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All Journal An-Nisbah: Jurnal Ekonomi Syariah International Journal of Social Service and Research Jurnal Impresi Indonesia International Journal of Management and Business Economics The Es Economics and Entrepreneurship Jurnal Pengabdian Masyarakat Bangsa Jurnal Informatika Ekonomi Bisnis IIJSE Khidmah: Jurnal Pengabdian Masyarakat STIT Tanggamus Tijarah KONTAN: Jurnal Ekonomi, Manajemen dan Bisnis An-Nisbah: Jurnal Ekonomi Syariah
Qoriani, Hersa Farida
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The Effect of Investment Knowledge, Lifestyle, and Income on Antam Gold Investment Decisions Using Gold (E-Gold) in the BSI Application (Case Study on Generation Z Muslims of Lumajang Regency) Halimah, Nur; Rifa’i, Khamdan; Qoriani, Hersa Farida
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6239

Abstract

Investment decisions involve an investor's actions to invest funds in various investment options, both in the form of financial assets and real assets. The formulation of the problem in this study is how does investment knowledge affect the Antam E-Gold Investment decision?, How does lifestyle affect the Antam E-Gold Investment decision? How does income affect the Antam E-Gold Investment decision? The method used is quantitative. The results of the study showed that the partial test results of the investment knowledge variable had a positive effect on the Antam E-Gold Investment Decision. The Lifestyle variable did not affect the Antam E-Gold Investment Decision and the income variable had a positive effect on the Antam E-Gold Investment Decision.
Business Development Strategy in Enhcreasing Economic Independence Hidayatullah, Aldi; Mahmudah, Mahmudah; Qoriani, Hersa Farida
The Es Economics and Entrepreneurship Vol. 4 No. 01 (2025): The Es Economics And Entrepreneurship (ESEE)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/esee.v4i01.590

Abstract

This research has the aim, firstly to explorebusiness entity development strategy in increasing the economic independence of the Darul Hidayah Islamic boarding school, second analyzing the development of business entities in increasing the economic independence of the Darul Hidayah Islamic boarding school, third evaluating the development of business entities in increasing economic independence. The purpose of this study was achieved by a qualitative approach with a descriptive type. Data was obtained by means of observation, interviews and tracing data through the documentation process. The analysis used SWOT analysis (Strengths, Weaknesses, Opportunities, Threaths). Through this process, this study produced the first development strategy carried out with development centered on asatidz, strengthening the operations of the Islamic boarding school, economic development for alumni. Second, its application was carried out in building partnerships, business mentoring, and institutional development. Third, development evaluation in financial evaluation was carried out by means of customer evaluation that emphasized customer satisfaction and evaluation of innovation and learning processes. Innovation based on improving the quality and quality of all elements involved in the process of developing Islamic boarding school-owned business entities.
Strategy In Improving Study Customers: Baktimakmur Indah Surabaya Rural Bank (BPRS) Qoriani, Hersa Farida
International Journal of Management and Business Economics Vol. 2 No. 2 (2024): February
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/ijmebe.v2i1.206

Abstract

Sharia banking is currently viral and its name is soaring, including the Baktimakmur Indah Surabaya Rural Bank (BPRS). There are lots of products in BPRS that are of interest to the people of Surabaya. Therefore, so that customers in BPRS continue to grow and not run to other BPRS, there must be an effective strategy to increase customers. The importance of services at BPRS has an impact on increasing customers. With the strategy especially on service or service makes the customer increase. The purpose of this research is to find out and analyze the right service strategy at BPRS Baktimakmur Indah Surabaya. In this study, the research method used is a qualitative approach with a descriptive research type. Data collection techniques using observation techniques, interviews and documentation. The strategy in providing services must be further improved and provide extra services for customers who have long been members of BPRS Baktimakmur Indah Surabaya. BPRS uses strategies in carrying out services, namely the basic strategy which includes BPRS staff must be able to be friendly and communicative when serving customers, and neat appearance is a form of good service to customers and prospective customers. While the main service strategy includes excellent service, responsiveness, honesty, innovation, and credibility.
THE INFLUENCE OF QUALITY AND PRICE ON PURCHASE DECISIONS OF MUSLIM CLOTHES IN INDAH BORDIR SIDOARJO Qoriani, Hersa Farida
Tijarah: Jurnal Ekonomi Syariah Vol 2, No 1 (2023): Tijarah: Jurnal Ekonomi Syariah
Publisher : CV Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/tijarah.v2i1.497

Abstract

Islam teaches how to dress neatly and politely, with the intention that we are kept away from evil and the punishment of Allah SWT. The purpose of this study was to analyze partially, simultaneously between quality, price on purchasing decisions, quantitative research, population 115,250 and sample 100. The results show that quality and price have an influence on purchasing decisions. With the value of X1 = significant 0.001 0.05 and the value of t count 3.124 t table 1.660., X2 = significant 0.000 0.05 and the value of t count 8.399 t table 1.660. simultaneously has a significant effect of 0.000 0.05 and the value of F = 24.071 3.687
FAKTOR-FAKTOR YANG BERPENGARUH DALAM KEPUTUSAN PEMBELIAN ASURANSI KESEHATAN ALLISYA CARE SIDOARJO Qoriani, Hersa Farida
Tijarah: Jurnal Ekonomi Syariah Vol 2, No 2 (2023): Tijarah: Jurnal Ekonomi Syariah
Publisher : CV Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/tijarah.v2i2.417

Abstract

Banyak sekali asuransi-asuransi yang ada di Indonesia saat ini, hal ini bermanfaat untuk masyarakat Indonesia dalam menghadapi resiko-resiko di kehidupan. Namun, ada beberapa factor penting yang membuat orang tidak serta merta langsung mengambil asuransi, terutama untuk menjaga Kesehatan mereka. Factor budaya dan motivasi salah satunya dalam memilih asuransi Kesehatan di allisya care Sidoarjo. Tujuan penelitian ini untuk mengetahui apa sjaa yang mempengaruhi dan seberapa besar pengaruhnya factor budaya dan motivasi. Metode yang digunakan dalam penelitian ini adlah kuantitatif dengan Teknik pengambilan sampel menggunakan accidental sampling sebanyak 100 orang. Hasil dari penelitian ini adalah t = (-0,666 0,163), signifikansi (0,507 0,10), bahwa budaya kurang memiliki pengaruh dalam membuat keputusan mengambil asuransi kesehatan allisya care Sidoarjo. Untuk variable x2, nilai t = (4,125 1, 290) dan signifikansi ( 0,047 0,10), ini berarti bahwa motivasi memiliki pengaruh positif signifikan dalam mengambil keputusan membeli asuransi kesehatan allisya care Sidoarjo. Hasil berikutnya dengan F = (12,239 2,36), signifikansi (0, 010 0, 10) , hal ini bahwa budaya serta motivasi Bersama sama memiliki pengaruh positif signifikan dalam mengambil keputusan pembelian asuransi Kesehatan allisya care Sidoarjo.
The Influence of Brand Image, and Sharia Label on Savings Decisions of Customers at PT Bank Syariah Indonesia Tbk KCP Jember Gajah Mada Arlian, Ludita Cosa; Masrohatin, Siti; Setianingrum, Nurul; Qoriani, Hersa Farida; Chotib, Moch.
Jurnal Impresi Indonesia Vol. 3 No. 10 (2024)
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jii.v3i10.5646

Abstract

This study aims to analyze the effect of brand image and sharia label on saving decisions on customers of PT Bank Syariah Indonesia Tbk KCP Jember Gajah Mada. Bank Syariah Indonesia is one of the largest Islamic financial institutions in Indonesia that provides banking products and services according to sharia principles. Factors such as brand image and the existe    nce of sharia labels are considered to have an important role in influencing customer decisions to save at Islamic banks. The research method used is quantitative with data collection techniques through questionnaires distributed to Bank Syariah Indonesia customers at KCP Jember Gajah Mada. The data obtained were analyzed using multiple linear regression to determine the effect of each independent variable on saving decisions. The results showed that brand image, and sharia label simultaneously and partially had a significant effect on customer saving decisions. Brand image has a positive and significant effect, which shows that the positive image of Islamic banks can increase customer interest in saving. In addition, the sharia label, which shows compliance with sharia principles, also makes a significant contribution in influencing customer decisions. In conclusion, brand image, and sharia label are important factors that influence customer decisions in saving at Bank Syariah Indonesia. Therefore, the bank is expected to continue to strengthen the brand image, provide education about sharia products, and maintain the integrity of the sharia label to increase customer loyalty and trust.
Co-Authors Agustina, Eurika Happy Tri Arlian, Ludita Cosa Awlia, Winda Chotib, Moch. Fahmi, Muhammad Fikri Fatimatus Zahro, Fatimatus Fatmawati, Dwi Ayu Hidayah, Salmatul Hidayatullah, Aldi Hoiriyah, Ulul Azmi Latifah, Sofiyatul M. Syahril Muadhom Maharani, Aulia Mahmudah Mahmudah Masrohatin, Siti Mukorrobin, Moch Syabiqul Musfiroh, Luluk Nafis, Abdul Wadud Nur Halimah Putri, Vanda Aprillicia Aneta Rahim, Indah Permatasari Rasida, Amelia Rifa’i, Khamdan S, Febri Maulana Ilham Sano, Sano Setianingrum, Nurul Sherly, Precilia Renanda Shodiq, Mochamad Ja`far Suherman, Jevan Abednego