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Pembangunan Ekonomi Pedesaan (Studi pada Sebuah Inovasi dan Realisasi Ekonomi Desa Banmaleng Gili Raja Sumenep Madura) Munir, Misbahul; Supandi, Ach Faqih
OECONOMICUS Journal of Economics Vol. 5 No. 2 (2021): (Juni) edisi 10
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2021.5.2.112-121

Abstract

This research method used descriptive qualitative methods (Qualitative Research).The results of this study were in the application of the village economy, the family values that were still thick in the villages must be further enhanced and adhered to as a guide and boundaries so there was no friction between village members (village officials) and the village community itself. With existing institutions or habits, rural communities were usually able to cooperate without significant friction which results in unfair competition in the economic improvement of the village community.
The Influence of Religiosity and Rational Motivation on Interest in Saving at BMT UGT Nusantara Dania, Reza Rohma; Supandi, Ach Faqih; Afiq, Ahmad Zubadul
Wealth: Journal of Islamic Banking and Finance Vol. 2 No. 1 (2023)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v2i1.7921

Abstract

This study aims to analyze the effect of religiosity and rational motivation on the interest in saving at BMT UGT Nusantara capem Kaliwates. This study uses quantitative research with data collection techniques through observation, questionnaires, documentation. Data collection uses statistical data analysis research instruments with the aim of testing the hypotheses that have been set. The population in this study were customers of BMT UGT Nusantara Capem Kaliwates. The sampling technique used is probability sampling, which is a sampling technique that provides equal opportunities for all members of the population to be selected as samples. Then this sampling technique was combined with the cluster random sampling technique, which is a technique for selecting a sample from small groups of units with a total sample taken of 96 customers at BMT UGT Nusantara Capem Kaliwates. In processing the data the researcher used the SPSS 25.0 program. Researchers use multiple linear regression analysis. Based on the results of the research and the results of data analysis and discussion of the results of the data, it was concluded that religiosity has a significant effect on the intention to save at BMT UGT Nusantara Capem Kaliwates with a tcount of 6.823 > ttable of 1.986 with a sig value of 0.001 <0.05. Rational motivation has a significant effect on the Interest in Saving at BMT UGT Nusantara capem Kaliwates with a tcount of 5.067 > ttable of 1.986 with a sig value of 0.001 <0.05. Meanwhile, based on the results of the Anova test or F test, it is known that the significant value for the influence of Religiosity and Rational Motivation simultaneously on the Intention to Save the community at BMT UGT Nusantara capem Kaliwates is 0.001 <0.05 and fcount value is 147.531 > ftable 3.094, thus these results give the meaning that the variable Religiosity (X1) and Rational Motivation (X2) simultaneously have a significant effect on the Interest in Saving (Y). H1 is accepted and H0 is rejected.
Aktualisasi Operasional BMT UGT Sidogiri Jember Dalam Memajukan Perekonomian Masyarakat Supandi, Ach Faqih; Hannan, Fais Faizul; Azakia, Kiki; Umbara, Bastomi Dhani
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 5, No 2 (2024): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v5i2.1845

Abstract

The Indonesian economy is currently growing and developing. This can be seen from the number of financial institutions that continue to maintain their viability in the face of competition. Indonesian financial institutions are usually traditional financial institutions, but currently there are many sharia-based financial institutions. One institution or business entity that is suitable to overcome this problem is the integrated independent business center or better known as Baitul Maal Wat Tamwil (BMT). This research uses quantitative methods to conduct descriptive and qualitative research. Moleong explained, by using descriptive and qualitative methods, the data collected was in the form of text, images, not digital data. This data can be obtained from interviews, field notes, videos, photos and personal documents. The results of this research are that Baitul Maal wa Tamwil (BMT) is a microfinance institution organized by a sharia microfinance institution which is run with the concept of profit sharing, developing sharia microenterprises which aim to raise the status and dignity and defend the interests of the community. poor and destitute people. disadvantaged community groups. BMT has quite a big opportunity based on the concept of justice and is in line with sharia law.
Peluang Dan Tantangan Halal Hospitality Mahfiyah; Supandi, Ach Faqih; Muhammad Abdul Basir
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 4 No. 2 (2022): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v4i2.6975

Abstract

Di tengah hangatnya isu halal, banyak pengusaha yang mulai mengkonsep usahanya sesuai dengan nilai-nilai syariah seperti perbankan syariah, asuransi syariah, investasi syariah, restoran syariah, hotel syariah, pariwisata halal dan lainnya. Dan salah satu aspek industri yang sedang berkembang di Indonesia dengan konsep syariah selain makanan dan wisata adalah hotel. Metode penelitian kualitatif yang digunakan dalam penelitian ini menghasilkan data tertulis yang bersifat deskriptif dan menyertakan informasi dari instansi terkait dalam subjek penelitian. Penelitian ini terutama mengandalkan penelitian kepustakaan. Konsep hotel syariah atau halal hospitality di Indonesia sudah disesuaikan dengan syariat Islam dan Fatwa DSN-MUI 108/DSN-MUI/X/2016 tentang Pedoman Penyelenggaraan Pariwisata Berdasarkan Prinsip Syariah dan Peraturan Menteri Pariwisata dan Ekonomi Kreatif Republik Indonesia No.2 Tahun 2014 tentang Pedoman Pelaksanaan Usaha Hotel Syariah
Position of the Fatwa of the National Sharia Council in the Fiqh Development of Sharia Financial Institutions Supandi, Ach Faqih; Bastomi Dani Umbara; Khittah Ashilah; Kiki Azakia
Wealth: Journal of Islamic Banking and Finance Vol. 4 No. 1 (2025): Wealth: Journal of Islamic Banking and Finance
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v4i1.12958

Abstract

The purpose of the study was to further see the fatwa position of the National Sharia’ah Council in the development of Islamic economic and business fiqh in Indonesia as well as the implementation of duties and functions of the National Sharia’ah Council. Under the applicable statutory regulations, particularly Act No. 21 Year 2008 on Sharia Banking, there is a duty for regulators in this case the Bank of Indonesia to have the charge material contained in the Fatwa MUI absorbable and transformed in formulating Sharia’ah principles in the economic and financial fields of Shariaa into payload material of the Legislation Regulations which have legal and binding powers in general. Fatwa with classical definitions undergoes development and strengthening of positions in institutionalized and collective contemporary fatwa in Indonesia. Both issued by the MUI Fatwa Commission on religious and societal matters in general, as well as those issued by the DSN-MUI or fatwa on Sharia economic issues, particularly the Sharia Economic Institution. The fatwa issued by the MUI Fatwa Commission became a generally applicable referral as well as binding to the ummah of Islam in Indonesia, particularly morally. The DSN fatwa is becoming a binding reference to the existing Shariaa’ah financial institutions (LKS) in the homeland, as well as binding to communities interacting with the LKS.
Analysis of Production Systems from an Islamic Economic Perspective Supandi, Ach Faqih; Ashilah, Khittah; Agustin, Mawadatul Hifniyah; Hannan, Fais Faizul; Firdausi, Firdausi
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.12186

Abstract

Production activities are mandatory to meet all human needs and to utilize the availability of natural resources to meet all what is needed by humans by producing or processing them. Production is the initial activity in economic activity, production basically aims to produce goods and services or produce and add value to the use of goods and services. Production is not only an activity in meeting personal needs but also for prot. Production not only aims to create what does not exist into existence, but also to produce production activities that are empowered In Islam itself, it is also explained about being a good producer based on the production system in an Islamic economic perspective. Therefore, this journal aims to provide an overview and knowledge for the general public and especially for producers to understand the ow of Islam in explaining the production system and regulating it. The method used to describe this research is a qualitative descriptive method, meaning that the technique used in this research is a literature study that focuses on nding information from journals, books or other forms of writing.