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All Journal AT-TURAS: Jurnal Studi Keislaman Bertuah : Jurnal Syariah dan Ekonomi Islam Jurnal Riset Manajemen dan Akuntansi (JURIMA) International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Margin : Journal of Islamic Banking
Nofriza, Eri
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ANALISIS PERAN PEMERINTAH DALAM MENINGKATKAN PEREKONOMIAN SUKU ANAK DALAM : STUDI PADA DESA LUBUK JERING KEC. AIR HITAM KAB. SAROLANGUN Jazali, Munawir; Hardi, Eja Armaz; Nofriza, Eri
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 3 (2023): Desember: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i3.2446

Abstract

This study aims to determine the government’s role in improving the economy of the Orang Rimba, the obstacles encountered in fulfilling the Suku Anak Dalam, and the reasons why the Orang Rimba are still isolated from life in general. This study uses qualitative research. Explain the reality of the events under study. This makes it easier for the writer to obtain data in understanding the analysis of the government’s role in improving the economy of the tribal children in. From the results of this study it can be concluded: 1. The role of the government in improving the economy of the tribal children in, namely: assistance from the government, business capital, coaching. 2. Obstacles faced by the government in improving the internal tribal economy, namely: the absence of focused organization, constraints in conducting outreach, constraints in data collection. 3. The causes of the inner tribe of children who are still isolated from outside life, namely: still following the beliefs of their ancestors, and still following the old culture and rejecting new cultures from the outside.
PENGARUH LABEL HALAL, DESAIN DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN MENGGUNAKAN PRODUK KOSMETIK PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UIN SULTHAN THAHA SAIFUDDIN JAMBI Marissa, Nurliana; Anita, Efni; Nofriza, Eri
Jurnal Riset Rumpun Ilmu Ekonomi Vol. 2 No. 2 (2023): Oktober : Jurnal Riset Rumpun Ilmu Ekonomi
Publisher : Pusat riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrie.v2i2.1814

Abstract

This thesis is entitled The Influence of Halal Labeling, Design and Product Quality on Purchasing Decisions to Use Cosmetic Products in Students of the Faculty of Islamic Economics and Business, UIN Sulthan Thaha Saifuddin Jambi. This study aims to determine the effect of halal labels, design and product quality simultaneously and partially on cosmetic purchasing decisions in students of the Faculty of Islamic Economics and Business. The method used in this study is descriptive quantitative, in which the data collection researchers used observation, interviews, questionnaires and documentation. The number of samples in this study were 96 students, and using a non-probability sampling technique, is a sampling technique that does not provide an opportunity for every element or member of the population to be sampled. The results of the study show that the halal label, design and product quality have a positive and significant effect on purchasing decisions. Based on data analysis in this study, these variables are valid and reliable. In testing the classical assumptions with a normal distribution, heteroscedasticity and multicollinearity do not occur.
Community Financial Management Training to Create an Independent Prosperous Village M. Nazori; Rafidah; Rosmanidar, Elyanti; Kusnadi, Dedek; Mutia, Agustina; Usdeldi; Fusfita, Nurlia; Subhan, Muhammad; Anita, Efni; Rahma, Sri; Nofriza, Eri; Alawiyah, Rabiyatul; Rahman, Sakinah
IJCS: International Journal of Community Service Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i1.536

Abstract

Financial management plays an important role in promoting independence and prosperity in communities, especially in rural areas where economic resources are often limited. This paper explores the importance of community financial management training as a catalyst for creating independent and prosperous villages. By equipping community members with important financial literacy skills, such as budgeting, savings, and investment strategies, villages can better manage their resources and increase their economic stability. This training focuses on empowering community leaders and residents to understand basic financial concepts and implement sustainable financial practices adapted to their local context. Through workshops, seminars, and practical exercises, participants learn to develop financial plans, identify potential sources of income, and reduce financial risks. In addition, this training emphasizes the importance of transparent financial governance and accountability to build trust and cooperation within the community. In addition, case studies and success stories from similar initiatives show the positive impact of financial management training on village development. These examples illustrate how better financial decision making can lead to increased household income, better infrastructure development, and higher social welfare. Ultimately, the goal is to create self-sufficient villages that can develop independently by utilizing their resources effectively and responsibly.
Analysis of Effectiveness and Efficiency in MSME Management for Increasing Income in Mendalo Darat Village, Muaro Jambi Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.608

Abstract

The problem in this study is the decline in the income level of MSME actors during the Covid-19 pandemic, one of the reasons for this is the lack of effectiveness and efficiency of financial management in their businesses, business actors feel they do not understand how to make policies in managing their business finances. The purpose of this study is to determine the effectiveness and efficiency of MSME Mendalo Darat in increasing income and to find out what obstacles are experienced by MSME Mendalo Darat actors in efforts to increase income. The type of method in this study is field/qualitative research. The income of MSME Mendalo Darat has decreased in the Covid-19 era so that e-commerce has a positive impact on the income of  MSME Mendalo Darat.
An Overview of the Palm Oil Plantation Industry and its Social Impact on Local Communities in Jambi Province, Sumatra, Indonesia Aziz, Arfan; Armaz, Eja; Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.839

Abstract

This study aims to provide a comprehensive overview of the palm oil plantation industry and its social impacts on local communities in Jambi Province, Sumatra, Indonesia. Palm oil plantations have become an important economic sector in the region, contributing significantly to the local and national economy. However, on the other hand, the expansion of this industry has also given rise to a variety of complex social and environmental problems. This study uses a qualitative approach with in-depth interviews, field observations, and document analysis to examine the socio-economic impacts on local communities. The results show an increase in the economic welfare of local communities through job creation and infrastructure improvements. However, negative impacts such as land conflicts, environmental degradation, and changes in culture and traditional livelihoods were also found. This study underlines the need for more sustainable and equitable policies in the management of palm oil plantations to minimize negative impacts on local communities and the environment in Jambi Province.
Use of Akulaku Paylater in Islamic Economics (Study on Students of Sharia Economics Study Program, Faculty of Islamic Economics and Business, Sulthan Thaha Saifuddin State Islamic University, Jambi) Kunnuzi , Kunnuzi; Akbar, Faris; Astuti, Amanda Febri; Subhan, Muhammad; Aprillia, Pita; Iqbal, Muhammad; Nofriza, Eri
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.966

Abstract

This research aims to explore how people in the Islamic economy feel about the Akulaku app's PayLater feature. And to get a breakdown of how Akulaku PayLater is being utilised. The methodology of this study is qualitative. This research uses observation, interviews, and documentation to gather information. While data visualisation and reduction are used for analysis. According to the findings of this research, Akulaku users can benefit from the convenience of Akulaku PayLater's on-time payment options by taking advantage of the company's bailout funds. Akulaku PayLater continues to impose unnecessary costs on its customers by charging interest on past due balances and other fees with every purchase. The Qardh and Prohibition of Transactions in the Islamic economy state that akulaku PayLater is not permitted because it contains elements that are detrimental to the user, so the app's use is prohibited if it is banned in the Islamic economy.
Pengaruh Perputaran Modal Kerja dan Struktur Modal Terhadap Profitabilitas pada Perusahaan Syariah (di Sub Sektor Makanan dan Minuman Periode 2020 – 2023) , Nopriani; Anita, Efni; Nofriza, Eri
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 5 No. 2 (2024): Bertuah: Jurnal Syariah dan Ekonomi Islam
Publisher : STAIN Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini di latar belakangi oleh Perputaran Modal kerja dan struktur modal yang membuat profitabilitas yang di ukur mengunakan Rasio Return On Asset mengalami Penurunan. Adapun tujuan penelitian ini adalah (1) Untuk mengetahui ada atau tidak pengaruh perputaran modal kerja dan Struktur Modal terhadap Return On Asset secara simultan. (2) Untuk mengetahui ada atau tidak pengaruh Perputaran Modal Kerja dan Struktur Modal terhadap Return On Asset secara parsial. Jumlah sampel dalam penelitian ini adalah 52 sampel dan menggunakan teknik uji statistic yang dilakukan dengan menggunakan program bantuan computer yaitu Eviews 12. Analisis Regresi Data Panel digunakan sebagai teknik analisis data. Hasil penelitian menunjukkan bahwa Perputaran Modal kerja berpengaruh positif signifikan terhadap profitabilitas pada perusahaan syariah sub sektor makanan dan minuman yang terdaftar di Bursa Efek Indonesia (BEI) sedangkan Struktur Modal berpengaruh Negatif signifikan terhadap profitabilitas pada perusahaan syariah sub sektor makanan dan minuman. Pada pengujian asumsi klasik dengan distribusi normal tidak terjadi heteroskedastisitas dan multikolinearitas. Nilai Adjusted R-Square menunjukkan pengaruh dari variabel independen sebesar 26,78 % sisanya 73,22 dipengaruhi faktor lain diluar model regresi tersebut.
Frugal Living in Islamic Finance: How QRIS Supports Ethical Spending? Fielnanda, Refky; Pujiono, Pujiono; Hermawan, Iwan; Novida, Irma; Istiyanti, Istiyanti; Nofriza, Eri
JURNAL AT-TURAS Vol 12, No 1 (2025)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/at-turas.v12i1.10076

Abstract

Frugal living, or a frugal lifestyle, embodies a concept that coincides with Islamic financial principles, emphasising equilibrium, sustainability, and the avoidance of excessive consumerism. The concept of frugal living has gained increasing relevance in modern economic discourse, particularly in response to financial instability, environmental concerns, and the need for responsible resource management. In the digital age, the payment system utilising the Quick Response Code Indonesian Standard (QRIS) has gained prominence as a tool for facilitating more efficient and transparent financial transactions.  This study examines how the use of QRIS within the Islamic financial framework can enhance ethical consumption practices aligned with the tenets of frugal living.  This research, employing a qualitative methodology through literature analysis, determined that QRIS effectively diminishes cash utilisation, which may foster impulsive spending, enhances precise financial documentation, and reinforces Sharia financial principles such as justice, transparency, and sustainability.  This approach promotes more inclusive and efficient transactions, aligning with the maqashid shariah objectives of preserving individual and societal welfare.  This research suggests that the digitalisation of Islamic finance via QRIS can serve as a strategic tool for fostering more ethical and responsible consumer practices.
PENGARUH KUALITAS LAYANAN DAN KUALITAS PRODUK BSI MOBILE BANKING TERHADAP KEPUASAN NASABAH PADA MAHASISWA FEBI UIN SULTHAN THAHA SAIFUDDIN JAMBI ANGKATAN 2020 Brata Kusuma, Royan; Kurniawan, Bambang; Nofriza, Eri
MARGIN: Journal of Islamic Banking Vol 5 No 1 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i1.2764

Abstract

This study aims to analyze the influence of service quality and product quality of BSI Mobile Banking on customer satisfaction, particularly among students of the Faculty of Economics and Islamic Business (FEBI) at UIN Sulthan Thaha Saifuddin Jambi, class of 2020. This research employs a quantitative approach with a survey method. The study population consists of FEBI UIN Sulthan Thaha Saifuddin Jambi students, class of 2020, who have used BSI Mobile Banking. The sample was determined using a purposive sampling technique, with data collected through questionnaires distributed to 83 respondents. Data analysis was conducted using multiple linear regression tests to measure the effect of the independent variables (service quality and product quality) on the dependent variable (customer satisfaction). The results indicate that both service quality and product quality of BSI Mobile Banking significantly influence customer satisfaction. Good service quality, characterized by responsiveness and reliability, as well as product quality that meets user expectations, can increase customer satisfaction. However, some issues related to limited features and technical disruptions still affect the satisfaction levels of some users
Co-Authors , Nopriani Agustina Mutia Akbar, Faris Alawiyah, Rabiyatul Anita, Efni Aprillia, Pita Armaz, Eja Astuti, Amanda Febri Bambang Kurniawan Brata kusuma, Royan Dedek Kusnadi Eja Armaz Hardi Elyanti Rosmanidar, Elyanti Fusfita, Nurlia Istiyanti, Istiyanti Iwan Hermawan Jazali, Munawir Kunnuzi , Kunnuzi M. Nazori M. Subhan Marissa, Nurliana Muhammad Iqbal Muhammad Subhan Novida, Irma Pujiono Pujiono Rafidah Rafidah Rafidah Rahma, Sri Rahman, Sakinah Refky Fielnanda Usdeldi, Usdeldi