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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Economic Reviews Journal KENDALI: Economics and Social Humanities APPA : Jurnal Pengabdian Kepada Masyarakat Kenduri: Jurnal Pengabdian Dan Pemberdayaan Masyarakat Joong-Ki
Katra Pramadeka
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Arah Kiblat Pemakaman; Analisis Asas-Asas Hukum Islam Badrun Taman; Agusten; Siun Rohan; Katra Pramadeka; Arief Wirawan; Idi Warsah; pengelola, pengelola
Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Vol. 30 No. 1 (2023): April 2023
Publisher : LPPM STAI Ihyaul Ulum Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/tasyri.v30i1.471

Abstract

Penelitian ini berangkat dari problem bervariasinya arah kiblat makam-makam di Kota Bengkulu yang disebabkan berbagai faktor sosial dan normatif yang terjadi di masyarakat. Tujuan penelitian ini adalah merumuskan fikih solutif akurasi arah kiblat pemakaman sebagai acuan aktifitas umat Islam terkait arah kiblat makam. Data penelitian diperoleh melalui observasi variasi arah kiblat makam dan wawancara tokoh-tokoh MUI, tokoh agama, petugas pemakaman, dan masyarakat di Kota Bengkulu. Penelitian ini menggunakan asas-asas hukum Islam sebagai pisau analisis normatif-filosofis dengan mempertimbangkan faktor-faktor religio-sosiologis yang menyebabkan tidak tertibnya arah kiblat pemakaman. Penelitian ini menemukan bahwa melalui analisis asas-asas hukum Islam dan mempertimbangkan faktor-faktor sosial-keagamaan terkait variasi arah kiblat pemakaman, ditemukan pentingnya memastikan pelaksanaan kewajiban hukum berjalan dengan efisien dan tanpa memberatkan (masyaqqah) para individu yang terlibat. Dengan demikian, pendekatan solusi yang diusulkan adalah melalui pengaturan shaf-shaf makam, yang mengadopsi prinsip pengaturan arah kiblat yang serupa dengan yang diterapkan di masjid, untuk memastikan bahwa penentuan arah kiblat pemakaman berlangsung secara efisien dan lancar. Dalam implementasinya, kerjasama erat antara ulama dan umara' juga ditekankan agar solusi ini dapat diimplementasikan sesuai dengan prinsip-prinsip hukum Islam.
Implementasi Green Banking dalam Mendukung Transisi Ekonomi Hijau di Indonesia Studi Bank Syariah Indonesia Kantor Cabang Adam Malik Kota Bengkulu Meidhe Ade Maharani; Idwal B; Katra Pramadeka
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.31003

Abstract

This study aims to analyze the implementation of green banking in supporting Indonesia’s transition toward a green economy through a case study at Bank Syariah Indonesia (BSI) Bengkulu Adam Malik Branch. The research is motivated by climate change urgency and Indonesia’s Nationally Determined Contribution (NDC) commitment to reduce greenhouse gas emissions by 29% by 2030. Using a qualitative case study approach, data were collected through interviews and documentation. The analysis employs Edward III’s policy implementation theory and maqāṣid al-sharī‘ah framework. Findings indicate that green banking has not yet been formulated as a specific product but has been integrated through digital banking services, the BYOND by BSI application, e-Emas features, and paperless systems. The implementation aligns with Islamic objectives of protecting wealth and life while supporting sustainable finance.
Upaya Mitigasi Risiko Pasar Pembiayaan Cicil Emas Bank Syariah Indonesia Kantor Cabang Adam Malik Kota Bengkulu Ani Khusnul Hatimah; Supardi Mursalin; Katra Pramadeka
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31383

Abstract

This study aims to identify the forms of market risk and analyze market risk mitigation efforts in gold installment financing at Bank Syariah Indonesia's Adam Malik Branch Office in Bengkulu City. This study employed a qualitative method with a descriptive approach. Data sources consisted of primary and secondary data. Primary data were obtained through in-depth interviews and observations of pawning officers and customers using gold installment products, while secondary data were obtained from official bank documents, standard operating procedures (SOPs), and relevant literature. Data collection techniques included interviews, observation, and documentation. Data analysis utilized the stages of data reduction, data presentation, and conclusion drawing, referring to the ISO 31000:2018 risk management framework. The results indicate that the primary market risk stems from gold price fluctuations, which impact the value of collateral and potentially lead to losses for the bank. Risk mitigation efforts include customer eligibility analysis, setting appropriate margins, regular gold price monitoring, and ongoing financing oversight. The implementation of ISO 31000:2018-based risk management helps the bank manage risk systematically and structuredly, resulting in safer and more stable financing. This research is expected to contribute to the development of Islamic banking risk management, especially in gold installment financing products.
ANALISIS PENERAPAN STRATEGI PROMOSI DALAM PRODUK GADAI EMAS SYARIAH PADA BANK SYARIAH INDONESIA KANTOR CABANG BENGKULU ADAM MALIK Cici Paramida; Herlina Yustati; Katra Pramadeka
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 3 (2026): April
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i3.66415

Abstract

Abstrak Tujuan dari penelitian ini adalah untuk mengetahui penerapan strategi promosi syariah dalam produk gadai emas syariah dan mengetahui faktor-faktor yang menghambat strategi promosi syariah dalam produk gadai emas syariah pada Bank Syariah Indonesia Kantor Cabang Bengkulu Adam Malik. Penelitian ini menggunakan metode kualitatif deskriptif. Pengumpulan data dilakukan melalui teknik observasi dan wawancara secara mendalam. Data yang digunakan dalam penelitian ini meliputi data primer dan data sekunder yang diperoleh dari dokumen, laporan, serta literatur pendukung. Teknik analisis data dilakukan melalui beberapa tahapan, yaitu pengumpulan data, reduksi data, penyajian data, serta penarikan kesimpulan. Hasil penelitian menunjukkan bahwa: (1) Penerapan strategi promosi syariah pada produk gadai emas syariah pada BSI Kantor Cabang Bengkulu Adam Malik dilakukan melalui media iklan, promosi penjualan, penjualan pribadi (personal selling) dan edukasi syariah kepada masyarakat. (2) Faktor-faktor yang menghambat strategi promosi syariah meliputi keterbatasan sumber daya perusahaan, kurangnya pemahaman masyarakat terhadap nilai syariah dalam promosi, media promosi yang kurang efektif, kondisi sosial, ekonomi dan budaya masyarakat. Kata Kunci: Strategi Promosi Syariah, Gadai Emas Syariah, Bank Syariah Indonesia.   Abstract The purpose of this study was to determine the implementation of sharia promotional strategies for sharia gold pawn products and to identify the factors hindering these promotional strategies at Bank Syariah Indonesia, Adam Malik Branch Office in Bengkulu. This study employed a descriptive qualitative method. Data collection was conducted through observation and in-depth interviews. The data used in this study included primary and secondary data obtained from documents, reports, and supporting literature. Data analysis was conducted through several stages: data collection, data reduction, data presentation, and conclusion drawing. The results showed that: (1) The implementation of sharia promotional strategies for sharia gold pawn products at BSI, Adam Malik Branch Office in Bengkulu was carried out through advertising, sales promotions, personal selling, and sharia education for the public. (2) Factors hindering these promotional strategies include limited company resources, a lack of public understanding of sharia values ​​in promotions, ineffective promotional media, and social, economic, and cultural conditions. Keywords: Sharia Promotion Strategy, Sharia Gold Pawn, Bank Syariah Indonesia.
Co-Authors Agusten Amir Mukadar Ani Khusnul Hatimah Arief Wirawan Arif Rohma Dani Badrun Taman Cici Paramida Desi Isnaini Eka Sri Wahyni Fauzia Agustine Hendra Fernandes Herlina Yustati Idi Warsah idwal Idwal B Khairiah Elwardah Marini Meidhe Ade Maharani Mice Yesia Putri Muhammad Ma’shum Nonie Afrianty pengelola, pengelola Putri Siti Alia Miranti Ria Fitriani Ridhoan Damara Romi Adetio Setiawan Shelly Nevrianti Siun Rohan Supardi Mursalin Yolsa Agustio