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All Journal Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal SOLMA Lumbung Inovasi: Jurnal Pengabdian Kepada Masyarakat Journal of Educational Sciences
Ulfa, Zulia
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Economics, Econometrics & Finance Education Environmental Science Library & Information Science Materials Science & Nanotechnology Physics Social Sciences Other

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KREDIT BERMASALAH PADA LEMBAGA KEUANGAN MIKRO (LKM) USAHA EKONOMI DESA SIMPAN PINJAM (UED-SP) DI KECAMATAN BANDAR SEI KIJANG KABUPATEN PELALAWAN Ulfa, Zulia; Nur, Azlina; Julita, Julita
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 6, No 1 (2019): (Januari - Juni 2019)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to obtain empirical evidence about the effect of character, capacity,capital, collateral, condition, loan term at UED-SP in Bandar Sei Kijang Sub-district inPelalawan District. The sample in this research totalled 61 Respondents. Method ofdetermination of the sample using the census method technique of data analysis in thisstudy using multiple linear regression, t-Test and test the assumptions of normality testsinclude classic, multikolonearitas, heteroskedastisitas and autocorrelation datamanagement using program SPSS version 21.0 softwere. From the test results indicatesthat character, capacity, collateral, condition of economy and loan term effect on nonperforming loan (Y)Keywords : Character, Capacity, Collateral, Condition Of Economy, Loan Term, NonPerforming Loan.
Pelatihan Pemanfaatan Limbah Sabut Kelapa Menjadi Komoditas Kerajinan bagi Sekolah di Kecamatan Gaung Anak Serka Kabupaten Indragiri Hilir Ernidawati, Ernidawati; Hermita, Neni; Hasanuddin, Hasanuddin; Zulkarnain, Zulkarnain; Fakhruddin, Fakhruddin; Satria, Defni; Idris, Idris; Ulfa, Zulia; Listia, Engla; Pasaribu, Alfredo Flarianus; Syahputra, Rizki; Arianti, Gusva; Pebriani, Nur Syifa; Pasaribu, Sari Adinda; Mgh, Tagun; Rizal, Adilla Alya; Panggabean, Tara Sri Melati br; Salsabila, Febry Defma; Septiani, Viona; Mulya, Dara Eka Permata; Putri, Indah Widya; Sabda, Rozianti; Shella, Melda Okta; Sinambela, Tasya; Nurfadila, Anya; Marpaung, Rian Rinaldi; Januriansyah, Yudis
Lumbung Inovasi: Jurnal Pengabdian kepada Masyarakat Vol. 9 No. 4 (2024): December
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/linov.v9i4.2279

Abstract

Pemanfaatan limbah sabut kelapa sebagai bahan kerajinan di Kecamatan Gaung Anak Serka, Kabupaten Indragiri Hilir, merupakan strategi yang efektif untuk mengurangi dampak negatif terhadap lingkungan dan meningkatkan nilai ekonomi masyarakat. Daerah ini memiliki perkebunan kelapa yang luas, tetapi limbah sabut kelapa belum banyak dimanfaatkan, sehingga sering menumpuk dan mencemari lingkungan. Kegiatan pengabdian ini bertujuan untuk mengolah limbah sabut kelapa menjadi produk kerajinan yang bernilai ekonomi dan edukatif bagi guru dan siswa di sekolah. Kegiatan ini menggunakan metode pendekatan partisipatif dimana pada pendekatan ini terdiri atas beberapa tahap yaitu: tahap identifikasi/assessment, tahap perencanaan/desain program, menyusun desain program, tahap pelaksanaan dan pemantauan, serta tahap evaluasi. Secara keseluruhan respon peserta setelah mengikuti kegiatan ini sangat baik dengan persentase 86,74%. Kegiatan ini dinilai positif dan bermanfaat bagi guru dan siswa karena pemanfaatan limbah sabut kelapa tidak hanya mengurangi limbah tetapi juga meningkatkan kreativitas guru dan siswa dalam menciptakan produk dengan nilai jual yang potensial. Training on Utilization of Coconut Fiber Waste into Craft Commodities for Schools in Gaung Anak Serka District, Indragiri Hilir Regency Abstract Utilization of coconut fiber waste as a craft material in Gaung Anak Serka District, Indragiri Hilir Regency, is an effective strategy to reduce negative impacts on the environment and increase the economic value of the community. This area has extensive coconut plantations, but coconut fiber waste has not been widely utilized, so it often piles up and pollutes the environment. This community service activity aims to process coconut fiber waste into craft products that have economic and educational value for teachers and students at school. This activity uses a participatory approach method where this approach consists of several stages, namely: identification/assessment stage, program planning/design stage, compiling program design, implementation and monitoring stage, and evaluation stage. Overall, the response of participants after participating in this activity was very good with a percentage of 86.74%. This activity is considered positive and beneficial for teachers and students because the utilization of coconut fiber waste not only reduces waste but also increases the creativity of teachers and students in creating products with potential selling value.
Analysis of Needs Seawater Purification Devices by Utilising Solars Panels a Physics Learning Media Ernidawati, Ernidawati; Ulfa, Zulia; Irianti, Mitri; Ma’aruf, Zuhdi; Adh Dhuha, Nur; Akbar, Rayatul
Journal of Educational Sciences Vol. 9 No. 2 (2025): Journal of Educational Sciences
Publisher : FKIP - Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/jes.9.2.p.501-510

Abstract

This study aims to analyze the needs seawater purification devices by utilising solars panels as a medium for learning physics, the research method used is descriptive with a survey approach, involving 23 teachers and 73 students in junior high and senior high schools in Riau Province. The survey results showed that most students felt that learning physics was difficult to understand, especially in renewable energy materials. The experimental method is the main choice in learning physics, but the limitations of experimental tools, include seawater purification devices by utilising solars panels, inhibits hands-on learning. This tool is not only relevant to support contextual physics learning but also provides insight into the use of renewable energy. This tool helps students understand the concept of physics, the use of this seawater purifier also provides an opportunity to teach students about very relevant environmental issues, such as the scarcity of clean water. The results of the study indicate that the provision of this tool is very necessary to improve students' understanding of physics concepts in a concrete and applicable manner.
Physics Learning in Secondary Schools by Sea Water Purification Devices Using Solar Panels: Systematic Literature Review Ernidawati, Ernidawati; Ulfa, Zulia; Dhuha, Nur Adh; Akbar, Rayatul; Irianti, Mitri; Ma’aruf, Zuhdi; Albeta, Sri Wilda; Fauza, Naila; Mulyani, Eva Astuti; Dipuja, Diah Anugerah; Demolawa, Meilan
Jurnal Penelitian Pendidikan IPA Vol 10 No 8 (2024): August
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v10i8.8077

Abstract

There are several ways to purify sea water to make it suitable for use, one of which is:is through a purification process by utilizing solar energy. Apart from being cheap, this energy is also renewable and highly available abundant in tropical areas. Solar energy is an important component for Human survival because human life activities are very dependent on energy availability. This research examines solar panel-based sea water purification devices as a physics learning medium in secondary schools. Using the Systematic Literature Review (SLR) method, this research analyzes various studies on the development of sea water purification equipment that utilizes solar panels. This study highlights relevant physical material such as thermodynamics and renewable energy, which is used as a basis for developing sea water purification devices using solar panels. In addition, this research identifies variations in the tools and materials used in the desalination process, as well as the application of these tools in the context of physics learning.
Inovasi Pengolahan Limbah Sabut Kelapa Menggunakan Lateks sebagai Produk Kerajinan Ramah Lingkungan di Pesisir Riau Ernidawati; Irianti, Mitri; Ma’aruf, Zuhdi; Zulhelmi; Zulkarnain, Zulkarnain; Susanti, Hevi; Hayati, Isnaria Rizki; Andrina, Hanifaturrahmi; Idris; Ulfa, Zulia; Jannah, Miftahul; Sinaga, Ego Srivajawaty
Jurnal SOLMA Vol. 14 No. 3 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v14i3.21010

Abstract

Limbah sabut kelapa merupakan salah satu permasalahan lingkungan di daerah pesisir, termasuk Kabupaten Indragiri Hilir, Provinsi Riau, yang dikenal sebagai sentra perkebunan kelapa terbesar. Pemanfaatan kelapa lebih terfokus pada buah, sementara sabut sering terbuang dan menumpuk sehingga berpotensi mencemari lingkungan. Kegiatan pengabdian kepada masyarakat khususny Ibu-ibu PKK ini bertujuan untuk memberikan solusi inovatif dalam pengolahan limbah sabut kelapa melalui  pemanfaatan  lateks sebagai bahan perekat ramah lingkungan untuk menghasilkan produk kerajinan yang bernilai guna. Metode pelaksanaan menggunakan pendekatan partisipatif melalui tahapan identifikasi masalah, perencanaan program, pelatihan, praktik langsung, serta evaluasi. Hasil kegiatan menunjukkan peningkatan keterampilan masyarakat dalam mengolah sabut kelapa menjadi berbagai produk kerajinan, seperti pot bunga yang memiliki kekuatan dan nilai estetika lebih baik berkat penggunaan lateks. Selain itu, masyarakat menunjukkan antusiasme tinggi serta minat untuk mengembangkan keterampilan ini sebagai peluang usaha kreatif. Dengan demikian, kegiatan ini berkontribusi dalam mengurangi limbah sabut kelapa, dan mendukung pemberdayaan ekonomi masyarakat pesisir melalui pemanfaatan potensi lokal secara berkelanjutan.
Co-Authors Adh Dhuha, Nur Akbar, Rayatul Andrina, Hanifaturrahmi Arianti, Gusva Demolawa, Meilan Dhuha, Nur Adh Dipuja, Diah Anugerah Ernidawati Ernidawati, Ernidawati Fakhruddin Fakhruddin Hasanuddin Hasanuddin Hevi Susanti Idris Idris Idris Januriansyah, Yudis Julita Julita Listia, Engla Marpaung, Rian Rinaldi Mgh, Tagun Miftahul Jannah Mitri Irianti Mulya, Dara Eka Permata Mulyani, Eva Astuti Naila Fauza Neni Hermita Nur, Azlina Nurfadila, Anya Panggabean, Tara Sri Melati br Pasaribu, Alfredo Flarianus Pasaribu, Sari Adinda Pebriani, Nur Syifa Putri, Indah Widya Rizal, Adilla Alya S, Ego Srivajawaty Sabda, Rozianti Salsabila, Febry Defma Satria, Defni Septiani, Viona Shella, Melda Okta Sinambela, Tasya Sri Wilda Albeta Syahputra, Rizki Zuhdi Ma’aruf Zulhelmi Zulkarnain Zulkarnain