakat desa Urug sebagian besar masih dalam taraf ekonomi masyarakat berpenghasilan rendah. Desa yang dihuni oleh 1.821 Kepala Keluarga dengan jumlah 5.125 jiwa ini sebanyak 84 persen bergantung pada sektor pertanian. Sementara berdasar peraturan adat masa panen dalam satu tahun hanya diizinkan sekali saja. Untuk memberi pemasukan pendapatan bagi keluarga desa Urug perlu diciptakan peluang ekonomi baru yang berbasis sumber daya lokal. Guna mendukung sektor pariwisata desa Urug yang telah ditetapkan pemerintah perlu adanya produk usaha yang unik yang memiliki khas Kampung Adat Urug. Sesuai dengan sumber daya yang ada, berdasarkan jumlah ternak ayam yang banyak dan buah cempedak yang melimpah, sangat memungkinkan untuk membuat cipta produk baru sesuai perkembangan pasar. Dengan memberdayakan potensi dan jumlah perempuan desa Urug yang cukup besar dapat diciptakan produk berbasis industri rumahan yang hasil produknya merupakan basis konsumsi masyarakat Indonesia, khususnya Bogor dan sekitarnya. Dalam pengabdian masyarakat ini akan dilakukan pelatihan dan pendampingan pembuatan nugget dan browniss berbahan dasar ayam dan cempedak.
Pelatihan Kewirausahaan Pengelolaan Keuangan Rumah Tangga, Pembuatan Susu Kedelai, Sari Kacang Hijau dan Brownis Abrianto, Heri; Listiawati, Rodiana; Andika, Mia
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 2 No 2 (2019): Mitra Akademia: Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat (P3M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v2i2.2686

Abstract

Warga RW 02 Kelurahan Kalimulya, Kecamatan Cilodong Depok, hingga saat ini masih berupaya untuk dapat terbebas dari masalah ekonomi dalam rumah tangga. Warga yang sebagian besar merupakan buruh bangunan, penggali/pembersih makam, supir dan pedagang, masih menggantungkan pada kaum lelaki sebagai tulang punggung keluarga.  Kondisi  ini semakin diperberat  mengingat  tekanan kebutuhan  ekonomi saat  ini yang kian meningkat. Kegiatan Pengabdian Kepada Masyarakat Program Studi D3 Keuangan dan Perbankan PNJ, bertujuan membantu mengatasi masalah tersebut, melalui usaha peningkatan potensi Ibu-ibu dalam mengelola keuangan rumah tangga, meningkatkan pendapatan rumah tangga dari hasil penjualan susu kedelai, sari kacang hijau dan brownis. Metode yang digunakan adalah : 1) Ceramah dan diskusi; 2) Praktik pembuatan susu kedelai, sari kacang hijau dan brownis, dan 3) pendampingan awal. Hasil dari kegiatan ini, Ibu-ibu warga RW 02 mampu: 1) merubah pola konsumsi dengan skala prioritas; 2) membuat sendiri susu kedelai, sari kacang hijau dan brownis sebagai sumber pemenuhan gizi keluarga; serta 3) diharapkan mampu menjadikan produk tersebut sebagai salah satu sumber pendapatan keluarga di masa depan. Dengan adanya program pelatihan ini, diharapkan warga RW 02 semakin sejahtera kehidupannya. Untuk kedepannya, Prodi D3 Keuangan dan Perbankan telah berkomitmen akan membantu dalam hal pengemasan dan pemasaran produk hasil olahannya.
Upaya Fasilitasi Pajak Online Kelompok UMKM Cibinong, Kabupaten Bogor, Jawa Barat Ekowati, Lia; Listiawati, Rodiana; Ratri S, Dini Ayuning; Redyanita, Hastuti; Mahatmyo, Atyanto
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 7 No 2 (2024): Mitra Akademia: Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat (P3M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v7i2.6398

Abstract

The existence of the Cibinong District MSME forum, Bogor Regency, which can gather MSME players in the region is very meaningful. Business actors have a very basic problem regarding NPWP ownership and knowledge about NPWP is also still very minimal for MSMEs in the region. NPWP ownership is the basis for a business that wants to upgrade in its business. Community service which is a routine activity of the PNJ DIII Finance and Banking Study Program aims to help partners utilize their gadgets in making NPWP online. NPWP ownership is one of the requirements for entrepreneurs, both individuals and business entities, who want to apply for loans to banking and non-banking business institutions. The Ministry of Finance urges all levels of society to register as taxpayers and benefit from these efforts. This appeal is intended for people who have fulfilled the requirements in accordance with the provisions of tax legislation based on the self-assessment system in order to avoid tax sanctions. Therefore, the community service team provided assistance in making NPWP online. This training and mentoring was held at the Bogor Regency Bappedalitbang Building on July 11, 2023 with 30 training participants. The implementation of the training includes an explanation of the importance of NPWP and direct assistance in making NPWP online, accompanied and guided by the committee. It is expected that from this training activity, MSME players in Bogor District can directly have an NPWP for their business and this NPWP can be used properly.
PENGARUH RASIO KEUANGAN TERHADAP PROFITABILITAS PADA PT BANK SHINHAN INDONESIA TAHUN 2020-2024 Maarebia, Elince Jane Kirsten; Listiawati, Rodiana
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 3 (2025): September
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i3.3302

Abstract

Introduction: This study aims to analyze the impact of financial ratios on profitability at Bank Shinhan Indonesia from 2020 to 2024. Prof|itab|il|ity |is measured by Return on Assets (ROA), while the f|inanc|ial rat|ios tested |include Non-Perform|ing Loan (NPL), Loan to Depos|it Rat|io (LDR), Net |Interest Marg|in (N|IM), and the rat|io of Operat|ing Expenses to Operat|ing |Income (BOPO).Methods: The method used |in this study |is quantitative | with multiple | linear regression analysis | techniques. The data used is from fireports. Results: The results showed that part|ially, Non-Perform|ing Loan and Operat|ing Expenses to Operat|ing |Income had a negat|ive and s|ign|if|icant effect on Return on Assets, wh|ile Net |Interest Marg|in had a pos|it|ive and s|ign|if|icant effect, and Loan to Depos|it Rat|io had a pos|it|ive but |ins|ign|if|icant effect. S| Simultaneously, all four |independent variables have a significant impact on Return on Assets
STRATEGI DAN PENGELOLAAN RISIKO PEMBIAYAAN PADA PT (PERSERO) PEGADAIAN KC KEDUNG HALANG UNIT SALABENDA BOGOR Listiawati, Rodiana; Suryani, Heti Fitri; Sukimin, Dini Ayuning Ratri; Farhani, Nuraeni Hadiati; Redyanita, Hastuti
Jurnal Abdi Insani Vol 12 No 9 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i9.2753

Abstract

The development of non-bank financial institutions in the economy is increasing, one of which is the presence of Pegadaian as a financial institution that provides loan facilities with certain collateral. The problem faced by PT Pegadaian is the increase in defaults and bad debts of customers or non performing loan. This condition is often caused by deliberate actions of customers in fulfilling their obligations, as well as a mismatch between the use of credit funds with the planned goals. Based on the above conditions, the community service team will provide assistance regarding financial literacy and managing healthy debt for pawnshop customers. The purpose of this community service activity is that the Community Service Team will conduct socialization to increase financial literacy through the introduction of pawnshop products through the introduction of financing products, especially non-pawnshop products of PT Pegadaian CP Kedunghalang. The success of this community service activity through assistance can be seen when customers have better financial planning and PT Pegadaian can provide appropriate and targeted credit and there is an increase in understanding between before and after the material is delivered through the provision of Pre-Tests and Post-Tests with result 29% raised.
PENGARUH LITERASI PASAR MODAL, INKLUSI PASAR MODAL DAN PERSEPSI RISIKO TERHADAP KEPUTUSAN INVESTASI SAHAM GENERASI Z DI PASAR MODAL (STUDI KASUS PADA GENERASI Z USIA 20-26 TAHUN DI 2024) Damayanti, Khairiyah; Listiawati, Rodiana
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 4 No. 3 (2024): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v4i3.193

Abstract

The high interest in stock investment among investors in Indonesia is dominated by Generation Z. This is due to many factors such as capital market literacy, capital market inclusion, and risk perception. This can occur due to many factors such as capital market literacy, capital market inclusion, and risk perception. However, the 2022 National Survey of Financial Literacy and Inclusion data shows a decrease in the level of capital market literacy and an increase in the level of capital market inclusion. The existence of this imbalance can lead to inappropriate stock investment decision making. Then, there are differences in the results of previous studies regarding the risk perception variable on generation Z stock investment decisions. Therefore, this study aims to examine the effect of capital market literacy, capital market inclusion, and risk perception on generation z stock investment decisions in the capital market. This research is quantitative research and uses multiple linear regression tests with the help of the IBM SPSS 2.5 program. The data used is primary data distributed online and obtained 100 generation Z respondents aged 20-26 years. The results of this study are capital market literacy has no effect on generation Z's stock investment decisions in the capital market. While capital market inclusion, and risk perception have a significant influence on generation Z's stock investment decisions in the capital market.
ANALISIS HUBUNGAN PENERAPAN PROBLEM BASED LEARNING DENGAN SELF DIRECTED LEARNING MAHASISWA Novitasari, Novitasari; Listiawati, Rodiana; Redyanita, Hastuti; Ihsan, Muhamad
Jurnal Muara Pendidikan Vol. 9 No. 2 (2024): Jurnal Muara Pendidikan, Vol 9 No 2, Desember 2024
Publisher : LPPM Universitas Muhammadiyah Muara Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/mp.v9i2.2457

Abstract

Soft skills that are expected to emerge in students in the form of independent learning behavior, initiative and exploration (Self Directed Learning) have not been seen in learning that uses classical methods in the form of lectures and assignments only. To overcome this problem, a problem-based learning model or Problem Based Learning (PBL) was applied to the Finance and Banking Study Program of the Jakarta State Polytechnic. This study aims to determine and analyze the relationship between the application of Problem Based Learning (PBL) and students' Self Directed Learning (SDL) abilities. The research methodology used is descriptive quantitative research, with primary data collection techniques in the form of questionnaires. To test the relationship between the application of PBL and SDL using the Pearson Correlation test. The results of the study showed that there was a positive relationship or correlation between the application of Problem Based Learning and students' Self Directed Learning abilities. The results of this study are useful in the world of education, especially higher education, to be able to apply problem-based learning because it can improve the quality of student learning, and is able to foster creative and innovative student characters.
Gamification: Saving in Digital Banking is Like Playing A Game Rimenda, Tetty; Aulia, Meidina Rosa; Listiawati, Rodiana; Marbun, Jhonny
ASEAN Marketing Journal Vol. 14, No. 2
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Manuscript type: Research Paper Research Aims: The purpose of this paper is to explore the effect of gamification, such as badges, elements and challenges that are applied to banking features, on customers' intention to save Design/methodology/approach: This research explores how gamification is applied in digital banking. The study was conducted to test the effect of using the principles of badges, levels and challenges applied to savings can motivate millennials to save. Respondents are XYZ digital bank customers who were born between 1980 -2000. Data from 172 samples were analysed using partial least squares structural equation modelling, Research Findings: The results showed that gamification used in banking positively affects consumer decisions to save. Badge-element strongly predicts how gamification is perceived as motivation in saving activities. The results also show that levels-elements affect the customer's willingness to save, while the challenge element affects the least interest in saving. Theoretical Contribution/Originality: Research on the use of technology in the banking sector can contribute to banking facing intense competition. Further research is needed to explore gamification to improve young consumers' financial well-being and good saving behaviour. Practitioner/Policy Implication: The research supports the use of gamification in the banking sector because gamification can encourage young customers to save money. Research limitation/Implications: Even though gamification is a trending topic, its use in the banking sector must adhere to prudence principles.
Co-Authors Abrianto, Heri Andika, Mia Aulia, Meidina Rosa Damayanti, Khairiyah Dini Ayuning Ratri Sukimin Ekowati, Lia Farhani, Nuraeni Hadiati Hastuti Redyanita Maarebia, Elince Jane Kirsten Mahatmyo, Atyanto Marbun, Jhonny Mia Andika Sari, Mia Andika Mirati, Elly Muchtasib, Ach. Bakhrul Muhamad Ihsan, Muhamad NOVITASARI Novitasari Novitasari Ratri S, Dini Ayuning Redianita, Hastuti Redyanita, Hastuty Rimenda, Tetty Sujarwo Sujarwo Suryani, Heti Fitri Vidyasari, Rahmanita