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Transformasi Digital Branch dalam Upaya Peningkatan Layanan di Era Society 5.0 pada Bank Mandiri Jemberpada Bank Mandiri Jember Ananda, Hafiz Wahyu; Masrohatin, Siti; Amalia, Rizca Laila; Aini, Lynda Qurotul
Jurnal Ekonomi & Perbankan Syariah Vol 3, No 1 (2023): JEIPS: Jurnal Ekonomi Islam dan Perbankan Syariah
Publisher : Prodi Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37598/jeips.v3i1.1761

Abstract

Transformasi digital pada industri perbankan lebih dari sekedar menyediakan layanan online dan mobile banking. Digital branch sebagai salah satu bentuk digitalisasi perbankan hadir sebagai strategi layanan terbaru yang memudahkan masyarakat untuk dapat menikmati layanan perbankan secara lebih cepat, mudah, dan aman. Konsep digital branch menggabungkan antara layanan konvensional dan layanan digital, yang dilakukan dalam memenuhi kebutuhan nasabah yang kompleks dan beragam terutama di Era Society 5.0. Dalam menghadapi perubahan ini, perbankan harus memperhatikan perkembangan teknologi dan tuntutan masyarakat, serta dampak sosial dan lingkungan yang ditimbulkan dari sistem yang telah dibuat untuk mengembangkan strategi dan produk yang tepat dan relevan dengan kebutuhan nasabah. Penelitian ini merupakan penelitian kualitatif dengan metode pengambilan informasi melalui wawancara dengan narasumber, buku, tinjauan pustaka, literatur, penelitian terdahulu, website atau artikel yang relevan dengan isu yang sedang dikaji. Penelitian ini bertujuan memaparkan transformasi bank konvensional menjadi digital branch sehingga memunculkan strategi dan upaya baru bank untuk meningkatkan layanan nasabah terutama pada perubahan industri era Society 5.0. Hasil penelitian menunjukkan bahwa transformasi bank konvensional menjadi digital branch dapat memberikan kemudahan dan keamanan layanan bagi nasabah dalam melakukan aktivitas perbankan, sehingga hal ini akan meningkatkan kepuasan nasabah dan kualitas layanan perbankan, serta memunculkan kepercayaan nasabah pada sektor perbankan tersebut.
Linguistik dan Heritage Tourism bagi Bisnis Ekonomi Kemasyarakatan di Banyuwangi Mukarromah, Inayatul; Masrohatin, Siti; Amalia, Radella
AKM Vol 5 No 2 (2025): AKM : Aksi Kepada Masyarakat Jurnal Pengabdian Kepada Masyarakat - Januari 2025
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/akm.v5i2.1236

Abstract

Banyuwangi memiliki Potensi sumberdaya manusianya juga sangat tinggi khususnya dalam mengembangkan sektor pariwisata. Hal ini juga senada dengan apa yang ditulis oleh peneliti tentang Sumber daya manusia yang tergolong sangat kompeten dalam mengelola perkembangan destinasi wisata di Banyuwangi. Keunikan Kawasan Perkebunan bangunan kolonial adalah Kawasan terbentang di Kabupaten Banyuwangi juga merupakan warisan Sejarah termasuk kolonial yang harus dilestarikan. Isu-isu dapat diambil gap bahwa pendekatan Bahasa yang diterima dan dipahami oleh Masyarakat, pemerintah, stakeholder, Masyarakat dan swasta melalui pendekatan Bahasa , Tingkat social dan budaya yang diterima oleh semua pihak. Tulisan ini menguraikan program Pengabdian Kepada Masyarakat (PKM) yang dilakukan oleh penulis dengan obyek para Linguistik dalam mengakomodasi tenaga pemandu wisata Sejarah. Model pendekatan Linguistik untuk mengkonsep bentuk Exploring Heritage Tourism Such as Herirage Colonial di Banyuwangi.Peran Bahasa secara sosial dan bufdaya dari Masyarakat, pemerintah, Asosiasi, ADM, Perkebunan, Sejarawan, pelaku wisata terhadap cagar budaya dan Kawasan bersejarah khususnya di Kawasan Banyuwangi. Juga mengenai fenomena symbol-simbol Bahasa yang didapat di Cagar Budaya Alam (CGB) dan Kawasan Sejarah khususnya Kawasan kolonial di Banyuwangi.
The influence of halal label, price, and brand image on cosmetic product purchase decisions among female students at FEBI UIN KHAS Jember Musaidah, Ahlam; Ahmadiono, Ahmadiono; Masrohatin, Siti
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art19

Abstract

IntroductionHumans have two primary needs: basic and secondary needs. Women in particular have distinct needs related to their appearance. Cosmetics serve not only to beautify but also to care for the body from head to toe. Many women incorporate cosmetics into their daily routines and use them from morning to night.ObjectivesThe objective of this study is to determine the influence of halal label, price, and brand image on purchasing decisions for cosmetics among female students at UIN KHAS Jember.MethodThis quantitative research employed multiple linear regression analysis. The sample size was determined using Slovin's formula and data were collected through questionnaires distributed to a selected sample of students. The study analyzed the validity, reliability, and classical assumption tests (normality, heteroskedasticity, and multicollinearity) and used multiple linear regression to assess the impact of the independent variables (halal label, price, and brand image) on the dependent variable (purchase decision).ResultsThe findings reveal that halal label and brand image positively influence the purchasing decisions of cosmetic products. These results indicate that students at UIN KHAS Jember consider halal label, price, and brand image as determinants when making cosmetic purchase decisions.ImplicationsThis study highlights the importance of halal labeling in reducing consumer doubts about product halal status, particularly for Muslim consumers who use cosmetics daily. The positive impact of brand image suggests that students are influenced by the reputation and perceived quality of cosmetic brands. These findings also suggest that competitive pricing strategies can significantly affect purchase decisions.Originality/NoveltyThis study provides insights into the factors influencing cosmetic purchase decisions among Muslim students, emphasizing the role of halal certification. This study contributes to the understanding of consumer behavior in the context of halal products, which is critical for marketers targeting Muslim consumers.
REVITALISASI ILMU ‘ARUDHL DALAM PENDIDIKAN PESANTREN DI INDONESIA; KAJIAN ATAS MEMUDARNYA TRADISI KEILMUAN SANTRI Al-MasduQi, Himayatu Syarafatil Furqon; Masrohatin, Siti
Mozaic: Islamic Studies Journal Vol 3 No 02 (2024)
Publisher : Pascasarjana UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/mozaic.v3i02.2177

Abstract

This paper discusses the science of 'Arudhl, studied by santri (students) in college (Islamic boarding schools). 'Arudhl is a branch of knowledge in Arabic literature, essential for understanding the beauty and rules of Arabic poetry. This discipline was developed by al-Imam al-Khalil bin Ahmad al-Farahidi to measure the accuracy of patterns and rhythms in Arabic poetry. During its golden age, 'Arudhl was highly valued as a tool to preserve the structure and elegance of classical Arabic poetry (sya’ir). The article examines the decline of 'Arudhl teaching traditions in Indonesian pesantren. Its primary focus is on the factors contributing to the decreased interest and ability to teach 'Arudhl, including changes in pesantren curricula, declining interest among santri in classical sciences, and the dwindling number of teachers proficient in this field. Furthermore, the article explores revitalization efforts to revive the teaching of 'Arudhl, such as designing balanced curricula, employing creative teaching methods, and improving teacher quality. By understanding the significance of 'Arudhl, this paper aims to encourage readers to appreciate the richness of Arabic literary traditions and their role in shaping a strong cultural identity.
EFEKTIFITAS PASCA TERBIT SERTIFIKASI HALAL PADA UMKM DI KECAMATAN BANYUWANGI KABUPATEN BANYUWANGI Masrohatin, Siti; Hasanah, Hikmatul
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 10 No 2 (2025): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Fe
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v10i2.1328

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Posisi UMKM dalam perekonomian nasional mempunyai kedudukan sangat strategis, sebab eksistensi UMKM mendominasi dalam perekonomian di Indonesia karena usaha mikro dan kecil mempunyai kelebihan pada penggunaan sumber daya alam serta padat karya. Di Kabupaten Banyuwangi sudah ada ribuan pelaku UMKM tersertifikasi halal (melalui skema) self declare. Ini bisa menjadi daerah percontohan di Indonesia, dalam percepatan sertifikasi halal. Penelitian ini bertujuan untuk menganalisis terkait efektifitas dari sertifikat halal yang telah di miliki oleh para pelaku UMKM di kecamatan Banyuwangi kabupaten Banyuwangi. Adapun pendekatan yang digunakan adalah kualitatif dengan Jenis penelitian fenomenologi. Jenis ini digunakan untuk mengungkap pengalaman pelaku UMKM setelah memeiliki sertifikat halal pada semua produk makanan dan minuman hasil produksinya. Adapun hasilnya memberikan dampak positif yang signifikan terhadap keberlangsungan dan pertumbuhan UMKM di kecamatan Banyuwangi, serta dapat menciptakan ekosistem yang lebih sehat, kompetitif, dan berkelanjutan dalam industri makanan dan minuman, memberikan manfaat yang lebih luas bagi masyarakat dan perekonomian, menjadikannya sebagai model yang bisa diadopsi oleh daerah lain, serta dapat berkontribusi terhadap suksesnya program pemerintah tentang kewajiban produk bersertifikat halal yang telah diamanahkan dalam Undang-undang.
EFEKTIVITAS ADANYA BANTUAN SOSIAL UNTUK MEMINIMALISIR KEMISKINAN PADA MASYARAKAT JEMBER Masrohatin, Siti; Maulidi, Ahmad Wasil; Rizal, Mohammad
PEDAMAS (PENGABDIAN KEPADA MASYARAKAT) Vol. 3 No. 02 (2025): MARET 2025
Publisher : MEDIA INOVASI PENDIDIKAN DAN PUBLIKASI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dalam negara berkembang semua masyarakatnya bisa dikatakan sejahtera manakala tingkat kemiskinanya rendah. Adanya bantuan sosial di tiap kota di Indonesia bisa meminimalisir kemiskinan pada suatu masyarakat. Di Jember adalah salah satu kota di Indonesia yang masyarakatnya bisa dikatakan tingkat kemiskinannya bisa rendah karena dengan adanya bantuan sosial yang diberikan oleh Pemerintah maupun Dinas Sosial. Masyarakat Jember yang tergolong dalam katagori ketidakmampuan dalam hal memenuhi kehidupan sehari-harinya akan diberikan bantuan sosial untuk meminimalisir kemiskinan. Efektivitas dalam penyaluran bantuan sosial sangatlah penting sekali, supaya bantuan yang disalurkan tersebut tidak salah sasaran dalam artian tepat kepada masyarakat yang membutuhkan bantuan sosial tersebut. Progaram bantuan sosial ini bertujuan untuk meminimalisir kemiskinan yang ada pada masyarakat Jember. Metode dalam pengabdian ini menggunakan motede pendekatan partisipatif dan community development yang mana dapat membantu memahami kebutuhan masyarakat. Hasil pengabdian ini menunjukkan bahwa adanya bantuan sosial yang diberikan oleh Dinas Sosial Kabupaten Jember kepada masyarakat jember bisa meminimalisir tingkat kemiskinan yang ada.
Halal Value Chain Analysis in Poultry Slaughterhouse UD. Mandiri Bu Warni in Gambiran - Banyuwangi Hasanah, Siti Nur Hafifatul; Rokhim, Abdul; Masrohatin, Siti
Journal of Islamic Economy Vol. 2 No. 1 (2025): MARCH-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/awmq6n55

Abstract

This study aims to analyze halal values ​​in the value chain of the UD Poultry Slaughterhouse industry. Independent Mrs. Warni. The methods used in this research include direct observation, interviews, and document analysis related to the production process. The results showed that UD. Mandiri Bu Warni has carried out the process well, starting from the supply of chicken, halal slaughter, to delivery to consumers. However, UD. Mandiri has not fully maintained the purity of chicken meat, because it is only cleaned with water to make it look clean. In addition, UD. Mandiri Bu Warni also has not used packaging that has a halal label, even though it already has a halal certificate which is currently still in the process of being extended. Therefore, this research contributes to the development of the Poultry Slaughterhouse industry by applying the value chain and halal principles
The role of Islamic economics in improving social and economic welfare Jannah, Firdiyatul; Masrohatin, Siti; Anggitaningsih, Retna
Journal of Islamic Economy Vol. 2 No. 1 (2025): MARCH-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/1bm67w34

Abstract

This study aims to analyze the role of sharia economics in improving social and economic welfare through the Systematic Literature Review (SLR) approach. This method is carried out in a structured manner to collect, evaluate, and analyze literature relevant to the research topic. The first stage is to formulate research questions regarding the contribution of sharia economics in poverty alleviation and financial inclusion. Literature was collected from scientific databases such as Google Scholar, Scopus, and ScienceDirect with keywords related to sharia economics and social welfare. Literature selection is carried out based on inclusion and exclusion criteria to ensure quality and relevance. The data obtained was analyzed using a thematic analysis method, grouping the findings into main themes such as the role of zakat, Islamic banking, and the impact of waqf on the community's economy. Validation is carried out using the Critical Appraisal Skills Programme (CASP) tool to ensure the quality of the articles analyzed. The results of the study show that sharia economics plays a significant role in improving social and economic welfare with the principles of social justice, sustainability, and social responsibility. Instruments such as zakat, waqf, infaq, and alms contribute greatly to community empowerment and the reduction of economic disparities. However, the development of the Islamic economy still faces challenges such as lack of understanding, inadequate regulations, and competition with conventional economic systems. Therefore, education, regulatory improvement, and integration with the global market are needed to maximize the benefits of the sharia economy.
HERMENEUTIKA M. AMIN ABDULLAH DAN KONTRIBUSINYA DALAM STUDI KEISLAMAN El Mazir, Wildan; Elhady, Aminullah; Masrohatin, Siti
Mozaic: Islamic Studies Journal Vol 4 No 01 (2025)
Publisher : Pascasarjana UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/mozaic.v4i01.2272

Abstract

Qur'anic exegesis (tafsir) occupies a special place in the development of intellectual traditions and Islamic civilization at large. As the primary source of Islamic teachings, Muslims have, for centuries, strived to understand the various meanings of the Qur'an in ways that meet the needs of contemporary society through diverse methods, including hermeneutics. This article aims to discuss the hermeneutical approach used by M. Amin Abdullah in the discourse of Qur'anic interpretation. This study falls into the category of qualitative research using a library research method, in which data is derived from textual studies or books relevant to the topic under discussion. The data analysis technique employed in this research is content analysis, used to analyze written data in the form of communicative content. The results of this study reveal that M. Amin Abdullah's hermeneutics generally align with the broader study of hermeneutics. However, the methodological distinction of his approach lies in the epistemological foundation of an integrative-interconnective paradigm in Islamic studies. Due to this methodological distinction, M. Amin Abdullah's hermeneutics possess a unique character in producing meaning in the study of Qur'anic exegesis. Keywords: exegesis; Qur'an; hermeneutics
MAMACA SEBAGAI MEDIA PENDIDIKAN ISLAM NUSANTARA Khuluqi, Muhammad Adil; Saihan, Saihan; Masrohatin, Siti
Mozaic: Islamic Studies Journal Vol 4 No 01 (2025)
Publisher : Pascasarjana UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/mozaic.v4i01.2292

Abstract

The Mamaca tradition in Madura is a form of oral literature rooted in local wisdom and Islamic values, representing the cultural assimilation between Islam and pre-Islamic traditions in Nusantara. Initially practiced as a poetic chant akin to the Javanese Macapat, Mamaca evolved into a didactic medium, narrating stories imbued with religious and moral teachings. This study aims to examine Mamaca as a vehicle for Islamic education in the context of Islam Nusantara, particularly its role in preserving local identity amidst globalization and the influx of transnational ideologies. Using a qualitative approach with descriptive-analytical methods, the research employs fieldwork techniques such as observation, documentation, and structured interviews. The study draws on Mark R. Woodward’s theory of cultural Islam, which views Islam in Java and Madura as a syncretic and mystical tradition rooted in Sufism. The findings reveal that Mamaca functions not merely as a folkloric art form but as a means of internalizing Islamic values through narratives, symbols, and performance, especially in pesantren environments. However, challenges such as generational gaps, declining interest, and cultural shifts threaten the survival of this tradition. The study concludes that revitalizing Mamaca as a character education tool aligned with Islam Nusantara’s principles—tolerance, spirituality, and cultural harmony—can reinforce local Islamic identity. Therefore, Mamaca holds strategic potential as an indigenous educational model that aligns with Nahdlatul Ulama’s vision of moderate and contextual Islam.