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PEMBERDAYAAN UMKM UNTUK MENINGKATKAN KESEJAHTERAAN MASYARAKAT DI KABUPATEN GRESIK MELALUI PROGRAM PILAR EKONOMI LAZISMU GRESIK Safitri, Eka Candra; Hanifah, Luluk
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11958

Abstract

UMKM yang dilakukan oleh LAZISMU Gresik melalui program pilar ekonomi, penelitian ini juga bertujuan untuk mengetahui bagaimana dampak dari program pemberdayaan UMKM terhadap kesejahteraan masyarakat di Kabupaten Gresik. Pada problematika UMKM, permasalahan utama seringkali terhadap sumber permodalan juga model manajemen yang diimplementasikan kemudian bisa memberikan pengaruh terhadap pengembangan usahanya sendiri. Dengan ditunjang atas peranan LAZISMU, maka bakal bisa memiliki peranan selaku lembaga intermediasi antar masyarakat demi menciptakan pertumbuhan usaha produktif. Metode penelitian ini adalah penelitian deskriptif kualitatif. Teknik pengumpulan data yaitu dari wawancara, observasi, serta dokumentasi. Hasil dari penelitian ini menunjukkan bahwasanya pemberdayaan UMKM merupakan program bantuan pelatihan dan pemberian modal usaha terhadap individu maupun kelompok usaha yang diberikan atas LAZISMU Gresik. Program ini dilaksanakan secara bertahap mulai dari proses pendaftaran, assessment, validasi pimpinan, pemberian modal usaha yang sesuai dengan kebutuhan, serta monitoring dan evaluasi. Penyaluran modal mendahulukan terhadap mustahik yang telah memiliki kegiatan ekonomi maupun usaha tetapi mempunyai kendala maupun belum berkembang baik seperti dalam tambahan modal ataupun pengadaan barang. Satu diantaranya dampak dari program pemberdayaan UMKM yang dilaksanakan atas LAZISMU yakni dengan adanya pemberdayaan UMKM bisa menjadi wadah dan obyek dalam mengenalkan produk-produk usaha mikro yang tentunya dengan pendampingan dari pihak LAZISMU. Kata Kunci: Pemberdayaan, UMKM, Kesejahteraan Masyarakat
The Influence of Halal Literacy, Religiosity, Influencer Marketing, and Price on Halal Cosmetic Decisions Nur Aini, Dwi Putri Ayu; Hanifah, Luluk
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 10, No 2 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v10i2.22256

Abstract

The rapid growth of Indonesia’s halal cosmetic sector is driven by increasing halal awareness, religiosity, digital marketing, and fair pricing. However, empirical studies integrating behavioral factors with the Maqashid Shariah framework remain limited, particularly among Generation Z consumers. This study employs a mixed-method sequential explanatory design, beginning with a quantitative survey of 100 Gen Z consumers in East Java, followed by qualitative analysis to interpret the results through Islamic economic law and Maqashid Shariah principles. Quantitative data were analyzed using validity and reliability tests, classical assumption tests, multiple linear regression, and hypothesis testing with SPSS 26. The qualitative stage contextualizes findings within hifdz al-dīn, hifdz al-nafs, hifdz al-‘aql, hifdz al-nasl, and hifdz al-māl. The regression results show that Religiosity and Price have a positive and significant effect on purchasing decisions, while Halal Literacy and Influencer Marketing have positive but insignificant effects. Simultaneously, all variables significantly influence purchasing decisions, with an Adjusted R² of 0.792. Price is the most dominant predictor, followed by Religiosity. The findings indicate that Gen Z’s halal cosmetic choices are shaped by economic considerations and religious commitment consistent with Maqashid Shariah. Ethical pricing, credible influencers, and strengthened halal literacy enhance rational, safe, and sharia-compliant consumption. This study contributes to Islamic Economic Law by demonstrating how behavioral and normative factors jointly shape halal purchasing behavior and suggests strengthening halal literacy, BPJPH oversight, and DSN-MUI certification governance for a sustainable halal industry.Keywords: Halal Literacy; Religiosity; Influencer Marketing; Price; Purchasing Decision
The Effectiveness of Digital Banking Byond in Increasing Quality Service and Satisfaction Custamers at Bank Syariah Indonesia Pamekasan Branch Amina, Sitti; Hanifah, Luluk
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.3163

Abstract

This study aims to analyze the implementation, effectiveness, and influence of BYOND digital banking services on improving service quality and customer satisfaction at Bank Syariah Indonesia KC Pamekasan . Using a descriptive qualitative approach, data were collected through semi-structured interviews with customers and documentation from various relevant sources. The results show that BYOND implementation is supported by customer education strategies, digital promotions, and strengthening frontline services, but faces digital literacy challenges for some customers. Service effectiveness is reflected in increased transaction speed and system reliability, despite being disrupted by a server downtime incident in 2023. Customer satisfaction generally increases due to ease of access, security, and speed of service, accompanied by a positive impact on corporate image and compliance with sharia principles. This study recommends improving digital literacy, strengthening technological infrastructure, and optimizing communication during disruptions to maintain service quality and customer satisfaction.
Analisis Akad Murabahah pada Pembiayaan Modal Usaha UMKM dalam Perspektif Fiqh Muamalah Fitria Romadloni; Siti Hariroh; Hilmi Hilmi; Dwi Nanda Nur Fadhilah; Luluk Hanifah
Journal of Management, Accounting, and Administration Vol. 2 No. 4: April - June 2026
Publisher : Institut Nurul Islam Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jomaa.v2i4.240

Abstract

Kajian ini berfokus pada analisis praktik akad murabahah dalam pembiayaan modal usaha UMKM dengan menempatkan prinsip Fiqh Muamalah sebagai kerangka evaluasi utama. Dominasi murabahah sebagai instrumen pembiayaan tidak selalu sejalan dengan pemenuhan substansi syariah, khususnya dalam penerapan rukun dan syarat akad. Penelitian ini menggunakan pendekatan kualitatif berbasis studi kepustakaan dengan memanfaatkan sumber data sekunder berupa laporan keuangan, dokumen  kontrak standar, regulasi OJK, serta fatwa DSN-MUI. Data dianalisis melalui metode analisis isi secara deduktif untuk menilai kesesuaian antara praktik operasional dan norma fiqh. Hasil kajian mengungkap bahwa meskipun murabahah telah memenuhi ketentuan formal regulatif, terdapat titik rawan pada pemenuhan aspek qabdh dalam skema murabahah bil wakalah. Ketidakjelasan bukti transaksi berpotensi menggeser akad dari jual beli menjadi pinjaman berbunga. Oleh sebab itu, diperlukan penguatan sistem pengawasan dan keterbukaan penetapan margin guna memastikan penerapan kepatuhan syariah yang komprehensif.  
Edukasi dan Sosialisasi Anti-Bullying dalam Pencegahan Kekerasan di Lingkungan Pendidikan Bangkalan Luluk Hanifah; Dira Aadelia Oktaviana Putri; Awalinda Nur Fittyadini Arofatin; Saniyah Labibah; Maulidatus Tsaniyah; Anik Sunariyah; Siti Mutiatun
Santri : Journal of Student Engagement Vol. 5 No. 1 (2026): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v5i1.2415

Abstract

Bullying is a serious issue that frequently occurs in school environments, negatively affecting the physical and mental well-being of victims. Adolescence, as a phase of identity formation, makes students vulnerable to involvement both as perpetrators and as victims. This article aims to provide a comprehensive description of the bullying phenomenon by discussing definitions, types, causes, impacts, and prevention strategies through education and socialization. Anti-bullying socialization activities were carried out as an effort to create a safe and supportive school environment. The implementation method included a preparation stage, material presentation by expert speakers, interactive discussion and Q&A sessions, an anti-bullying campaign, and the formation of an Anti-Bullying Task Force as a means of program sustainability. The results showed high enthusiasm and improved student understanding of the dangers of bullying, reflected in the active participation of attendees in Q&A activities and changes in attitudes toward mutual respect and non-violence. These findings indicate that education and socialization collaboratively designed by educators, parents, and communities can be an effective strategy for preventing bullying. With sustained efforts, schools can become safer, more comfortable environments that support the emotional well-being of all students.
Implementation Of Halal Value Chain In The Unit Boarding Boarding Business An- Nafi'iyah Bangkalan Moh Lutfi; Luluk Hanifah
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 2 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i2.664

Abstract

Along with the majority of Indonesia's Muslim population, food development has developed and halal drinks continue to increase. Therefore it is Halal value chain is a production activity that can be guaranteed to be halal from start to finish from input, production, distribution, marketing, And consumption in produce Halal products, raw material input must be considered as well as technology processing used as well as all product procurement processes that will be consumed. The aim of this research is to find out the implementation process Halal value chains on Units Business Boarding school as well as know opportunity And obstacle on Units Business Boarding school with approach draft halal value chain that focuses on halal food. This research is research field using a qualitative approach. As for the retrieval technique data with documentation, observation and interviews with students, administrators and Caregiver Cottage (cleric). Study This done on cottage Boarding school An- Nafi'iyah Bangkalan. registered in OPOP ( one Islamic boarding school, one product ) region Madurese, with production know. Study This expected own benefit to reader And cottage Boarding school that is give outlook of the importance of implementing ecosystems Halal Value Chain in every business unit in Islamic boarding schools in Madura in particular , as well as among the community Which is developing its business unit
Economic Empowerment Of Santripreneur-Based Islamic Boarding Schools At Nurul Amanah Islamic Boarding School, Bangkalan Anisa Putri Armita; Luluk Hanifah
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 2 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i2.668

Abstract

Islamic boarding schools have the responsibility to develop the potential of students and empower them in all fields including economic aspects. This is what has spurred a number of Islamic boarding schools to try to combine the religious education system with entrepreneurial training. With the aim of supporting the main task of Islamic boarding schools, namely providing religious knowledge. So that Islamic boarding schools are not only producing a spiritually competent generation, but also producing an economically competent generation. The research conducted at the Nurul Amanah Bangkalan Islamic Boarding School used qualitative research methods. The data collection techniques used in this research included documentation, observation and in-depth interviews with students and caregivers at the Nurul Amanah Bangkalan Islamic Boarding School. Nurul Amanah Islamic Boarding School is an Islamic boarding school that implements a santripreneur program for students to become entrepreneurs so that they can empower the Islamic boarding school's economy. Therefore, this research aims to determine the economic empowerment of santripreneur-based Islamic boarding schools at the Nurul Amanah Bangkalan Islamic Boarding School.
Maqashid al-Sharia-Based Accountability in ZIS Accounting Practices: Evidence from BMH Bangkalan Fahrizal Fahrizal; Ahmad Makhtum; Luluk Hanifah
Jesya Vol 9 No 2 (2026): ARTICLES : RESEARCH JUNI 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v9i2.2718

Abstract

Zakat, infaq, and sadaqah (ZIS) institutions are required to demonstrate accountability not only through financial reporting compliance but also through the realization of Islamic social objectives. However, previous studies have largely emphasized technical compliance with PSAK 109, while the integration of maqashid al-sharia as an accountability framework in ZIS accounting remains underexplored, particularly in local zakat institutions. This study aims to analyze the role of maqashid al-sharia as a basis for accountability in ZIS accounting practices at Baitul Maal Hidayatullah Bangkalan. A descriptive qualitative approach was employed through in-depth interviews, participatory observation, and documentation of financial reports and institutional activities. The findings show that maqashid al-sharia strengthens ZIS accountability by linking financial reporting, transparency, fund distribution, and social programs to the objectives of preserving religion, life, intellect, lineage, and wealth. The institution’s accounting practices are supported by PSAK 109, while its accountability is reflected in educational, da’wah, social-humanitarian, health, and economic empowerment programs for beneficiaries. The novelty of this study lies in positioning maqashid al-sharia as an analytical accountability framework that extends beyond administrative compliance toward social impact and public trust. This study contributes theoretically to the development of maqashid-based Islamic accounting and practically to improving governance, transparency, and accountability in ZIS management institutions.
Implementation Of PSAK 109 At Baznas Bangkalan From The Perspective Of Maqashid Syariah Fathur Rozi; Luluk Hanifah; Mashudi Mashudi
Varied Knowledge Journal Vol. 3 No. 4 (2026): Varied Knowledge Journal, May 2026
Publisher : CV. Global Cendekia Inti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71094/vkj.v3i4.224

Abstract

This research aims to analyze the implementation of PSAK 109 at the National Amil Zakat Agency of Bangkalan Regency from the perspective of maqashid sharia. The issue raised is the suboptimal integration between the technical fulfillment of zakat financial reporting and the reflection of shariah welfare values in practice at the regional level. This research uses a descriptive-analytical qualitative approach thru in-depth interviews, observation of financial report documents, and documentation studies. Analysis was conducted on five components of the financial statements according to standards, namely the statement of financial position, statement of fund changes, statement of management asset changes, cash flow statement, and notes to the financial statements. The research results show that the financial statements have been prepared in accordance with PSAK 109 regulations, with a clear summary distinguishing between zakat funds, infak/sadaqah, amil funds, and non-halal funds. This practice not only meets the aspects of accountability and transparency but also reflects the safeguarding of wealth, life, and trust as per the objectives of maqashid sharia. The management of productive assets and detailed explanations in the notes to the financial statements demonstrate a sustainable orientation toward the welfare of the mustahik.
The Influence of Halal Literacy, Religiosity, Influencer Marketing, and Price on Halal Cosmetic Decisions Dwi Putri Ayu Nur Aini; Luluk Hanifah
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 10 No. 2 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v10i2.22256

Abstract

The rapid growth of Indonesia’s halal cosmetic sector is driven by increasing halal awareness, religiosity, digital marketing, and fair pricing. However, empirical studies integrating behavioral factors with the Maqashid Shariah framework remain limited, particularly among Generation Z consumers. This study employs a mixed-method sequential explanatory design, beginning with a quantitative survey of 100 Gen Z consumers in East Java, followed by qualitative analysis to interpret the results through Islamic economic law and Maqashid Shariah principles. Quantitative data were analyzed using validity and reliability tests, classical assumption tests, multiple linear regression, and hypothesis testing with SPSS 26. The qualitative stage contextualizes findings within hifdz al-dīn, hifdz al-nafs, hifdz al-‘aql, hifdz al-nasl, and hifdz al-māl. The regression results show that Religiosity and Price have a positive and significant effect on purchasing decisions, while Halal Literacy and Influencer Marketing have positive but insignificant effects. Simultaneously, all variables significantly influence purchasing decisions, with an Adjusted R² of 0.792. Price is the most dominant predictor, followed by Religiosity. The findings indicate that Gen Z’s halal cosmetic choices are shaped by economic considerations and religious commitment consistent with Maqashid Shariah. Ethical pricing, credible influencers, and strengthened halal literacy enhance rational, safe, and sharia-compliant consumption. This study contributes to Islamic Economic Law by demonstrating how behavioral and normative factors jointly shape halal purchasing behavior and suggests strengthening halal literacy, BPJPH oversight, and DSN-MUI certification governance for a sustainable halal industry.Keywords: Halal Literacy; Religiosity; Influencer Marketing; Price; Purchasing Decision