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All Journal Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan Proceeding International Conference on Information Technology and Business As-Salam: Jurnal Studi Hukum Islam & Pendidikan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal AL-AHKAM Azzahra : Jurnal Pendidikan Anak Usia Dini Shihatuna : Jurnal Pengabdian Kesehatan Masyarakat EKSYA: Jurnal Ekonomi Syariah Jurnal Peduli : Jurnal Pengabdian Kepada Masyarakat Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE EKSYDA: Jurnal Studi Ekonomi Syariah Jurnal Inovasi Ekonomi Syariah dan Akuntansi Jurnal Bisnis, Ekonomi Syariah dan Pajak Journal of Rural Community Development (JRCD) Ambacang: Jurnal Inovasi Pengabdian Masyarakat
Siti Kholijah
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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FAKTOR-FAKTOR SANTRI MUSTHAFAWIYAH LEBIH MEMILIH BANK KONVENSIONAL DARIPADA BANK SYARIAH Siti Kholijah
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1554

Abstract

Banking according to Law No. 10 of 1998 concerning amendments to Law No. 7 of 1992 concerning banking, is a business entity that collects funds from the public in the form of deposits and distributes them to the public in the form of credit and or other forms in order to improve the lives of many people. since 1992 Indonesia has adopted two banking systems, namely conventional and sharia banking systems. In Islam it is clearly stated that Allah SWT has forbidden usury. On this basis, it is not allowed to transact using Conventional Banks because it clearly contains usury. Some scholars have also forbidden to make transactions using Conventional Banks because it is clearly seen to contain usury. This research uses the type of field research (Field Research) which is carried out directly by researchers by going into the field to interview students and teachers who are in the Musthafawiyah Purba Baru Islamic boarding school. The problem discussed is the factor that students prefer to use Conventional Banks rather than Islamic Banks. Some of the factors that influence students to make transactions using Conventional Banks are: location, service, family, self-concept, and reference group factors. From the above factors, there are several factors that can be seen to cause an exhaustion for families to send their children's school fees. Thus it can be said that if an action can cause fatigue for someone then it is permissible to take other actions that do not cause fatigue. But it would be better if parents and students use Sharia Banks to conduct transactions to avoid usury.
Pengaruh Pelayanan dan Nisbah Bagi Hasil terhadap Minat Menabung Nasabah pada Bank Sumut Syariah Panyabungan Beni Sandra; Siti Kholijah; Erpiana Siregar
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Oktober : Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i4.1655

Abstract

The aim is to determine the significant influence of Service and Profit Sharing Ratio on Customer Saving Interest at Bank SUMUT KCPSy Panyabungan. This research uses a quantitative description method. Sampling was taken using a simple random sampling technique, by distributing questionnaires directly to 98 respondents. With the help of SPSS version 25. The research results are based on SPSS calculations that service influences customers' interest in saving. This is proven by the calculated t value being greater than the t table, namely: (2,329 > 1.895) with a significant value of 0.022 < 0.05, and the profit sharing ratio influences customers' interest in saving. This is proven by the calculated t value being greater than the t table, namely: (2.258 > 1.895) with a significance value of 0.026 < 0.05, then it can be concluded that the Profit Sharing Ratio (X2) variable has a positive and significant effect on the customer's interest in saving variable. (Y). This is proven by the calculated F value of 5.654 > 3.092, a significant value of 0.005 < 0.05.
ANALISIS PROMOSI CASHBACK PADA E-COMMERCE BUKALAPAK DALAM PERSPEKTIF EKONOMI SYARIAH Edi Jatmiko; Siti Kholijah; Fitri Utami
EKSYDA: Jurnal Studi Ekonomi Syariah Vol. 4 No. 1 (2023): EKSYDA
Publisher : LPPM STAI DARUSSALAM LAMPUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51226/eksyda.v4i1.653

Abstract

Online shopping in e-commerce has become a habit of Indonesian people, this trend started with the Covid-19 pandemic. There are various factors that motivate Indonesian consumers to shop online. One of them is a cashback promotion. This research method uses library research. The results of this research are that cashback is often considered a marketing strategy that aims to attract customer attention. This cashback practice can be classified as khiyar ghabn in the context of Islamic law. The function of khiyar in buying and selling transactions is to provide the ability for the transacting parties to consider long-term consequences in order to avoid regrets in the future. Thus, it can be said that cashback is permitted because it is a form of deception aimed at persuading customers, as implemented in platforms such as bukalapak. Cashback is considered permissible because it does not involve elements of usury and is included in the khiyar ghabn category.
PENDAMPINGAN DAN PELATIHAN PEMANFAATAN MEDIA E-COMMERCE PADA PENGRAJIN TAPIS LAMPUNG DI DESA RAJABASA LAMA KECAMATAN LABUHAN RATU KABUPATEN LAMPUNG TIMUR Ermanita Pematasari; Siti Kholijah; Siti Fatimah
Jurnal Peduli : Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2022): TRANSFORMASI PENDIDIKAN DAN EKONOMI DI ERA DIGITAL
Publisher : LPPM STAI DARUSSALAM LAMPUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1257.976 KB) | DOI: 10.51226/pdl.v1i2.363

Abstract

ABSTRAK Tapis cloth is a traditional clothing of the Lampung tribe in the form of a sarong made of woven cotton yarn with motifs such as natural, flora and fauna motifs. Tapis cloth is made of woven cotton yarn with a willing motif or decoration, silver thread or gold thread with an embroidery system. The materials used are sanwos or woven fabrics, cotton threads and gold or silver threads, and pempek. Community Service Activities carried out by the STAI Darussalam PKM Team in Lampung were carried out in Rajabasa Lama Village, Labuhan Ratu District, East Lampung Regency, which is one of the typical Lampung filter fabric craftsman villages that still uses traditional manufacturing techniques. Which so far, is still marketed traditionally at a fairly low price. This causes less than optimal marketing. The research approach used in this community service is participation-based research known as Participatory action research (PAR). Community Service Activities, starting from FGDs, Training and Assistance in the Utilization of E-Commerce, which are carried out are not only limited to carrying out one of the Tridharma of Higher Education, but together with community groups can provide the widest possible benefits to the community, namely the results of filter crafts from the village. Rajabasa Lama can be better known by the wider community so that it can increase sales results and can contribute to improving the community's economy.
PELATIHAN PENINGKATAN DESAIN GRAFIS PADA APARATUR DESA: Desa Labuhan Ratu Baru Kecamatan Way Jepara Kabupaten Lampung Timur Fitri Utami; Siti Kholijah
Jurnal Peduli : Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 2 (2023)
Publisher : LPPM STAI DARUSSALAM LAMPUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1617.079 KB) | DOI: 10.51226/pdl.v3i1.487

Abstract

Perkembangan teknologi yang semakin pesat perlu diimbangi dengan peningkatan keterampilan sumber daya manusia, sehingga dapat memanfaatkan teknologi secara maksimal dalam berbagai kepentingan termasuk bagi warga atau aparatur desa dalam melakukan tugas pelayanan kepada masyarakat. Namun aparatur desa Labuhan Ratu Baru belum memiliki ketrampilan tersebut. Oleh karena itu dalam pengabdian ini kami melakukan pelatihan dan pendampingan kepada aparatur desa Labuhan Ratu Baru untuk meningkatkan keterampilan teknik praktis desain grafis. Saat ini belum banyak warga/aparatur desa Labuhan Ratu Baru yang memiliki keterampilan komputer, khususnya bidang desain grafis, sehingga proses pelatihan terkadang mengalami hambatan, namun hal ini tidak membuat patah semangat untuk terus belajar dengan menyimak penyampaian materi oleh narasumber. Setelah mengikuti pelatihan keterampilan, apartur desa Labuhan Ratu menghasilkan beberapa karya yang bagus dan kreatif.
PENDAMPINGAN PEMANFAATAN LEARNING MANAGEMENT SYSTEM DALAM UPAYA PENINGKATAN PEMBELAJARAN DARING PADA SANTRI PONDOK PESANTREN DARUL HIDAYAH Fitri Utami; Siti Kholijah; Kartika Eka Pertiwi
Jurnal Peduli : Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 1 (2023)
Publisher : LPPM STAI DARUSSALAM LAMPUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51226/pdl.v3i2.537

Abstract

Higher education has a very strategic position in producing generations of nations who are globally competitive today and in the future. More specifically, how to build awareness for Islamic boarding school students to continue their education at the tertiary level. At present the opportunity for students to continue their studies in higher education is still very limited. Whereas on the other hand, students have unique characteristics according to the culture of the nation. However, in reality the activities and obligations at Islamic boarding schools cannot be said to be light, so that students need to have mature thoughts in order to be able to assume status as santri students. This service activity aims to provide training to Islamic boarding school students of Darul Hidayah regarding the use of Learning Management System (LMS) media in supporting learning to be more effective and efficient so that they can carry out two roles simultaneously, namely as students and also as students.
Pendekatan Holistik pada Penyuluhan Remaja di 17 SMA Sederajat di Kabupaten Rokan Hilir Provinsi Riau Wahyudi Rambe; Indri Afriani; Mashallia Qisthi; Salsabila Al Khofifah; Mirnawati; Airani Eginanda Putri; Rian Hardiansyah; Siti Zahara; Amaliatul Adzmi Yulistina; Widia Sari Rusma; Dian Noviana; Meli Saputri; Siti Kholijah; Delima Sari; Rahmi Nurrizky; Anggy Saputri; Dini Safira; Fittria Ayu Sahputri
Journal Of Rural Community Development Vol. 1 No. 2 (2024): Vol 1. No. 2 (2024) : Oktober 2024
Publisher : Jurusan Ilmu Sosial dan Ilmu Politik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jrcd.v1i2.11

Abstract

This counseling paradigm, implemented within the Abdurrab University Community Service Program (KKN) in 17 secondary schools across Rokan Hilir Regency, Riau Province, espouses a holistic approach to adolescent development, encompassing the physical, cognitive, social, and environmental dimensions of well-being. The program's core focus, encompassing reproductive health, traditional family medicine utilization (TOGA), personal image enhancement, bullying prevention, and promotion of a clean and healthy lifestyle (PHBS), addresses key challenges faced by adolescents arising from health and self-development knowledge gaps. This study aims to evaluate the impact of the counseling interventions, delivered through participatory and direct consultations, upon student understanding and behavior. The results showed that significant increase in student awareness and knowledge regarding the targeted topics, concurrent with a notable shift towards positive behavioral changes.
ANALISIS STRATEGI PEMASARAN DALAM UPAYA MENINGKATKAN JUMLAH MAHASISWA DI STAI DARUSSALAM LAMPUNG Siti Kholijah; Fitri Utami
EKSYDA: Jurnal Studi Ekonomi Syariah Vol. 3 No. 2 (2023): EKSYDA
Publisher : LPPM STAI DARUSSALAM LAMPUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51226/eksyda.v3i2.483

Abstract

The paradigm in viewing education has begun to shift, from which education was originally viewed and studied as a social aspect, now people see education as a corporate. Therefore, many universities are competing with each other to attract prospective new students. This study aims to analyze marketing strategies in increasing the number of students at STAI Darussalam Lampung. The method used in this research is Variance Based SEM or Partial Least Square (PLS) analysis. Researchers found that the reasons for students in making decisions to continue their education at STAI Darussalam Lampung that need to be considered are increasing promotional media from students, lecturers, employees and alumni and stakeholders; student activities that need to be disseminated to the wider community as one of the promotional media; promotion through online and offline media; and increasing the scholarship quota for poor scholarships, achievement scholarships, tahfidz scholarships, and so on.
KAJIAN BIAYA DAN MANFAAT CMPUTER BASED TEST SEBAGAI MODEL EVALUASI HASIL BELAJAR DI MTS MUHAMADIYYAH METRO Kartika eka pertiwi; Fitri Utami; Siti Kholijah
EKSYDA: Jurnal Studi Ekonomi Syariah Vol. 5 No. 1 (2024): EKSYDA
Publisher : LPPM STAI DARUSSALAM LAMPUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51226/eksyda.v5i1.670

Abstract

ABSTRAK KAJIAN BIAYA DAN MANFAAT COMPUTER BASED TEST SEBAGAI MODEL EVALUASI HASIL BELAJAR DI MTs MUHAMMADIYAH METRO Perkembangan teknologi informasi dan komunikasi yang pesat memberikan kemudahan dalam pekerjaan maupun kebutuhan serta aktivitas sehari-hari tak terkecuali dalam dunia pendidikan. Computer Based Test mulai menggantikan posisi Paper Based Test sebagai alat evaluasi hasil belajar termasuk di MTs Muhammadiyah Metro. Agar sekolah tidak mengalami kegagalan dalam menginvestasikan dananya untuk pengembangan teknologi, maka perlu dilakukan analisis dan pengukuran investasi. Berdasarkan hal tersebut maka dipandang perlu untuk melakukan penelitian ini dalam rangka mengkaji biaya yang dikeluarkan terhadap manfaat yang didapatkan dari penggunaan Computer Based Test. Penelitian ini merupakan penelitian deskriptif kuantitatif. Teknik analisis data yang digunakan adalah Cost and Benefit Analysis. Manfaat ekonomis yang ditimbulkan CBT lebih besar dari pada biaya yang di keluarkan tergambar dari nilai BCR = 1,78. Evaluasi hasil belajar model CBT dapat diterima dan layak secara ekonomi untuk dilanjutkan yang ditunjukkan dengan nilai BCR ≥ 1 dan NPV ≥ 0.
Pengaruh Simpanan dan Pembiayaan terhadap Peningkatan Pendapatan Anggota Koperasi Konsumen Mitra Manindo Syariah Kayu Jati Doriana Siregar; Erpiana Siregar; Siti Kholijah
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 1 No. 3 (2024): September : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v1i3.515

Abstract

This research aims to analyze the effect of savings and financing on increasing the income of Mitra Manindo Syariah Kayu Jati Consumer Cooperative members' income. The sample for this research was members of the Mitra Manindo Syariah Kayu Jati Consumer Cooperative, totaling 155 respondents. The dependent variable (Y) in this research is income, the independent variables savings (X1) and financing (X2). The data used is primary data obtained from respondents through the questionnaire provided. The tool used in this research is SPSS version 21. The research results are based on SPSS calculations that savings do not have a significant effect on income. This is proven by the calculated tvalue being smaller than the ttable, namely: (1.827 < 1.976) with a significant value of 0.070 > 0.025. Meanwhile, financing has an effect on income as evidenced by the calculated t being greater than the ttable, namely: (1.996 > 1.976) with a significant value of 0.048 > 0.025. Then the research results show that savings and financing have a positive and significant effect on the income of cooperative members. This is proven by the calculated F value of 8.326 which is greater than the F table value of 3.06 with a significant value of 0.000<0.005.
Co-Authors Agnes Soukotta Ahmad Riski Airani Eginanda Putri Amaliatul Adzmi Yulistina Amimah Qodari Anggy Saputri Anuar Sanusi Arfan Syahputra Pulungan Ayunda Syahfira Azizatur Rahmah Beni Sandra Cakranegara, Pandu Adi Delima Sari Dian Noviana Dini Safira Doriana Siregar Edi Jatmiko Ermanita Pematasari Ermanita Permatansari Ermanita Permatasari Erpiana Siregar Fatimah Fauziah Nasution Fitri Utami Fittria Ayu Sahputri Indri Afriani Isma Rohayani Juni Khairani Lbs Kartika Eka Pertiwi M. Ariza Eka Yusendra Mashallia Qisthi Meli Saputri Mery Sukmiwati Mhd Asy’ari Mia Juliani Mirna Ilza Mirnawati Mirnawati Nanda Aulia Rifki Nst Pitriani Gultom Rahmi Nurrizky Reski Hidayah Rian Hardiansyah Riska Siregar Risna Hayati Salsabila Al Khofifah Septiani Selly Susanti SITI FATIMAH Siti Zahara Wahyudi Rambe Widia Sari Rusma Wilda Rohani Yolanda Sari Yulmaini Yulmaini